CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
INTEREST INCOME:
Loans	$ 2,299,427	$ 2,461,445	$ 4,644,989	$ 5,001,988
Investment securities	441,778	501,739	876,052	1,026,241
Mortgage-backed securities	171,551	252,869	332,119	458,194
Other	11,958	12,245	23,721	23,766
Total interest income	2,924,714	3,228,298	5,876,881	6,510,189
INTEREST EXPENSE:
Deposits	451,698	583,718	921,148	1,188,464
Other borrowings	2,600	3,892	5,241	6,683
Total interest expense	454,298	587,610	926,389	1,195,147
NET INTEREST INCOME	2,470,416	2,640,688	4,950,492	5,315,042
PROVISION FOR LOAN LOSSES		170,000	30,000	250,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,470,416	2,470,688	4,920,492	5,065,042
NON-INTEREST INCOME:
Fiduciary activities	58,007	60,944	124,109	138,720
Commission income	289,711	265,811	598,871	512,228
Service charges on deposit accounts	206,711	208,992	408,137	399,494
Mortgage banking operations, net	75,844	96,606	146,461	213,732
Net realized gains on sales of available-for-sale securities	104,668	301,580	688,899	526,908
Loan servicing fees	91,599	88,767	185,122	179,029
Other	201,268	163,083	362,247	320,057
Total non-interest income	1,027,808	1,185,783	2,513,846	2,290,168
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,585,829	1,602,441	3,186,564	3,175,383
Occupancy and equipment	258,764	241,759	512,430	490,012
Data processing and telecommunications	140,099	140,551	283,522	270,194
Professional	72,077	81,821	157,370	133,250
Postage and office supplies	62,574	68,090	131,238	134,249
Deposit insurance premium	39,226	38,452	77,346	77,419
Other	309,041	337,581	604,019	647,289
Total non-interest expense	2,467,610	2,510,695	4,952,489	4,927,796
INCOME BEFORE INCOME TAXES	1,030,614	1,145,776	2,481,849	2,427,414
INCOME TAXES	270,539	298,713	709,326	665,601
NET INCOME	$ 760,075	$ 847,063	$ 1,772,523	$ 1,761,813
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.41	$ 0.45	$ 0.95	$ 0.93
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	$ 0.41	$ 0.45	$ 0.95	$ 0.93