The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 308 1,757 SH   OTR 4 0 0 1,757
ABBVIE INC COM 00287Y109 230 3,713 SH   OTR 4 0 0 3,713
ADOBE SYS INC COM 00724F101 210 2,193 SH   OTR 4 0 0 2,193
ALPHABET INC CAP STK CL A 02079K305 406 577 SH   OTR 4 0 0 577
ALPHABET INC CAP STK CL C 02079K107 363 525 SH   OTR 4 0 0 525
ALTRIA GROUP INC COM 02209S103 281 4,080 SH   OTR 4 0 0 4,080
AMAZON COM INC COM 023135106 613 856 SH   OTR 4 0 0 856
AMERICAN TOWER CORP NEW COM 03027X100 215 1,891 SH   OTR 4 0 0 1,891
AMGEN INC COM 031162100 228 1,499 SH   OTR 4 0 0 1,499
APPLE INC COM 037833100 980 10,254 SH   OTR 4 0 0 10,254
APPLE INC COM 037833100 33 350 SH   SOLE 350 0 0
AT&T INC COM 00206R102 502 11,618 SH   OTR 4 0 0 11,618
BANK AMER CORP COM 060505104 331 24,944 SH   OTR 4 0 0 24,944
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 365 2,524 SH   OTR 4 0 0 2,524
BRISTOL MYERS SQUIBB CO COM 110122108 256 3,477 SH   OTR 4 0 0 3,477
CELGENE CORP COM 151020104 204 2,068 SH   OTR 4 0 0 2,068
CELGENE CORP COM 151020104 19 195 SH   SOLE 195 0 0
CHEVRON CORP NEW COM 166764100 517 4,936 SH   OTR 4 0 0 4,936
CHUBB LIMITED COM H1467J104 213 1,628 SH   OTR 4 0 0 1,628
CITIGROUP INC COM NEW 172967424 204 4,802 SH   OTR 4 0 0 4,802
COMCAST CORP NEW CL A 20030N101 305 4,677 SH   OTR 4 0 0 4,677
CVS HEALTH CORP COM 126650100 380 3,964 SH   OTR 4 0 0 3,964
DISNEY WALT CO COM DISNEY 254687106 427 4,360 SH   OTR 4 0 0 4,360
EXXON MOBIL CORP COM 30231G102 908 9,682 SH   OTR 4 0 0 9,682
FACEBOOK INC CL A 30303M102 412 3,602 SH   OTR 4 0 0 3,602
FORD MTR CO DEL COM PAR $0.01 345370860 134 10,671 SH   OTR 4 0 0 10,671
GENERAL ELECTRIC CO COM 369604103 722 22,939 SH   OTR 4 0 0 22,939
GOLDMAN SACHS GROUP INC COM 38141G104 218 1,467 SH   OTR 4 0 0 1,467
HOME DEPOT INC COM 437076102 288 2,255 SH   OTR 4 0 0 2,255
HONEYWELL INTL INC COM 438516106 422 3,629 SH   OTR 4 0 0 3,629
INTEL CORP COM 458140100 291 8,875 SH   OTR 4 0 0 8,875
INTERNATIONAL BUSINESS MACHS COM 459200101 328 2,159 SH   OTR 4 0 0 2,159
ISHARES EM MKTS DIV ETF 464286319 873 26,101 SH   SOLE 26,101 0 0
ISHARES TR CORE S&P500 ETF 464287200 767 3,644 SH   SOLE 3,644 0 0
ISHARES TR CORE US AGGBD ET 464287226 70,130 622,744 SH   SOLE 622,744 0 0
ISHARES TR EAFE SML CP ETF 464288273 294 6,087 SH   SOLE 6,087 0 0
ISHARES TR INTL DEV RE ETF 464288489 406 13,922 SH   SOLE 13,922 0 0
ISHARES TR MSCI ACWI ETF 464288257 490 8,708 SH   SOLE 8,708 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,311 59,311 SH   SOLE 59,311 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 701 20,412 SH   SOLE 20,412 0 0
ISHARES TR NATIONAL MUN ETF 464288414 4 31 SH   SOLE 31 0 0
ISHARES TR NATIONAL MUN ETF 464288414 47,220 414,489 SH   OTR 414,295 0 194
ISHARES TR REAL EST 50 ETF 464288521 911 17,633 SH   SOLE 17,633 0 0
ISHARES TR RUS 1000 ETF 464287622 90,276 772,314 SH   OTR 772,278 0 36
ISHARES TR RUSSELL 3000 ETF 464287689 1,763 14,213 SH   SOLE 14,213 0 0
ISHARES TR SHRT TRS BD ETF 464288679 69,490 629,157 SH   OTR 629,077 0 80
JOHNSON & JOHNSON COM 478160104 517 4,265 SH   OTR 4 0 0 4,265
JPMORGAN CHASE & CO COM 46625H100 577 9,286 SH   OTR 4 0 0 9,286
MASTERCARD INC CL A 57636Q104 242 2,752 SH   OTR 4 0 0 2,752
MCDONALDS CORP COM 580135101 211 1,750 SH   OTR 4 0 0 1,750
MEDTRONIC PLC SHS G5960L103 257 2,960 SH   OTR 4 0 0 2,960
MERCK & CO INC COM 58933Y105 373 6,479 SH   OTR 4 0 0 6,479
MICROSOFT CORP COM 594918104 693 13,549 SH   OTR 4 0 0 13,549
MONDELEZ INTL INC CL A 609207105 339 7,448 SH   OTR 4 0 0 7,448
ORACLE CORP COM 68389X105 295 7,202 SH   OTR 4 0 0 7,202
PEPSICO INC COM 713448108 225 2,128 SH   OTR 4 0 0 2,128
PFIZER INC COM 717081103 347 9,856 SH   OTR 4 0 0 9,856
PHILIP MORRIS INTL INC COM 718172109 302 2,967 SH   OTR 4 0 0 2,967
PROCTER & GAMBLE CO COM 742718109 20 233 SH   SOLE 233 0 0
PROCTER & GAMBLE CO COM 742718109 514 6,070 SH   OTR 4 0 0 6,070
STARBUCKS CORP COM 855244109 257 4,505 SH   OTR 4 0 0 4,505
THERMO FISHER SCIENTIFIC INC COM 883556102 334 2,257 SH   OTR 4 0 0 2,257
TJX COS INC NEW COM 872540109 211 2,734 SH   OTR 4 0 0 2,734
UNITED TECHNOLOGIES CORP COM 913017109 243 2,373 SH   OTR 4 0 0 2,373
UNITEDHEALTH GROUP INC COM 91324P102 328 2,323 SH   OTR 4 0 0 2,323
VANGUARD INDEX FDS MID CAP ETF 922908629 1,031 8,343 SH   SOLE 8,343 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,187 13,384 SH   SOLE 13,384 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,069 9,239 SH   SOLE 9,239 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,156 32,825 SH   SOLE 32,825 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 390 6,988 SH   OTR 4 0 0 6,988
VISA INC COM CL A 92826C839 356 4,794 SH   OTR 4 0 0 4,794
WELLS FARGO & CO NEW COM 949746101 518 10,954 SH   OTR 4 0 0 10,954
WISDOMTREE TR EMG MKTS SMCAP 97717W281 34,947 902,102 SH   SOLE 902,102 0 0
WISDOMTREE TR GLB HIGH DIV FD 97717W877 571 13,701 SH   SOLE 13,701 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 2,140 47,819 SH   SOLE 47,819 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 264 5,046 SH   SOLE 5,046 0 0
WISDOMTREE TR MIDCAP DIVI FD 97717W505 603 6,742 SH   SOLE 6,742 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 457 6,380 SH   SOLE 6,380 0 0