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LOAN PORTFOLIO COMPOSITION - Balance in Allowances for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method (Details 1) (USD $)
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, ending balance $ 3,472,536   $ 3,472,536   $ 3,339,464
Loans:          
Loans, individually evaluated for impairment, ending balance 2,548,193   2,548,193   2,743,210
Loans, collectively evaluated for impairment, ending balance 169,780,970   169,780,970   174,342,940
Loans Receivable
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 3,445,969 3,330,911 3,339,464 3,296,607 3,296,607
Provision charged to expense    170,000 30,000 250,000 490,000
Losses charged off (6,427) (397,759) (52,186) (447,467) (585,546)
Recoveries 32,994 27,351 155,258 31,363 138,403
Allowance for loan losses, ending balance 3,472,536 3,130,503 3,472,536 3,130,503 3,339,464
Allowance for loan losses, individually evaluated for impairment, ending balance 880,441 660,655 880,441 660,655 879,141
Allowance for loan losses, collectively evaluated for impairment, ending balance 2,592,095 2,469,848 2,592,095 2,469,848 2,460,306
Loans:          
Loans receivable gross 172,329,163 175,156,187 172,329,163 175,156,187 177,086,150
Loans, individually evaluated for impairment, ending balance 2,548,193 2,494,241 2,548,193 2,494,241 2,743,210
Loans, collectively evaluated for impairment, ending balance 169,780,970 172,661,946 169,780,970 172,661,946 174,342,940
Loans Receivable | One-to-four family residential
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 779,243 667,641 741,029 697,223 697,223
Provision charged to expense 48,470 11,488 72,053 (19,719) 99,055
Losses charged off    (70,295)    (70,295) (82,192)
Recoveries 840 20,618 15,471 22,243 26,943
Allowance for loan losses, ending balance 828,553 629,452 828,553 629,452 741,029
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 828,553 629,452 828,553 629,452 741,029
Loans:          
Loans receivable gross 41,156,553 41,293,201 41,156,553 41,293,201 41,386,147
Loans, individually evaluated for impairment, ending balance 420,195 286,800 420,195 286,800 339,513
Loans, collectively evaluated for impairment, ending balance 40,736,358 41,006,401 40,736,358 41,006,401 41,046,634
Loans Receivable | Commercial real estate
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 837,443 1,098,838 828,873 1,107,585 1,107,585
Provision charged to expense (67,621) 119,900 (146,933) 111,153 (11,157)
Losses charged off    (257,043)    (257,043) (356,270)
Recoveries 23,687    111,569    88,715
Allowance for loan losses, ending balance 793,509 961,695 793,509 961,695 828,873
Allowance for loan losses, individually evaluated for impairment, ending balance 231,740 137,608 231,740 137,608 262,177
Allowance for loan losses, collectively evaluated for impairment, ending balance 561,769 824,087 561,769 824,087 566,696
Loans:          
Loans receivable gross 33,004,015 37,868,011 33,004,015 37,868,011 30,973,177
Loans, individually evaluated for impairment, ending balance 1,366,682 1,389,183 1,366,682 1,389,183 1,603,956
Loans, collectively evaluated for impairment, ending balance 31,637,333 36,478,828 31,637,333 36,478,828 29,369,221
Loans Receivable | Agricultural real estate
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 183,780 123,105 149,568 115,154 115,154
Provision charged to expense 1,606 (74,187) 35,818 (66,236) 34,414
Losses charged off               
Recoveries               
Allowance for loan losses, ending balance 185,386 48,918 185,386 48,918 149,568
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 185,386 48,918 185,386 48,918 149,568
Loans:          
Loans receivable gross 37,077,179 32,612,241 37,077,179 32,612,241 37,392,116
Loans, individually evaluated for impairment, ending balance               
Loans, collectively evaluated for impairment, ending balance 37,077,179 32,612,241 37,077,179 32,612,241 37,392,116
Loans Receivable | Home equity
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 227,620 349,467 328,996 309,409 309,409
Provision charged to expense (11,574) (9,516) (125,975) 76,761 86,076
Losses charged off    (20,000)    (66,744) (80,126)
Recoveries 525 5,980 13,550 6,505 13,637
Allowance for loan losses, ending balance 216,571 325,931 216,571 325,931 328,996
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 216,571 325,931 216,571 325,931 328,996
Loans:          
Loans receivable gross 11,652,179 14,226,553 11,652,179 14,226,553 12,733,963
Loans, individually evaluated for impairment, ending balance 64,765 58,090 64,765 58,090 56,677
Loans, collectively evaluated for impairment, ending balance 11,587,414 14,168,463 11,587,414 14,168,463 12,677,286
Loans Receivable | Commercial loans
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 959,663 708,016 934,251 711,864 711,864
Provision charged to expense 11,911 103,614 37,323 99,450 219,102
Losses charged off               
Recoveries 7,341    7,341 316 3,285
Allowance for loan losses, ending balance 978,915 811,630 978,915 811,630 934,251
Allowance for loan losses, individually evaluated for impairment, ending balance 648,701 515,688 648,701 515,688 610,779
Allowance for loan losses, collectively evaluated for impairment, ending balance 330,214 295,942 330,214 295,942 323,472
Loans:          
Loans receivable gross 24,400,611 23,953,566 24,400,611 23,953,566 29,046,437
Loans, individually evaluated for impairment, ending balance 690,046 752,809 690,046 752,809 728,672
Loans, collectively evaluated for impairment, ending balance 23,710,565 23,200,757 23,710,565 23,200,757 28,317,765
Loans Receivable | Agricultural loans
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 44,570 62,562 43,930 58,428 58,428
Provision charged to expense 8,813 (26,528) 9,453 (22,394) (14,498)
Losses charged off               
Recoveries               
Allowance for loan losses, ending balance 53,383 36,034 53,383 36,034 43,930
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 53,383 36,034 53,383 36,034 43,930
Loans:          
Loans receivable gross 10,676,640 10,263,526 10,676,640 10,263,526 10,982,491
Loans, individually evaluated for impairment, ending balance               
Loans, collectively evaluated for impairment, ending balance 10,676,640 10,263,526 10,676,640 10,263,526 10,982,491
Loans Receivable | Consumer loans
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 173,674 128,927 151,474 138,385 138,385
Provision charged to expense (6,715) 80,192 54,518 72,152 74,224
Losses charged off (6,427) (50,421) (52,186) (53,385) (66,958)
Recoveries 601 753 7,327 2,299 5,823
Allowance for loan losses, ending balance 161,133 159,451 161,133 159,451 151,474
Allowance for loan losses, individually evaluated for impairment, ending balance    7,359    7,359 6,185
Allowance for loan losses, collectively evaluated for impairment, ending balance 161,133 152,092 161,133 152,092 145,289
Loans:          
Loans receivable gross 14,361,986 14,939,089 14,361,986 14,939,089 14,571,819
Loans, individually evaluated for impairment, ending balance 6,505 7,359 6,505 7,359 14,392
Loans, collectively evaluated for impairment, ending balance 14,355,481 14,931,730 14,355,481 14,931,730 14,557,427
Loans Receivable | Unallocated
          
Financing Receivable Allowance For Credit Loss Additional Information [Abstract]          
Allowance for loan losses, beginning balance 239,976 192,355 161,343 158,559 158,559
Provision charged to expense 15,110 (34,963) 93,743 (1,167) 2,784
Losses charged off               
Recoveries               
Allowance for loan losses, ending balance 255,086 157,392 255,086 157,392 161,343
Allowance for loan losses, individually evaluated for impairment, ending balance               
Allowance for loan losses, collectively evaluated for impairment, ending balance 255,086 157,392 255,086 157,392 161,326
Loans:          
Loans receivable gross            
Loans, individually evaluated for impairment, ending balance               
Loans, collectively evaluated for impairment, ending balance