The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,075 17,220 SH   SOLE 1 16,720 0 500
3M CO COM 88579Y101 18,441 103,270 SH   DFND 2 103,270 0 0
ABBOTT LABS COM 002824100 3,336 86,852 SH   SOLE 1 83,472 0 3,380
ABBOTT LABS COM 002824100 1,305 33,975 SH   DFND 2 33,975 0 0
ABBVIE INC COM 00287Y109 7,855 125,442 SH   SOLE 1 119,312 1,200 4,930
ABBVIE INC COM 00287Y109 2,583 41,255 SH   DFND 2 41,255 0 0
ABM INDS INC COM 000957100 359 8,800 SH   SOLE 1 8,800 0 0
ADOBE SYS INC COM 00724F101 146 1,420 SH   SOLE 1 1,350 0 70
ADOBE SYS INC COM 00724F101 515 5,000 SH   DFND 2 5,000 0 0
AFLAC INC COM 001055102 4,071 58,490 SH   SOLE 1 56,290 0 2,200
AFLAC INC COM 001055102 28,411 408,200 SH   DFND 2 408,200 0 0
ALLERGAN PLC SHS G0177J108 3,681 17,530 SH   SOLE 1 17,283 0 247
ALLERGAN PLC SHS G0177J108 273 1,300 SH   DFND 2 1,300 0 0
ALPHABET INC CAP STK CL A 02079K305 1,868 2,357 SH   SOLE 1 2,122 0 235
ALPHABET INC CAP STK CL A 02079K305 204 257 SH   DFND 2 257 0 0
ALPHABET INC CAP STK CL C 02079K107 3,679 4,767 SH   SOLE 1 4,767 0 0
ALPHABET INC CAP STK CL C 02079K107 283 367 SH   DFND 2 367 0 0
ALTRIA GROUP INC COM 02209S103 2,008 29,693 SH   SOLE 1 29,448 245 0
ALTRIA GROUP INC COM 02209S103 22,517 333,000 SH   DFND 2 333,000 0 0
AMAZON COM INC COM 023135106 3,974 5,299 SH   SOLE 1 5,149 0 150
AMAZON COM INC COM 023135106 52 70 SH   DFND 2 70 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 551 43,800 SH   SOLE 1 41,500 0 2,300
AMERICAN EXPRESS CO COM 025816109 688 9,288 SH   SOLE 1 9,288 0 0
AMGEN INC COM 031162100 4,548 31,104 SH   SOLE 1 27,254 0 3,850
AMGEN INC COM 031162100 431 2,950 SH   DFND 2 2,950 0 0
ANADARKO PETE CORP COM 032511107 6,180 88,625 SH   SOLE 1 86,425 0 2,200
ANADARKO PETE CORP COM 032511107 579 8,300 SH   DFND 2 8,300 0 0
AON PLC SHS CL A G0408V102 13,384 120,000 SH   DFND 2 120,000 0 0
APACHE CORP COM 037411105 1,355 21,345 SH   SOLE 1 18,395 450 2,500
APACHE CORP COM 037411105 152 2,400 SH   DFND 2 2,400 0 0
APPLE INC COM 037833100 15,026 129,734 SH   SOLE 1 121,723 1,050 6,961
APPLE INC COM 037833100 1,719 14,840 SH   DFND 2 14,840 0 0
AT&T INC COM 00206R102 10,119 237,934 SH   SOLE 1 219,567 2,140 16,227
AT&T INC COM 00206R102 12,040 283,100 SH   DFND 2 283,100 0 0
ATMOS ENERGY CORP COM 049560105 868 11,700 SH   SOLE 1 9,600 0 2,100
AUTOMATIC DATA PROCESSING IN COM 053015103 2,202 21,420 SH   SOLE 1 20,140 0 1,280
AUTOMATIC DATA PROCESSING IN COM 053015103 4,671 45,450 SH   DFND 2 45,450 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 71 10,477 SH   SOLE 1 10,000 0 477
BANK AMER CORP COM 060505104 5,429 245,676 SH   SOLE 1 237,276 0 8,400
BANK AMER CORP COM 060505104 17,331 784,200 SH   DFND 2 784,200 0 0
BAXTER INTL INC COM 071813109 118 2,656 SH   SOLE 1 2,656 0 0
BAXTER INTL INC COM 071813109 90 2,025 SH   DFND 2 2,025 0 0
BECTON DICKINSON & CO COM 075887109 256 1,545 SH   SOLE 1 45 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,300 87,738 SH   SOLE 1 81,163 0 6,575
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,022 110,575 SH   DFND 2 110,575 0 0
BLACKROCK INC COM 09247X101 373 979 SH   SOLE 1 979 0 0
BOEING CO COM 097023105 234 1,500 SH   SOLE 1 1,500 0 0
BP PLC SPONSORED ADR 055622104 450 12,036 SH   SOLE 1 11,636 400 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,009 17,266 SH   SOLE 1 14,386 0 2,880
BRISTOL MYERS SQUIBB CO COM 110122108 17,585 300,915 SH   DFND 2 300,915 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 393 5,925 SH   SOLE 1 5,925 0 0
CALIFORNIA RES CORP COM NEW 13057Q206 15 714 SH   SOLE 1 681 0 33
CALIFORNIA RES CORP COM NEW 13057Q206 686 32,218 SH   DFND 2 32,218 0 0
CARBO CERAMICS INC COM 140781105 150 14,340 SH   SOLE 1 13,940 400 0
CDK GLOBAL INC COM 12508E101 223 3,739 SH   SOLE 1 3,373 0 366
CDK GLOBAL INC COM 12508E101 43 716 SH   DFND 2 716 0 0
CHEVRON CORP NEW COM 166764100 2,544 21,616 SH   SOLE 1 21,216 0 400
CHEVRON CORP NEW COM 166764100 506 4,300 SH   DFND 2 4,300 0 0
CHUBB LIMITED COM H1467J104 2,054 15,549 SH   SOLE 1 15,129 0 420
CHUBB LIMITED COM H1467J104 27,649 209,274 SH   DFND 2 209,274 0 0
CISCO SYS INC COM 17275R102 6,348 210,057 SH   SOLE 1 199,497 160 10,400
CISCO SYS INC COM 17275R102 453 15,000 SH   DFND 2 15,000 0 0
CITIGROUP INC COM NEW 172967424 326 5,492 SH   SOLE 1 4,817 675 0
CITIGROUP INC COM NEW 172967424 21 360 SH   DFND 2 360 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 955 42,230 SH   SOLE 1 42,230 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 99 4,400 SH   DFND 2 4,400 0 0
COACH INC COM 189754104 3,890 111,075 SH   SOLE 1 103,875 0 7,200
COACH INC COM 189754104 1,096 31,300 SH   DFND 2 31,300 0 0
COCA COLA CO COM 191216100 1,187 28,641 SH   SOLE 1 28,641 0 0
COCA COLA CO COM 191216100 1,131 27,276 SH   DFND 2 27,276 0 0
COLGATE PALMOLIVE CO COM 194162103 1,726 26,380 SH   SOLE 1 25,380 0 1,000
COMCAST CORP NEW CL A 20030N101 1,497 21,675 SH   SOLE 1 19,975 0 1,700
COMCAST CORP NEW CL A 20030N101 6,170 89,350 SH   DFND 2 89,350 0 0
CONOCOPHILLIPS COM 20825C104 3,705 73,894 SH   SOLE 1 70,574 700 2,620
CONOCOPHILLIPS COM 20825C104 11,958 238,500 SH   DFND 2 238,500 0 0
COSTCO WHSL CORP NEW COM 22160K105 72 450 SH   SOLE 1 450 0 0
COSTCO WHSL CORP NEW COM 22160K105 415 2,590 SH   DFND 2 2,590 0 0
CULLEN FROST BANKERS INC COM 229899109 8,574 97,173 SH   SOLE 1 91,413 0 5,760
CULLEN FROST BANKERS INC COM 229899109 14,686 166,450 SH   DFND 2 166,450 0 0
CVS HEALTH CORP COM 126650100 1,485 18,820 SH   SOLE 1 16,320 900 1,600
CVS HEALTH CORP COM 126650100 56 705 SH   DFND 2 705 0 0
DANAHER CORP DEL COM 235851102 357 4,590 SH   SOLE 1 4,590 0 0
DANAHER CORP DEL COM 235851102 35 450 SH   DFND 2 450 0 0
DEVON ENERGY CORP NEW COM 25179M103 2,130 46,649 SH   SOLE 1 43,249 0 3,400
DEVON ENERGY CORP NEW COM 25179M103 530 11,600 SH   DFND 2 11,600 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 4,410 42,425 SH   SOLE 1 39,625 0 2,800
DIAGEO P L C SPON ADR NEW 25243Q205 2,193 21,100 SH   DFND 2 21,100 0 0
DISCOVER FINL SVCS COM 254709108 1,456 20,200 SH   SOLE 1 20,200 0 0
DISNEY WALT CO COM DISNEY 254687106 1,443 13,849 SH   SOLE 1 12,349 0 1,500
DOMINION RES INC VA NEW COM 25746U109 682 8,906 SH   SOLE 1 7,906 0 1,000
DOMINION RES INC VA NEW COM 25746U109 460 6,000 SH   DFND 2 6,000 0 0
DOVER CORP COM 260003108 262 3,500 SH   SOLE 1 3,500 0 0
DOW CHEM CO COM 260543103 354 6,195 SH   SOLE 1 6,195 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 1,229 13,560 SH   SOLE 1 13,560 0 0
DUKE REALTY CORP COM NEW 264411505 875 32,950 SH   SOLE 1 26,400 0 6,550
DUKE REALTY CORP COM NEW 264411505 80 3,000 SH   DFND 2 3,000 0 0
EBAY INC COM 278642103 2,761 92,990 SH   SOLE 1 92,990 0 0
EBAY INC COM 278642103 1,452 48,901 SH   DFND 2 48,901 0 0
EMERSON ELEC CO COM 291011104 7,901 141,729 SH   SOLE 1 133,079 800 7,850
EMERSON ELEC CO COM 291011104 1,394 25,000 SH   DFND 2 25,000 0 0
ENDO INTL PLC SHS G30401106 977 59,344 SH   SOLE 1 55,394 1,750 2,200
ENDO INTL PLC SHS G30401106 28 1,700 SH   DFND 2 1,700 0 0
ENTERGY CORP NEW COM 29364G103 196 2,661 SH   SOLE 1 2,661 0 0
ENTERGY CORP NEW COM 29364G103 37 500 SH   DFND 2 500 0 0
EOG RES INC COM 26875P101 335 3,314 SH   SOLE 1 3,314 0 0
EOG RES INC COM 26875P101 147 1,450 SH   DFND 2 1,450 0 0
EVEREST RE GROUP LTD COM G3223R108 314 1,450 SH   SOLE 1 1,050 0 400
EVEREST RE GROUP LTD COM G3223R108 13,157 60,800 SH   DFND 2 60,800 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 201 2,928 SH   SOLE 1 2,928 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 39 565 SH   DFND 2 565 0 0
EXXON MOBIL CORP COM 30231G102 8,776 97,235 SH   SOLE 1 89,260 0 7,975
EXXON MOBIL CORP COM 30231G102 3,301 36,570 SH   DFND 2 36,570 0 0
FEDEX CORP COM 31428X106 474 2,545 SH   SOLE 1 2,545 0 0
FEDEX CORP COM 31428X106 45 240 SH   DFND 2 240 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 273 3,605 SH   SOLE 1 3,605 0 0
FLUOR CORP NEW COM 343412102 5,996 114,160 SH   SOLE 1 104,660 750 8,750
FLUOR CORP NEW COM 343412102 11,224 213,700 SH   DFND 2 213,700 0 0
FREEPORT-MCMORAN INC CL B 35671D857 1,315 99,720 SH   SOLE 1 86,920 3,400 9,400
FREEPORT-MCMORAN INC CL B 35671D857 4,014 304,300 SH   DFND 2 304,300 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 54 16,070 SH   SOLE 1 15,590 0 480
FRONTIER COMMUNICATIONS CORP COM 35906A108 5 1,368 SH   DFND 2 1,368 0 0
GENERAL DYNAMICS CORP COM 369550108 501 2,900 SH   SOLE 1 2,300 0 600
GENERAL ELECTRIC CO COM 369604103 8,590 271,850 SH   SOLE 1 262,075 375 9,400
GENERAL ELECTRIC CO COM 369604103 22,192 702,270 SH   DFND 2 702,270 0 0
GENUINE PARTS CO COM 372460105 422 4,418 SH   SOLE 1 4,418 0 0
GILEAD SCIENCES INC COM 375558103 382 5,341 SH   SOLE 1 4,961 380 0
GOLDMAN SACHS GROUP INC COM 38141G104 329 1,375 SH   SOLE 1 1,375 0 0
GRAINGER W W INC COM 384802104 325 1,400 SH   DFND 2 1,400 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 731 82,900 SH   SOLE 1 78,350 0 4,550
HOLLYFRONTIER CORP COM 436106108 764 23,315 SH   SOLE 1 23,315 0 0
HOLLYFRONTIER CORP COM 436106108 455,551 13,905,708 SH   DFND 2 13,905,708 0 0
INDEPENDENT BANK CORP MASS COM 453836108 382 5,425 SH   SOLE 1 5,425 0 0
INTEL CORP COM 458140100 6,709 184,963 SH   SOLE 1 169,468 1,900 13,595
INTEL CORP COM 458140100 14,508 400,000 SH   DFND 2 400,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 373 6,605 SH   SOLE 1 6,605 0 0
INTERCONTINENTAL EXCHANGEI N COM 45866F104 41 725 SH   DFND 2 725 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 8,396 50,583 SH   SOLE 1 46,933 0 3,650
INTERNATIONAL BUSINESS MACHS COM 459200101 60,517 364,584 SH   DFND 2 364,584 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 18,441 175,731 SH   SOLE 1 170,161 0 5,570
ISHARES TR 1-3 YR CR BD ETF 464288646 926 8,825 SH   DFND 2 8,825 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 709 20,434 SH   SOLE 1 18,834 1,200 400
ISHARES TR CORE S&P MCP ETF 464287507 308 1,861 SH   SOLE 1 1,380 0 481
ISHARES TR CORE S&P SCP ETF 464287804 916 6,662 SH   SOLE 1 6,096 0 566
ISHARES TR CORE S&P500 ETF 464287200 515 2,291 SH   SOLE 1 1,580 0 711
ISHARES TR MSCI EAFE ETF 464287465 2,887 50,007 SH   SOLE 1 49,907 0 100
ISHARES TR MSCI EAFE ETF 464287465 144 2,500 SH   DFND 2 2,500 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,739 78,248 SH   SOLE 1 75,783 0 2,465
ISHARES TR MSCI EMG MKT ETF 464287234 56 1,600 SH   DFND 2 1,600 0 0
ISHARES TR MSCI PAC JP ETF 464286665 1,800 45,493 SH   SOLE 1 39,293 0 6,200
ISHARES TR MSCI PAC JP ETF 464286665 148 3,750 SH   DFND 2 3,750 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 263 2,212 SH   SOLE 1 2,212 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 234 1,735 SH   SOLE 1 1,735 0 0
ISHARES TR SP SMCP600GR ETF 464287887 262 1,750 SH   SOLE 1 1,750 0 0
ISHARES TR U.S. PFD STK ETF 464288687 2,065 55,500 SH   SOLE 1 52,300 0 3,200
ISHARES TR U.S. PFD STK ETF 464288687 60 1,610 SH   DFND 2 1,610 0 0
JOHNSON & JOHNSON COM 478160104 4,675 40,575 SH   SOLE 1 37,695 300 2,580
JOHNSON & JOHNSON COM 478160104 4,869 42,265 SH   DFND 2 42,265 0 0
JPMORGAN CHASE & CO COM 46625H100 4,076 47,241 SH   SOLE 1 42,641 450 4,150
JPMORGAN CHASE & CO COM 46625H100 26,650 308,845 SH   DFND 2 308,845 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 6,605 337,350 SH   SOLE 1 322,650 2,000 12,700
KAYNE ANDERSON MLP INVT CO COM 486606106 891 45,500 SH   DFND 2 45,500 0 0
KIMBERLY CLARK CORP COM 494368103 439 3,847 SH   SOLE 1 3,812 0 35
KINDER MORGAN INC DEL COM 49456B101 485 23,400 SH   SOLE 1 23,100 0 300
KRAFT HEINZ CO COM 500754106 647 7,409 SH   SOLE 1 7,170 0 239
KRAFT HEINZ CO COM 500754106 5,338 61,136 SH   DFND 2 61,136 0 0
LIBERTY INTERACTIVE CORP LBT VEN COM A NE 53071M856 15 420 SH   SOLE 1 420 0 0
LIBERTY INTERACTIVE CORP LBT VEN COM A NE 53071M856 254 6,890 SH   DFND 2 6,890 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 2,507 125,452 SH   SOLE 1 113,452 0 12,000
LIBERTY INTERACTIVE CORP QVF GP COM SER A 53071M104 1,726 86,400 SH   DFND 2 86,400 0 0
LOWES COS INC COM 548661107 3,738 52,558 SH   SOLE 1 44,758 1,400 6,400
LOWES COS INC COM 548661107 128 1,800 SH   DFND 2 1,800 0 0
MARATHON PETE CORP COM 56585A102 7,565 150,252 SH   SOLE 1 142,632 270 7,350
MARATHON PETE CORP COM 56585A102 604 12,000 SH   DFND 2 12,000 0 0
MARSH & MCLENNAN COS INC COM 571748102 523 7,738 SH   SOLE 1 7,738 0 0
MASCO CORP COM 574599106 294 9,300 SH   SOLE 1 9,300 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 3,202 83,007 SH   SOLE 1 79,307 1,000 2,700
MAXIM INTEGRATED PRODS INC COM 57772K101 131 3,393 SH   DFND 2 3,393 0 0
MCDONALDS CORP COM 580135101 560 4,600 SH   SOLE 1 4,600 0 0
MCDONALDS CORP COM 580135101 38 310 SH   DFND 2 310 0 0
MEDTRONIC PLC SHS G5960L103 1,990 27,944 SH   SOLE 1 23,019 0 4,925
MERCK & CO INC COM 58933Y105 3,412 57,963 SH   SOLE 1 53,682 0 4,281
MERCK & CO INC COM 58933Y105 8,571 145,585 SH   DFND 2 145,585 0 0
MICROSOFT CORP COM 594918104 11,741 188,951 SH   SOLE 1 175,251 2,800 10,900
MICROSOFT CORP COM 594918104 28,485 458,405 SH   DFND 2 458,405 0 0
MONDELEZ INTL INC CL A 609207105 785 17,714 SH   SOLE 1 16,276 0 1,438
MONDELEZ INTL INC CL A 609207105 8,130 183,408 SH   DFND 2 183,408 0 0
MONSANTO CO NEW COM 61166W101 241 2,292 SH   SOLE 1 2,292 0 0
MORGAN STANLEY COM NEW 617446448 878 20,775 SH   SOLE 1 20,400 375 0
NEXTERA ENERGY INC COM 65339F101 5,146 43,078 SH   SOLE 1 40,978 0 2,100
NEXTERA ENERGY INC COM 65339F101 2,079 17,400 SH   DFND 2 17,400 0 0
NIKE INC CL B 654106103 436 8,568 SH   SOLE 1 8,568 0 0
NIKE INC CL B 654106103 14 280 SH   DFND 2 280 0 0
NOKIA CORP SPONSORED ADR 654902204 308 64,000 SH   SOLE 1 61,000 0 3,000
NOVARTIS A G SPONSORED ADR 66987V109 5,234 71,855 SH   SOLE 1 67,805 0 4,050
NOVARTIS A G SPONSORED ADR 66987V109 25,827 354,575 SH   DFND 2 354,575 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 5,213 73,189 SH   SOLE 1 69,739 0 3,450
OCCIDENTAL PETE CORP DEL COM 674599105 15,922 223,525 SH   DFND 2 223,525 0 0
OLD REP INTL CORP COM 680223104 7,054 371,250 SH   SOLE 1 355,650 3,400 12,200
OLD REP INTL CORP COM 680223104 13,521 711,628 SH   DFND 2 711,628 0 0
ORACLE CORP COM 68389X105 191 4,957 SH   SOLE 1 4,484 0 473
ORACLE CORP COM 68389X105 34 875 SH   DFND 2 875 0 0
PAYPAL HLDGS INC COM 70450Y103 5,136 130,122 SH   SOLE 1 126,822 0 3,300
PAYPAL HLDGS INC COM 70450Y103 2,159 54,701 SH   DFND 2 54,701 0 0
PEPSICO INC COM 713448108 4,638 44,328 SH   SOLE 1 37,828 500 6,000
PEPSICO INC COM 713448108 16,639 159,025 SH   DFND 2 159,025 0 0
PFIZER INC COM 717081103 5,837 179,725 SH   SOLE 1 163,875 1,100 14,750
PFIZER INC COM 717081103 28,082 864,600 SH   DFND 2 864,600 0 0
PHILIP MORRIS INTL INC COM 718172109 3,022 33,031 SH   SOLE 1 31,031 0 2,000
PHILIP MORRIS INTL INC COM 718172109 15,334 167,600 SH   DFND 2 167,600 0 0
PHILLIPS 66 COM 718546104 2,423 28,045 SH   SOLE 1 27,385 0 660
PHILLIPS 66 COM 718546104 9,864 114,150 SH   DFND 2 114,150 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 326 2,750 SH   SOLE 1 2,750 0 0
PRAXAIR INC COM 74005P104 4,527 38,633 SH   SOLE 1 36,333 0 2,300
PRAXAIR INC COM 74005P104 12,648 107,925 SH   DFND 2 107,925 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,834 77,520 SH   SOLE 1 72,620 0 4,900
PRICE T ROWE GROUP INC COM 74144T108 295 3,925 SH   DFND 2 3,925 0 0
PROCTER AND GAMBLE CO COM 742718109 6,391 76,007 SH   SOLE 1 74,997 0 1,010
PROCTER AND GAMBLE CO COM 742718109 1,181 14,051 SH   DFND 2 14,051 0 0
PROGRESSIVE CORP OHIO COM 743315103 54 1,525 SH   SOLE 1 1,525 0 0
PROGRESSIVE CORP OHIO COM 743315103 221 6,225 SH   DFND 2 6,225 0 0
PROSHARES TR PSHS ULSHT SP500 74347B300 302 20,000 SH   SOLE 1 20,000 0 0
QUALCOMM INC COM 747525103 5,161 79,158 SH   SOLE 1 75,583 0 3,575
QUALCOMM INC COM 747525103 901 13,825 SH   DFND 2 13,825 0 0
REGIONS FINL CORP NEW COM 7591EP100 144 10,000 SH   SOLE 1 10,000 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 20,433 150,000 SH   DFND 2 150,000 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 14 15,000 SH   SOLE 1 15,000 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 347 6,381 SH   SOLE 1 6,181 0 200
SALESFORCE COM INC COM 79466L302 792 11,565 SH   SOLE 1 11,565 0 0
SALESFORCE COM INC COM 79466L302 7 100 SH   DFND 2 100 0 0
SCHLUMBERGER LTD COM 806857108 9,924 118,216 SH   SOLE 1 112,130 0 6,086
SCHLUMBERGER LTD COM 806857108 4,269 50,850 SH   DFND 2 50,850 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 206 2,730 SH   SOLE 1 2,730 0 0
SERVICE CORP INTL COM 817565104 241 8,500 SH   SOLE 1 8,500 0 0
SONOCO PRODS CO COM 835495102 329 6,252 SH   SOLE 1 5,252 0 1,000
SOUTHERN CO COM 842587107 3,837 78,012 SH   SOLE 1 74,612 700 2,700
SOUTHERN CO COM 842587107 59 1,200 SH   DFND 2 1,200 0 0
SOUTHWEST AIRLS CO COM 844741108 723 14,500 SH   SOLE 1 14,500 0 0
SOUTHWESTERN ENERGY CO COM 845467109 2,920 269,854 SH   SOLE 1 263,354 0 6,500
SOUTHWESTERN ENERGY CO COM 845467109 328 30,350 SH   DFND 2 30,350 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 288 2,625 SH   SOLE 1 2,625 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 223 738 SH   SOLE 1 738 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 342 4,000 SH   SOLE 1 4,000 0 0
SPECTRA ENERGY CORP COM 847560109 445 10,829 SH   SOLE 1 10,829 0 0
SPECTRA ENERGY CORP COM 847560109 8 183 SH   DFND 2 183 0 0
STARBUCKS CORP COM 855244109 522 9,406 SH   SOLE 1 9,406 0 0
STRYKER CORP COM 863667101 2,185 18,240 SH   SOLE 1 15,690 0 2,550
STRYKER CORP COM 863667101 102 850 SH   DFND 2 850 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 344 12,500 SH   SOLE 1 0 0 12,500
SYSCO CORP COM 871829107 1,100 19,864 SH   SOLE 1 16,064 0 3,800
TARGET CORP COM 87612E106 3,953 54,732 SH   SOLE 1 51,632 0 3,100
TARGET CORP COM 87612E106 491 6,800 SH   DFND 2 6,800 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 3,881 107,056 SH   SOLE 1 102,578 800 3,678
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 550 15,168 SH   DFND 2 15,168 0 0
TEXAS INSTRS INC COM 882508104 3,698 50,683 SH   SOLE 1 49,113 0 1,570
TEXAS INSTRS INC COM 882508104 2,919 40,000 SH   DFND 2 40,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 282 2,000 SH   SOLE 1 2,000 0 0
TIFFANY & CO NEW COM 886547108 2,387 30,824 SH   SOLE 1 27,400 0 3,424
TIFFANY & CO NEW COM 886547108 139 1,800 SH   DFND 2 1,800 0 0
TRINITY INDS INC COM 896522109 5,674 204,401 SH   SOLE 1 190,201 1,600 12,600
TRINITY INDS INC COM 896522109 8,758 315,500 SH   DFND 2 315,500 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,947 34,430 SH   SOLE 1 31,680 0 2,750
UNITED PARCEL SERVICE INC CL B 911312106 272 2,375 SH   DFND 2 2,375 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,477 22,598 SH   SOLE 1 21,790 0 808
UNITED TECHNOLOGIES CORP COM 913017109 311 2,836 SH   DFND 2 2,836 0 0
UNITEDHEALTH GROUP INC COM 91324P102 983 6,140 SH   SOLE 1 6,000 140 0
UNITEDHEALTH GROUP INC COM 91324P102 24 150 SH   DFND 2 150 0 0
US BANCORP DEL COM NEW 902973304 529 10,303 SH   SOLE 1 10,303 0 0
US BANCORP DEL COM NEW 902973304 809 15,740 SH   DFND 2 15,740 0 0
V F CORP COM 918204108 255 4,775 SH   SOLE 1 4,775 0 0
V F CORP COM 918204108 13 250 SH   DFND 2 250 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 17,919 225,542 SH   SOLE 1 218,622 0 6,920
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 969 12,200 SH   DFND 2 12,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,096 20,530 SH   SOLE 1 18,530 0 2,000
VERIZON COMMUNICATIONS INC COM 92343V104 351 6,575 SH   DFND 2 6,575 0 0
VISA INC COM CL A 92826C839 970 12,432 SH   SOLE 1 12,432 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 7,866 95,046 SH   SOLE 1 88,841 1,600 4,605
WALGREENS BOOTS ALLIANCE INC COM 931427108 28,387 343,000 SH   DFND 2 343,000 0 0
WAL-MART STORES INC COM 931142103 4,536 65,626 SH   SOLE 1 63,791 0 1,835
WAL-MART STORES INC COM 931142103 3,979 57,560 SH   DFND 2 57,560 0 0
WASTE MGMT INC DEL COM 94106L109 7,428 104,750 SH   SOLE 1 98,100 1,000 5,650
WASTE MGMT INC DEL COM 94106L109 29,023 409,300 SH   DFND 2 409,300 0 0
WEATHERFORD INTL PLC ORD SHS G48833100 472 94,611 SH   SOLE 1 91,211 0 3,400
WEATHERFORD INTL PLC ORD SHS G48833100 50 10,000 SH   DFND 2 10,000 0 0
WELLS FARGO & CO NEW COM 949746101 749 13,600 SH   SOLE 1 13,250 350 0
WELLS FARGO & CO NEW COM 949746101 203 3,675 SH   DFND 2 3,675 0 0
WESTERN UN CO COM 959802109 2,654 122,190 SH   SOLE 1 117,090 0 5,100
WESTERN UN CO COM 959802109 6,690 308,000 SH   DFND 2 308,000 0 0
WEYERHAEUSER CO COM 962166104 305 10,140 SH   SOLE 1 10,140 0 0
WILLIAMS COS INC DEL COM 969457100 4,893 157,145 SH   SOLE 1 148,545 0 8,600
WILLIAMS COS INC DEL COM 969457100 22,181 712,300 SH   DFND 2 712,300 0 0
WPX ENERGY INC COM 98212B103 1,140 78,261 SH   SOLE 1 75,512 0 2,749
WPX ENERGY INC COM 98212B103 3,739 256,632 SH   DFND 2 256,632 0 0
ZOETIS INC CL A 98978V103 1,522 28,425 SH   SOLE 1 24,725 0 3,700
ZOETIS INC CL A 98978V103 96 1,800 SH   DFND 2 1,800 0 0