The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 264 1,385 SH   OTR 5 0 0 1,385
ABBVIE INC COM 00287Y109 266 2,887 SH   OTR 5 0 0 2,887
ABBVIE INC COM 00287Y109 16 175 SH   SOLE 175 0 0
ADOBE INC COM 00724F101 285 1,259 SH   OTR 5 0 0 1,259
ALLSTATE CORP COM 020002101 374 4,532 SH   OTR 3 5 0 0 4,532
ALPHABET INC CAP STK CL A 02079K305 653 625 SH   OTR 5 0 0 625
ALPHABET INC CAP STK CL C 02079K107 361 349 SH   OTR 5 0 0 349
AMAZON COM INC COM 023135106 970 646 SH   OTR 5 0 0 646
AMERICAN TOWER CORP NEW COM 03027X100 201 1,269 SH   OTR 5 0 0 1,269
AMGEN INC COM 031162100 217 1,113 SH   OTR 5 0 0 1,113
APPLE INC COM 037833100 1,273 8,073 SH   OTR 5 0 0 8,073
APPLE INC COM 037833100 44 277 SH   SOLE 277 0 0
AT&T INC COM 00206R102 361 12,635 SH   OTR 5 0 0 12,635
BANK AMER CORP COM 060505104 401 16,292 SH   OTR 5 0 0 16,292
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 518 2,537 SH   OTR 5 0 0 2,537
BOEING CO COM 097023105 246 763 SH   OTR 5 0 0 763
CHEVRON CORP NEW COM 166764100 416 3,825 SH   OTR 5 0 0 3,825
CHEVRON CORP NEW COM 166764100 16 150 SH   SOLE 150 0 0
CISCO SYS INC COM 17275R102 269 6,219 SH   OTR 5 0 0 6,219
CITIGROUP INC COM NEW 172967424 221 4,243 SH   OTR 5 0 0 4,243
COCA COLA CO COM 191216100 245 5,174 SH   OTR 5 0 0 5,174
COMCAST CORP NEW CL A 20030N101 259 7,610 SH   OTR 5 0 0 7,610
CVS HEALTH CORP COM 126650100 218 3,331 SH   OTR 5 0 0 3,331
DISNEY WALT CO COM DISNEY 254687106 324 2,953 SH   OTR 5 0 0 2,953
DOWDUPONT INC COM 26078J100 230 4,308 SH   OTR 5 0 0 4,308
EXXON MOBIL CORP COM 30231G102 1,084 15,900 SH   OTR 3 5 0 0 15,900
EXXON MOBIL CORP COM 30231G102 409 6,000 SH Put OTR 3 5 0 0 6,000
FACEBOOK INC CL A 30303M102 469 3,577 SH   OTR 5 0 0 3,577
GENERAL ELECTRIC CO COM 369604103 102 13,519 SH   OTR 5 0 0 13,519
HOME DEPOT INC COM 437076102 317 1,844 SH   OTR 5 0 0 1,844
HOME DEPOT INC COM 437076102 4 25 SH   SOLE 25 0 0
HONEYWELL INTL INC COM 438516106 293 2,220 SH   OTR 5 0 0 2,220
INGERSOLL-RAND PLC SHS G47791101 748 8,194 SH   OTR 3 5 0 0 8,194
INTEL CORP COM 458140100 354 7,549 SH   OTR 5 0 0 7,549
INTERNATIONAL BUSINESS MACHS COM 459200101 201 1,771 SH   OTR 5 0 0 1,771
INVESCO EXCHANGE TRADED FD T S&P500 BUY WRT 46137V399 5,174 261,998 SH   SOLE 261,998 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,010 91,089 SH   SOLE 91,089 0 0
ISHARES TR CORE S&P500 ETF 464287200 15,635 62,140 SH   SOLE 62,140 0 0
ISHARES TR CORE US AGGBD ET 464287226 75,696 710,824 SH   SOLE 75,696 0 0
ISHARES TR CRE U S REIT ETF 464288521 2,484 55,375 SH   SOLE 55,375 0 0
ISHARES TR INTL DEV RE ETF 464288489 2,732 101,079 SH   SOLE 101,079 0 0
ISHARES TR MICRO-CAP ETF 464288869 6,268 76,017 SH   SOLE 76,017 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,972 33,556 SH   SOLE 33,556 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 34,098 872,967 SH   SOLE 872,967 0 0
ISHARES TR NATIONAL MUN ETF 464288414 49,329 452,398 SH   SOLE 452,398 0 0
ISHARES TR RUS 1000 ETF 464287622 2,660 19,178 SH   SOLE 19,178 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,753 28,027 SH   SOLE 28,027 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 2,034 13,845 SH   SOLE 13,845 0 0
ISHARES TR SHORT TREAS BD 464288679 91,578 830,263 SH   SOLE 830,263 0 0
JOHNSON & JOHNSON COM 478160104 424 3,288 SH   OTR 5 0 0 3,288
JPMORGAN CHASE & CO COM 46625H100 606 6,208 SH   OTR 5 0 0 6,208
MASTERCARD INCORPORATED CL A 57636Q104 342 1,814 SH   OTR 5 0 0 1,814
MCDONALDS CORP COM 580135101 230 1,296 SH   OTR 5 0 0 1,296
MERCK & CO INC COM 58933Y105 315 4,120 SH   OTR 5 0 0 4,120
MERCK & CO INC COM 58933Y105 15 200 SH   SOLE 200 0 0
MICROSOFT CORP COM 594918104 1,231 12,117 SH   OTR 5 0 0 12,117
MORGAN STANLEY COM NEW 617446448 342 8,622 SH   OTR 3 5 0 0 8,622
ORACLE CORP COM 68389X105 296 6,551 SH   OTR 5 0 0 6,551
PEPSICO INC COM 713448108 313 2,831 SH   OTR 5 0 0 2,831
PFIZER INC COM 717081103 338 7,753 SH   OTR 5 0 0 7,753
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,429 53,782 SH   SOLE 53,782 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,343 44,356 SH   SOLE 44,356 0 0
PROCTER AND GAMBLE CO COM 742718109 2,529 27,516 SH   OTR 3 5 0 0 27,516
PROCTER AND GAMBLE CO COM 742718109 23 253 SH   SOLE 253 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,251 5,005 SH   SOLE 5,005 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 94,476 1,032,973 SH   SOLE 94,476 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 350 1,564 SH   OTR 5 0 0 1,564
UNION PAC CORP COM 907818108 196 1,419 SH   OTR 5 0 0 1,419
UNION PAC CORP COM 907818108 14 100 SH   SOLE 100 0 0
UNITED PARCEL SERVICE INC CL B 911312106 952 9,763 SH   OTR 3 5 0 0 9,763
UNITED TECHNOLOGIES CORP COM 913017109 212 1,993 SH   OTR 5 0 0 1,993
UNITEDHEALTH GROUP INC COM 91324P102 331 1,329 SH   OTR 5 0 0 1,329
VANGUARD INDEX FDS MID CAP ETF 922908629 565 4,087 SH   SOLE 4,087 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,839 24,660 SH   SOLE 24,660 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 544 4,118 SH   SOLE 4,118 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,197 31,426 SH   SOLE 31,426 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 378 6,722 SH   OTR 5 0 0 6,722
VERIZON COMMUNICATIONS INC COM 92343V104 14 250 SH   SOLE 250 0 0
VISA INC COM CL A 92826C839 478 3,625 SH   OTR 5 0 0 3,625
WELLS FARGO CO NEW COM 949746101 508 11,025 SH   OTR 5 0 0 11,025
WISDOMTREE TR EMG MKTS SMCAP 97717W281 5,204 124,223 SH   SOLE 124,223 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 334 7,175 SH   SOLE 7,175 0 0