2.4.0.8018 - Disclosure - DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIEStruefalsefalse1false
falsefalseContext_6ME__30-Jun-2013http://www.sec.gov/CIK0001484949duration2013-01-01T00:00:002013-06-30T00:00:001true
1us-gaap_FairValueDisclosuresAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse| 1falsefalsefalse00falsefalsefalse | xbrli:stringItemTypestringfalse0
2false
2us-gaap_FairValueDisclosuresTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseterseLabel| 1falsefalsefalse00<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<table align="center" style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellspacing="0" cellpadding="0">
<tr valign="top">
<td style="width: 27pt;">
<div style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">9.</font></div>
</td>
<td>
<div align="left"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES</font></div>
</td>
</tr>
</table>
</div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs.  There is a hierarchy of three levels of inputs that may be used to measure fair value:</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<table align="center" style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellspacing="0" cellpadding="0">
<tr valign="top">
<td style="width: 43.2pt;">
<div><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></div>
</td>
<td style="width: 54pt;">
<div style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Level 1</font></font></div>
</td>
<td>
<div align="left"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted prices in active markets for identical assets or liabilities</font></div>
</td>
</tr>
</table>
</div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<table align="center" style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellspacing="0" cellpadding="0">
<tr valign="top">
<td style="width: 43.2pt;">
<div><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></div>
</td>
<td style="width: 54pt;">
<div style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Level 2</font></font></div>
</td>
<td>
<div align="left"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</font></div>
</td>
</tr>
</table>
</div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<table align="center" style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" border="0" cellspacing="0" cellpadding="0">
<tr valign="top">
<td style="width: 43.2pt;">
<div><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></div>
</td>
<td style="width: 54pt;">
<div style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Level 3</font></font></div>
</td>
<td>
<div align="left"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</font></div>
</td>
</tr>
</table>
</div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<p style="font: 1pt/normal 'times new roman', times, serif; margin: 0px; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  </p>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Recurring Measurements</font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The following table presents the fair value measurements of assets  recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2013 and December 31, 2012:</font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;">
<div align="left" style="margin-left: 27pt;">
<table style="width: 90%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">June 30, 2013</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value Measurements Using</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted Prices</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">in Active</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Markets for</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Other</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Identical</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Assets</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 1)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 2)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 3)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">U.S. Government and</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">11,151,851</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">11,151,851</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  (Government sponsored</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  enterprises - residential)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">49,335,504</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">49,335,504</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Municipal bonds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">49,436,754</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">49,436,754</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
</table>
</div>
<div style="text-indent: 0pt; display: block;"> </div>
<div align="left" style="margin-left: 27pt;">
<table style="width: 90%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">December 31, 2012</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value Measurements Using</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted Prices</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">in Active</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Markets for</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Other</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Identical</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Assets</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 1)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 2)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 3)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">U.S. Government and</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  agencies</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">10,328,880</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">10,328,880</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  (Government sponsored</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  enterprises - residential)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">51,956,481</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">51,956,481</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Municipal bonds</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">53,102,462</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">53,102,462</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
</table>
</div>
</div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying condensed consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.  There have been no significant changes in the valuation techniques during the period ended June 30, 2013.</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Available-for-Sale Securities -</font> Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy.  If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models.  Such securities are classified in Level 2 of the valuation hierarchy.  In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.</font></font></div>
<p style="font: 1pt/normal 'times new roman', times, serif; margin: 0px; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"> </p>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Nonrecurring Measurements</font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2013 and December 31, 2012:</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;">
<div style="text-indent: 0pt; display: block;"> </div>
<div align="left" style="margin-left: 27pt;">
<table style="width: 90%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">June 30, 2013</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value Measurements Using</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted Prices</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">in Active</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Markets for</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Other</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Identical</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Assets</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 1)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 2)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 3)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Impaired loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  (collateral dependent)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">598,272</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">598,272</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">137,193</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">137,193</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
</table>
</div>
<div style="text-indent: 0pt; display: block;"> </div>
<div align="left" style="margin-left: 27pt;">
<table style="width: 90%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">December 31, 2012</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="34%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value Measurements Using</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted Prices</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">in Active</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Markets for</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Other</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Identical</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Assets</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="42%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 1)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 2)</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 3)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Impaired loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">  (collateral dependent)</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">1,032,580</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">1,032,580</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="42%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">137,193</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">137,193</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
</table>
</div>
<div style="text-indent: 0pt; display: block;"> </div>
</div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying condensed consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy.  For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Impaired Loans (Collateral Dependent) </font>- The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell.  Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.</font></font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value.  Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary.  Appraisals are reviewed for accuracy and consistency.  Appraisers are selected from the list of approved appraisers maintained by management.  The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral.  Fair value adjustments on impaired loans were $(7,485) at June 30, 2013 and $(183,319) at December 31, 2012.</font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Real Estate Owned</font> – The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell.  Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy.</font></font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value.  Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary.  Appraisals are reviewed for accuracy and consistency.  Appraisers are selected from the list of approved appraisers maintained by management.  The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral.  Fair value adjustments on impaired loans were $0 at June 30, 2013 and $(56,193) at December 31, 2012</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Unobservable (Level 3) Inputs</font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements (dollars in thousands).</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Fair Value at 6/30/13</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Valuation Technique</font></div>
</td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Unobservable Inputs</font></div>
</td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Range (Weighted Average)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom">
<div align="left" style="text-indent: -9pt; margin-right: 14.4pt; margin-left: 9pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Real estate owned</font></div>
</td>
<td align="left" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; margin-left: 4.4pt;"></font>137,193</font></td>
<td style="text-align: left;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Market comparable<br />properties</font></div>
</td>
<td style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;" valign="bottom">
<div style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Comparability adjustments (%)</font></div>
</td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" colspan="2">
<div align="right" style="text-indent: 0pt; margin-right: 1.8pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Not available</font></div>
</td>
<td style="text-align: left;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="28%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="21%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;" valign="bottom" width="27%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"> </td>
</tr>
<tr>
<td align="left" valign="bottom" width="28%">
<div align="left" style="text-indent: -9pt; margin-right: 14.4pt; margin-left: 9pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Collateral-dependent<br />impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; margin-left: 15.2pt;"></font><font style="font-family: 'times new roman'; font-size: 10pt;">598,272</font></font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="21%">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Market comparable<br />properties</font></div>
</td>
<td style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;" valign="bottom" width="27%">
<div style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Marketability discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">20% – 30%(25%)</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"> </td>
</tr>
</table>
</div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-bottom: 2px;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Fair Value at 12/31/12</font></div>
</td>
<td style="text-align: left; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Valuation Technique</font></div>
</td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Unobservable Inputs</font></div>
</td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Range (Weighted Average)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="28%">
<div align="left" style="text-indent: -9pt; margin-right: 14.4pt; margin-left: 9pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; margin-left: 4.4pt;"></font>137,193</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="21%">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Market comparabl<font style="font-family: 'times new roman'; font-size: 10pt;">e</font><br />properties</font></div>
</td>
<td style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;" valign="bottom" width="27%">
<div style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Comparability adjustments (%)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(26%)</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"> </td>
</tr>
<tr>
<td align="left" valign="bottom" width="28%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="21%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;" valign="bottom" width="27%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"> </td>
</tr>
<tr>
<td align="left" valign="bottom" width="28%">
<div align="left" style="text-indent: -9pt; margin-right: 14.4pt; margin-left: 9pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Collateral-dependent<br />impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; margin-left: 5.2pt;"></font><font style="font-family: 'times new roman'; font-size: 10pt;">1,032,580</font></font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="21%">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Market comparable<br />properties</font></div>
</td>
<td style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt;" valign="bottom" width="27%">
<div style="text-align: right; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Marketability discount</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">20% – 30%(25%)</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"> </td>
</tr>
</table>
</div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;">  </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Fair Value of Financial Instruments</font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The following table presents estimated fair values of the Company’s other financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2013 and December 31, 2012:</font></div>
<div style="font: 13px/normal 'times new roman', times, serif; text-align: left; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div style="font: 13px/normal 'times new roman', times, serif; text-align: left; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;">
<div align="left">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"> </td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: center;" valign="bottom" width="44%" colspan="14">June 30, 2013</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="32%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;">
<div style="text-align: center; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value Measurements Using</font></div>
</div>
</td>
<td style="text-align: left; padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted Prices</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">in Active</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Other</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Markets for</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Carrying</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Identical Assets</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Amount</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 1)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 2)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 3)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Financial Assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">7,636,250</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">7,636,250</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">     Interest earning time deposits in banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,972,000</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,972,000</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Other investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">89,497</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">89,497</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">742,147</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">742,147</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Loans, net of allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">168,877,834</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">167,198,862</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">1,113,800</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">1,113,800</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,078,170</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,078,170</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Financial Liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">258,384,484</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">141,533,115</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">119,819,125</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">7,097,057</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">7,097,057</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Advances from borrowers for taxes </font>and insurance</font></div>
</div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">924,287</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">924,287</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">240,747</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">240,747</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unrecognized financial instruments (net </font>of contract amount)</font></div>
</div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Commitments to originate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
</table>
</div>
</div>
<div style="font: 13px/normal 'times new roman', times, serif; text-align: left; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;">
<div align="left">
<table style="width: 100%; font-family: 'times new roman'; font-size: 10pt;" cellspacing="0" cellpadding="0">
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="22%" colspan="6"> </td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="44%" colspan="14">
<div style="text-align: center; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">December 31, 2012</font></font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="32%" colspan="10">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Fair Value Measurements Using</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Quoted Prices</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">in Active</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Other</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Significant</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Markets for</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Observable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unobservable</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Carrying</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Identical Assets</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Inputs</font></div>
</td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td style="padding-bottom: 2px;" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="43%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Amount</font></div>
</td>
<td style="width: 16px; text-align: left; padding-bottom: 2px; vertical-align: bottom;" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 1)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="10%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 2)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="8%" colspan="2">
<div align="center" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">(Level 3)</font></div>
</td>
<td style="text-align: left; padding-bottom: 2px; border-bottom-color: black; border-bottom-width: 2px; border-bottom-style: solid;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Financial Assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="10%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="8%" colspan="2"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">7,293,711</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">7,293,711</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">$</font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">     Interest earning time deposits in banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,972,000</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,972,000</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Other investments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">96,041</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">96,041</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">711,986</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">711,986</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Loans, net of allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">173,753,059</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">172,609,490</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">1,113,800</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">1,113,800</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,053,472</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">2,053,472</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Financial Liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">258,520,729</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">135,656,067</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">125,864,749</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">12,740,610</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">12,740,610</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Advances from borrowers for taxes</font> and insurance</font></div>
</div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">832,345</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">832,345</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">276,757</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">276,757</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">Unrecognized financial instruments (net</font> of contract amount)</font></div>
</div>
</td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Commitments to originate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
<tr>
<td align="left" valign="bottom" width="4%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="left" valign="bottom" width="43%">
<div align="left" style="text-indent: 0pt; margin-right: 0pt; margin-left: 0pt; display: block;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">    Lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="9%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td align="right" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: left;" valign="bottom" width="1%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
<td style="text-align: right;" valign="bottom" width="7%"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">-</font></td>
<td style="text-align: left;" valign="bottom" width="1%" nowrap="nowrap"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></td>
</tr>
</table>
</div>
</div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;">The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying condensed consolidated balance sheets at amounts other than fair value.</font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Cash and Cash Equivalents, Interest-Earning Time Deposits in Banks, Interest Receivable, Federal Home Loan Bank Stock, and Other Investments </font>- The carrying amount approximates fair value.</font></font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Loans Held for Sale </font>- For homogeneous categories of loans, such as mortgage loans held for sale, fair value is estimated using the quoted market prices for securities backed by similar loans, adjusted for differences in loan characteristics.</font></font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Loans - </font>The fair value of loans is estimated by discounting the future cash flows using the market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.  Loans with similar characteristics were aggregated for purposes of the calculations.</font></font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Deposits </font>- Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits.  The carrying amount approximates fair value.  The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.</font></font></div>
<div align="justify" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 0pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Short-term Borrowings, Interest Payable, and Advances from Borrowers for Taxes and Insurance - </font>The carrying amount approximates fair value.</font></font></div>
<p style="font: 1pt/normal 'times new roman', times, serif; margin: 0px; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"> </p>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"> </font></div>
<div align="left" style="font: 13px/normal 'times new roman', times, serif; color: #000000; text-transform: none; text-indent: 0pt; letter-spacing: normal; margin-right: 0pt; margin-left: 27pt; word-spacing: 0px; display: block; white-space: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman'; font-size: 10pt; display: inline;"><font style="font-family: 'times new roman'; font-size: 10pt;"><font style="font-family: 'times new roman'; font-size: 10pt; font-weight: bold; display: inline;">Commitments to Originate Loans, Letters of Credit, and Lines of Credit </font>- The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.  The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.</font></font></div>falsefalsefalse | nonnum:textBlockItemTypenaThe entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 21
-URI http://asc.fasb.org/extlink&oid=28364263&loc=d3e13537-108611
Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=28364263&loc=d3e13433-108611
Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 28
-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612
Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19207-110258
Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 30
-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612
Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 16
-URI http://asc.fasb.org/extlink&oid=28364263&loc=d3e13504-108611
false0
falseDISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIESUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://www.jacksonvillesavings.com/role/DisclosuresAboutFairValueOfAssetsAndLiabilities12