STOCK BASED COMPENSATION (Tables)

6 Months Ended

Jun. 30, 2013

Disclosure Of Compensation Related Costs Share based Payments [Abstract]

Schedule of summary of ESOP shares

	June 30, 2013		June 30, 2012
Unearned shares		31,340		34,983
Shares committed for release		1,098		1,079
Allocated shares		56,292		52,815
Total ESOP shares		88,730		88,877
Fair value of unearned shares	$	597,340	$	591,213

Schedule of stock option activity

						Weighted
				Weighted		Average
				Average		Remaining		Aggregate
				Exercise		Contractual		Instrinsic
	Options			Price/Share		Life (in years)		Value
Outstanding, December 31, 2012		107,338		$	15.60
Granted		-
Exercised		(5,902	)		15.03
Forfeited		-			-
Outstanding, June 30, 2013		101,436		$	15.63		8.66	$	347,735
Exercisable, June 30, 2013		18,251		$	15.55		8.27	$	64,075