The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 294 5,572 SH   OTR 4 0 0 5,572
ACE LTD SHS H0023R105 328 3,164 SH   OTR 4 0 0 3,164
ALEXION PHARMACEUTICALS INC COM 015351109 437 3,291 SH   OTR 4 0 0 3,291
AMAZON COM INC COM 023135106 677 1,697 SH   OTR 4 0 0 1,697
AMERICAN EXPRESS CO COM 025816109 515 5,678 SH   OTR 4 0 0 5,678
AMERICAN INTL GROUP INC COM NEW 026874784 398 7,799 SH   OTR 4 0 0 7,799
AMERICAN TOWER CORP NEW COM 03027X100 201 2,512 SH   OTR 4 0 0 2,512
AMGEN INC COM 031162100 441 3,868 SH   OTR 4 0 0 3,868
APPLE INC COM 037833100 793 1,414 SH   OTR 4 0 0 1,414
AT&T INC COM 00206R102 467 13,288 SH   OTR 4 0 0 13,288
BANK OF AMERICA CORPORATION COM 060505104 764 49,044 SH   OTR 4 532 0 48,512
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 220 1,852 SH   OTR 4 395 0 1,457
BIOGEN IDEC INC COM 09062X103 497 1,776 SH   OTR 4 22 0 1,754
BLACKROCK INC COM 09247X101 547 1,729 SH   OTR 4 0 0 1,729
BP PLC SPONSORED ADR 055622104 455 9,361 SH   OTR 4 0 0 9,361
CALPINE CORP COM NEW 131347304 311 15,944 SH   OTR 4 0 0 15,944
CAPITAL ONE FINL CORP COM 14040H105 411 5,361 SH   OTR 4 0 0 5,361
CARDINAL HEALTH INC COM 14149Y108 252 3,773 SH   OTR 4 0 0 3,773
CELGENE CORP COM 151020104 1,025 6,068 SH   OTR 4 146 0 5,922
CHEVRON CORP NEW COM 166764100 567 4,541 SH   OTR 4 0 0 4,541
CITIGROUP INC COM NEW 172967424 318 6,096 SH   OTR 4 0 0 6,096
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 397 3,935 SH   OTR 4 0 0 3,935
COMCAST CORP NEW CL A SPL 20030N200 356 7,135 SH   OTR 4 0 0 7,135
CONOCOPHILLIPS COM 20825C104 372 5,265 SH   OTR 4 0 0 5,265
COVIDIEN PLC SHS G2554F113 319 4,679 SH   OTR 4 0 0 4,679
CVS CAREMARK CORPORATION COM 126650100 760 10,612 SH   OTR 4 0 0 10,612
DANAHER CORP DEL COM 235851102 364 4,717 SH   OTR 4 0 0 4,717
DISCOVERY COMMUNICATNS NEW COM SER A 25470F104 316 3,492 SH   OTR 4 0 0 3,492
DISNEY WALT CO COM DISNEY 254687106 406 5,318 SH   OTR 4 0 0 5,318
DOLLAR GEN CORP NEW COM 256677105 482 7,987 SH   OTR 4 0 0 7,987
DU PONT E I DE NEMOURS & CO COM 263534109 254 3,913 SH   OTR 4 0 0 3,913
E M C CORP MASS COM 268648102 290 11,513 SH   OTR 4 0 0 11,513
EBAY INC COM 278642103 490 8,928 SH   OTR 4 0 0 8,928
ECOLAB INC COM 278865100 355 3,406 SH   OTR 4 0 0 3,406
EXXON MOBIL CORP COM 30231G102 685 6,769 SH   OTR 4 380 0 6,389
FACEBOOK INC CL A 30303M102 254 4,649 SH   OTR 4 0 0 4,649
FORD MTR CO DEL COM PAR $0.01 345370860 389 25,210 SH   OTR 4 0 0 25,210
GENERAL DYNAMICS CORP COM 369550108 248 2,591 SH   OTR 4 0 0 2,591
GENERAL ELECTRIC CO COM 369604103 701 25,016 SH   OTR 4 0 0 25,016
GENWORTH FINL INC COM CL A 37247D106 195 12,574 SH   OTR 4 0 0 12,574
GILEAD SCIENCES INC COM 375558103 346 4,613 SH   OTR 4 0 0 4,613
GOLDMAN SACHS GROUP INC COM 38141G104 525 2,959 SH   OTR 4 0 0 2,959
GOOGLE INC CL A 38259P508 1,073 957 SH   OTR 4 0 0 957
HALLIBURTON CO COM 406216101 327 6,445 SH   OTR 4 0 0 6,445
HEWLETT PACKARD CO COM 428236103 202 7,229 SH   OTR 4 0 0 7,229
HONEYWELL INTL INC COM 438516106 766 8,389 SH   OTR 4 0 0 8,389
ILLINOIS TOOL WKS INC COM 452308109 352 4,192 SH   OTR 4 0 0 4,192
INTEL CORP COM 458140100 372 14,322 SH   OTR 4 0 0 14,322
INTERNATIONAL BUSINESS MACHS COM 459200101 302 1,608 SH   OTR 4 25 0 1,583
INTUITIVE SURGICAL INC COM NEW 46120E602 205 533 SH   OTR 4 0 0 533
INVESCO LTD SHS G491BT108 230 6,305 SH   OTR 4 0 0 6,305
ISHARES MSCI EMG MKT ETF 464287234 881 21,082 SH   SOLE 21,082 0 21,082
ISHARES MSCI EAFE ETF 464287465 89,724 1,337,265 SH   SOLE 1,337,265 0 1,337,265
ISHARES RUS 1000 ETF 464287622 100,404 973,193 SH   SOLE 973,193 0 973,193
ISHARES RUSSELL 2000 ETF 464287655 1,520 13,178 SH   SOLE 13,178 0 13,178
ISHARES RUSSELL 3000 ETF 464287689 1,582 14,300 SH   SOLE 14,300 0 14,300
ISHARES MSCI ACWI ETF 464288257 1,311 22,757 SH   SOLE 22,757 0 22,757
ISHARES EAFE SML CP ETF 464288273 43,383 850,990 SH   SOLE 850,990 0 850,990
ISHARES INTL DEV RE ETF 464288489 593 19,227 SH   SOLE 19,227 0 19,227
ISHARES REAL EST 50 ETF 464288521 1,332 35,041 SH   SOLE 35,041 0 35,041
JOHNSON & JOHNSON COM 478160104 416 4,541 SH   OTR 4 0 0 4,541
JPMORGAN CHASE & CO COM 46625H100 1,212 20,723 SH   OTR 4 0 0 20,723
KINDER MORGAN INC DEL COM 49456B101 230 6,395 SH   OTR 4 0 0 6,395
LAS VEGAS SANDS CORP COM 517834107 257 3,261 SH   OTR 4 0 0 3,261
LAUDER ESTEE COS INC CL A 518439104 326 4,323 SH   OTR 4 0 0 4,323
LOEWS CORP COM 540424108 281 5,816 SH   OTR 4 0 0 5,816
LOWES COS INC COM 548661107 332 6,703 SH   OTR 4 0 0 6,703
MARATHON OIL CORP COM 565849106 280 7,933 SH   OTR 4 0 0 7,933
MASTERCARD INC CL A 57636Q104 604 723 SH   OTR 4 18 0 705
MEDTRONIC INC COM 585055106 350 6,106 SH   OTR 4 120 0 5,986
MERCK & CO INC NEW COM 58933Y105 478 9,544 SH   OTR 4 0 0 9,544
METLIFE INC COM 59156R108 526 9,753 SH   OTR 4 0 0 9,753
MICROSOFT CORP COM 594918104 605 16,160 SH   OTR 4 0 0 16,160
MONSANTO CO NEW COM 61166W101 749 6,430 SH   OTR 4 0 0 6,430
MONSTER BEVERAGE CORP COM 611740101 209 3,090 SH   OTR 4 0 0 3,090
MORGAN STANLEY COM NEW 617446448 224 7,138 SH   OTR 4 0 0 7,138
OCCIDENTAL PETE CORP DEL COM 674599105 266 2,792 SH   OTR 4 0 0 2,792
ORACLE CORP COM 68389X105 391 10,228 SH   OTR 4 170 0 10,058
PFIZER INC COM 717081103 412 13,455 SH   OTR 4 0 0 13,455
PHILIP MORRIS INTL INC COM 718172109 306 3,510 SH   OTR 4 0 0 3,510
PHILLIPS 66 COM 718546104 495 6,415 SH   OTR 4 0 0 6,415
PNC FINL SVCS GROUP INC COM 693475105 435 5,613 SH   OTR 4 0 0 5,613
PRAXAIR INC COM 74005P104 316 2,432 SH   OTR 4 0 0 2,432
PRECISION CASTPARTS CORP COM 740189105 525 1,950 SH   OTR 4 0 0 1,950
PRICELINE COM INC COM NEW 741503403 687 591 SH   OTR 4 0 0 591
PROCTER & GAMBLE CO COM 742718109 359 4,407 SH   OTR 4 216 0 4,192
QUALCOMM INC COM 747525103 333 4,481 SH   OTR 4 145 0 4,336
RAYTHEON CO COM NEW 755111507 321 3,544 SH   OTR 4 0 0 3,544
REALOGY HLDGS CORP COM 75605Y106 316 6,382 SH   OTR 4 0 0 6,382
SALESFORCE COM INC COM 79466L302 314 5,681 SH   OTR 4 0 0 5,681
SCHLUMBERGER LTD COM 806857108 246 2,730 SH   OTR 4 0 0 2,730
SENSATA TECHNOLOGIES HLDG BV SHS N7902X106 235 6,069 SH   OTR 4 0 0 6,069
SOUTHWEST AIRLS CO COM 844741108 208 11,035 SH   OTR 4 0 0 11,035
SPDR S&P 500 ETF TR TR UNIT 78462F103 255 1,381 SH   SOLE 1,381 0 1,381
STARBUCKS CORP COM 855244109 297 3,783 SH   OTR 4 0 0 3,783
STATE STR CORP COM 857477103 348 4,746 SH   OTR 4 0 0 4,746
TARGET CORP COM 87612E106 288 4,554 SH   OTR 4 0 0 4,554
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 250 6,230 SH   OTR 4 0 0 6,230
THE ADT CORPORATION COM 00101J106 307 7,579 SH   OTR 4 0 0 7,579
THERMO FISHER SCIENTIFIC INC COM 883556102 513 4,608 SH   OTR 4 0 0 4,608
TIME WARNER INC COM NEW 887317303 330 4,737 SH   OTR 4 0 0 4,737
TJX COS INC NEW COM 872540109 210 3,290 SH   OTR 4 0 0 3,290
TWENTY FIRST CENTY FOX INC CL A 90130A101 215 6,104 SH   OTR 4 0 0 6,104
TYCO INTERNATIONAL LTD SHS H89128104 318 7,760 SH   OTR 4 0 0 7,760
UNION PAC CORP COM 907818108 498 2,963 SH   OTR 4 0 0 2,963
UNITED TECHNOLOGIES CORP COM 913017109 542 4,767 SH   OTR 4 0 0 4,767
UNITEDHEALTH GROUP INC COM 91324P102 362 4,810 SH   OTR 4 0 0 4,810
VANGUARD INDEX FDS REIT ETF 922908553 1,946 30,140 SH   SOLE 30,140 0 30,140
VANGUARD INDEX FDS MID CAP ETF 922908629 2,587 23,516 SH   SOLE 23,516 0 23,516
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,353 21,400 SH   SOLE 21,400 0 21,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,155 28,077 SH   SOLE 28,077 0 28,077
VERIZON COMMUNICATIONS INC COM 92343V104 327 6,652 SH   OTR 4 0 0 6,652
VISA INC COM CL A 92826C839 877 3,939 SH   OTR 4 56 0 3,883
WALGREEN CO COM 931422109 283 4,920 SH   OTR 4 0 0 4,920
WEATHERFORD INTERNATIONAL LT REG SHS H27013103 246 15,901 SH   OTR 4 0 0 15,901
WELLPOINT INC COM 94973V107 296 3,200 SH   OTR 4 0 0 3,200
WELLS FARGO & CO NEW COM 949746101 991 21,821 SH   OTR 4 255 0 21,566
WISDOMTREE TR EMG MKTS SMCAP 97717W281 28,492 618,189 SH   SOLE 618,189 0 618,189
WISDOMTREE TR EMERG MKTS ETF 97717W315 818 16,030 SH   SOLE 16,030 0 16,030
WISDOMTREE TR MIDCAP DIVI FD 97717W505 577 7,731 SH   SOLE 7,731 0 7,731
WISDOMTREE TR DEFA FD 97717W703 934 17,142 SH   SOLE 17,142 0 17,142
WYNDHAM WORLDWIDE CORP COM 98310W108 271 3,678 SH   OTR 4 0 0 3,678
WYNN RESORTS LTD COM 983134107 295 1,517 SH   OTR 4 0 0 1,517
YUM BRANDS INC COM 988498101 300 3,966 SH   OTR 4 0 0 3,966