The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   308,196 2,800 SH   OTR   800 0 2,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,376,620 3,923 SH   SOLE   3,923 0 0
ALPHABET INC CAP STK CL A 02079K305   3,884,360 27,807 SH   SOLE   27,807 0 0
AMAZON COM INC COM 023135106   577,372 3,800 SH   OTR   3,800 0 0
AMERICAN EXPRESS CO COM 025816109   12,106,286 64,622 SH   SOLE   64,099 0 523
AMERICAN INTL GROUP INC COM NEW 026874784   2,516,912 37,150 SH   SOLE   37,150 0 0
APPLE INC COM 037833100   2,123,074 11,027 SH   OTR   11,027 0 0
APPLIED MATLS INC COM 038222105   4,159,040 25,662 SH   SOLE   25,662 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   69,891 300 SH   OTR   300 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   860,125 3,692 SH   SOLE   3,692 0 0
BANK AMERICA CORP COM 060505104   545,925 16,214 SH   OTR   7,314 0 8,900
BANK AMERICA CORP COM 060505104   30,303 900 SH   SOLE   900 0 0
BANK NEW YORK MELLON CORP COM 064058100   3,257,862 62,591 SH   SOLE   62,591 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   22,790,251 42 SH   SOLE   42 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,713,125 5 SH   OTR   5 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   104,559,159 293,162 SH   SOLE   287,206 0 5,956
BERRY GLOBAL GROUP INC COM 08579W103   1,095,087 16,250 SH   SOLE   16,250 0 0
BLACKROCK INC COM 09247X101   266,270 328 SH   SOLE   328 0 0
BP PLC SPONSORED ADR 055622104   369,788 10,446 SH   OTR   10,446 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   500,437 9,753 SH   OTR   9,753 0 0
CANNAE HLDGS INC COM 13765N107   1,613,594 82,706 SH   SOLE   82,706 0 0
CARLISLE COS INC COM 142339100   2,155,767 6,900 SH   SOLE   6,900 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   619,254 10,779 SH   SOLE   10,779 0 0
CBRE GROUP INC CL A 12504L109   3,593,088 38,598 SH   SOLE   38,098 0 500
CHEVRON CORP NEW COM 166764100   345,156 2,314 SH   OTR   314 0 2,000
CHUBB LIMITED COM H1467J104   1,327,072 5,872 SH   SOLE   5,872 0 0
CISCO SYS INC COM 17275R102   277,860 5,500 SH   SOLE   5,500 0 0
CONOCOPHILLIPS COM 20825C104   326,041 2,809 SH   OTR   2,809 0 0
CRAWFORD & CO CL A 224633206   1,497,630 113,629 SH   SOLE   113,629 0 0
CRAWFORD & CO CL B 224633107   2,496,985 190,901 SH   SOLE   187,101 0 3,800
CVS HEALTH CORP COM 126650100   1,628,945 20,630 SH   SOLE   20,630 0 0
DAILY JOURNAL CORP COM 233912104   898,061 2,635 SH   SOLE   2,635 0 0
DISNEY WALT CO COM 254687106   2,289,303 25,355 SH   SOLE   24,915 0 440
DUKE ENERGY CORP NEW COM NEW 26441C204   242,600 2,500 SH   OTR   0 0 2,500
EXXON MOBIL CORP COM 30231G102   86,083 861 SH   SOLE   861 0 0
EXXON MOBIL CORP COM 30231G102   251,150 2,512 SH   OTR   2,512 0 0
FMC CORP COM NEW 302491303   1,256,776 19,933 SH   SOLE   19,933 0 0
FORTREA HLDGS INC COMMON STOCK 34965K107   267,857 7,675 SH   SOLE   7,675 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   3,442,226 8,923 SH   SOLE   8,923 0 0
HCA HEALTHCARE INC COM 40412C101   2,271,005 8,390 SH   SOLE   8,390 0 0
HCA HEALTHCARE INC COM 40412C101   23,910,247 88,334 SH   OTR   88,334 0 0
HUNTSMAN CORP COM 447011107   2,293,515 91,266 SH   SOLE   91,266 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   548,194 26,800 SH   SOLE   26,800 0 0
ISHARES INC MSCI ITALY ETF 46434G830   493,885 14,556 SH   SOLE   14,556 0 0
ISHARES INC MSCI SPAIN ETF 464286764   512,028 16,722 SH   SOLE   16,722 0 0
ISHARES INC MSCI STH KOR ETF 464286772   412,970 6,302 SH   SOLE   6,302 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   531,619 6,480 SH   SOLE   6,480 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   277,603 2,880 SH   SOLE   2,880 0 0
ISHARES TR AGENCY BOND ETF 464288166   329,093 3,035 SH   SOLE   3,035 0 0
ISHARES TR CORE MSCI EAFE 46432F842   782,222 11,119 SH   SOLE   11,119 0 0
ISHARES TR CORE S&P500 ETF 464287200   336,729 705 SH   SOLE   705 0 0
ISHARES TR MSCI EAFE ETF 464287465   777,838 10,323 SH   SOLE   10,323 0 0
ISHARES TR MSCI POLAND ETF 46429B606   277,259 12,241 SH   SOLE   12,241 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   315,241 4,040 SH   SOLE   4,040 0 0
ISHARES TR TIPS BD ETF 464287176   1,014,706 9,440 SH   SOLE   9,440 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   304,440 6,000 SH   SOLE   6,000 0 0
JOHNSON & JOHNSON COM 478160104   112,853 720 SH   SOLE   720 0 0
JOHNSON & JOHNSON COM 478160104   188,088 1,200 SH   OTR   0 0 1,200
KIMBERLY-CLARK CORP COM 494368103   1,212,913 9,982 SH   SOLE   9,982 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   1,901,281 8,365 SH   SOLE   8,365 0 0
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107   1,557,986 18,353 SH   SOLE   18,353 0 0
MERCK & CO INC COM 58933Y105   1,044,630 9,582 SH   SOLE   9,582 0 0
MICROSOFT CORP COM 594918104   64,096 170 SH   OTR   170 0 0
MICROSOFT CORP COM 594918104   6,147,502 16,348 SH   SOLE   16,348 0 0
NORFOLK SOUTHN CORP COM 655844108   774,617 3,277 SH   OTR   1,277 0 2,000
OMNICOM GROUP INC COM 681919106   2,846,266 32,901 SH   SOLE   32,411 0 490
ORACLE CORP COM 68389X105   548,497 5,202 SH   SOLE   5,202 0 0
OTIS WORLDWIDE CORP COM 68902V107   411,651 4,601 SH   SOLE   4,601 0 0
PAYCHEX INC COM 704326107   238,220 2,000 SH   OTR   0 0 2,000
PEPSICO INC COM 713448108   252,212 1,485 SH   OTR   1,485 0 0
PHILIP MORRIS INTL INC COM 718172109   395,983 4,209 SH   OTR   4,209 0 0
PHILIP MORRIS INTL INC COM 718172109   950,208 10,100 SH   SOLE   10,100 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,459,928 14,630 SH   SOLE   14,630 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104   261,660 3,000 SH   OTR   0 0 3,000
PULTE GROUP INC COM 745867101   4,538,480 43,969 SH   SOLE   43,969 0 0
QUALCOMM INC COM 747525103   807,815 5,585 SH   SOLE   5,585 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   255,680 13,193 SH   OTR   13,193 0 0
ROBERT HALF INC. COM 770323103   2,053,547 23,357 SH   SOLE   23,357 0 0
RTX CORPORATION COM 75513E101   1,151,961 13,691 SH   SOLE   13,691 0 0
STATE STR CORP COM 857477103   337,803 4,361 SH   SOLE   4,361 0 0
SYSCO CORP COM 871829107   25,596 350 SH   OTR   0 0 350
SYSCO CORP COM 871829107   23,996,586 328,136 SH   SOLE   319,650 0 8,486
TE CONNECTIVITY LTD SHS H84989104   2,073,780 14,760 SH   SOLE   14,760 0 0
TECHNIPFMC PLC COM G87110105   3,730,935 185,250 SH   SOLE   185,250 0 0
THOR INDS INC COM 885160101   2,575,603 21,781 SH   SOLE   21,781 0 0
TRUIST FINL CORP COM 89832Q109   146,056 3,956 SH   OTR   3,956 0 0
TRUIST FINL CORP COM 89832Q109   105,148 2,848 SH   SOLE   2,848 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,645,278 6,924 SH   SOLE   6,924 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   442,095 5,740 SH   SOLE   5,740 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   652,848 2,100 SH   SOLE   2,100 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   225,567 1,034 SH   SOLE   1,034 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,947,635 10,822 SH   SOLE   10,822 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   740,255 3,470 SH   SOLE   3,470 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,165,699 4,914 SH   OTR   2,647 0 2,267
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,119,577 84,814 SH   SOLE   79,740 0 5,074
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   279,577 4,980 SH   SOLE   4,980 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   520,015 10,950 SH   SOLE   10,950 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   334,565 5,640 SH   SOLE   5,640 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   359,754 7,760 SH   SOLE   7,760 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   262,485 4,500 SH   SOLE   4,500 0 0
WALMART INC COM 931142103   16,080 102 SH   OTR   102 0 0
WALMART INC COM 931142103   2,951,366 18,721 SH   SOLE   18,721 0 0
WELLS FARGO CO NEW COM 949746101   184,870 3,756 SH   OTR   1,000 0 2,756
WELLS FARGO CO NEW COM 949746101   1,832,018 37,221 SH   SOLE   37,221 0 0