The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP Stock 020002101 825 11,587 SH   SOLE   11,587 0 0
COCA COLA CO COM Stock 191216100 312 7,700 SH   SOLE   7,700 0 0
CORE MARK HOLDING CO INC COM Stock 218681104 18 18,440 SH   SOLE   18,440 0 0
EXPRESS SCRIPTS INC Stock 30219G108 716 8,249 SH   SOLE   8,249 0 0
EXXON MOBIL CORP COM Stock 30231G102 811 9,540 SH   SOLE   9,540 0 0
GENERAL ELECTRIC CO COM Stock 369604103 252 10,158 SH   SOLE   10,158 0 0
GUGGENHEIM BULLETSHARES 2020 CORPORATE BOND ETF ETF 18383M514 452 21,009 SH   SOLE   21,009 0 0
INVESCO VALUE MUN INCOME TR COM CEF 46132P108 160 10,000 SH   SOLE   10,000 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 11,797 111,791 SH   SOLE   111,791 0 0
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 4,804 56,603 SH   SOLE   56,602 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 4,485 40,549 SH   SOLE   40,549 0 0
ISHARES CONSERVATIVE ALLOCATION FUND ETF 464289883 3,926 118,886 SH   SOLE   118,886 0 0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 4,415 39,373 SH   SOLE   39,373 0 0
ISHARES MSCI EAFE ETF ETF 464287465 319 4,964 SH   SOLE   4,964 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 6,955 173,306 SH   SOLE   173,306 0 0
ISHARES MSCI FLOATING RATE NOT E FUNDING ETF ETF 46429B655 5,468 107,974 SH   SOLE   107,974 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 19,734 173,182 SH   SOLE   173,182 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 571 6,165 SH   SOLE   6,165 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606 206 1,204 SH   SOLE   1,204 0 0
ISHARES TIPS BOND ETF ETF 464287176 238 2,096 SH   SOLE   2,096 0 0
JP MORGAN ALERIAN MLP ETN ETF 46625H365 4,883 114,095 SH   SOLE   114,094 0 0
MEDTRONIC PLC Stock G5960L103 315 4,035 SH   SOLE   4,035 0 0
MERCK & CO INC Stock 58933Y105 3,097 53,885 SH   SOLE   53,884 0 0
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 4,715 46,453 SH   SOLE   46,453 0 0
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 3,915 75,424 SH   SOLE   75,424 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866 4,321 80,276 SH   SOLE   80,276 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 202 2,166 SH   SOLE   2,166 0 0
POWERSHARES BUYBACK ACHIEVERS PORTFOLIO ETF 73935X286 7,745 157,077 SH   SOLE   157,077 0 0
POWERSHARES EMERGING MKTS SOVEREIGN DEBT ETF 73936T573 285 10,011 SH   SOLE   10,011 0 0
POWERSHARES SP500 LOW VOLATILITY ETF ETF 73937B779 445 11,737 SH   SOLE   11,737 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 2,118 86,938 SH   SOLE   86,937 0 0
SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF ETF 808524854 1,503 27,646 SH   SOLE   27,646 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 23,781 786,658 SH   SOLE   786,658 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 1,097 36,381 SH   SOLE   36,381 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 1,488 29,322 SH   SOLE   29,322 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 962 19,402 SH   SOLE   19,402 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 1,959 45,269 SH   SOLE   45,269 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,512 35,030 SH   SOLE   35,030 0 0
SCHWAB U.S. REIT ETF ETF 808524847 869 21,429 SH   SOLE   21,429 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 277 4,808 SH   SOLE   4,808 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 577 10,512 SH   SOLE   10,512 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 4,709 88,999 SH   SOLE   88,999 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 5,598 142,057 SH   SOLE   142,056 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 4,210 78,152 SH   SOLE   78,151 0 0
SPDR MSCI ACWI EX-US ETF ETF 78463X848 3,457 99,795 SH   SOLE   99,795 0 0
SPDR NUVEEN BARCLAYS SHORT TERM MUNICIPAL BOND ETF ETF 78464A425 4,656 191,428 SH   SOLE   191,428 0 0
SPDR NUVEEN S&P HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 2,523 43,828 SH   SOLE   43,827 0 0
SPDR S&P 500 ETF ETF 78462F103 556 2,693 SH   SOLE   2,693 0 0
UNITED STATES COMMODITY INDEX FUND ETF 911717106 1,048 23,325 SH   SOLE   23,325 0 0
VANGUARD ENERGY ETF 92204A306 219 2,000 SH   SOLE   2,000 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 514 12,574 SH   SOLE   12,574 0 0
VANGUARD REIT INDEX ETF ETF 922908553 6,124 72,634 SH   SOLE   72,633 0 0
VANGUARD SMALL CAP ETF ETF 922908751 253 2,068 SH   SOLE   2,068 0 0
VANGUARD TOTAL STK MKT ETF 922908769 429 4,001 SH   SOLE   4,001 0 0
VERIZON COMMUNICATIONS Stock 92343V104 253 5,211 SH   SOLE   5,211 0 0
VRINGO INC COM Stock 92911N104 9 13,760 SH   SOLE   13,760 0 0
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 29,526 402,805 SH   SOLE   402,804 0 0
WISDOMTREE MANAGED FUTURES STRATEGY FUND ETF 97717W125 3,208 72,445 SH   SOLE   72,445 0 0
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 8,922 103,651 SH   SOLE   103,651 0 0
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 1,803 25,018 SH   SOLE   25,017 0 0