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CONDENSED CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (USD $)
Total
Common Stock
Additional Paid-in Capital
Unallocated ESOP Shares
Retained Earnings
Accumulated Other Comprehensive Income (Loss)
Comprehensive Income
BEGINNING BALANCE at Dec. 31, 2010$ 35,678,150$ 19,237$ 16,159,960$ (395,340)$ 20,045,095$ (150,802) 
Net Income2,511,256   2,511,256 2,511,256
Other comprehensive income - change in net unrealized gains on securities available-for-sale, net of taxes of $1,571,5883,050,730    3,050,7303,050,730
Less: reclassification adjustment for gains included in net income, net of tax of $47,01991,272    91,27291,272
Comprehensive Income      5,470,714
Exercise of stock options211,568217211,351    
Tax benefit related to stock options exercised4,609 4,609    
Purchase and retirement of common stock(181,941)(144)(181,797)    
Shares held by ESOP, commited to be released19,972 4,39215,580   
Dividends ($0.225 per share)(421,949)   (421,949)  
ENDING BALANCE at Sep. 30, 2011$ 40,781,123$ 19,310$ 16,198,515$ (379,760)$ 22,134,402$ 2,808,656