The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 679 6,143 SH   OTR 2,3 0 0 6,143
3M CO COM 88579Y101 1 7 SH   SOLE   7 0 0
ABBOTT LABS COM 002824100 222 2,292 SH   OTR 3 0 0 2,292
ABBOTT LABS COM 002824100 37 379 SH   SOLE   379 0 0
ABBVIE INC COM 00287Y109 45 337 SH   SOLE   337 0 0
ABBVIE INC COM 00287Y109 373 2,778 SH   OTR 3 0 0 2,778
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 290 1,126 SH   OTR 3 0 0 1,126
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 30 118 SH   SOLE   118 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 301 1,092 SH   OTR 3 0 0 1,092
ADVANCED MICRO DEVICES INC COM 007903107 6 91 SH   SOLE   91 0 0
ADVANCED MICRO DEVICES INC COM 007903107 264 4,173 SH   OTR 2,3 0 0 4,173
AEROVIRONMENT INC COM 008073108 279 3,350 SH   SOLE   3,350 0 0
AEROVIRONMENT INC COM 008073108 3 41 SH   OTR 3 0 0 41
AIRBNB INC COM CL A 009066101 5,435 51,742 SH   OTR 2,3 0 0 51,742
AIRBNB INC COM CL A 009066101 5,252 50,000 PRN Put OTR 2 0 0 50,000
ALPHABET INC CAP STK CL A 02079K305 1,537 16,074 SH   OTR 2,3 0 0 16,074
ALPHABET INC CAP STK CL A 02079K305 3 32 SH   SOLE   32 0 0
ALPHABET INC CAP STK CL C 02079K107 1,188 12,354 SH   OTR 2,3 0 0 12,354
ALPHABET INC CAP STK CL C 02079K107 56 587 SH   SOLE   587 0 0
AMAZON COM INC COM 023135106 36 316 SH   SOLE   316 0 0
AMAZON COM INC COM 023135106 2,918 25,827 SH   OTR 2,3 0 0 25,827
AMAZON COM INC COM 023135106 452 4,000 PRN Call OTR 2 0 0 4,000
AMERICAN TOWER CORP NEW COM 03027X100 270 1,255 SH   OTR 3 0 0 1,255
AMERICAN TOWER CORP NEW COM 03027X100 25 118 SH   SOLE   118 0 0
AMGEN INC COM 031162100 6 26 SH   SOLE   26 0 0
AMGEN INC COM 031162100 266 1,182 SH   OTR 3 0 0 1,182
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 584 23,524 SH   SOLE   23,524 0 0
APPLE INC COM 037833100 12,147 87,896 SH   OTR 2,3 0 0 87,896
APPLE INC COM 037833100 509 3,681 SH   SOLE   3,681 0 0
APPLE INC COM 037833100 2,847 20,600 PRN Put OTR 2 0 0 20,600
AT&T INC COM 00206R102 203 13,255 SH   OTR 3 0 0 13,255
AT&T INC COM 00206R102 21 1,349 SH   SOLE   1,349 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 227 1,004 SH   OTR 3 0 0 1,004
AUTOMATIC DATA PROCESSING IN COM 053015103 9 39 SH   SOLE   39 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 38 141 SH   SOLE   141 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,047 7,665 SH   OTR 2,3 0 0 7,665
BK OF AMERICA CORP COM 060505104 85 2,829 SH   SOLE   2,829 0 0
BK OF AMERICA CORP COM 060505104 577 19,108 SH   OTR 2,3 0 0 19,108
BRISTOL-MYERS SQUIBB CO COM 110122108 17 244 SH   SOLE   244 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 264 3,710 SH   OTR 3 0 0 3,710
BROADCOM INC COM 11135F101 302 679 SH   OTR 3 0 0 679
BROADCOM INC COM 11135F101 2 4 SH   SOLE   4 0 0
CBOE GLOBAL MKTS INC COM 12503M108 2,564 21,844 SH   OTR 2,3 0 0 21,844
CHEVRON CORP NEW COM 166764100 31 213 SH   SOLE   213 0 0
CHEVRON CORP NEW COM 166764100 417 2,901 SH   OTR 3 0 0 2,901
CHUBB LIMITED COM H1467J104 5 28 SH   SOLE   28 0 0
CHUBB LIMITED COM H1467J104 221 1,216 SH   OTR 3 0 0 1,216
CISCO SYS INC COM 17275R102 372 9,305 SH   OTR 2,3 0 0 9,305
CISCO SYS INC COM 17275R102 19 481 SH   SOLE   481 0 0
COCA COLA CO COM 191216100 322 5,745 SH   OTR 3 0 0 5,745
COCA COLA CO COM 191216100 9 162 SH   SOLE   162 0 0
CONOCOPHILLIPS COM 20825C104 16 158 SH   SOLE   158 0 0
CONOCOPHILLIPS COM 20825C104 227 2,222 SH   OTR 3 0 0 2,222
COSTCO WHSL CORP NEW COM 22160K105 6 13 SH   SOLE   13 0 0
COSTCO WHSL CORP NEW COM 22160K105 815 1,726 SH   OTR 2,3 0 0 1,726
CVS HEALTH CORP COM 126650100 12 125 SH   SOLE   125 0 0
CVS HEALTH CORP COM 126650100 349 3,664 SH   OTR 3 0 0 3,664
DANAHER CORPORATION COM 235851102 7 27 SH   SOLE   27 0 0
DANAHER CORPORATION COM 235851102 372 1,442 SH   OTR 3 0 0 1,442
DEERE & CO COM 244199105 42 125 SH   SOLE   125 0 0
DEERE & CO COM 244199105 166 499 SH   OTR 3 0 0 499
DEVON ENERGY CORP NEW COM 25179M103 223 3,714 SH   OTR 3 0 0 3,714
DISNEY WALT CO COM 254687106 11 115 SH   SOLE   115 0 0
DISNEY WALT CO COM 254687106 321 3,400 SH   OTR 3 0 0 3,400
DOLLAR GEN CORP NEW COM 256677105 211 882 SH   OTR 3 0 0 882
ELEVANCE HEALTH INC COM 036752103 352 776 SH   OTR 3 0 0 776
ELEVANCE HEALTH INC COM 036752103 47 103 SH   SOLE   103 0 0
EXXON MOBIL CORP COM 30231G102 500 5,723 SH   OTR 3 0 0 5,723
EXXON MOBIL CORP COM 30231G102 34 388 SH   SOLE   388 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434 175 13,908 SH   SOLE   13,908 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 10 35 SH   SOLE   35 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 255 869 SH   OTR 3 0 0 869
HOME DEPOT INC COM 437076102 44 160 SH   SOLE   160 0 0
HOME DEPOT INC COM 437076102 659 2,387 SH   OTR 3 0 0 2,387
HONEYWELL INTL INC COM 438516106 26 153 SH   SOLE   153 0 0
HONEYWELL INTL INC COM 438516106 380 2,277 SH   OTR 3 0 0 2,277
INGERSOLL RAND INC COM 45687V106 2 43 SH   SOLE   43 0 0
INGERSOLL RAND INC COM 45687V106 195 4,510 SH   OTR 2,3 0 0 4,510
INGERSOLL RAND INC COM 45687V106 173 4,000 PRN Put OTR 2 0 0 4,000
INTERNATIONAL BUSINESS MACHS COM 459200101 185 1,559 SH   OTR 3 0 0 1,559
INTERNATIONAL BUSINESS MACHS COM 459200101 39 327 SH   SOLE   327 0 0
INTUIT COM 461202103 286 739 SH   OTR 3 0 0 739
INVESCO QQQ TR UNIT SER 1 46090E103 8 28 SH   OTR 3 0 0 28
INVESCO QQQ TR UNIT SER 1 46090E103 736 2,755 SH   SOLE   2,755 0 0
ISHARES INC CORE MSCI EMKT 46434G103 80,233 1,866,751 SH   SOLE   1,866,751 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 723 26,144 SH   SOLE   26,144 0 0
ISHARES TR CORE MSCI EAFE 46432F842 89,172 1,693,023 SH   SOLE   1,693,023 0 0
ISHARES TR CORE S&P500 ETF 464287200 181,178 505,167 SH   SOLE   505,167 0 0
ISHARES TR CORE US AGGBD ET 464287226 419 4,352 SH   SOLE   4,352 0 0
ISHARES TR CRE U S REIT ETF 464288521 13,685 288,095 SH   SOLE   288,095 0 0
ISHARES TR EAFE SML CP ETF 464288273 29,040 595,331 SH   SOLE   595,331 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 872 15,541 SH   SOLE   15,541 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 3,575 45,020 SH   SOLE   45,020 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 416 8,950 SH   SOLE   8,950 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,818 77,400 SH   SOLE   77,400 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 52,502 1,172,447 SH   SOLE   1,172,447 0 0
ISHARES TR INTL DEV RE ETF 464288489 9,465 497,115 SH   SOLE   497,115 0 0
ISHARES TR INTL EQTY FACTOR 46434V274 7,730 369,149 SH   SOLE   369,149 0 0
ISHARES TR MICRO-CAP ETF 464288869 20,371 197,029 SH   SOLE   197,029 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,373 24,510 SH   SOLE   24,510 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 50,667 1,452,617 SH   SOLE   1,452,617 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532 735 10,378 SH   SOLE   10,378 0 0
ISHARES TR RUS 1000 ETF 464287622 3,273 16,584 SH   SOLE   16,584 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 344 1,633 SH   SOLE   1,633 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 200 1,474 SH   SOLE   1,474 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 58,748 356,220 SH   SOLE   356,220 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 6,946 33,549 SH   SOLE   33,549 0 0
ISHARES TR SELECT DIVID ETF 464287168 447 4,170 SH   OTR 2 0 0 4,170
ISHARES TR SHORT TREAS BD 464288679 98,369 894,260 SH   SOLE   894,260 0 0
ISHARES TR U S EQUITY FACTR 46434V282 13,919 384,277 SH   SOLE   384,277 0 0
ISHARES TR USD GRN BOND ETF 46435U440 280 6,148 SH   SOLE   6,148 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 2,627 59,077 SH   SOLE   59,077 0 0
JOHNSON & JOHNSON COM 478160104 43 262 SH   SOLE   262 0 0
JOHNSON & JOHNSON COM 478160104 952 5,830 SH   OTR 3 0 0 5,830
JPMORGAN CHASE & CO COM 46625H100 43 414 SH   SOLE   414 0 0
JPMORGAN CHASE & CO COM 46625H100 795 7,607 SH   OTR 2,3 0 0 7,607
KELLOGG CO COM 487836108 476 6,833 SH   SOLE   6,833 0 0
KELLOGG CO COM 487836108 27 395 SH   OTR 3 0 0 395
LILLY ELI & CO COM 532457108 1,263 3,906 SH   OTR 2,3 0 0 3,906
LILLY ELI & CO COM 532457108 711 2,200 PRN Put OTR 2 0 0 2,200
LOWES COS INC COM 548661107 22 115 SH   SOLE   115 0 0
LOWES COS INC COM 548661107 328 1,746 SH   OTR 3 0 0 1,746
MASTERCARD INCORPORATED CL A 57636Q104 575 2,021 SH   OTR 3 0 0 2,021
MASTERCARD INCORPORATED CL A 57636Q104 18 63 SH   SOLE   63 0 0
MCDONALDS CORP COM 580135101 15 63 SH   SOLE   63 0 0
MCDONALDS CORP COM 580135101 700 3,034 SH   OTR 2,3 0 0 3,034
MERCK & CO INC COM 58933Y105 21 247 SH   SOLE   247 0 0
MERCK & CO INC COM 58933Y105 365 4,239 SH   OTR 3 0 0 4,239
META PLATFORMS INC CL A 30303M102 16 115 SH   SOLE   115 0 0
META PLATFORMS INC CL A 30303M102 804 5,922 SH   OTR 2,3 0 0 5,922
MICROSOFT CORP COM 594918104 133 571 SH   SOLE   571 0 0
MICROSOFT CORP COM 594918104 5,744 24,663 SH   OTR 2,3 0 0 24,663
MICROSOFT CORP COM 594918104 1,607 6,900 PRN Put OTR 2 0 0 6,900
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 24 10,768 SH   OTR 3 0 0 10,768
MONDELEZ INTL INC CL A 609207105 227 4,135 SH   OTR 3 0 0 4,135
MORGAN STANLEY COM NEW 617446448 254 3,218 SH   OTR 3 0 0 3,218
MORGAN STANLEY COM NEW 617446448 6 72 SH   SOLE   72 0 0
NETFLIX INC COM 64110L106 423 1,796 SH   OTR 2,3 0 0 1,796
NETFLIX INC COM 64110L106 6 27 SH   SOLE   27 0 0
NEXTERA ENERGY INC COM 65339F101 40 510 SH   SOLE   510 0 0
NEXTERA ENERGY INC COM 65339F101 315 4,015 SH   OTR 3 0 0 4,015
NIKE INC CL B 654106103 2 26 SH   SOLE   26 0 0
NIKE INC CL B 654106103 242 2,911 SH   OTR 3 0 0 2,911
NVIDIA CORPORATION COM 67066G104 542 4,467 SH   OTR 3 0 0 4,467
ORACLE CORP COM 68389X105 311 5,087 SH   OTR 3 0 0 5,087
PAYPAL HLDGS INC COM 70450Y103 8 91 SH   SOLE   91 0 0
PAYPAL HLDGS INC COM 70450Y103 196 2,276 SH   OTR 3 0 0 2,276
PEPSICO INC COM 713448108 519 3,178 SH   OTR 3 0 0 3,178
PEPSICO INC COM 713448108 41 250 SH   SOLE   250 0 0
PFIZER INC COM 717081103 17 385 SH   SOLE   385 0 0
PFIZER INC COM 717081103 487 11,121 SH   OTR 2,3 0 0 11,121
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,472 75,578 SH   SOLE   75,578 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 121,143 1,279,099 SH   SOLE   1,279,099 0 0
PROCTER AND GAMBLE CO COM 742718109 75 593 SH   SOLE   593 0 0
PROCTER AND GAMBLE CO COM 742718109 529 4,194 SH   OTR 3 0 0 4,194
QUALCOMM INC COM 747525103 297 2,629 SH   OTR 3 0 0 2,629
RAYTHEON TECHNOLOGIES CORP COM 75513E101 297 3,627 SH   OTR 3 0 0 3,627
RAYTHEON TECHNOLOGIES CORP COM 75513E101 10 117 SH   SOLE   117 0 0
SCHWAB CHARLES CORP COM 808513105 196 2,723 SH   OTR 3 0 0 2,723
SCHWAB CHARLES CORP COM 808513105 10 134 SH   SOLE   134 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 307 7,257 SH   SOLE   7,257 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3 85 SH   SOLE   85 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 265 8,731 SH   OTR 2 0 0 8,731
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 216 1,518 SH   OTR 2 0 0 1,518
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3 19 SH   SOLE   19 0 0
SHOPIFY INC CL A 82509L107 328 12,171 SH   OTR 2,3 0 0 12,171
SPDR S&P 500 ETF TR TR UNIT 78462F103 535 1,499 SH   SOLE   1,499 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 109,039 1,190,385 SH   SOLE   1,190,385 0 0
STARBUCKS CORP COM 855244109 298 3,540 SH   OTR 3 0 0 3,540
TESLA INC COM 88160R101 6 24 SH   SOLE   24 0 0
TESLA INC COM 88160R101 1,188 4,480 SH   OTR 3 0 0 4,480
TEXAS INSTRS INC COM 882508104 347 2,240 SH   OTR 3 0 0 2,240
TEXAS INSTRS INC COM 882508104 13 83 SH   SOLE   83 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 640 1,261 SH   OTR 3 0 0 1,261
THERMO FISHER SCIENTIFIC INC COM 883556102 14 28 SH   SOLE   28 0 0
T-MOBILE US INC COM 872590104 7 54 SH   SOLE   54 0 0
T-MOBILE US INC COM 872590104 195 1,452 SH   OTR 3 0 0 1,452
TRANE TECHNOLOGIES PLC SHS G8994E103 1,084 7,484 SH   OTR 2,3 0 0 7,484
TRANE TECHNOLOGIES PLC SHS G8994E103 1,014 7,000 PRN Put OTR 2 0 0 7,000
UNION PAC CORP COM 907818108 288 1,478 SH   OTR 3 0 0 1,478
UNION PAC CORP COM 907818108 24 124 SH   SOLE   124 0 0
UNITED PARCEL SERVICE INC CL B 911312106 217 1,343 SH   OTR 3 0 0 1,343
UNITED PARCEL SERVICE INC CL B 911312106 10 63 SH   SOLE   63 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,056 2,090 SH   OTR 2,3 0 0 2,090
UNITEDHEALTH GROUP INC COM 91324P102 253 500 PRN Put OTR 2 0 0 500
UNITY SOFTWARE INC COM 91332U101 290 9,113 SH   OTR 2,3 0 0 9,113
UNITY SOFTWARE INC COM 91332U101 239 7,500 PRN Put OTR 2 0 0 7,500
VANGUARD INDEX FDS GROWTH ETF 922908736 265 1,240 SH   SOLE   1,240 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 336 4,186 SH   SOLE   4,186 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 252 1,403 SH   SOLE   1,403 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 691 5,592 SH   SOLE   5,592 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 589 16,154 SH   SOLE   16,154 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,326 14,286 SH   SOLE   14,286 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,467 64,659 SH   SOLE   64,659 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 5,040 30,849 SH   SOLE   30,849 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,805 27,097 SH   SOLE   27,097 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 222 1,646 SH   OTR 2 0 0 1,646
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 9,334 256,715 SH   SOLE   256,715 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 360 3,791 SH   OTR 2 0 0 3,791
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 25 261 SH   SOLE   261 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 285 6,553 SH   SOLE   6,553 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 897 14,251 SH   SOLE   14,251 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 229 746 SH   SOLE   746 0 0
VISA INC COM CL A 92826C839 1,004 5,650 SH   OTR 2,3 0 0 5,650
VISA INC COM CL A 92826C839 17 94 SH   SOLE   94 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 832 26,501 SH   OTR 2,3 0 0 26,501
WALMART INC COM 931142103 26 204 SH   SOLE   204 0 0
WALMART INC COM 931142103 262 2,023 SH   OTR 3 0 0 2,023
WASTE MGMT INC DEL COM 94106L109 190 1,183 SH   OTR 3 0 0 1,183
WASTE MGMT INC DEL COM 94106L109 37 230 SH   SOLE   230 0 0
WELLS FARGO CO NEW COM 949746101 13 326 SH   SOLE   326 0 0
WELLS FARGO CO NEW COM 949746101 384 9,547 SH   OTR 3 0 0 9,547
WISDOMTREE TR EMERGING MARKETS 97717Y642 20,259 841,124 SH   SOLE   841,124 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 204 5,124 SH   SOLE   5,124 0 0
WISDOMTREE TR INTERNATIONL EFI 97717Y634 41,988 1,545,393 SH   SOLE   1,545,393 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 156,854 5,129,312 SH   SOLE   5,129,312 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 870 33,812 SH   SOLE   33,812 0 0
YUM BRANDS INC COM 988498101 26 246 SH   SOLE   246 0 0
YUM BRANDS INC COM 988498101 206 1,934 SH   OTR 2,3 0 0 1,934
ZIONS BANCORPORATION N A COM 989701107 999 19,644 SH   OTR 2,3 0 0 19,644
ZOETIS INC CL A 98978V103 2 13 SH   SOLE   13 0 0
ZOETIS INC CL A 98978V103 244 1,643 SH   OTR 3 0 0 1,643