The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,295 17,220 SH   SOLE 1 16,720 0 500
3M CO COM 88579Y101 19,759 103,270 SH   DFND 2 103,270 0 0
ABBOTT LABS COM 002824100 3,975 89,514 SH   SOLE 1 85,984 0 3,530
ABBOTT LABS COM 002824100 1,509 33,975 SH   DFND 2 33,975 0 0
ABBVIE INC COM 00287Y109 8,518 130,717 SH   SOLE 1 125,637 0 5,080
ABBVIE INC COM 00287Y109 2,688 41,255 SH   DFND 2 41,255 0 0
ABM INDS INC COM 000957100 384 8,800 SH   SOLE 1 8,800 0 0
ADOBE SYS INC COM 00724F101 185 1,420 SH   SOLE 1 1,350 0 70
ADOBE SYS INC COM 00724F101 651 5,000 SH   DFND 2 5,000 0 0
AFLAC INC COM 001055102 4,373 60,390 SH   SOLE 1 58,190 0 2,200
AFLAC INC COM 001055102 29,200 403,200 SH   DFND 2 403,200 0 0
ALLERGAN PLC SHS G0177J108 5,073 21,233 SH   SOLE 1 20,686 0 547
ALLERGAN PLC SHS G0177J108 508 2,126 SH   DFND 2 2,126 0 0
ALPHABET INC CAP STK CL A 02079K305 1,922 2,267 SH   SOLE 1 2,032 0 235
ALPHABET INC CAP STK CL A 02079K305 218 257 SH   DFND 2 257 0 0
ALPHABET INC CAP STK CL C 02079K107 4,278 5,157 SH   SOLE 1 5,157 0 0
ALPHABET INC CAP STK CL C 02079K107 304 367 SH   DFND 2 367 0 0
ALTRIA GROUP INC COM 02209S103 1,906 26,693 SH   SOLE 1 26,693 0 0
ALTRIA GROUP INC COM 02209S103 23,783 333,000 SH   DFND 2 333,000 0 0
AMAZON COM INC COM 023135106 4,698 5,299 SH   SOLE 1 5,149 0 150
AMAZON COM INC COM 023135106 62 70 SH   DFND 2 70 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 517 36,500 SH   SOLE 1 36,200 0 300
AMERICAN EXPRESS CO COM 025816109 735 9,288 SH   SOLE 1 9,288 0 0
AMERIPRISE FINL INC COM 03076C106 223 1,720 SH   SOLE 1 1,720 0 0
AMGEN INC COM 031162100 5,677 34,604 SH   SOLE 1 30,654 0 3,950
AMGEN INC COM 031162100 599 3,650 SH   DFND 2 3,650 0 0
ANADARKO PETE CORP COM 032511107 5,761 92,925 SH   SOLE 1 90,725 0 2,200
ANADARKO PETE CORP COM 032511107 515 8,300 SH   DFND 2 8,300 0 0
AON PLC SHS CL A G0408V102 14,243 120,000 SH   DFND 2 120,000 0 0
APACHE CORP COM 037411105 1,079 21,000 SH   SOLE 1 18,500 0 2,500
APACHE CORP COM 037411105 123 2,400 SH   DFND 2 2,400 0 0
APPLE INC COM 037833100 18,183 126,569 SH   SOLE 1 119,573 0 6,996
APPLE INC COM 037833100 2,132 14,840 SH   DFND 2 14,840 0 0
AT&T INC COM 00206R102 10,023 241,234 SH   SOLE 1 224,607 0 16,627
AT&T INC COM 00206R102 11,763 283,100 SH   DFND 2 283,100 0 0
ATMOS ENERGY CORP COM 049560105 924 11,700 SH   SOLE 1 9,600 0 2,100
AUTOMATIC DATA PROCESSING IN COM 053015103 2,193 21,420 SH   SOLE 1 20,140 0 1,280
AUTOMATIC DATA PROCESSING IN COM 053015103 4,142 40,450 SH   DFND 2 40,450 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 80 10,477 SH   SOLE 1 10,000 0 477
BANK AMER CORP COM 060505104 5,996 254,176 SH   SOLE 1 245,876 0 8,300
BANK AMER CORP COM 060505104 18,499 784,200 SH   DFND 2 784,200 0 0
BAXTER INTL INC COM 071813109 138 2,656 SH   SOLE 1 2,656 0 0
BAXTER INTL INC COM 071813109 105 2,025 SH   DFND 2 2,025 0 0
BECTON DICKINSON & CO COM 075887109 283 1,545 SH   SOLE 1 45 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,908 89,438 SH   SOLE 1 82,588 0 6,850
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,431 110,575 SH   DFND 2 110,575 0 0
BLACKROCK INC COM 09247X101 375 979 SH   SOLE 1 979 0 0
BOEING CO COM 097023105 265 1,500 SH   SOLE 1 1,500 0 0
BP PLC SPONSORED ADR 055622104 415 12,036 SH   SOLE 1 12,036 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 928 17,066 SH   SOLE 1 14,186 0 2,880
BRISTOL MYERS SQUIBB CO COM 110122108 16,364 300,915 SH   DFND 2 300,915 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 403 5,925 SH   SOLE 1 5,925 0 0
CALIFORNIA RES CORP COM NEW 13057Q206 11 745 SH   SOLE 1 712 0 33
CALIFORNIA RES CORP COM NEW 13057Q206 485 32,218 SH   DFND 2 32,218 0 0
CARBO CERAMICS INC COM 140781105 187 14,340 SH   SOLE 1 14,340 0 0
CDK GLOBAL INC COM 12508E101 243 3,739 SH   SOLE 1 3,373 0 366
CDK GLOBAL INC COM 12508E101 47 716 SH   DFND 2 716 0 0
CHEVRON CORP NEW COM 166764100 2,321 21,616 SH   SOLE 1 21,216 0 400
CHEVRON CORP NEW COM 166764100 462 4,300 SH   DFND 2 4,300 0 0
CHUBB LIMITED COM H1467J104 2,258 16,572 SH   SOLE 1 16,152 0 420
CHUBB LIMITED COM H1467J104 28,514 209,274 SH   DFND 2 209,274 0 0
CISCO SYS INC COM 17275R102 7,070 209,167 SH   SOLE 1 198,767 0 10,400
CISCO SYS INC COM 17275R102 507 15,000 SH   DFND 2 15,000 0 0
CITIGROUP INC COM NEW 172967424 329 5,492 SH   SOLE 1 5,492 0 0
CITIGROUP INC COM NEW 172967424 22 360 SH   DFND 2 360 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 955 42,230 SH   SOLE 1 42,230 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 100 4,400 SH   DFND 2 4,400 0 0
COACH INC COM 189754104 5,461 132,125 SH   SOLE 1 124,925 0 7,200
COACH INC COM 189754104 1,294 31,300 SH   DFND 2 31,300 0 0
COCA COLA CO COM 191216100 1,165 27,441 SH   SOLE 1 27,441 0 0
COCA COLA CO COM 191216100 1,158 27,276 SH   DFND 2 27,276 0 0
COLGATE PALMOLIVE CO COM 194162103 1,931 26,380 SH   SOLE 1 25,380 0 1,000
COMCAST CORP NEW CL A 20030N101 1,630 43,350 SH   SOLE 1 39,950 0 3,400
COMCAST CORP NEW CL A 20030N101 5,966 158,700 SH   DFND 2 158,700 0 0
CONOCOPHILLIPS COM 20825C104 3,847 77,144 SH   SOLE 1 74,524 0 2,620
CONOCOPHILLIPS COM 20825C104 11,894 238,500 SH   DFND 2 238,500 0 0
COSTCO WHSL CORP NEW COM 22160K105 75 450 SH   SOLE 1 450 0 0
COSTCO WHSL CORP NEW COM 22160K105 434 2,590 SH   DFND 2 2,590 0 0
CULLEN FROST BANKERS INC COM 229899109 8,588 96,523 SH   SOLE 1 91,063 0 5,460
CULLEN FROST BANKERS INC COM 229899109 14,809 166,450 SH   DFND 2 166,450 0 0
CVS HEALTH CORP COM 126650100 1,479 18,839 SH   SOLE 1 17,239 0 1,600
CVS HEALTH CORP COM 126650100 55 705 SH   DFND 2 705 0 0
DANAHER CORP DEL COM 235851102 393 4,590 SH   SOLE 1 4,590 0 0
DANAHER CORP DEL COM 235851102 38 450 SH   DFND 2 450 0 0
DEVON ENERGY CORP NEW COM 25179M103 1,955 46,849 SH   SOLE 1 43,349 0 3,500
DEVON ENERGY CORP NEW COM 25179M103 484 11,600 SH   DFND 2 11,600 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 5,030 43,520 SH   SOLE 1 40,520 0 3,000
DIAGEO P L C SPON ADR NEW 25243Q205 2,439 21,100 SH   DFND 2 21,100 0 0
DISCOVER FINL SVCS COM 254709108 1,381 20,200 SH   SOLE 1 20,200 0 0
DISNEY WALT CO COM DISNEY 254687106 1,570 13,849 SH   SOLE 1 12,349 0 1,500
DOMINION RES INC VA NEW COM 25746U109 691 8,906 SH   SOLE 1 7,906 0 1,000
DOMINION RES INC VA NEW COM 25746U109 465 6,000 SH   DFND 2 6,000 0 0
DOVER CORP COM 260003108 281 3,500 SH   SOLE 1 3,500 0 0
DOW CHEM CO COM 260543103 394 6,195 SH   SOLE 1 6,195 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 1,328 13,560 SH   SOLE 1 13,560 0 0
DUKE REALTY CORP COM NEW 264411505 850 32,350 SH   SOLE 1 25,450 0 6,900
DUKE REALTY CORP COM NEW 264411505 79 3,000 SH   DFND 2 3,000 0 0
EBAY INC COM 278642103 3,279 97,690 SH   SOLE 1 97,690 0 0
EBAY INC COM 278642103 1,642 48,901 SH   DFND 2 48,901 0 0
EMERSON ELEC CO COM 291011104 7,641 127,654 SH   SOLE 1 120,304 0 7,350
EMERSON ELEC CO COM 291011104 1,137 19,000 SH   DFND 2 19,000 0 0
ENBRIDGE INC COM 29250N105 446 10,652 SH   SOLE 1 10,652 0 0
ENBRIDGE INC COM 29250N105 8 180 SH   DFND 2 180 0 0
ENDO INTL PLC COM G30401106 593 53,144 SH   SOLE 1 52,544 0 600
ENDO INTL PLC COM G30401106 8 700 SH   DFND 2 700 0 0
ENTERGY CORP NEW COM 29364G103 202 2,661 SH   SOLE 1 2,661 0 0
ENTERGY CORP NEW COM 29364G103 38 500 SH   DFND 2 500 0 0
EOG RES INC COM 26875P101 279 2,864 SH   SOLE 1 2,864 0 0
EOG RES INC COM 26875P101 141 1,450 SH   DFND 2 1,450 0 0
EVEREST RE GROUP LTD COM g3223R108 503 2,150 SH   SOLE 1 1,750 0 400
EVEREST RE GROUP LTD COM g3223R108 14,216 60,800 SH   DFND 2 60,800 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 193 2,928 SH   SOLE 1 2,928 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 37 565 SH   DFND 2 565 0 0
EXXON MOBIL CORP COM 30231G102 8,958 109,235 SH   SOLE 1 101,190 0 8,045
EXXON MOBIL CORP COM 30231G102 3,082 37,584 SH   DFND 2 37,584 0 0
FEDEX CORP COM 31428X106 497 2,545 SH   SOLE 1 2,545 0 0
FEDEX CORP COM 31428X106 47 240 SH   DFND 2 240 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 287 3,605 SH   SOLE 1 3,605 0 0
FLUOR CORP NEW COM 343412102 6,197 117,760 SH   SOLE 1 108,860 0 8,900
FLUOR CORP NEW COM 343412102 11,245 213,700 SH   DFND 2 213,700 0 0
FREEPORT-MCMORAN INC CL B 35671D857 1,332 99,720 SH   SOLE 1 89,670 0 10,050
FREEPORT-MCMORAN INC CL B 35671D857 4,065 304,300 SH   DFND 2 304,300 0 0
GENERAL DYNAMICS CORP COM 369550108 543 2,900 SH   SOLE 1 2,300 0 600
GENERAL ELECTRIC CO COM 369604103 9,126 306,250 SH   SOLE 1 296,950 0 9,300
GENERAL ELECTRIC CO COM 369604103 20,987 704,270 SH   DFND 2 704,270 0 0
GENUINE PARTS CO COM 372460105 362 3,918 SH   SOLE 1 3,918 0 0
GILEAD SCIENCES INC COM 375558103 291 4,283 SH   SOLE 1 4,283 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 316 1,375 SH   SOLE 1 1,375 0 0
GRAINGER W W INC COM 384802104 326 1,400 SH   DFND 2 1,400 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 644 82,900 SH   SOLE 1 77,700 0 5,200
HOLLYFRONTIER CORP COM 436106108 2,355 83,115 SH   SOLE 1 83,115 0 0
HOLLYFRONTIER CORP COM 436106108 394,088 13,905,708 SH   DFND 2 13,905,708 0 0
INDEPENDENT BANK CORP MASS COM 453836108 353 5,425 SH   SOLE 1 5,425 0 0
INTEL CORP COM 458140100 6,581 182,463 SH   SOLE 1 168,868 0 13,595
INTEL CORP COM 458140100 14,428 400,000 SH   DFND 2 400,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 395 6,605 SH   SOLE 1 6,605 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 43 725 SH   DFND 2 725 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 9,052 51,983 SH   SOLE 1 48,333 0 3,650
INTERNATIONAL BUSINESS MACHS COM 459200101 63,489 364,584 SH   DFND 2 364,584 0 0
ISHARES MSCI EAFE ETF 464287465 3,370 54,107 SH   SOLE 1 54,007 0 100
ISHARES MSCI PAC JP ETF 464286665 2,033 45,493 SH   SOLE 1 39,293 0 6,200
ISHARES MSCI PAC JP ETF 464286665 168 3,750 SH   DFND 2 3,750 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 20,115 191,151 SH   SOLE 1 184,991 0 6,160
ISHARES TR 1-3 YR CR BD ETF 464288646 1,139 10,825 SH   DFND 2 10,825 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 787 20,434 SH   SOLE 1 19,934 0 500
ISHARES TR CORE S&P MCP ETF 464287507 319 1,861 SH   SOLE 1 1,380 0 481
ISHARES TR CORE S&P SCP ETF 464287804 921 13,324 SH   SOLE 1 12,192 0 1,132
ISHARES TR CORE S&P500 ETF 464287200 544 2,291 SH   SOLE 1 1,580 0 711
ISHARES TR INTERM CR BD ETF 464288638 327 3,000 SH   SOLE 1 3,000 0 0
ISHARES TR MSCI EAFE ETF 464287465 156 2,500 SH   DFND 2 2,500 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,342 84,848 SH   SOLE 1 82,383 0 2,465
ISHARES TR MSCI EMG MKT ETF 464287234 63 1,600 SH   DFND 2 1,600 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 261 2,212 SH   SOLE 1 2,212 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 239 1,735 SH   SOLE 1 1,735 0 0
ISHARES TR SP SMCP600GR ETF 464287887 268 1,750 SH   SOLE 1 1,750 0 0
ISHARES TR U.S. PFD STK ETF 464288687 1,761 45,500 SH   SOLE 1 42,300 0 3,200
ISHARES TR U.S. PFD STK ETF 464288687 62 1,610 SH   DFND 2 1,610 0 0
JOHNSON & JOHNSON COM 478160104 5,265 42,275 SH   SOLE 1 39,595 0 2,680
JOHNSON & JOHNSON COM 478160104 5,264 42,265 SH   DFND 2 42,265 0 0
JPMORGAN CHASE & CO COM 46625H100 4,123 46,941 SH   SOLE 1 42,791 0 4,150
JPMORGAN CHASE & CO COM 46625H100 27,129 308,845 SH   DFND 2 308,845 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 9,779 465,650 SH   SOLE 1 445,550 0 20,100
KAYNE ANDERSON MLP INVT CO COM 486606106 1,081 51,500 SH   DFND 2 51,500 0 0
KIMBERLY CLARK CORP COM 494368103 506 3,847 SH   SOLE 1 3,812 0 35
KINDER MORGAN INC DEL COM 49456B101 598 27,500 SH   SOLE 1 27,200 0 300
KRAFT HEINZ CO COM 500754106 673 7,409 SH   SOLE 1 7,170 0 239
KRAFT HEINZ CO COM 500754106 5,552 61,136 SH   DFND 2 61,136 0 0
LIBERTY EXPEDIA HOLDINGS SER A COM 53046P109 13 277 SH   SOLE 1 277 0 0
LIBERTY EXPEDIA HOLDINGS SER A COM 53046P109 209 4,593 SH   DFND 2 4,593 0 0
LIBERTY INTERACTIVE CORP LBT VEN COM A NE 53071M856 19 420 SH   SOLE 1 420 0 0
LIBERTY INTERACTIVE CORP LBT VEN COM A NE 53071M856 306 6,890 SH   DFND 2 6,890 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 2,957 147,687 SH   SOLE 1 129,087 0 18,600
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 1,730 86,400 SH   DFND 2 86,400 0 0
LOWES COS INC COM 548661107 4,230 51,458 SH   SOLE 1 44,658 0 6,800
LOWES COS INC COM 548661107 148 1,800 SH   DFND 2 1,800 0 0
MARATHON PETE CORP COM 56585A102 7,530 148,992 SH   SOLE 1 141,242 0 7,750
MARATHON PETE CORP COM 56585A102 606 12,000 SH   DFND 2 12,000 0 0
MARSH & MCLENNAN COS INC COM 571748102 572 7,738 SH   SOLE 1 7,738 0 0
MASCO CORP COM 574599106 316 9,300 SH   SOLE 1 9,300 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 3,732 83,007 SH   SOLE 1 80,107 0 2,900
MAXIM INTEGRATED PRODS INC COM 57772K101 153 3,393 SH   DFND 2 3,393 0 0
MCDONALDS CORP COM 580135101 596 4,600 SH   SOLE 1 4,600 0 0
MCDONALDS CORP COM 580135101 40 310 SH   DFND 2 310 0 0
MEDTRONIC PLC SHS G5960L103 2,203 27,344 SH   SOLE 1 22,269 0 5,075
MERCK & CO INC COM 58933Y105 3,667 57,714 SH   SOLE 1 53,433 0 4,281
MERCK & CO INC COM 58933Y105 9,250 145,585 SH   DFND 2 145,585 0 0
MICROSOFT CORP COM 594918104 12,625 191,701 SH   SOLE 1 181,101 0 10,600
MICROSOFT CORP COM 594918104 29,203 443,405 SH   DFND 2 443,405 0 0
MONDELEZ INTL INC CL A 609207105 763 17,714 SH   SOLE 1 16,276 0 1,438
MONDELEZ INTL INC CL A 609207105 7,901 183,408 SH   DFND 2 183,408 0 0
MONSANTO CO NEW COM 61166W101 259 2,292 SH   SOLE 1 2,292 0 0
MORGAN STANLEY COM NEW 617446448 890 20,775 SH   SOLE 1 20,775 0 0
NEXTERA ENERGY INC COM 65339F101 5,530 43,078 SH   SOLE 1 40,978 0 2,100
NEXTERA ENERGY INC COM 65339F101 2,234 17,400 SH   DFND 2 17,400 0 0
NIKE INC CL B 654106103 477 8,568 SH   SOLE 1 8,568 0 0
NIKE INC CL B 654106103 16 280 SH   DFND 2 280 0 0
NOKIA CORP SPONSORED ADR 654902204 347 64,000 SH   SOLE 1 61,000 0 3,000
NOVARTIS A G SPONSORED ADR 66987V109 5,786 77,905 SH   SOLE 1 73,805 0 4,100
NOVARTIS A G SPONSORED ADR 66987V109 26,409 355,575 SH   DFND 2 355,575 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 5,071 80,039 SH   SOLE 1 76,589 0 3,450
OCCIDENTAL PETE CORP DEL COM 674599105 14,163 223,525 SH   DFND 2 223,525 0 0
OLD REP INTL CORP COM 680223104 7,992 390,250 SH   SOLE 1 377,400 0 12,850
OLD REP INTL CORP COM 680223104 14,574 711,628 SH   DFND 2 711,628 0 0
ORACLE CORP COM 68389X105 221 4,957 SH   SOLE 1 4,484 0 473
ORACLE CORP COM 68389X105 39 875 SH   DFND 2 875 0 0
PAYPAL HLDGS INC COM 70450Y103 5,787 134,522 SH   SOLE 1 131,222 0 3,300
PAYPAL HLDGS INC COM 70450Y103 2,353 54,701 SH   DFND 2 54,701 0 0
PEPSICO INC COM 713448108 4,933 44,101 SH   SOLE 1 38,001 0 6,100
PEPSICO INC COM 713448108 17,789 159,025 SH   DFND 2 159,025 0 0
PFIZER INC COM 717081103 6,388 186,725 SH   SOLE 1 171,625 0 15,100
PFIZER INC COM 717081103 29,578 864,600 SH   DFND 2 864,600 0 0
PHILIP MORRIS INTL INC COM 718172109 3,549 31,431 SH   SOLE 1 30,431 0 1,000
PHILIP MORRIS INTL INC COM 718172109 18,922 167,600 SH   DFND 2 167,600 0 0
PHILLIPS 66 COM 718546104 2,321 29,295 SH   SOLE 1 28,635 0 660
PHILLIPS 66 COM 718546104 9,043 114,150 SH   DFND 2 114,150 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 364 2,750 SH   SOLE 1 2,750 0 0
PRAXAIR INC COM 74005P104 4,582 38,633 SH   SOLE 1 36,233 0 2,400
PRAXAIR INC COM 74005P104 12,800 107,925 SH   DFND 2 107,925 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,344 78,420 SH   SOLE 1 73,020 0 5,400
PRICE T ROWE GROUP INC COM 74144T108 267 3,925 SH   DFND 2 3,925 0 0
PROCTER AND GAMBLE CO COM 742718109 6,109 67,992 SH   SOLE 1 67,957 0 35
PROCTER AND GAMBLE CO COM 742718109 995 11,076 SH   DFND 2 11,076 0 0
PROGRESSIVE CORP OHIO COM 743315103 60 1,525 SH   SOLE 1 1,525 0 0
PROGRESSIVE CORP OHIO COM 743315103 244 6,225 SH   DFND 2 6,225 0 0
PROSHARES TR PSHS ULSHT SP500 74347B300 430 32,000 SH   SOLE 1 32,000 0 0
QUALCOMM INC COM 747525103 5,021 87,558 SH   SOLE 1 83,033 0 4,525
QUALCOMM INC COM 747525103 793 13,825 SH   DFND 2 13,825 0 0
REATA PHARMACEUTICALS INC CL A 75615P103 475 20,982 SH   SOLE 1 20,982 0 0
REGIONS FINL CORP NEW COM 7591EP100 145 10,000 SH   SOLE 1 10,000 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 21,697 150,000 SH   DFND 2 150,000 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 17 15,000 SH   SOLE 1 15,000 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 336 6,381 SH   SOLE 1 6,181 0 200
SALESFORCE COM INC COM 79466L302 954 11,565 SH   SOLE 1 11,565 0 0
SALESFORCE COM INC COM 79466L302 8 100 SH   DFND 2 100 0 0
SCHLUMBERGER LTD COM 806857108 10,425 133,480 SH   SOLE 1 126,494 0 6,986
SCHLUMBERGER LTD COM 806857108 4,105 52,560 SH   DFND 2 52,560 0 0
SERVICE CORP INTL COM 817565104 262 8,500 SH   SOLE 1 8,500 0 0
SONOCO PRODS CO COM 835495102 331 6,252 SH   SOLE 1 5,252 0 1,000
SOUTHERN CO COM 842587107 4,083 82,012 SH   SOLE 1 79,112 0 2,900
SOUTHERN CO COM 842587107 60 1,200 SH   DFND 2 1,200 0 0
SOUTHWEST AIRLS CO COM 844741108 780 14,500 SH   SOLE 1 14,500 0 0
SOUTHWESTERN ENERGY CO COM 845467109 2,505 306,554 SH   SOLE 1 300,054 0 6,500
SOUTHWESTERN ENERGY CO COM 845467109 656 80,350 SH   DFND 2 80,350 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 608 5,125 SH   SOLE 1 4,525 0 600
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 231 738 SH   SOLE 1 738 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 353 4,000 SH   SOLE 1 4,000 0 0
STARBUCKS CORP COM 855244109 508 8,706 SH   SOLE 1 8,706 0 0
STRYKER CORP COM 863667101 2,168 16,465 SH   SOLE 1 13,765 0 2,700
STRYKER CORP COM 863667101 112 850 SH   DFND 2 850 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 269 12,500 SH   SOLE 1 0 0 12,500
SYSCO CORP COM 871829107 1,223 23,564 SH   SOLE 1 19,564 0 4,000
TARGET CORP COM 87612E106 1,324 23,982 SH   SOLE 1 21,782 0 2,200
TARGET CORP COM 87612E106 110 2,000 SH   DFND 2 2,000 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADR 881624209 4,327 134,830 SH   SOLE 1 130,752 0 4,078
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADR 881624209 589 18,368 SH   DFND 2 18,368 0 0
TEXAS INSTRS INC COM 882508104 3,801 47,183 SH   SOLE 1 45,613 0 1,570
TEXAS INSTRS INC COM 882508104 3,222 40,000 SH   DFND 2 40,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 307 2,000 SH   SOLE 1 2,000 0 0
TIFFANY & CO NEW COM 886547108 2,938 30,824 SH   SOLE 1 27,400 0 3,424
TIFFANY & CO NEW COM 886547108 79 825 SH   DFND 2 825 0 0
TRINITY INDS INC COM 896522109 5,578 210,101 SH   SOLE 1 196,901 0 13,200
TRINITY INDS INC COM 896522109 8,377 315,500 SH   DFND 2 315,500 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,898 36,330 SH   SOLE 1 33,580 0 2,750
UNITED PARCEL SERVICE INC CL B 911312106 255 2,375 SH   DFND 2 2,375 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,536 22,598 SH   SOLE 1 21,690 0 908
UNITED TECHNOLOGIES CORP COM 913017109 318 2,836 SH   DFND 2 2,836 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,007 6,140 SH   SOLE 1 6,140 0 0
UNITEDHEALTH GROUP INC COM 91324P102 25 150 SH   DFND 2 150 0 0
US BANCORP DEL COM NEW 902973304 531 10,303 SH   SOLE 1 10,303 0 0
US BANCORP DEL COM NEW 902973304 811 15,740 SH   DFND 2 15,740 0 0
V F CORP COM 918204108 262 4,775 SH   SOLE 1 4,775 0 0
V F CORP COM 918204108 14 250 SH   DFND 2 250 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 18,891 236,972 SH   SOLE 1 229,602 0 7,370
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 973 12,200 SH   DFND 2 12,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,001 20,530 SH   SOLE 1 18,530 0 2,000
VERIZON COMMUNICATIONS INC COM 92343V104 321 6,575 SH   DFND 2 6,575 0 0
VISA INC COM CL A 92826C839 1,105 12,432 SH   SOLE 1 12,432 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 7,790 93,796 SH   SOLE 1 88,791 0 5,005
WALGREENS BOOTS ALLIANCE INC COM 931427108 28,071 338,000 SH   DFND 2 338,000 0 0
WAL-MART STORES INC COM 931142103 5,698 79,053 SH   SOLE 1 77,218 0 1,835
WAL-MART STORES INC COM 931142103 4,149 57,560 SH   DFND 2 57,560 0 0
WASTE MGMT INC DEL COM 94106L109 7,587 104,050 SH   SOLE 1 98,150 0 5,900
WASTE MGMT INC DEL COM 94106L109 29,482 404,300 SH   DFND 2 404,300 0 0
WEATHERFORD INTL PLC ORD SHS G48833100 605 90,911 SH   SOLE 1 89,011 0 1,900
WEATHERFORD INTL PLC ORD SHS G48833100 33 5,000 SH   DFND 2 5,000 0 0
WELLS FARGO & CO NEW COM 949746101 692 12,425 SH   SOLE 1 12,425 0 0
WELLS FARGO & CO NEW COM 949746101 205 3,675 SH   DFND 2 3,675 0 0
WESTERN UN CO COM 959802109 2,803 137,745 SH   SOLE 1 131,145 0 6,600
WESTERN UN CO COM 959802109 6,268 308,000 SH   DFND 2 308,000 0 0
WEYERHAEUSER CO COM 962166104 345 10,140 SH   SOLE 1 10,140 0 0
WILLIAMS COS INC DEL COM 969457100 5,644 190,745 SH   SOLE 1 181,745 0 9,000
WILLIAMS COS INC DEL COM 969457100 21,077 712,300 SH   DFND 2 712,300 0 0
WPX ENERGY INC COM 98212B103 1,048 78,261 SH   SOLE 1 75,379 0 2,882
WPX ENERGY INC COM 98212B103 3,436 256,632 SH   DFND 2 256,632 0 0
ZOETIS INC CL A 98978V103 1,517 28,425 SH   SOLE 1 24,725 0 3,700
ZOETIS INC CL A 98978V103 96 1,800 SH   DFND 2 1,800 0 0