The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   271,180 2,800 SH   OTR   800 0 2,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,204,793 3,923 SH   SOLE   3,923 0 0
ALPHABET INC CAP STK CL A 02079K305   3,676,773 28,097 SH   SOLE   28,097 0 0
AMAZON COM INC COM 023135106   483,056 3,800 SH   OTR   3,800 0 0
AMERICAN EXPRESS CO COM 025816109   9,602,167 64,362 SH   SOLE   64,069 0 293
AMERICAN INTL GROUP INC COM NEW 026874784   2,278,560 37,600 SH   SOLE   37,600 0 0
APPLE INC COM 037833100   1,887,739 11,026 SH   OTR   11,026 0 0
APPLIED MATLS INC COM 038222105   3,614,237 26,105 SH   SOLE   26,105 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   888,221 3,692 SH   SOLE   3,692 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   72,174 300 SH   OTR   300 0 0
BANK AMERICA CORP COM 060505104   443,939 16,214 SH   OTR   7,314 0 8,900
BANK AMERICA CORP COM 060505104   24,642 900 SH   SOLE   900 0 0
BANK NEW YORK MELLON CORP COM 064058100   2,669,506 62,591 SH   SOLE   62,591 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   22,322,034 42 SH   SOLE   42 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,657,385 5 SH   OTR   5 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   102,426,319 292,396 SH   SOLE   286,440 0 5,956
BERRY GLOBAL GROUP INC COM 08579W103   1,006,037 16,250 SH   SOLE   16,250 0 0
BLACKROCK INC COM 09247X101   212,049 328 SH   SOLE   328 0 0
BP PLC SPONSORED ADR 055622104   404,469 10,446 SH   OTR   10,446 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   596,127 10,271 SH   OTR   10,271 0 0
CANNAE HLDGS INC COM 13765N107   1,528,405 81,996 SH   SOLE   81,996 0 0
CARLISLE COS INC COM 142339100   1,788,894 6,900 SH   SOLE   6,900 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   624,312 11,310 SH   SOLE   11,310 0 0
CBRE GROUP INC CL A 12504L109   2,813,918 38,098 SH   SOLE   38,098 0 0
CHEVRON CORP NEW COM 166764100   390,187 2,314 SH   OTR   314 0 2,000
CHUBB LIMITED COM H1467J104   1,222,433 5,872 SH   SOLE   5,872 0 0
CISCO SYS INC COM 17275R102   295,680 5,500 SH   SOLE   5,500 0 0
CONOCOPHILLIPS COM 20825C104   336,518 2,809 SH   OTR   2,809 0 0
CRAWFORD & CO CL A 224633206   1,061,295 113,629 SH   SOLE   113,629 0 0
CRAWFORD & CO CL B 224633107   1,603,456 187,101 SH   SOLE   187,101 0 0
CVS HEALTH CORP COM 126650100   1,440,387 20,630 SH   SOLE   20,630 0 0
DAILY JOURNAL CORP COM 233912104   774,690 2,635 SH   SOLE   2,635 0 0
DISNEY WALT CO COM 254687106   1,881,576 23,215 SH   SOLE   23,215 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   220,650 2,500 SH   OTR   0 0 2,500
EXXON MOBIL CORP COM 30231G102   101,236 861 SH   SOLE   861 0 0
EXXON MOBIL CORP COM 30231G102   295,361 2,512 SH   OTR   2,512 0 0
FMC CORP COM NEW 302491303   1,340,940 20,023 SH   SOLE   20,023 0 0
FORTREA HLDGS INC COMMON STOCK 34965K107   238,155 8,330 SH   SOLE   8,330 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   2,887,215 8,923 SH   SOLE   8,923 0 0
HCA HEALTHCARE INC COM 40412C101   2,063,772 8,390 SH   SOLE   8,390 0 0
HCA HEALTHCARE INC COM 40412C101   21,728,397 88,334 SH   OTR   88,334 0 0
HUNTSMAN CORP COM 447011107   2,274,885 93,233 SH   SOLE   93,233 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   538,948 26,800 SH   SOLE   26,800 0 0
ISHARES INC MSCI ITALY ETF 46434G830   442,794 14,556 SH   SOLE   14,556 0 0
ISHARES INC MSCI SPAIN ETF 464286764   459,855 16,722 SH   SOLE   16,722 0 0
ISHARES INC MSCI STH KOR ETF 464286772   371,440 6,302 SH   SOLE   6,302 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   524,686 6,480 SH   SOLE   6,480 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   263,779 2,880 SH   SOLE   2,880 0 0
ISHARES TR AGENCY BOND ETF 464288166   321,105 3,035 SH   SOLE   3,035 0 0
ISHARES TR CORE MSCI EAFE 46432F842   711,003 11,049 SH   SOLE   11,049 0 0
ISHARES TR CORE S&P500 ETF 464287200   264,099 615 SH   SOLE   615 0 0
ISHARES TR MSCI EAFE ETF 464287465   711,461 10,323 SH   SOLE   10,323 0 0
ISHARES TR MSCI POLAND ETF 46429B606   209,444 12,241 SH   SOLE   12,241 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   329,329 4,550 SH   SOLE   4,550 0 0
ISHARES TR TIPS BD ETF 464287176   979,117 9,440 SH   SOLE   9,440 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   302,700 6,000 SH   SOLE   6,000 0 0
JOHNSON & JOHNSON COM 478160104   186,900 1,200 SH   OTR   0 0 1,200
JOHNSON & JOHNSON COM 478160104   112,140 720 SH   SOLE   720 0 0
KIMBERLY-CLARK CORP COM 494368103   1,206,325 9,982 SH   SOLE   9,982 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   1,681,783 8,365 SH   SOLE   8,365 0 0
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107   1,818,686 18,073 SH   SOLE   18,073 0 0
MERCK & CO INC COM 58933Y105   1,007,057 9,782 SH   SOLE   9,782 0 0
MFS INTER INCOME TR SH BEN INT 55273C107   99,658 37,186 SH   SOLE   37,186 0 0
MICROSOFT CORP COM 594918104   53,818 170 SH   OTR   170 0 0
MICROSOFT CORP COM 594918104   5,161,881 16,348 SH   SOLE   16,348 0 0
NORFOLK SOUTHN CORP COM 655844108   645,340 3,277 SH   OTR   1,277 0 2,000
OMNICOM GROUP INC COM 681919106   2,458,361 33,007 SH   SOLE   33,007 0 0
ORACLE CORP COM 68389X105   550,963 5,202 SH   SOLE   5,202 0 0
OTIS WORLDWIDE CORP COM 68902V107   408,617 5,088 SH   SOLE   5,088 0 0
PAYCHEX INC COM 704326107   230,660 2,000 SH   OTR   0 0 2,000
PEPSICO INC COM 713448108   251,618 1,485 SH   OTR   1,485 0 0
PHILIP MORRIS INTL INC COM 718172109   389,669 4,209 SH   OTR   4,209 0 0
PHILIP MORRIS INTL INC COM 718172109   932,280 10,070 SH   SOLE   10,070 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,470,055 14,680 SH   SOLE   14,680 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104   201,120 3,000 SH   OTR   0 0 3,000
PULTE GROUP INC COM 745867101   3,311,442 44,719 SH   SOLE   44,719 0 0
QUALCOMM INC COM 747525103   651,698 5,868 SH   SOLE   5,868 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   226,920 13,193 SH   OTR   13,193 0 0
ROBERT HALF INC. COM 770323103   1,711,601 23,357 SH   SOLE   23,357 0 0
RTX CORPORATION COM 75513E101   985,341 13,691 SH   SOLE   13,691 0 0
STATE STR CORP COM 857477103   292,013 4,361 SH   SOLE   4,361 0 0
SYSCO CORP COM 871829107   21,637,121 327,587 SH   SOLE   319,101 0 8,486
SYSCO CORP COM 871829107   23,118 350 SH   OTR   0 0 350
TE CONNECTIVITY LTD SHS H84989104   1,823,303 14,760 SH   SOLE   14,760 0 0
TECHNIPFMC PLC COM G87110105   4,567,754 224,570 SH   SOLE   224,570 0 0
THOR INDS INC COM 885160101   2,072,027 21,781 SH   SOLE   21,781 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,502,608 6,947 SH   SOLE   6,947 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   431,476 5,740 SH   SOLE   5,740 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   630,878 13,190 SH   SOLE   13,190 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   571,851 2,100 SH   SOLE   2,100 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   202,343 1,034 SH   SOLE   1,034 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,726,001 10,822 SH   SOLE   10,822 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   648,510 3,430 SH   SOLE   3,430 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   18,063,346 85,040 SH   SOLE   79,966 0 5,074
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,043,783 4,914 SH   OTR   2,647 0 2,267
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   251,569 4,850 SH   SOLE   4,850 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   517,716 10,950 SH   SOLE   10,950 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   317,182 5,550 SH   SOLE   5,550 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   339,733 7,760 SH   SOLE   7,760 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   259,200 4,500 SH   SOLE   4,500 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   933,363 12,420 SH   SOLE   12,420 0 0
WALMART INC COM 931142103   16,313 102 SH   OTR   102 0 0
WALMART INC COM 931142103   2,994,050 18,721 SH   SOLE   18,721 0 0
WELLS FARGO CO NEW COM 949746101   1,520,850 37,221 SH   SOLE   37,221 0 0
WELLS FARGO CO NEW COM 949746101   153,470 3,756 SH   OTR   1,000 0 2,756