CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 9,207,604	$ 11,387,947
Interest-earning time deposits in banks	2,972,000	2,476,000
Available for sale	109,376,380	102,622,048
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	102,080	116,088
Loans held for sale - net	527,986	446,818
Loans receivable - net of allowance for loan losses of $3,151,742 and $3,296,607 as of September 30, 2012 and December 31, 2011	171,749,599	170,865,102
Premises and equipment - net	5,657,451	5,532,720
Cash surrender value of life insurance	6,560,174	4,402,602
Accrued interest receivable	2,853,789	2,071,534
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $138,796 and $173,791 as of September 30, 2012 and December 31, 2011	668,944	697,733
Real estate owned	167,193	435,480
Deferred income taxes		413,110
Other assets	1,877,855	1,981,808
Total Assets	315,561,422	307,289,357
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	258,532,061	254,240,060
Other borrowings	6,569,633	6,517,750
Advance payments by borrowers for taxes and insurance	476,984	740,083
Accrued interest payable	306,013	349,121
Deferred compensation payable	3,587,318	3,295,827
Income taxes payable	165,786
Other liabilities	1,342,947	981,093
Total liabilities	270,980,742	266,123,934
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,922,156 shares as of September 30, 2012 and 1,920,955 shares as of December 31, 2011	19,222	19,210
Additional paid-in-capital	16,137,999	16,066,624
Retained earnings	25,135,369	22,767,719
Less: Unallocated ESOP shares	(344,370)	(360,620)
Accumulated other comprehensive income	3,632,460	2,672,490
Total stockholders' equity	44,580,680	41,165,423
Total Liabilities and Stockholders' Equity	315,561,422	307,289,357
Investment securities
ASSETS
Available for sale	61,309,756	62,257,962
Mortgage-backed securities
ASSETS
Available for sale	$ 48,066,624	$ 40,364,086