The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP Stock 020002101 812 11,587 SH   SOLE   11,587 0 0
COCA COLA CO Stock 191216100 328 7,700 SH   SOLE   7,700 0 0
EXPRESS SCRIPTS INC Stock 30219G108 688 8,228 SH   SOLE   8,228 0 0
EXXON MOBIL CORP Stock 30231G102 859 9,540 SH   SOLE   9,540 0 0
GENERAL ELECTRIC CO Stock 369604103 276 11,553 SH   SOLE   11,553 0 0
INVESCO VALUE MUN INCOME TR COM CEF 46132P108 164 10,000 SH   SOLE   10,000 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 11,799 112,039 SH   SOLE   112,039 0 0
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 6,720 79,260 SH   SOLE   79,260 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 3,819 34,346 SH   SOLE   34,346 0 0
ISHARES CONSERVATIVE ALLOCATION ETF ETF 464289883 628 19,298 SH   SOLE   19,298 0 0
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 4,279 38,992 SH   SOLE   38,992 0 0
ISHARES MSCI EAFE ETF ETF 464287465 237 3,964 SH   SOLE   3,964 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 6,658 169,470 SH   SOLE   169,470 0 0
ISHARES MSCI FLOATING RATE NOT E FUNDING ETF ETF 46429B655 5,410 106,997 SH   SOLE   106,997 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 19,601 177,144 SH   SOLE   177,144 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 563 6,165 SH   SOLE   6,165 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606 228 1,425 SH   SOLE   1,425 0 0
ISHARES TIPS BOND ETF ETF 464287176 219 1,942 SH   SOLE   1,942 0 0
JP MORGAN ALERIAN MLP ETN ETF 46625H365 4,658 111,436 SH   SOLE   111,436 0 0
MEDTRONIC INC Stock 585055106 294 4,035 SH   SOLE   4,035 0 0
MERCK & CO INC Stock 58933Y105 3,340 53,712 SH   SOLE   53,712 0 0
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 4,662 46,130 SH   SOLE   46,130 0 0
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 5,638 108,884 SH   SOLE   108,884 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866 3,903 72,209 SH   SOLE   72,209 0 0
POWERSHARES BUYBACK ACHIEVERS PORTFOLIO ETF 73935X286 7,707 163,292 SH   SOLE   163,292 0 0
POWERSHARES SP500 LOW VOLATILITY ETF ETF 73937B779 417 10,962 SH   SOLE   10,962 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 1,921 80,265 SH   SOLE   80,265 0 0
SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF ETF 808524854 1,522 28,005 SH   SOLE   28,005 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 22,763 801,788 SH   SOLE   801,788 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 2,355 46,457 SH   SOLE   46,457 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 4,005 82,945 SH   SOLE   82,945 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,170 50,036 SH   SOLE   50,036 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,358 33,808 SH   SOLE   33,808 0 0
SCHWAB U.S. REIT ETF ETF 808524847 934 22,649 SH   SOLE   22,649 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 265 4,900 SH   SOLE   4,900 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 564 10,339 SH   SOLE   10,339 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 3,333 63,107 SH   SOLE   63,107 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 5,331 134,701 SH   SOLE   134,701 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 3,949 77,462 SH   SOLE   77,462 0 0
SPDR NUVEEN BARCLAYS SHORT TERM MUNICIPAL BOND ETF ETF 78464A425 3,798 155,961 SH   SOLE   155,961 0 0
SPDR NUVEEN S&P HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 2,402 41,195 SH   SOLE   41,195 0 0
SPDR S&P 500 ETF ETF 78462F103 585 2,893 SH   SOLE   2,893 0 0
UNITED STATES COMMODITY INDEX FUND ETF 911717106 1,343 28,661 SH   SOLE   28,661 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 299 7,464 SH   SOLE   7,464 0 0
VANGUARD REIT INDEX ETF ETF 922908553 6,336 73,975 SH   SOLE   73,975 0 0
VANGUARD SMALL CAP ETF ETF 922908751 436 3,804 SH   SOLE   3,804 0 0
VANGUARD TOTAL STK MKT ETF 922908769 417 4,001 SH   SOLE   4,001 0 0
VRINGO INC COM Stock 92911N104 5 10,516 SH   SOLE   10,516 0 0
WISDOMTREE EMERGING MARKETS EQUITY INCOME ETF ETF 97717W315 202 4,769 SH   SOLE   4,769 0 0
WISDOMTREE LARGECAP DIVIDEND FUND ETF 97717W307 29,842 407,735 SH   SOLE   407,735 0 0
WISDOMTREE MANAGED FUTURES STRATEGY FUND ETF 97717W125 255 5,826 SH   SOLE   5,826 0 0
WISDOMTREE MIDCAP DIVIDEND FUND ETF 97717W505 8,712 105,221 SH   SOLE   105,221 0 0
WISDOMTREE SMALLCAP DIVIDEND FUND ETF 97717W604 1,809 26,064 SH   SOLE   26,064 0 0