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LOAN PORTFOLIO COMPOSITION - Balance in Allowances for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method (Details 1) (Loans Receivable, USD $)
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance $ 3,472,536 $ 3,130,503 $ 3,339,464 $ 3,296,607 $ 3,296,607
Provision charged to expense 10,000 120,000 40,000 370,000 490,000
Losses charged off (225,111) (130,435) (277,297) (577,902) (585,546)
Recoveries 7,071 31,674 162,329 63,037 138,403
Allowance for loan losses, ending balance 3,264,496 3,151,742 3,264,496 3,151,742 3,339,464
Allowance for loan losses, individually evaluated for impairment, ending balance 829,236 713,675 829,236 713,675 879,141
Allowance for loan losses, collectively evaluated for impairment, ending balance 2,435,260 2,438,067 2,435,260 2,438,067 2,460,306
Loans:          
Loans receivable gross 177,604,849 174,894,114 177,604,849 174,894,114 177,086,150
Loans, individually evaluated for impairment, ending balance 2,814,646 2,365,728 2,814,646 2,365,728 2,743,210
Loans, collectively evaluated for impairment, ending balance 174,790,203 172,528,386 174,790,203 172,528,386 174,342,940
One-to-four family residential
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 828,553 629,452 741,029 697,223 697,223
Provision charged to expense 135,415 (11,330) 207,468 (31,049) 99,055
Losses charged off (162,447) (6,410) (162,447) (76,705) (82,192)
Recoveries 300 2,810 15,771 25,053 26,943
Allowance for loan losses, ending balance 801,821 614,522 801,821 614,522 741,029
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 801,821 614,522 801,821 614,522 741,029
Loans:          
Loans receivable gross 41,973,440 42,323,156 41,973,440 42,323,156 41,386,147
Loans, individually evaluated for impairment, ending balance 512,974 285,550 512,974 285,550 339,513
Loans, collectively evaluated for impairment, ending balance 41,460,466 42,037,606 41,460,466 42,037,606 41,046,634
Commercial real estate
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 793,509 961,695 828,873 1,107,585 1,107,585
Provision charged to expense (76,925) (74,191) (223,858) 36,962 (11,157)
Losses charged off    (99,227)    (356,270) (356,270)
Recoveries    17,716 111,569 17,716 88,715
Allowance for loan losses, ending balance 716,584 805,993 716,584 805,993 828,873
Allowance for loan losses, individually evaluated for impairment, ending balance 225,005 139,523 225,005 139,523 262,177
Allowance for loan losses, collectively evaluated for impairment, ending balance 491,579 666,470 491,579 666,470 566,696
Loans:          
Loans receivable gross 34,049,170 34,826,019 34,049,170 34,826,019 30,973,177
Loans, individually evaluated for impairment, ending balance 1,261,003 1,288,367 1,261,003 1,288,367 1,603,956
Loans, collectively evaluated for impairment, ending balance 32,788,167 33,537,652 32,788,167 33,537,652 29,369,221
Agricultural real estate
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 185,386 48,918 149,568 115,154 115,154
Provision charged to expense (383) 89,538 35,435 23,302 34,414
Losses charged off               
Recoveries               
Allowance for loan losses, ending balance 185,003 138,456 185,003 138,456 149,568
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 185,003 138,456 185,003 138,456 149,568
Loans:          
Loans receivable gross 37,303,424 34,614,339 37,303,424 34,614,339 37,392,116
Loans, individually evaluated for impairment, ending balance 302,816    302,816      
Loans, collectively evaluated for impairment, ending balance 37,000,608 34,614,339 37,000,608 34,614,339 37,392,116
Home equity
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 216,571 325,931 328,996 309,409 309,409
Provision charged to expense 36,705 (37,447) (89,270) 39,314 86,076
Losses charged off (48,383) (13,382) (48,383) (80,126) (80,126)
Recoveries 960 6,607 14,510 13,112 13,637
Allowance for loan losses, ending balance 205,853 281,709 205,853 281,709 328,996
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 205,853 281,709 205,853 281,709 328,996
Loans:          
Loans receivable gross 12,039,266 13,188,975 12,039,266 13,188,975 12,733,963
Loans, individually evaluated for impairment, ending balance 56,700 43,698 56,700 43,698 56,677
Loans, collectively evaluated for impairment, ending balance 11,982,566 13,145,277 11,982,566 13,145,277 12,677,286
Commercial loans
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 978,915 811,630 934,251 711,864 711,864
Provision charged to expense (30,441) 73,497 6,882 172,947 219,102
Losses charged off               
Recoveries    2,969 7,341 3,285 3,285
Allowance for loan losses, ending balance 948,474 888,096 948,474 888,096 934,251
Allowance for loan losses, individually evaluated for impairment, ending balance 604,231 567,536 604,231 567,536 610,779
Allowance for loan losses, collectively evaluated for impairment, ending balance 344,243 320,560 344,243 320,560 323,472
Loans:          
Loans receivable gross 25,615,485 26,449,502 25,615,485 26,449,502 29,046,437
Loans, individually evaluated for impairment, ending balance 675,626 741,497 675,626 741,497 728,672
Loans, collectively evaluated for impairment, ending balance 24,939,859 25,708,005 24,939,859 25,708,005 28,317,765
Agricultural loans
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 53,383 36,034 43,930 58,428 58,428
Provision charged to expense 7,719 30,963 17,172 8,569 (14,498)
Losses charged off               
Recoveries               
Allowance for loan losses, ending balance 61,102 66,997 61,102 66,997 43,930
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 61,102 66,997 61,102 66,997 43,930
Loans:          
Loans receivable gross 12,220,491 8,813,230 12,220,491 8,813,230 10,982,491
Loans, individually evaluated for impairment, ending balance               
Loans, collectively evaluated for impairment, ending balance 12,220,491 8,813,230 12,220,491 8,813,230 10,982,491
Consumer loans
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 161,133 159,451 151,474 138,385 138,385
Provision charged to expense 21,756 (11,365) 76,274 60,787 74,224
Losses charged off (14,281) (11,416) (66,467) (64,801) (66,958)
Recoveries 5,811 1,572 13,138 3,871 5,823
Allowance for loan losses, ending balance 174,419 138,242 174,419 138,242 151,474
Allowance for loan losses, individually evaluated for impairment, ending balance    6,616    6,616 6,185
Allowance for loan losses, collectively evaluated for impairment, ending balance 174,419 131,626 174,419 131,626 145,289
Loans:          
Loans receivable gross 14,403,573 14,678,893 14,403,573 14,678,893 14,571,819
Loans, individually evaluated for impairment, ending balance 5,527 6,616 5,527 6,616 14,392
Loans, collectively evaluated for impairment, ending balance 14,398,046 14,672,277 14,398,046 14,672,277 14,557,427
Unallocated
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 255,086 157,392 161,343 158,559 158,559
Provision charged to expense (83,846) 60,335 9,897 59,168 2,784
Losses charged off               
Recoveries               
Allowance for loan losses, ending balance 171,240 217,727 171,240 217,727 161,343
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 171,240 217,727 171,240 217,727 161,326
Loans:          
Loans receivable gross               
Loans, individually evaluated for impairment, ending balance               
Loans, collectively evaluated for impairment, ending balance