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LOAN PORTFOLIO COMPOSITION - Impaired Loans (Details 4) (Loans Receivable, USD $)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2013
Dec. 31, 2012
Accounts Notes And Loans Receivable [Line Items]      
Recorded Balance, Total $ 2,548,193 $ 2,548,193 $ 2,743,210
Unpaid Principal Balance, Total 2,548,193 2,548,193 2,743,210
Specific Allowance, Total 880,441 880,441 879,141
Average Impairment in Impaired Loans, Total 2,642,278 2,658,966 2,848,158
Interest Income Recognized, Total 34,738 72,330 186,062
Interest Income Recognized Cash Basis, Total 33,740 71,440 182,178
One-to-four family residential
     
Accounts Notes And Loans Receivable [Line Items]      
Loans without a specific valuation allowance, Recorded Balance 420,195 420,195 339,513
Loans without a specific valuation allowance, Unpaid Principal Balance 420,195 420,195 339,513
Loans without a specific valuation allowance, Specific Allowance         
Loans without a specific valuation allowance, Average Impairment in Impaired Loans 421,929 423,155 343,593
Loans without a specific valuation allowance, Interest Income Recognized 3,260 7,502 17,163
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis 1,552 5,729 16,909
Recorded Balance, Total 420,195 420,195 339,513
Unpaid Principal Balance, Total 420,195 420,195 339,513
Specific Allowance, Total         
Average Impairment in Impaired Loans, Total 421,929 423,155 343,593
Interest Income Recognized, Total 3,260 7,502 17,163
Interest Income Recognized Cash Basis, Total 1,552 5,729 16,909
Commercial real estate
     
Accounts Notes And Loans Receivable [Line Items]      
Loans without a specific valuation allowance, Recorded Balance 166,587 166,587 201,135
Loans without a specific valuation allowance, Unpaid Principal Balance 166,587 166,587 201,135
Loans without a specific valuation allowance, Specific Allowance         
Loans without a specific valuation allowance, Average Impairment in Impaired Loans 221,892 216,917 205,756
Loans without a specific valuation allowance, Interest Income Recognized 6,798 6,798 27,727
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis 6,759 6,759 16,136
Loans with a specific valuation allowance, Recorded Balance 1,200,095 1,200,095 1,402,821
Loans with a specific valuation allowance, Unpaid Principal Balance 1,200,095 1,200,095 1,402,821
Loans with a specific valuation allowance, Specific Allowance 231,740 231,740 262,177
Loans with a specific valuation allowance, Average Impairment in Impaired Loans 1,206,167 1,222,921 1,443,005
Loans with a specific valuation allowance, Interest Income Recognized 15,872 38,506 91,130
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis 16,536 39,059 91,075
Recorded Balance, Total 1,366,682 1,366,682 1,603,956
Unpaid Principal Balance, Total 1,366,682 1,366,682 1,603,956
Specific Allowance, Total 231,740 231,740 262,177
Average Impairment in Impaired Loans, Total 1,428,059 1,439,838 1,648,761
Interest Income Recognized, Total 22,670 45,304 118,857
Interest Income Recognized Cash Basis, Total 23,295 45,818 107,211
Home equity
     
Accounts Notes And Loans Receivable [Line Items]      
Loans without a specific valuation allowance, Recorded Balance 64,756 64,756 56,677
Loans without a specific valuation allowance, Unpaid Principal Balance 64,756 64,756 56,677
Loans without a specific valuation allowance, Specific Allowance         
Loans without a specific valuation allowance, Average Impairment in Impaired Loans 53,741 48,879 57,934
Loans without a specific valuation allowance, Interest Income Recognized 962 1,825 4,087
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis 954 1,815 4,162
Recorded Balance, Total 64,765 64,765 56,677
Unpaid Principal Balance, Total 64,765 64,765 56,677
Specific Allowance, Total         
Average Impairment in Impaired Loans, Total 53,741 48,879 57,934
Interest Income Recognized, Total 962 1,825 4,087
Interest Income Recognized Cash Basis, Total 954 1,815 4,162
Commercial
     
Accounts Notes And Loans Receivable [Line Items]      
Loans with a specific valuation allowance, Recorded Balance 690,046 690,046 728,672
Loans with a specific valuation allowance, Unpaid Principal Balance 690,046 690,046 728,672
Loans with a specific valuation allowance, Specific Allowance 648,701 648,701 610,779
Loans with a specific valuation allowance, Average Impairment in Impaired Loans 731,642 739,709 780,979
Loans with a specific valuation allowance, Interest Income Recognized 7,724 17,440 44,887
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis 7,809 17,839 52,898
Recorded Balance, Total 690,046 690,046 728,672
Unpaid Principal Balance, Total 690,046 690,046 728,672
Specific Allowance, Total 648,701 648,701 610,779
Average Impairment in Impaired Loans, Total 731,642 739,709 780,979
Interest Income Recognized, Total 7,724 17,440 44,887
Interest Income Recognized Cash Basis, Total 7,809 17,839 52,898
Consumer
     
Accounts Notes And Loans Receivable [Line Items]      
Loans without a specific valuation allowance, Recorded Balance 6,605 6,605 8,207
Loans without a specific valuation allowance, Unpaid Principal Balance 6,605 6,605 8,207
Loans without a specific valuation allowance, Specific Allowance         
Loans without a specific valuation allowance, Average Impairment in Impaired Loans 6,907 7,385 9,795
Loans without a specific valuation allowance, Interest Income Recognized 122 259 495
Loans without a specific valuation allowance, Interest Income Recognized Cash Basis 130 239 422
Loans with a specific valuation allowance, Recorded Balance     6,185
Loans with a specific valuation allowance, Unpaid Principal Balance     6,185
Loans with a specific valuation allowance, Specific Allowance     6,185
Loans with a specific valuation allowance, Average Impairment in Impaired Loans     7,096
Loans with a specific valuation allowance, Interest Income Recognized     573
Loans with a specific valuation allowance, Interest Income Recognized Cash Basis     576
Recorded Balance, Total 6,505 6,505 14,392
Unpaid Principal Balance, Total 6,505 6,505 14,392
Specific Allowance, Total       6,185
Average Impairment in Impaired Loans, Total 6,907 7,385 16,891
Interest Income Recognized, Total 122 259 1,068
Interest Income Recognized Cash Basis, Total $ 130 $ 239 $ 998