ALLOWANCE FOR POSSIBLE LOAN LOSSES (Tables)

12 Months Ended

Sep. 30, 2012

ALLOWANCE FOR POSSIBLE LOAN LOSSES

Schedule of analysis of the allowance for possible loan losses

The following is an analysis of the allowance for possible loan losses for the years indicated (dollars in thousands):

	Year Ended September 30,
	2011			2010
Balance at beginning of year	$	3,165		$	1,618
Provision for loan loss		—			3,165
Recovery of previously provided allowance		(3,595	)		(365	)
Charge-offs		(609	)		(1,480	)
Recoveries		1,039			227
Balance at end of year	$	—		$	3,165