The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,858 20,156 SH   SOLE 1 19,556 0 600
3M CO COM 88579Y101 14,244 100,470 SH   DFND 2 100,470 0 0
ABBOTT LABS COM 002824100 3,940 97,968 SH   SOLE 1 94,528 0 3,440
ABBOTT LABS COM 002824100 1,143 28,425 SH   DFND 2 28,425 0 0
ABBVIE INC COM 00287Y109 7,477 137,415 SH   SOLE 1 133,375 0 4,040
ABBVIE INC COM 00287Y109 1,834 33,705 SH   DFND 2 33,705 0 0
ABM INDS INC COM 000957100 240 8,800 SH   SOLE 1 8,800 0 0
ADOBE SYS INC COM 00724F101 528 6,420 SH   SOLE 1 6,350 0 70
AFLAC INC COM 001055102 4,212 72,450 SH   SOLE 1 70,250 0 2,200
AFLAC INC COM 001055102 23,557 405,250 SH   DFND 2 405,250 0 0
ALCOA INC COM 013817101 206 21,300 SH   SOLE 1 21,300 0 0
ALLERGAN PLC SHS G0177J108 1,386 5,100 SH   SOLE 1 4,052 0 1,048
ALLERGAN PLC SHS G0177J108 50 184 SH   DFND 2 184 0 0
ALTRIA GROUP INC COM 02209S103 1,701 31,260 SH   SOLE 1 31,260 0 0
ALTRIA GROUP INC COM 02209S103 18,115 333,000 SH   DFND 2 333,000 0 0
AMAZON COM INC COM 023135106 2,778 5,426 SH   SOLE 1 5,426 0 0
AMAZON COM INC COM 023135106 46 90 SH   DFND 2 90 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 1,010 61,000 SH   SOLE 1 58,700 0 2,300
AMERICAN EXPRESS CO COM 025816109 697 9,398 SH   SOLE 1 9,398 0 0
AMGEN INC COM 031162100 2,878 20,804 SH   SOLE 1 18,654 0 2,150
ANADARKO PETE CORP COM 032511107 4,658 77,127 SH   SOLE 1 74,902 0 2,225
ANADARKO PETE CORP COM 032511107 1,021 16,900 SH   DFND 2 16,900 0 0
AON PLC SHS CL A G0408V102 10,633 120,000 SH   DFND 2 120,000 0 0
APACHE CORP COM 037411105 981 25,050 SH   SOLE 1 25,050 0 0
APACHE CORP COM 037411105 121 3,100 SH   DFND 2 3,100 0 0
APPLE INC COM 037833100 16,216 147,014 SH   SOLE 1 139,213 0 7,801
APPLE INC COM 037833100 1,375 12,465 SH   DFND 2 12,465 0 0
AT&T INC COM 00206R102 8,464 259,801 SH   SOLE 1 248,574 0 11,227
AT&T INC COM 00206R102 8,995 276,100 SH   DFND 2 276,100 0 0
ATMOS ENERGY CORP COM 049560105 681 11,700 SH   SOLE 1 9,600 0 2,100
AUTOMATIC DATA PROCESSING IN COM 053015103 2,715 33,790 SH   SOLE 1 32,290 0 1,500
AUTOMATIC DATA PROCESSING IN COM 053015103 2,901 36,100 SH   DFND 2 36,100 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 88 10,477 SH   SOLE 1 10,000 0 477
BANK AMER CORP COM 060505104 3,824 245,471 SH   SOLE 1 237,071 0 8,400
BANK AMER CORP COM 060505104 8,261 530,200 SH   DFND 2 530,200 0 0
BAXTER INTL INC COM 071813109 139 4,243 SH   SOLE 1 4,243 0 0
BAXTER INTL INC COM 071813109 67 2,025 SH   DFND 2 2,025 0 0
BECTON DICKINSON & CO COM 075887109 205 1,545 SH   SOLE 1 45 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,253 101,632 SH   SOLE 1 94,938 0 6,694
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,702 105,075 SH   DFND 2 105,075 0 0
BLACKROCK INC COM 09247X101 291 979 SH   SOLE 1 979 0 0
BOEING CO COM 097023105 254 1,937 SH   SOLE 1 1,937 0 0
BP PLC SPONSORED ADR 055622104 496 16,223 SH   SOLE 1 16,223 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,063 17,950 SH   SOLE 1 14,870 0 3,080
BRISTOL MYERS SQUIBB CO COM 110122108 17,814 300,915 SH   DFND 2 300,915 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 328 5,925 SH   SOLE 1 5,925 0 0
CALIFORNIA RES CORP COM 13057Q107 85 32,771 SH   SOLE 1 31,391 0 1,380
CALIFORNIA RES CORP COM 13057Q107 820 315,250 SH   DFND 2 315,250 0 0
CAMERON INTERNATIONAL CORP COM 13342B105 2,695 43,950 SH   SOLE 1 42,750 0 1,200
CAMERON INTERNATIONAL CORP COM 13342B105 2,189 35,700 SH   DFND 2 35,700 0 0
CARBO CERAMICS INC COM 140781105 1,060 55,800 SH   SOLE 1 48,100 0 7,700
CARBO CERAMICS INC COM 140781105 19 975 SH   DFND 2 975 0 0
CDK GLOBAL INC COM 12508E101 187 3,906 SH   SOLE 1 3,540 0 366
CDK GLOBAL INC COM 12508E101 34 716 SH   DFND 1 716 0 0
CHEVRON CORP NEW COM 166764100 1,149 14,564 SH   SOLE 1 14,564 0 0
CHINA CERAMICS CO LTD SHS G2113X100 24 30,500 SH   SOLE 1 30,500 0 0
CHUBB CORP COM 171232101 4,461 36,368 SH   SOLE 1 35,668 0 700
CHUBB CORP COM 171232101 41,492 338,300 SH   DFND 2 338,300 0 0
CISCO SYS INC COM 17275R102 6,212 236,647 SH   SOLE 1 226,247 0 10,400
CISCO SYS INC COM 17275R102 262 10,000 SH   DFND 2 10,000 0 0
CITIGROUP INC COM NEW 172967424 340 6,852 SH   SOLE 1 6,852 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,154 97,080 SH   SOLE 1 87,580 0 9,500
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 95 4,300 SH   DFND 2 4,300 0 0
COACH INC COM 189754104 3,841 132,775 SH   SOLE 1 125,575 0 7,200
COACH INC COM 189754104 827 28,600 SH   DFND 2 28,600 0 0
COCA COLA CO COM 191216100 1,528 38,097 SH   SOLE 1 37,971 0 126
COCA COLA CO COM 191216100 1,094 27,276 SH   DFND 2 27,276 0 0
COLGATE PALMOLIVE CO COM 194162103 1,674 26,380 SH   SOLE 1 25,380 0 1,000
COMCAST CORP NEW CL A 20030N101 1,690 29,710 SH   SOLE 1 28,310 0 1,400
COMCAST CORP NEW CL A 20030N101 4,903 86,200 SH   DFND 2 86,200 0 0
CONOCOPHILLIPS COM 20825C104 4,149 86,504 SH   SOLE 1 83,884 0 2,620
CONOCOPHILLIPS COM 20825C104 12,278 256,000 SH   DFND 2 256,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 65 450 SH   SOLE 1 450 0 0
COSTCO WHSL CORP NEW COM 22160K105 374 2,590 SH   DFND 2 2,590 0 0
CULLEN FROST BANKERS INC COM 229899109 4,932 77,573 SH   SOLE 1 73,863 0 3,710
CULLEN FROST BANKERS INC COM 229899109 4,975 78,250 SH   DFND 2 78,250 0 0
CVS HEALTH CORP COM 126650100 767 7,953 SH   SOLE 1 7,953 0 0
CVS HEALTH CORP COM 126650100 10 105 SH   DFND 2 105 0 0
DANAHER CORP DEL COM 235851102 447 5,240 SH   SOLE 1 5,240 0 0
DANAHER CORP DEL COM 235851102 38 450 SH   DFND 2 450 0 0
DEVON ENERGY CORP NEW COM 25179M103 2,412 65,026 SH   SOLE 1 62,826 0 2,200
DEVON ENERGY CORP NEW COM 25179M103 356 9,600 SH   DFND 2 9,600 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 4,556 42,265 SH   SOLE 1 39,465 0 2,800
DIAGEO P L C SPON ADR NEW 25243Q205 2,059 19,100 SH   DFND 2 19,100 0 0
DISCOVER FINL SVCS COM 254709108 1,064 20,460 SH   SOLE 1 20,460 0 0
DISNEY WALT CO COM DISNEY 254687106 1,421 13,906 SH   SOLE 1 12,406 0 1,500
DOMINION RES INC VA NEW COM 25746U109 1,056 15,006 SH   SOLE 1 14,006 0 1,000
DONNELLEY R R & SONS CO COM 257867101 189 13,000 SH   SOLE 1 13,000 0 0
DOVER CORP COM 260003108 200 3,500 SH   SOLE 1 3,500 0 0
DOW CHEM CO COM 260543103 263 6,195 SH   SOLE 1 6,195 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 1,095 13,848 SH   SOLE 1 13,848 0 0
DUKE REALTY CORP COM NEW 264411505 787 41,304 SH   SOLE 1 34,754 0 6,550
E M C CORP MASS COM 268648102 690 28,578 SH   SOLE 1 28,278 0 300
EBAY INC COM 278642103 3,081 126,057 SH   SOLE 1 126,057 0 0
EBAY INC COM 278642103 1,220 49,901 SH   DFND 2 49,901 0 0
EMERSON ELEC CO COM 291011104 6,936 157,025 SH   SOLE 1 149,175 0 7,850
EMERSON ELEC CO COM 291011104 830 18,800 SH   DFND 2 18,800 0 0
ENDO INTL PLC SHS G30401106 4,946 71,394 SH   SOLE 1 68,844 0 2,550
ENDO INTL PLC SHS G30401106 949 13,700 SH   DFND 2 13,700 0 0
ENTERGY CORP NEW COM 29364G103 211 3,236 SH   SOLE 1 3,236 0 0
EOG RES INC COM 26875P101 195 2,684 SH   SOLE 1 2,684 0 0
EOG RES INC COM 26875P101 106 1,450 SH   DFND 2 1,450 0 0
EVEREST RE GROUP LTD COM G3223R108 373 2,150 SH   SOLE 1 1,750 0 400
EVEREST RE GROUP LTD COM G3223R108 10,539 60,800 SH   DFND 2 60,800 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 244 3,008 SH   SOLE 1 3,008 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 46 565 SH   DFND 2 565 0 0
EXXON MOBIL CORP COM 30231G102 7,832 105,345 SH   SOLE 1 96,774 0 8,571
EXXON MOBIL CORP COM 30231G102 2,237 30,083 SH   DFND 2 30,083 0 0
FEDEX CORP COM 31428X106 366 2,545 SH   SOLE 1 2,395 0 150
FEDEX CORP COM 31428X106 35 240 SH   DFND 2 240 0 0
FEI CO COM 30241L109 1,984 27,170 SH   SOLE 1 24,370 0 2,800
FEI CO COM 30241L109 89 1,225 SH   DFND 2 1,225 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 242 3,605 SH   SOLE 1 3,605 0 0
FLUOR CORP NEW COM 343412102 5,518 130,285 SH   SOLE 1 121,535 0 8,750
FLUOR CORP NEW COM 343412102 8,828 208,450 SH   DFND 2 208,450 0 0
FREEPORT-MCMORAN INC CL B 35671D857 3,847 397,010 SH   SOLE 1 369,860 0 27,150
FREEPORT-MCMORAN INC CL B 35671D857 3,314 342,050 SH   DFND 2 342,050 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 136 28,688 SH   SOLE 1 28,208 0 480
GENERAL DYNAMICS CORP COM 369550108 400 2,900 SH   SOLE 1 2,300 0 600
GENERAL ELECTRIC CO COM 369604103 7,542 299,066 SH   SOLE 1 289,266 0 9,800
GENERAL ELECTRIC CO COM 369604103 17,477 692,970 SH   DFND 2 692,970 0 0
GENUINE PARTS CO COM 372460105 366 4,418 SH   SOLE 1 4,418 0 0
GILEAD SCIENCES INC COM 375558103 524 5,341 SH   SOLE 1 5,341 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 239 1,375 SH   SOLE 1 1,375 0 0
GOOGLE INC CL A 38259P508 1,198 1,876 SH   SOLE 1 1,666 0 210
GOOGLE INC CL A 38259P508 164 257 SH   DFND 2 257 0 0
GOOGLE INC CL C 38259P706 3,561 5,852 SH   SOLE 1 5,842 0 10
GOOGLE INC CL C 38259P706 223 367 SH   DFND 2 367 0 0
GRAINGER W W INC COM 384802104 301 1,400 SH   DFND 2 1,400 0 0
HALCON RES CORP COM NEW 40537Q209 56 104,900 SH   SOLE 1 104,900 0 0
HALLIBURTON CO COM 406216101 215 6,084 SH   SOLE 1 6,084 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 522 109,050 SH   SOLE 1 101,500 0 7,550
HOLLYFRONTIER CORP COM 436106108 58,325 1,194,215 SH   SOLE 1 1,194,215 0 0
HOLLYFRONTIER CORP COM 436106108 621,231 12,719,708 SH   DFND 2 12,719,708 0 0
INTEL CORP COM 458140100 5,983 198,506 SH   SOLE 1 184,691 0 13,815
INTEL CORP COM 458140100 12,056 400,000 SH   DFND 2 400,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 316 1,344 SH   SOLE 1 1,344 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 34 145 SH   DFND 2 145 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 7,753 53,477 SH   SOLE 1 49,697 0 3,780
INTERNATIONAL BUSINESS MACHS COM 459200101 52,817 364,334 SH   DFND 2 364,334 0 0
ISHARES MSCI PAC JP ETF 464286665 2,070 56,457 SH   SOLE 1 50,257 0 6,200
ISHARES MSCI PAC JP ETF 464286665 101 2,750 SH   DFND 2 2,750 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 19,997 190,216 SH   SOLE 1 181,396 0 8,820
ISHARES TR 1-3 YR CR BD ETF 464288646 617 5,865 SH   DFND 2 5,865 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 1,785 50,325 SH   SOLE 1 47,425 0 2,900
ISHARES TR CHINA LG-CAP ETF 464287184 55 1,550 SH   DFND 2 1,550 0 0
ISHARES TR CORE S&P MCP ETF 464287507 242 1,773 SH   SOLE 1 1,721 0 52
ISHARES TR CORE S&P SCP ETF 464287804 712 6,678 SH   SOLE 1 6,614 0 64
ISHARES TR CORE S&P500 ETF 464287200 503 2,610 SH   SOLE 1 2,540 0 70
ISHARES TR MSCI EAFE ETF 464287465 3,062 53,423 SH   SOLE 1 53,323 0 100
ISHARES TR MSCI EAFE ETF 464287465 115 2,000 SH   DFND 2 2,000 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,549 108,266 SH   SOLE 1 104,666 0 3,600
ISHARES TR MSCI EMG MKT ETF 464287234 98 3,000 SH   DFND 2 3,000 0 0
ISHARES TR SP SMCP600GR ETF 464287887 210 1,750 SH   SOLE 1 1,750 0 0
ISHARES TR U.S. PFD STK ETF 464288687 2,881 74,625 SH   SOLE 1 71,425 0 3,200
ISHARES TR U.S. PFD STK ETF 464288687 14 375 SH   DFND 2 375 0 0
JOHNSON & JOHNSON COM 478160104 4,519 48,411 SH   SOLE 1 45,726 0 2,685
JOHNSON & JOHNSON COM 478160104 3,320 35,565 SH   DFND 2 35,565 0 0
JOHNSON CTLS INC COM 478366107 352 8,500 SH   SOLE 1 8,100 0 400
JOHNSON CTLS INC COM 478366107 54 1,300 SH   DFND 2 1,300 0 0
JPMORGAN CHASE & CO COM 46625H100 3,407 55,877 SH   SOLE 1 51,727 0 4,150
JPMORGAN CHASE & CO COM 46625H100 18,484 303,170 SH   DFND 2 303,170 0 0
KAYNE ANDERSON MLP INVT CO COM 486606106 6,908 298,025 SH   SOLE 1 281,325 0 16,700
KAYNE ANDERSON MLP INVT CO COM 486606106 1,056 45,550 SH   DFND 2 45,550 0 0
KIMBERLY CLARK CORP COM 494368103 416 3,814 SH   SOLE 1 3,779 0 35
KINDER MORGAN INC DEL COM 49456B101 819 29,600 SH   SOLE 1 29,300 0 300
KRAFT HEINZ CO COM 500754106 551 7,801 SH   SOLE 1 7,562 0 239
KRAFT HEINZ CO COM 500754106 4,315 61,136 SH   DFND 2 61,136 0 0
LIBERTY INTERACTIVE CORP LBT VENT COM A 53071M880 33 812 SH   SOLE 1 812 0 0
LIBERTY INTERACTIVE CORP LBT VENT COM A 53071M880 463 11,485 SH   DFND 2 11,485 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 102 3,897 SH   SOLE 1 3,897 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A 53071M104 1,938 73,900 SH   DFND 2 73,900 0 0
LOWES COS INC COM 548661107 3,810 55,284 SH   SOLE 1 48,884 0 6,400
LOWES COS INC COM 548661107 124 1,800 SH   DFND 2 1,800 0 0
MARATHON PETE CORP COM 56585A102 6,662 143,794 SH   SOLE 1 136,694 0 7,100
MARATHON PETE CORP COM 56585A102 301 6,500 SH   DFND 2 6,500 0 0
MARSH & MCLENNAN COS INC COM 571748102 404 7,738 SH   SOLE 1 7,738 0 0
MASCO CORP COM 574599106 234 9,300 SH   SOLE 1 9,300 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 3,992 119,529 SH   SOLE 1 116,829 0 2,700
MAXIM INTEGRATED PRODS INC COM 57772K101 204 6,093 SH   DFND 2 6,093 0 0
MCDONALDS CORP COM 580135101 451 4,580 SH   SOLE 1 4,530 0 50
MCDONALDS CORP COM 580135101 31 310 SH   DFND 2 310 0 0
MEDTRONIC PLC SHS G5960L103 2,188 32,679 SH   SOLE 1 26,892 0 5,787
MEDTRONIC PLC SHS G5960L103 40 600 SH   DFND 2 600 0 0
MERCK & CO INC NEW COM 58933Y105 2,800 56,686 SH   SOLE 1 52,405 0 4,281
MERCK & CO INC NEW COM 58933Y105 7,186 145,485 SH   DFND 2 145,485 0 0
MICROSOFT CORP COM 594918104 10,341 233,653 SH   SOLE 1 220,228 0 13,425
MICROSOFT CORP COM 594918104 20,162 455,530 SH   DFND 2 455,530 0 0
MONDELEZ INTL INC CL A 609207105 786 18,780 SH   SOLE 1 17,342 0 1,438
MONDELEZ INTL INC CL A 609207105 7,679 183,408 SH   DFND 2 183,408 0 0
MONSANTO CO NEW COM 61166W101 217 2,542 SH   SOLE 1 2,542 0 0
MORGAN STANLEY COM NEW 617446448 684 21,720 SH   SOLE 1 21,720 0 0
NEXTERA ENERGY INC COM 65339F101 4,534 46,478 SH   SOLE 1 44,378 0 2,100
NEXTERA ENERGY INC COM 65339F101 1,551 15,900 SH   DFND 2 15,900 0 0
NIKE INC CL B 654106103 535 4,354 SH   SOLE 1 4,054 0 300
NIKE INC CL B 654106103 17 140 SH   DFND 2 140 0 0
NOKIA CORP SPONSORED ADR 654902204 434 64,000 SH   SOLE 1 61,000 0 3,000
NOVARTIS A G SPONSORED ADR 66987V109 6,813 74,118 SH   SOLE 1 69,958 0 4,160
NOVARTIS A G SPONSORED ADR 66987V109 31,623 344,025 SH   DFND 2 344,025 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 5,523 83,485 SH   SOLE 1 80,035 0 3,450
OCCIDENTAL PETE CORP DEL COM 674599105 14,429 218,125 SH   DFND 2 218,125 0 0
OLD REP INTL CORP COM 680223104 7,218 461,500 SH   SOLE 1 449,300 0 12,200
OLD REP INTL CORP COM 680223104 11,255 719,628 SH   DFND 2 719,628 0 0
ORACLE CORP COM 68389X105 238 6,583 SH   SOLE 1 5,885 0 698
ORACLE CORP COM 68389X105 32 875 SH   DFND 2 875 0 0
PAYPAL HLDGS INC COM 70450Y103 4,049 130,457 SH   SOLE 1 129,057 0 1,400
PAYPAL HLDGS INC COM 70450Y103 1,549 49,901 SH   DFND 2 49,901 0 0
PEPSICO INC COM 713448108 4,332 45,939 SH   SOLE 1 39,771 0 6,168
PEPSICO INC COM 713448108 14,737 156,275 SH   DFND 2 156,275 0 0
PFIZER INC COM 717081103 6,453 205,445 SH   SOLE 1 190,695 0 14,750
PFIZER INC COM 717081103 26,651 848,500 SH   DFND 2 848,500 0 0
PHILIP MORRIS INTL INC COM 718172109 2,476 31,209 SH   SOLE 1 29,209 0 2,000
PHILIP MORRIS INTL INC COM 718172109 13,157 165,850 SH   DFND 2 165,850 0 0
PHILLIPS 66 COM 718546104 2,278 29,645 SH   SOLE 1 28,985 0 660
PHILLIPS 66 COM 718546104 8,771 114,150 SH   DFND 2 114,150 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 280 2,750 SH   SOLE 1 2,750 0 0
PRAXAIR INC COM 74005P104 3,608 35,423 SH   SOLE 1 33,098 0 2,325
PRAXAIR INC COM 74005P104 11,971 117,525 SH   DFND 2 117,525 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,533 79,610 SH   SOLE 1 74,710 0 4,900
PRICE T ROWE GROUP INC COM 74144T108 134 1,925 SH   DFND 2 1,925 0 0
PROCTER & GAMBLE CO COM 742718109 6,134 85,262 SH   SOLE 1 84,252 0 1,010
PROCTER & GAMBLE CO COM 742718109 797 11,076 SH   DFND 2 11,076 0 0
PROGRESSIVE CORP OHIO COM 743315103 47 1,525 SH   SOLE 1 1,525 0 0
PROGRESSIVE CORP OHIO COM 743315103 191 6,225 SH   DFND 2 6,225 0 0
QUALCOMM INC COM 747525103 2,823 52,544 SH   SOLE 1 50,074 0 2,470
QUALCOMM INC COM 747525103 474 8,825 SH   DFND 2 8,825 0 0
REGIONS FINL CORP NEW COM 7591EP100 90 10,000 SH   SOLE 1 10,000 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 15,948 150,000 SH   DFND 2 150,000 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 54 15,000 SH   SOLE 1 15,000 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 290 6,114 SH   SOLE 1 6,114 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 22 460 SH   DFND 2 460 0 0
SALESFORCE COM INC COM 79466L302 803 11,565 SH   SOLE 1 11,495 0 70
SALESFORCE COM INC COM 79466L302 7 100 SH   DFND 2 100 0 0
SCHLUMBERGER LTD COM 806857108 6,643 96,320 SH   SOLE 1 91,520 0 4,800
SCHLUMBERGER LTD COM 806857108 1,600 23,200 SH   DFND 2 23,200 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 430 7,030 SH   SOLE 1 7,030 0 0
SERVICE CORP INTL COM 817565104 230 8,500 SH   SOLE 1 8,500 0 0
SONOCO PRODS CO COM 835495102 270 7,152 SH   SOLE 1 6,152 0 1,000
SOUTHERN CO COM 842587107 4,118 92,125 SH   SOLE 1 89,425 0 2,700
SOUTHERN CO COM 842587107 54 1,200 SH   DFND 2 1,200 0 0
SOUTHWEST AIRLS CO COM 844741108 795 20,894 SH   SOLE 1 20,894 0 0
SOUTHWESTERN ENERGY CO COM 845467109 2,596 204,604 SH   SOLE 1 198,904 0 5,700
SOUTHWESTERN ENERGY CO COM 845467109 633 49,850 SH   DFND 2 49,850 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 355 3,325 SH   SOLE 1 3,325 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 289 4,000 SH   SOLE 1 4,000 0 0
SPECTRA ENERGY CORP COM 847560109 284 10,829 SH   SOLE 1 10,829 0 0
SPECTRA ENERGY CORP COM 847560109 5 183 SH   DFND 2 183 0 0
STARBUCKS CORP COM 855244109 535 9,406 SH   SOLE 1 9,406 0 0
STRYKER CORP COM 863667101 2,056 21,848 SH   SOLE 1 19,298 0 2,550
STRYKER CORP COM 863667101 80 850 SH   DFND 2 850 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 147 12,500 SH   SOLE 1 0 0 12,500
SYSCO CORP COM 871829107 1,207 30,964 SH   SOLE 1 27,164 0 3,800
TARGET CORP COM 87612E106 6,740 85,682 SH   SOLE 1 82,582 0 3,100
TARGET CORP COM 87612E106 1,321 16,800 SH   DFND 2 16,800 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 5,618 99,506 SH   SOLE 1 96,228 0 3,278
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 2,512 44,500 SH   DFND 2 44,500 0 0
TEXAS INSTRS INC COM 882508104 2,986 60,300 SH   SOLE 1 58,030 0 2,270
TEXAS INSTRS INC COM 882508104 1,807 36,500 SH   DFND 2 36,500 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 245 2,000 SH   SOLE 1 2,000 0 0
TIFFANY & CO NEW COM 886547108 2,127 27,544 SH   SOLE 1 24,420 0 3,124
TIFFANY & CO NEW COM 886547108 108 1,400 SH   DFND 2 1,400 0 0
TRINITY INDS INC COM 896522109 4,571 201,650 SH   SOLE 1 193,250 0 8,400
TRINITY INDS INC COM 896522109 3,688 162,700 SH   DFND 2 162,700 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,909 39,608 SH   SOLE 1 36,858 0 2,750
UNITED PARCEL SERVICE INC CL B 911312106 1,182 11,975 SH   DFND 2 11,975 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,855 20,843 SH   SOLE 1 20,035 0 808
UNITED TECHNOLOGIES CORP COM 913017109 74 836 SH   DFND 2 836 0 0
UNITEDHEALTH GROUP INC COM 91324P102 712 6,140 SH   SOLE 1 5,840 0 300
UNITEDHEALTH GROUP INC COM 91324P102 17 150 SH   DFND 2 150 0 0
US BANCORP DEL COM NEW 902973304 490 11,953 SH   SOLE 1 11,953 0 0
US BANCORP DEL COM NEW 902973304 645 15,740 SH   DFND 2 15,740 0 0
V F CORP COM 918204108 326 4,775 SH   SOLE 1 4,775 0 0
V F CORP COM 918204108 17 250 SH   DFND 2 250 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 21,906 272,492 SH   SOLE 1 265,572 0 6,920
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 740 9,200 SH   DFND 2 9,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,068 24,555 SH   SOLE 1 22,433 0 2,122
VERIZON COMMUNICATIONS INC COM 92343V104 38 875 SH   DFND 2 875 0 0
VISA INC COM CL A 92826C839 891 12,796 SH   SOLE 1 12,796 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 9,049 108,895 SH   SOLE 1 104,090 0 4,805
WALGREENS BOOTS ALLIANCE INC COM 931427108 28,545 343,500 SH   DFND 2 343,500 0 0
WAL-MART STORES INC COM 931142103 3,852 59,401 SH   SOLE 1 57,866 0 1,535
WAL-MART STORES INC COM 931142103 2,831 43,660 SH   DFND 2 43,660 0 0
WASTE MGMT INC DEL COM 94106L109 6,833 137,185 SH   SOLE 1 130,935 0 6,250
WASTE MGMT INC DEL COM 94106L109 19,775 397,000 SH   DFND 2 397,000 0 0
WEATHERFORD INTL PLC ORD SHS G48833100 1,794 211,561 SH   SOLE 1 196,661 0 14,900
WEATHERFORD INTL PLC ORD SHS G48833100 161 19,000 SH   DFND 2 19,000 0 0
WELLS FARGO & CO NEW COM 949746101 1,001 19,484 SH   SOLE 1 19,334 0 150
WELLS FARGO & CO NEW COM 949746101 226 4,395 SH   DFND 2 4,395 0 0
WESTERN UN CO COM 959802109 2,627 143,061 SH   SOLE 1 137,961 0 5,100
WESTERN UN CO COM 959802109 5,655 308,000 SH   DFND 2 308,000 0 0
WILLIAMS COS INC DEL COM 969457100 5,270 143,004 SH   SOLE 1 134,854 0 8,150
WILLIAMS COS INC DEL COM 969457100 23,750 644,500 SH   DFND 2 644,500 0 0
WPX ENERGY INC COM 98212B103 876 132,377 SH   SOLE 1 128,795 0 3,582
WPX ENERGY INC COM 98212B103 1,820 274,964 SH   DFND 2 274,964 0 0
ZOETIS INC CL A 98978V103 1,312 31,850 SH   SOLE 1 28,150 0 3,700
ZOETIS INC CL A 98978V103 74 1,800 SH   DFND 2 1,800 0 0