INVESTMENTS - Gross Unrealized Losses and Fair Value in Continuous Loss Position (Details 2) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2013	Dec. 31, 2012
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	$ (3,669,066)	$ (258,237)
Less Than Twelve Months, Fair Value	64,842,450	23,955,743
Twelve Months or More, Gross Unrealized Losses	(10,990)
Twelve Months or More, Fair Value	158,375
Gross Unrealized Losses	(3,680,056)	(258,237)
Fair Value	65,000,825	23,955,743
Mortgage-backed securities (government-sponsored enterprises - residential)
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(1,364,806)	(95,319)
Less Than Twelve Months, Fair Value	36,109,729	16,172,999
Twelve Months or More, Gross Unrealized Losses
Twelve Months or More, Fair Value
Gross Unrealized Losses	(1,364,806)	(95,319)
Fair Value	36,109,729	16,172,999
Unsecured Debt
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(2,304,260)	(162,918)
Less Than Twelve Months, Fair Value	28,732,721	7,782,744
Twelve Months or More, Gross Unrealized Losses	(10,990)
Twelve Months or More, Fair Value	158,375
Gross Unrealized Losses	(2,315,250)	(162,918)
Fair Value	28,891,096	7,782,744
Unsecured Debt | Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(2,019,789)	(152,362)
Less Than Twelve Months, Fair Value	22,730,151	7,237,453
Twelve Months or More, Gross Unrealized Losses	(10,990)
Twelve Months or More, Fair Value	158,375
Gross Unrealized Losses	(2,030,779)	(152,362)
Fair Value	22,888,526	7,237,453
Unsecured Debt | U.S. Government and agencies
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(284,471)	(10,556)
Less Than Twelve Months, Fair Value	6,002,570	545,291
Twelve Months or More, Gross Unrealized Losses
Twelve Months or More, Fair Value
Gross Unrealized Losses	(284,471)	(10,556)
Fair Value	$ 6,002,570	$ 545,291