EARNINGS PER SHARE (Tables)

6 Months Ended

Jun. 30, 2013

Earnings Per Share [Abstract]

Schedule of earnings per share calculations for basic and diluted methods

	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2013		2012		2013		2012
Net income available to common
shareholders	$	760,075	$	847,063	$	1,772,523	$	1,761,813
Basic average shares outstanding		1,869,499		1,886,211		1,873,692		1,885,638
Diluted potential common shares:
Stock option equivalents		299		475		284		326
Diluted average shares outstanding		1,869,798		1,886,686		1,873,976		1,885,964
Basic earnings per share	$	0.41	$	0.45	$	0.95	$	0.93
Diluted earnings per share	$	0.41	$	0.45	$	0.95	$	0.93