ALLSTATE CORP COM 020002101 756 12873 SH SOLE 12873 0 0 COCA COLA CO COM 191216100 322 7600 SH SOLE 7600 0 0 DISCOVER FINANCIAL SERVICES LLC COM 254709108 251 4056 SH SOLE 4056 0 0 EXPRESS SCRIPTS INC COM 30219G108 574 8286 SH SOLE 8286 0 0 EXXON MOBIL CORP COM 30231G102 966 9590 SH SOLE 9590 0 0 GENERAL ELECTRIC CO COM 369604103 276 10501 SH SOLE 10501 0 0 ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 12603 119253 SH SOLE 119253 0 0 ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 6994 82715 SH SOLE 82715 0 0 ISHARES MSCI FLOATING RATE NOT E FUNDING ETF ETF 46429B655 5895 116034 SH SOLE 116034 0 0 ISHARES S&P 500 GROWTH ETF ETF 464287309 20369 193643 SH SOLE 193643 0 0 ISHARES TIPS BOND ETF ETF 464287176 201 1743 SH SOLE 1743 0 0 MEDTRONIC INC COM 585055106 257 4035 SH SOLE 4035 0 0 MERCK & CO INC COM 58933Y105 3093 53466 SH SOLE 53466 0 0 MORGAN STANLEY DEAN WITTER INSD MUNI BD TR SHS OF BEN INT CEF 46132P108 190 12681 SH SOLE 12681 0 0 PIMCO 1-5 YEAR US TIPS INDEX FUND ETF 72201R205 6577 122774 SH SOLE 122774 0 0 PIMCO ETF TR 0-5 YR HIGH YIELD CORP BD INDEX FD ETF 72201R783 8118 75964 SH SOLE 75964 0 0 PIMCO ETF TR INTER MUN BD STRATEGY FD ETF 72201R866 2021 37974 SH SOLE 37974 0 0 POWERSHARES BUYBACK ACHIEVERS PORTFOLIO ETF 73935X286 7097 158241 SH SOLE 158241 0 0 POWERSHARES SP500 LOW VOLATILITY ETF ETF 73937B779 338 9510 SH SOLE 9510 0 0 SCH US REIT ETF ETF 808524847 968 27354 SH SOLE 27354 0 0 SCHWAB EMERGING MARKET EQ ETF ETF 808524706 1736 66678 SH SOLE 66678 0 0 SCHWAB ETFS- US SMALL-CAP ETF ETF 808524607 256 4671 SH SOLE 4671 0 0 SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 24894 754822 SH SOLE 754822 0 0 SCHWAB INTMEDIATE TERM US TREASURY ETF ETF 808524854 1682 31659 SH SOLE 31659 0 0 SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 2711 53548 SH SOLE 53548 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 3627 77446 SH SOLE 77446 0 0 SCHWAB US AGGREGATE BOND ETF ETF 808524839 3465 66772 SH SOLE 66772 0 0 SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4597 120118 SH SOLE 120118 0 0 SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 3800 78323 SH SOLE 78323 0 0 SCHWAB US LARGE CAP VALUE ETF ETF 808524409 2324 54255 SH SOLE 54255 0 0 SCHWAB US MID-CAP ETF ETF 808524508 1424 35389 SH SOLE 35389 0 0 SCHWAB US TIPS ETF ETF 808524870 583 10460 SH SOLE 10460 0 0 SPDR S&P 500 ETF ETF 78462F103 604 3087 SH SOLE 3087 0 0 SPDR SERIES TRUST NUVEEN S&P HIGH YLD MUN B ETF ETF 78464A284 972 17268 SH SOLE 17268 0 0 SPDR SHORT-TERM MUNICIPAL BOND ETF ETF 78464A425 2486 102160 SH SOLE 102160 0 0 VANGUARD REIT INDEX ETF ETF 922908553 7594 101474 SH SOLE 101474 0 0 WISDOMTREE EMERGING MARKETS EQUITY INCOME ETF ETF 97717W315 6825 131652 SH SOLE 131652 0 0 WISDOMTREE EMERGING MKTS LOCAL DEBT ETF ETF 97717X867 3456 72697 SH SOLE 72697 0 0 WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 29223 412719 SH SOLE 412719 0 0 WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 8972 109876 SH SOLE 109876 0 0 WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 1782 25444 SH SOLE 25444 0 0