CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 7,636,250	$ 7,293,711
Interest-earning time deposits in banks	2,972,000	2,972,000
Available for sale	109,924,109	115,904,297
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	89,497	96,041
Loans held for sale - net	742,147	711,986
Loans receivable - net of allowance for loan losses of $3,472,536 and $3,339,464 as of June 30, 2013 and December 31, 2012	168,877,834	173,753,059
Premises and equipment - net	5,601,619	5,654,776
Cash surrender value of life insurance	6,713,570	6,612,642
Accrued interest receivable	2,078,170	2,053,472
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $116,807 and $129,279 as of June 30, 2013 and December 31, 2012	654,477	664,436
Real estate owned	137,193	137,193
Income taxes receivable	253,156
Deferred income taxes	2,655,821	464,548
Other assets	1,022,010	1,804,184
Total Assets	313,198,220	321,446,238
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	258,384,484	258,520,729
Other borrowings	7,097,057	12,740,610
Advance payments by borrowers for taxes and insurance	924,287	832,345
Accrued interest payable	240,747	276,757
Deferred compensation payable	3,839,100	3,707,402
Income taxes payable		214,115
Other liabilities	1,435,865	1,033,951
Total liabilities	271,921,540	277,325,909
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,902,530 shares as of June 30, 2013 and 1,908,556 shares as of December 31, 2012	19,025	19,086
Additional paid-in-capital	15,854,388	15,943,273
Retained earnings	27,074,738	25,585,757
Less: Unallocated ESOP shares	(313,400)	(324,380)
Accumulated other comprehensive income (loss)	(1,358,071)	2,896,593
Total stockholders' equity	41,276,680	44,120,329
Total Liabilities and Stockholders' Equity	313,198,220	321,446,238
Investment Securities
ASSETS
Available for sale	60,588,605	63,431,342
Mortgage-backed securities (government-sponsored enterprises - residential)
ASSETS
Available for sale	$ 49,335,504	$ 51,956,481