CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 5,564,388	$ 8,943,400
Investment securities - available for sale	58,646,240	52,871,871
Mortgage-backed securities - available for sale	45,223,784	41,994,850
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	122,010	130,049
Loans receivable - net of allowance for loan losses of $3,160,826 and $2,964,285 as of June 30, 2011 and December 31, 2010	174,719,202	176,442,118
Loans held for sale - net	231,800	280,000
Premises and equipment - net	5,634,243	5,659,074
Cash surrender value of life insurance	4,323,689	4,238,915
Accrued interest receivable	2,394,999	1,872,779
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $146,661 and $163,989 as of June 30, 2011 and December 31, 2010	793,680	797,327
Real estate owned	551,732	459,877
Deferred income taxes	771,871	1,620,994
Other assets	2,085,170	2,329,232
Total Assets	304,903,175	301,480,853
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	256,606,742	256,423,647
Other borrowings	4,153,462	4,018,235
Advance payments by borrowers for taxes and insurance	715,797	629,788
Accrued interest payable	408,345	556,257
Deferred compensation payable	3,165,810	3,060,637
Income taxes payable	115,756	122,934
Other liabilities	1,003,427	991,205
Total liabilities	266,169,339	265,802,703
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,930,955 shares as of June 30, 2011 and 1,923,689 shares as of December 31, 2010	19,310	19,237
Additional paid-in-capital	16,196,860	16,159,960
Retained earnings	21,405,122	20,045,095
Less: Unallocated ESOP shares	(384,950)	(395,340)
Accumulated other comprehensive income (loss)	1,497,494	(150,802)
Total stockholders' equity	38,733,836	35,678,150
Total Liabilities and Stockholders' Equity	$ 304,903,175	$ 301,480,853