The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 218 1,539 SH   OTR 4 55 0 1,484
ABBVIE INC COM 00287Y109 234 4,306 SH   OTR 4 130 0 4,176
ACE LTD SHS H0023R105 237 2,295 SH   OTR 4 0 0 2,295
ADOBE SYS INC COM 00724F101 346 4,211 SH   OTR 4 0 0 4,211
ALLERGAN PLC SHS G0177J108 373 1,372 SH   OTR 4 0 0 1,372
ALTRIA GROUP INC COM 02209S103 270 4,962 SH   OTR 4 0 0 4,962
AMAZON COM INC COM 023135106 429 838 SH   OTR 4 27 0 811
AMERICAN EXPRESS CO COM 025816109 212 2,864 SH   OTR 4 25 0 2,839
AMERICAN INTL GROUP INC COM NEW 026874784 385 6,778 SH   OTR 4 0 0 6,778
AMERICAN TOWER CORP NEW COM 03027X100 313 3,558 SH   OTR 4 0 0 3,558
AMGEN INC COM 031162100 243 1,755 SH   OTR 4 35 0 1,720
ANTHEM INC COM 036752103 264 1,885 SH   OTR 4 0 0 1,885
APPLE INC COM 037833100 838 7,596 SH   OTR 4 105 0 7,491
AT&T INC COM 00206R102 412 12,660 SH   OTR 4 0 0 12,660
AVON PRODS INC COM 054303102 46 14,218 SH   OTR 4 0 0 14,218
BANK AMER CORP COM 060505104 636 40,816 SH   OTR 4 0 0 40,816
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 400 3,069 SH   OTR 4 0 0 3,069
BRISTOL MYERS SQUIBB CO COM 110122108 201 3,392 SH   OTR 4 0 0 3,392
CAPITAL ONE FINL CORP COM 14040H105 242 3,340 SH   OTR 4 0 0 3,340
CELGENE CORP COM 151020104 298 2,756 SH   OTR 4 75 0 2,681
CHESAPEAKE ENERGY CORP COM 165167107 103 14,000 SH   OTR 4 0 0 14,000
CHEVRON CORP NEW COM 166764100 292 3,701 SH   OTR 4 0 0 3,701
CITIGROUP INC COM NEW 172967424 274 5,529 SH   OTR 4 140 0 5,389
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 291 4,646 SH   OTR 4 170 0 4,476
CVS HEALTH CORP COM 126650100 522 5,406 SH   OTR 4 0 0 5,406
DELTA AIR LINES INC DEL COM NEW 247361702 318 7,084 SH   OTR 4 0 0 7,084
DISNEY WALT CO COM DISNEY 254687106 402 3,934 SH   OTR 4 126 0 3,808
E M C CORP MASS COM 268648102 208 8,611 SH   OTR 4 240 0 8,371
ECOLAB INC COM 278865100 243 2,215 SH   OTR 4 0 0 2,215
EXXON MOBIL CORP COM 30231G102 585 7,863 SH   OTR 4 0 0 7,863
FACEBOOK INC CL A 30303M102 268 2,982 SH   OTR 4 0 0 2,982
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 217 1,200 SH   SOLE 1,200 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 231 17,005 SH   OTR 4 0 0 17,005
GENERAL DYNAMICS CORP COM 369550108 274 1,986 SH   OTR 4 0 0 1,986
GENERAL ELECTRIC CO COM 369604103 623 24,688 SH   OTR 4 515 0 24,173
GENWORTH FINL INC COM CL A 37247D106 83 18,039 SH   OTR 4 0 0 18,039
GOLDMAN SACHS GROUP INC COM 38141G104 349 2,009 SH   OTR 4 0 0 2,009
GOOGLE INC CL A 38259P508 281 440 SH   OTR 4 10 0 430
GOOGLE INC CL C 38259P706 376 618 SH   OTR 4 0 0 618
HEWLETT PACKARD CO COM 428236103 236 9,212 SH   OTR 4 0 0 9,212
HOME DEPOT INC COM 437076102 244 2,113 SH   OTR 4 90 0 2,023
HONEYWELL INTL INC COM 438516106 824 8,706 SH   OTR 4 0 0 8,706
INTEL CORP COM 458140100 263 8,740 SH   OTR 4 0 0 8,740
INTERCONTINENTAL EXCHANGE IN COM 45866F104 233 992 SH   OTR 4 0 0 992
INTERNATIONAL BUSINESS MACHS COM 459200101 322 2,223 SH   OTR 4 0 0 2,223
INTUIT COM 461202103 205 2,307 SH   OTR 4 0 0 2,307
ISHARES TR CORE S&P500 ETF 464287200 301 1,562 SH   SOLE 1,562 0 0
ISHARES TR CORE US AGGBD ET 464287226 119,579 1,091,244 SH   OTR 4 1,088,604 0 2,640
ISHARES TR MSCI EMG MKT ETF 464287234 1,280 39,042 SH   SOLE 39,042 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,791 83,588 SH   SOLE 83,588 0 0
ISHARES TR RUS 1000 ETF 464287622 5,708 53,317 SH   SOLE 53,317 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,480 13,555 SH   SOLE 13,555 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,629 14,300 SH   SOLE 14,300 0 0
ISHARES TR MSCI ACWI ETF 464288257 915 16,965 SH   SOLE 16,965 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,079 22,581 SH   SOLE 22,581 0 0
ISHARES TR INTL DEV RE ETF 464288489 446 15,940 SH   SOLE 15,940 0 0
ISHARES TR REAL EST 50 ETF 464288521 1,540 35,098 SH   SOLE 35,098 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 668 6,350 SH   SOLE 6,350 0 0
JOHNSON & JOHNSON COM 478160104 484 5,186 SH   OTR 4 75 0 5,111
JPMORGAN CHASE & CO COM 46625H100 887 14,542 SH   OTR 4 145 0 14,397
MARKEL CORP COM 570535104 250 312 SH   OTR 4 0 0 312
MASTERCARD INC CL A 57636Q104 316 3,504 SH   OTR 4 0 0 3,504
MEDTRONIC PLC SHS G5960L103 251 3,752 SH   OTR 4 0 0 3,752
MERCK & CO INC NEW COM 58933Y105 379 7,670 SH   OTR 4 140 0 7,530
METLIFE INC COM 59156R108 314 6,660 SH   OTR 4 0 0 6,660
METTLER TOLEDO INTERNATIONAL COM 592688105 214 753 SH   OTR 4 0 0 753
MICROSOFT CORP COM 594918104 624 14,108 SH   OTR 4 0 0 14,108
MONDELEZ INTL INC CL A 609207105 349 8,341 SH   OTR 4 0 0 8,341
O REILLY AUTOMOTIVE INC NEW COM 67103H107 221 884 SH   OTR 4 0 0 884
ORACLE CORP COM 68389X105 311 8,600 SH   OTR 4 0 0 8,600
PEPSICO INC COM 713448108 370 3,928 SH   OTR 4 0 0 3,928
PFIZER INC COM 717081103 348 11,093 SH   OTR 4 0 0 11,093
PHILIP MORRIS INTL INC COM 718172109 285 3,598 SH   OTR 4 0 0 3,598
PRICELINE GRP INC COM NEW 741503403 255 206 SH   OTR 4 0 0 206
PROCTER & GAMBLE CO COM 742718109 367 5,096 SH   OTR 4 228 0 4,868
QUALCOMM INC COM 747525103 1,892 35,216 SH   OTR 4 33,090 0 2,126
RAYTHEON CO COM NEW 755111507 275 2,520 SH   OTR 4 0 0 2,520
SCHLUMBERGER LTD COM 806857108 221 3,206 SH   OTR 4 0 0 3,206
SENSATA TECHNOLOGIES HLDG NV SHS N7902X106 242 5,467 SH   OTR 4 0 0 5,467
STARBUCKS CORP COM 855244109 382 6,712 SH   OTR 4 0 0 6,712
STATE STR CORP COM 857477103 241 3,591 SH   OTR 4 100 0 3,491
TARGET CORP COM 87612E106 260 3,309 SH   OTR 4 0 0 3,309
THERMO FISHER SCIENTIFIC INC COM 883556102 345 2,819 SH   OTR 4 0 0 2,819
TJX COS INC NEW COM 872540109 336 4,709 SH   OTR 4 130 0 4,579
TRANSDIGM GROUP INC COM 893641100 209 986 SH   OTR 4 0 0 986
ULTRA PETROLEUM CORP COM 903914109 86 13,536 SH   OTR 4 0 0 13,536
UNITED TECHNOLOGIES CORP COM 913017109 315 3,543 SH   OTR 4 0 0 3,543
UNITEDHEALTH GROUP INC COM 91324P102 324 2,797 SH   OTR 4 0 0 2,797
VANGUARD INDEX FDS REIT ETF 922908553 2,300 30,452 SH   SOLE 30,452 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,663 14,254 SH   SOLE 14,254 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,478 13,690 SH   SOLE 13,690 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,743 52,678 SH   SOLE 52,678 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 399 9,179 SH   OTR 4 120 0 9,059
VISA INC COM CL A 92826C839 580 8,326 SH   OTR 4 140 0 8,186
WAL-MART STORES INC COM 931142103 260 4,010 SH   OTR 4 0 0 4,010
WELLS FARGO & CO NEW COM 949746101 716 13,952 SH   OTR 4 156 0 13,796
WISDOMTREE TR EMG MKTS SMCAP 97717W281 27,065 760,046 SH   OTR 4 759,181 0 865
WISDOMTREE TR MIDCAP DIVI FD 97717W505 610 7,851 SH   SOLE 7,851 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 352 5,590 SH   SOLE 5,590 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 779 17,142 SH   SOLE 17,142 0 0