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ALLOWANCE FOR POSSIBLE LOAN LOSSES (Details) (USD $)
12 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2010
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Analysis of the allowance for possible loan losses      
Balance at beginning of year   $ 3,165,000 $ 1,618,000
Provision for loan loss     3,165,000
Recovery of previously provided allowance (156,000) (3,595,000) (365,000)
Charge-offs   (609,000) (1,480,000)
Recoveries   1,039,000 227,000
Balance at end of year     3,165,000
Number of loans with allowance for possible losses     2
Aggregate amount of loans with allowance for possible losses     $ 26,655,000