CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST INCOME:
Loans	$ 2,724,942	$ 2,804,964	$ 8,091,921	$ 8,159,709
Investment securities	508,445	441,250	1,510,676	1,292,407
Mortgage-backed securities	309,750	245,163	956,464	652,790
Other	281	2,929	2,620	7,494
Total interest income	3,543,418	3,494,306	10,561,681	10,112,400
INTEREST EXPENSE:
Deposits	680,693	973,323	2,227,822	3,032,258
Other borrowings	3,936	3,050	13,801	7,662
Total interest expense	684,629	976,373	2,241,623	3,039,920
NET INTEREST INCOME	2,858,789	2,517,933	8,320,058	7,072,480
PROVISION FOR LOAN LOSSES	150,000	375,000	475,000	1,500,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,708,789	2,142,933	7,845,058	5,572,480
NON-INTEREST INCOME:
Fiduciary activities	50,613	61,122	168,321	145,940
Commission income	349,543	306,636	1,109,470	780,634
Service charges on deposit accounts	247,577	277,204	699,600	762,141
Mortgage banking operations, net	100,920	219,529	167,496	345,463
Net realized gains on sales of available-for-sale securities	29,073	80,422	138,291	424,470
Loan servicing fees	91,403	91,502	278,007	276,114
Other	132,132	137,702	399,547	414,198
Total non-interest income	1,001,261	1,174,117	2,960,732	3,148,960
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,549,788	1,518,017	4,633,564	4,297,475
Occupancy and equipment	258,596	279,531	753,424	777,418
Data processing and telecommunications	136,737	124,610	421,099	356,594
Professional	54,428	45,165	151,036	124,554
Postage and office supplies	62,400	71,342	202,252	216,911
Deposit insurance premium	47,689	106,624	198,145	311,456
Impairment on mortgage servicing rights asset	48,386		48,386	165,651
Other	334,727	341,151	909,190	961,190
Total non-interest expense	2,492,751	2,486,440	7,317,096	7,211,249
INCOME BEFORE INCOME TAXES	1,217,299	830,610	3,488,694	1,510,191
INCOME TAXES	345,616	177,289	977,438	177,889
NET INCOME	$ 871,683	$ 653,321	$ 2,511,256	$ 1,332,302
NET INCOME PER COMMON SHARE - BASIC	$ 0.46	$ 0.35	$ 1.33	$ 0.70
NET INCOME PER COMMON SHARE - DILUTED	$ 0.46	$ 0.35	$ 1.33	$ 0.70