The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 545 3,303 SH   OTR 4 0 0 3,303
ABBOTT LABS COM 002824100 408 8,804 SH   OTR 4 0 0 8,804
ABBVIE INC COM 00287Y109 514 8,784 SH   OTR 4 0 0 8,784
ACE LTD SHS H0023R105 522 4,684 SH   OTR 4 0 0 4,684
ACTAVIS PLC SHS G0083B108 683 2,294 SH   OTR 4 0 0 2,294
ADOBE SYS INC COM 00724F101 422 5,708 SH   OTR 4 0 0 5,708
AFFILIATED MANAGERS GROUP COM 008252108 416 1,936 SH   OTR 4 0 0 1,936
AGCO CORP COM 001084102 225 4,716 SH   OTR 4 0 0 4,716
AIR PRODS & CHEMS INC COM 009158106 411 2,720 SH   OTR 4 0 0 2,720
AKORN INC COM 009728106 221 4,642 SH   OTR 4 0 0 4,642
ALEXION PHARMACEUTICALS INC COM 015351109 384 2,218 SH   OTR 4 0 0 2,218
ALLSTATE CORP COM 020002101 207 2,914 SH   OTR 4 0 0 2,914
ALLY FINL INC COM 02005N100 300 14,316 SH   OTR 4 0 0 14,316
ALTRIA GROUP INC COM 02209S103 539 10,766 SH   OTR 4 0 0 10,766
AMAZON COM INC COM 023135106 571 1,534 SH   OTR 4 0 0 1,534
AMERICAN EXPRESS CO COM 025816109 503 6,442 SH   OTR 4 0 0 6,442
AMERICAN INTL GROUP INC COM NEW 026874784 983 17,946 SH   OTR 4 0 0 17,946
AMERICAN TOWER CORP NEW COM 03027X100 744 7,898 SH   OTR 4 0 0 7,898
AMERISOURCEBERGEN CORP COM 03073E105 215 1,888 SH   OTR 4 0 0 1,888
AMGEN INC COM 031162100 599 3,746 SH   OTR 4 0 0 3,746
ANALOG DEVICES INC COM 032654105 515 8,172 SH   OTR 4 0 0 8,172
ANTHEM INC COM 036752103 710 4,598 SH   OTR 4 0 0 4,598
APPLE INC COM 037833100 1,070 8,597 SH   OTR 4 70 0 8,527
AT&T INC COM 00206R102 732 22,413 SH   OTR 4 0 0 22,413
AVNET INC COM 053807103 329 7,398 SH   OTR 4 0 0 7,398
AVON PRODS INC COM 054303102 180 22,562 SH   OTR 4 0 0 22,562
AXIALL CORP COM 05463D100 318 6,770 SH   OTR 4 0 0 6,770
B/E AEROSPACE INC COM 073302101 413 6,484 SH   OTR 4 0 0 6,484
BAIDU INC SPON ADR REP A 056752108 215 1,030 SH   OTR 4 0 0 1,030
BANK AMER CORP COM 060505104 1,352 87,826 SH   OTR 4 0 0 87,826
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 984 6,818 SH   OTR 4 0 0 6,818
BIOGEN INC COM 09062X103 632 1,496 SH   OTR 4 0 0 1,496
BLACKROCK INC COM 09247X101 350 956 SH   OTR 4 0 0 956
BP PLC SPONSORED ADR 055622104 563 14,388 SH   OTR 4 0 0 14,388
BRISTOL MYERS SQUIBB CO COM 110122108 251 3,898 SH   OTR 4 0 0 3,898
BROADCOM CORP CL A 111320107 269 6,214 SH   OTR 4 0 0 6,214
CALPINE CORP COM NEW 131347304 490 21,424 SH   OTR 4 0 0 21,424
CAPITAL ONE FINL CORP COM 14040H105 602 7,632 SH   OTR 4 0 0 7,632
CARDINAL HEALTH INC COM 14149Y108 471 5,222 SH   OTR 4 0 0 5,222
CELGENE CORP COM 151020104 931 8,072 SH   OTR 4 0 0 8,072
CHESAPEAKE ENERGY CORP COM 165167107 154 10,872 SH   OTR 4 0 0 10,872
CHEVRON CORP NEW COM 166764100 1,019 9,709 SH   OTR 4 0 0 9,709
CHICAGO BRIDGE & IRON CO N V COM 167250109 255 5,170 SH   OTR 4 0 0 5,170
CISCO SYS INC COM 17275R102 380 13,818 SH   OTR 4 0 0 13,818
CITIGROUP INC COM NEW 172967424 591 11,476 SH   OTR 4 0 0 11,476
COCA COLA CO COM 191216100 379 9,348 SH   OTR 4 0 0 9,348
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 608 9,738 SH   OTR 4 0 0 9,738
COLGATE PALMOLIVE CO COM 194162103 202 2,916 SH   OTR 4 0 0 2,916
COMCAST CORP NEW CL A 20030N101 513 9,084 SH   OTR 4 0 0 9,084
COMCAST CORP NEW CL A SPL 20030N200 507 9,048 SH   OTR 4 0 0 9,048
COMMUNITY HEALTH SYS INC NEW COM 203668108 264 5,044 SH   OTR 4 0 0 5,044
CONOCOPHILLIPS COM 20825C104 603 9,682 SH   OTR 4 0 0 9,682
CORE LABORATORIES N V COM N22717107 317 3,034 SH   OTR 4 0 0 3,034
COSTCO WHSL CORP NEW COM 22160K105 323 2,134 SH   OTR 4 0 0 2,134
CRH PLC ADR 12626K203 351 13,402 SH   OTR 4 0 0 13,402
CVS HEALTH CORP COM 126650100 1,467 14,218 SH   OTR 4 0 0 14,218
DANAHER CORP DEL COM 235851102 223 2,626 SH   OTR 4 0 0 2,626
DELTA AIR LINES INC DEL COM NEW 247361702 683 15,200 SH   OTR 4 0 0 15,200
DEVON ENERGY CORP NEW COM 25179M103 287 4,756 SH   OTR 4 0 0 4,756
DISNEY WALT CO COM DISNEY 254687106 915 8,728 SH   OTR 4 0 0 8,728
DOLLAR GEN CORP NEW COM 256677105 291 3,856 SH   OTR 4 0 0 3,856
DOLLAR TREE INC COM 256746108 513 6,326 SH   OTR 4 0 0 6,326
DOW CHEM CO COM 260543103 275 5,738 SH   OTR 4 0 0 5,738
E M C CORP MASS COM 268648102 439 17,182 SH   OTR 4 0 0 17,182
ECOLAB INC COM 278865100 535 4,678 SH   OTR 4 0 0 4,678
ENTERGY CORP NEW COM 29364G103 310 4,000 SH   OTR 4 0 0 4,000
EXPRESS SCRIPTS HLDG CO COM 30219G108 300 3,452 SH   OTR 4 0 0 3,452
EXXON MOBIL CORP COM 30231G102 1,662 19,554 SH   OTR 4 0 0 19,554
FACEBOOK INC CL A 30303M102 231 2,812 SH   OTR 4 0 0 2,812
FORD MTR CO DEL COM PAR $0.01 345370860 606 37,562 SH   OTR 4 0 0 37,562
GAP INC DEL COM 364760108 233 5,386 SH   OTR 4 0 0 5,386
GENERAL DYNAMICS CORP COM 369550108 614 4,522 SH   OTR 4 0 0 4,522
GENERAL ELECTRIC CO COM 369604103 1,173 47,275 SH   OTR 4 0 0 47,275
GENERAL MTRS CO COM 37045V100 445 11,854 SH   OTR 4 0 0 11,854
GENWORTH FINL INC COM CL A 37247D106 276 37,776 SH   OTR 4 0 0 37,776
GOLDMAN SACHS GROUP INC COM 38141G104 953 5,070 SH   OTR 4 0 0 5,070
GOOGLE INC CL A 38259P508 480 866 SH   OTR 4 0 0 866
GOOGLE INC CL C 38259P706 703 1,282 SH   OTR 4 0 0 1,282
HALLIBURTON CO COM 406216101 441 10,040 SH   OTR 4 0 0 10,040
HARTFORD FINL SVCS GROUP INC COM 416515104 438 10,480 SH   OTR 4 0 0 10,480
HEWLETT PACKARD CO COM 428236103 423 13,584 SH   OTR 4 0 0 13,584
HOME DEPOT INC COM 437076102 500 4,402 SH   OTR 4 0 0 4,402
HONEYWELL INTL INC COM 438516106 2,002 19,193 SH   OTR 4 0 0 19,193
ILLINOIS TOOL WKS INC COM 452308109 658 6,773 SH   OTR 4 0 0 6,773
INTEL CORP COM 458140100 785 25,091 SH   OTR 4 0 0 25,091
INTERCONTINENTAL EXCHANGE IN COM 45866F104 522 2,238 SH   OTR 4 0 0 2,238
INTERNATIONAL BUSINESS MACHS COM 459200101 476 2,966 SH   OTR 4 0 0 2,966
INTUIT COM 461202103 387 3,990 SH   OTR 4 0 0 3,990
INVESCO LTD SHS G491BT108 355 8,954 SH   OTR 4 0 0 8,954
ISHARES MSCI ACWI ETF 464288257 1,090 18,165 SH   SOLE 18,165 0 18,165
ISHARES EAFE SML CP ETF 464288273 2,301 46,518 SH   SOLE 46,518 0 46,518
ISHARES INTL DEV RE ETF 464288489 494 15,907 SH   SOLE 15,907 0 15,907
ISHARES REAL EST 50 ETF 464288521 1,704 35,088 SH   SOLE 35,088 0 35,088
ISHARES TR MSCI EMG MKT ETF 464287234 1,754 43,719 SH   SOLE 43,719 0 43,719
ISHARES TR MSCI EAFE ETF 464287465 78,049 1,216,291 SH   SOLE 1,215,427 0 1,216,291
ISHARES TR RUS 1000 ETF 464287622 95,601 825,211 SH   SOLE 824,552 0 825,211
ISHARES TR RUSSELL 2000 ETF 464287655 1,639 13,178 SH   SOLE 13,178 0 13,178
ISHARES TR RUSSELL 3000 ETF 464287689 1,771 14,300 SH   SOLE 14,300 0 14,300
JOHNSON & JOHNSON COM 478160104 1,056 10,495 SH   OTR 4 0 0 10,495
JPMORGAN CHASE & CO COM 46625H100 1,982 32,720 SH   OTR 4 0 0 32,720
KENNAMETAL INC COM 489170100 220 6,540 SH   OTR 4 0 0 6,540
KRAFT FOODS GROUP INC COM 50076Q106 244 2,800 SH   OTR 4 0 0 2,800
LENNAR CORP CL A 526057104 385 7,438 SH   OTR 4 0 0 7,438
LIBERTY GLOBAL PLC SHS CL C G5480U120 349 7,012 SH   OTR 4 0 0 7,012
LILLY ELI & CO COM 532457108 209 2,878 SH   OTR 4 0 0 2,878
LOEWS CORP COM 540424108 436 10,690 SH   OTR 4 0 0 10,690
MARKEL CORP COM 570535104 544 708 SH   OTR 4 0 0 708
MASTERCARD INC CL A 57636Q104 661 7,656 SH   OTR 4 0 0 7,656
MCDONALDS CORP COM 580135101 293 3,004 SH   OTR 4 0 0 3,004
MEDTRONIC PLC SHS G5960L103 926 11,878 SH   OTR 4 0 0 11,878
MERCK & CO INC NEW COM 58933Y105 1,113 19,363 SH   OTR 4 0 0 19,363
METLIFE INC COM 59156R108 802 15,860 SH   OTR 4 0 0 15,860
METTLER TOLEDO INTERNATIONAL COM 592688105 537 1,634 SH   OTR 4 0 0 1,634
MICHAEL KORS HLDGS LTD SHS G60754101 213 3,232 SH   OTR 4 0 0 3,232
MICROSOFT CORP COM 594918104 1,247 30,666 SH   OTR 4 0 0 30,666
MONDELEZ INTL INC CL A 609207105 785 21,742 SH   OTR 4 0 0 21,742
MONSANTO CO NEW COM 61166W101 509 4,520 SH   OTR 4 0 0 4,520
MONSTER BEVERAGE CORP COM 611740101 242 1,748 SH   OTR 4 0 0 1,748
NCR CORP NEW COM 62886E108 340 11,530 SH   OTR 4 0 0 11,530
NETAPP INC COM 64110D104 314 8,850 SH   OTR 4 0 0 8,850
NIKE INC CL B 654106103 264 2,634 SH   OTR 4 0 0 2,634
NORFOLK SOUTHERN CORP COM 655844108 364 3,539 SH   OTR 4 0 0 3,539
NXP SEMICONDUCTORS N V COM N6596X109 236 2,348 SH   OTR 4 0 0 2,348
O REILLY AUTOMOTIVE INC NEW COM 67103H107 472 2,182 SH   OTR 4 0 0 2,182
OCCIDENTAL PETE CORP DEL COM 674599105 300 4,104 SH   OTR 4 0 0 4,104
ORACLE CORP COM 68389X105 976 22,626 SH   OTR 4 0 0 22,626
OWENS ILL INC COM NEW 690768403 237 10,182 SH   OTR 4 0 0 10,182
PEPSICO INC COM 713448108 643 6,724 SH   OTR 4 0 0 6,724
PERRIGO CO PLC SHS G97822103 265 1,602 SH   OTR 4 0 0 1,602
PFIZER INC COM 717081103 846 24,323 SH   OTR 4 0 0 24,323
PHILIP MORRIS INTL INC COM 718172109 507 6,730 SH   OTR 4 0 0 6,730
PHILLIPS 66 COM 718546104 456 5,796 SH   OTR 4 0 0 5,796
PRAXAIR INC COM 74005P104 468 3,876 SH   OTR 4 0 0 3,876
PRECISION CASTPARTS CORP COM 740189105 426 2,030 SH   OTR 4 0 0 2,030
PRICELINE GRP INC COM NEW 741503403 510 438 SH   OTR 4 0 0 438
PROCTER & GAMBLE CO COM 742718109 582 7,105 SH   OTR 4 224 0 6,881
QUALCOMM INC COM 747525103 605 8,731 SH   OTR 4 0 0 8,731
RAYTHEON CO COM NEW 755111507 559 5,117 SH   OTR 4 0 0 5,117
REALOGY HLDGS CORP COM 75605Y106 494 10,854 SH   OTR 4 0 0 10,854
REGENERON PHARMACEUTICALS COM 75886F107 441 976 SH   OTR 4 0 0 976
RIO TINTO PLC SPONSORED ADR 767204100 379 9,160 SH   OTR 4 0 0 9,160
SCHLUMBERGER LTD COM 806857108 480 5,748 SH   OTR 4 0 0 5,748
SENSATA TECHNOLOGIES HLDG NV SHS N7902X106 739 12,856 SH   OTR 4 0 0 12,856
SHIRE PLC SPONSORED ADR 82481R106 257 1,072 SH   OTR 4 0 0 1,072
SOUTHWEST AIRLS CO COM 844741108 485 10,938 SH   OTR 4 0 0 10,938
SPROUTS FMRS MKT INC COM 85208M102 354 10,035 SH   OTR 4 10,030 0 5
ST JUDE MED INC COM 790849103 269 4,106 SH   OTR 4 0 0 4,106
STANLEY BLACK & DECKER INC COM 854502101 284 2,982 SH   OTR 4 0 0 2,982
STARBUCKS CORP COM 855244109 896 9,458 SH   OTR 4 0 0 9,458
STATE STR CORP COM 857477103 525 7,140 SH   OTR 4 0 0 7,140
TARGET CORP COM 87612E106 795 9,688 SH   OTR 4 0 0 9,688
TEREX CORP NEW COM 880779103 288 10,836 SH   OTR 4 0 0 10,836
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 271 4,350 SH   OTR 4 0 0 4,350
TEXAS INSTRS INC COM 882508104 278 4,868 SH   OTR 4 0 0 4,868
THERMO FISHER SCIENTIFIC INC COM 883556102 806 6,002 SH   OTR 4 0 0 6,002
TIME WARNER INC COM NEW 887317303 542 6,418 SH   OTR 4 0 0 6,418
TJX COS INC NEW COM 872540109 634 9,052 SH   OTR 4 0 0 9,052
TRANSDIGM GROUP INC COM 893641100 481 2,198 SH   OTR 4 0 0 2,198
TYCO INTL PLC SHS G91442106 415 9,632 SH   OTR 4 0 0 9,632
ULTRA PETROLEUM CORP COM 903914109 267 17,082 SH   OTR 4 0 0 17,082
UNION PAC CORP COM 907818108 664 6,134 SH   OTR 4 0 0 6,134
UNITED TECHNOLOGIES CORP COM 913017109 822 7,014 SH   OTR 4 0 0 7,014
UNITEDHEALTH GROUP INC COM 91324P102 643 5,432 SH   OTR 4 0 0 5,432
VANGUARD INDEX FDS REIT ETF 922908553 2,477 29,377 SH   SOLE 29,377 0 29,377
VANGUARD INDEX FDS MID CAP ETF 922908629 1,859 14,011 SH   SOLE 14,011 0 14,011
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,659 13,532 SH   SOLE 13,532 0 13,532
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,517 37,109 SH   SOLE 37,109 0 37,109
VERIZON COMMUNICATIONS INC COM 92343V104 1,035 21,283 SH   OTR 4 0 0 21,283
VIACOM INC NEW CL B 92553P201 340 4,982 SH   OTR 4 0 0 4,982
VISA INC COM CL A 92826C839 1,189 18,176 SH   OTR 4 0 0 18,176
VOYA FINL INC COM 929089100 340 7,888 SH   OTR 4 0 0 7,888
WAL-MART STORES INC COM 931142103 744 9,050 SH   OTR 4 0 0 9,050
WEATHERFORD INTL PLC ORD SHS G48833100 241 19,584 SH   OTR 4 0 0 19,584
WELLS FARGO & CO NEW COM 949746101 1,623 29,843 SH   OTR 4 0 0 29,843
WISDOMTREE TR EMG MKTS SMCAP 97717W281 29,017 656,045 SH   SOLE 655,621 0 656,045
WISDOMTREE TR EMERG MKTS ETF 97717W315 717 16,860 SH   SOLE 16,860 0 16,860
WISDOMTREE TR MIDCAP DIVI FD 97717W505 676 7,851 SH   SOLE 7,851 0 7,851
WISDOMTREE TR DEFA FD 97717W703 888 17,142 SH   SOLE 17,142 0 17,142
WYNDHAM WORLDWIDE CORP COM 98310W108 390 4,314 SH   OTR 4 0 0 4,314