The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP Stock 020002101 759 11,584 SH   SOLE   11,584 0 0
COCA COLA CO COM Stock 191216100 304 7,700 SH   SOLE   7,700 0 0
CORE MARK HOLDING CO INC COM Stock 218681104 20 19,768 SH   SOLE   19,768 0 0
EXPRESS SCRIPTS INC Stock 30219G108 740 8,249 SH   SOLE   8,249 0 0
EXXON MOBIL CORP COM Stock 30231G102 782 9,498 SH   SOLE   9,498 0 0
GENERAL ELECTRIC CO COM Stock 369604103 271 10,163 SH   SOLE   10,163 0 0
GUGGENHEIM BULLETSHARES 2020 CORPORATE BOND ETF ETF 18383M514 477 22,562 SH   SOLE   22,562 0 0
INVESCO VALUE MUN INCOME TR COM CEF 46132P108 145 10,000 SH   SOLE   10,000 0 0
ISHARES 20+ YR TREASURY ETF ETF 464287432 202 1,750 SH   SOLE   1,750 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 11,829 112,488 SH   SOLE   112,488 0 0
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 295 3,478 SH   SOLE   3,478 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 5,281 48,905 SH   SOLE   48,905 0 0
ISHARES CONSERVATIVE ALLOCATION FUND ETF 464289883 3,950 121,670 SH   SOLE   121,670 0 0
ISHARES IBOXX CORPORATE BOND ETF ETF 464287242 235 2,039 SH   SOLE   2,039 0 0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 4,322 39,327 SH   SOLE   39,327 0 0
ISHARES MSCI EAFE ETF ETF 464287465 304 4,764 SH   SOLE   4,764 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 7,038 177,778 SH   SOLE   177,778 0 0
ISHARES MSCI FLOATING RATE NOT E FUNDING ETF ETF 46429B655 5,396 106,569 SH   SOLE   106,569 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 20,220 176,228 SH   SOLE   176,228 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 572 6,165 SH   SOLE   6,165 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606 205 1,204 SH   SOLE   1,204 0 0
ISHARES TIPS BOND ETF ETF 464287176 268 2,400 SH   SOLE   2,400 0 0
JP MORGAN ALERIAN MLP ETN ETF 46625H365 4,316 110,626 SH   SOLE   110,626 0 0
MARKET VECTORS INTERMEDIATE MUNICIPAL INDEX ETF ETF 57060U845 581 25,125 SH   SOLE   25,125 0 0
MEDTRONIC PLC Stock G5960L103 299 4,035 SH   SOLE   4,035 0 0
MERCK & CO INC Stock 58933Y105 3,104 53,894 SH   SOLE   53,894 0 0
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 4,704 47,011 SH   SOLE   47,011 0 0
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 3,920 75,191 SH   SOLE   75,191 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866 3,884 73,719 SH   SOLE   73,719 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 210 2,166 SH   SOLE   2,166 0 0
POWERSHARES BUYBACK ACHIEVERS PORTFOLIO ETF 73935X286 7,804 158,947 SH   SOLE   158,947 0 0
POWERSHARES DWA MOMENTUM PORTFOLIO ETF 73935X153 222 5,111 SH   SOLE   5,111 0 0
POWERSHARES EMERGING MKTS SOVEREIGN DEBT ETF 73936T573 290 10,407 SH   SOLE   10,407 0 0
POWERSHARES SP500 LOW VOLATILITY ETF ETF 73937B779 344 9,259 SH   SOLE   9,259 0 0
SCH US REIT ETF ETF 808524847 802 21,750 SH   SOLE   21,750 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 2,693 110,098 SH   SOLE   110,098 0 0
SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF ETF 808524854 1,607 30,125 SH   SOLE   30,125 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 24,841 812,053 SH   SOLE   812,053 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 2,018 64,049 SH   SOLE   64,049 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 1,069 21,102 SH   SOLE   21,102 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 811 16,319 SH   SOLE   16,319 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 1,355 31,240 SH   SOLE   31,240 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 265 4,601 SH   SOLE   4,601 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 606 11,216 SH   SOLE   11,216 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 4,864 94,549 SH   SOLE   94,549 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,832 125,335 SH   SOLE   125,335 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 4,317 79,911 SH   SOLE   79,911 0 0
SCHWAB US MID-CAP ETF ETF 808524508 1,089 25,412 SH   SOLE   25,412 0 0
SPDR BARCLAYS ISSUER SCORED CORPORATE BOND ETF ETF 78464A144 4,971 159,014 SH   SOLE   159,014 0 0
SPDR MSCI ACWI EX-US ETF ETF 78463X848 8,078 233,662 SH   SOLE   233,662 0 0
SPDR NUVEEN BARCLAYS SHORT TERM MUNICIPAL BOND ETF ETF 78464A425 4,656 192,236 SH   SOLE   192,236 0 0
SPDR NUVEEN S&P HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 2,620 47,434 SH   SOLE   47,434 0 0
SPDR S&P 500 ETF ETF 78462F103 559 2,693 SH   SOLE   2,693 0 0
UNITED STATES COMMODITY INDEX FUND ETF 911717106 1,560 33,079 SH   SOLE   33,079 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 239 6,000 SH   SOLE   6,000 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 310 7,574 SH   SOLE   7,574 0 0
VANGUARD REIT INDEX ETF ETF 922908553 5,629 74,142 SH   SOLE   74,142 0 0
VANGUARD SMALL CAP ETF ETF 922908751 254 2,083 SH   SOLE   2,083 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 266 3,290 SH   SOLE   3,290 0 0
VANGUARD TOTAL STK MKT ETF 922908769 431 4,001 SH   SOLE   4,001 0 0
VERIZON COMMUNICATIONS Stock 92343V104 296 6,290 SH   SOLE   6,290 0 0
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 16,680 228,488 SH   SOLE   228,488 0 0
WISDOMTREE MANAGED FUTURES STRATEGY FUND ETF 97717W125 3,309 77,858 SH   SOLE   77,858 0 0
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 8,662 104,228 SH   SOLE   104,228 0 0
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 1,823 25,789 SH   SOLE   25,789 0 0
WISDOMTREE U.S. DIVIDEND GROWTH FUND ETF 97717X669 10,759 344,831 SH   SOLE   344,831 0 0