The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI EURZONE ETF 464286608 4,416 105,342 SH   SOLE   105,342 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,324 15,796 SH   SOLE   15,796 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,733 5,361 SH   SOLE   5,361 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,462 16,972 SH   SOLE   16,972 0 0
AMAZON COM INC COM 023135106 201 109 SH   DFND   0 0 109
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 48,266 213,094 SH   SOLE   213,094 0 0
JOHNSON & JOHNSON COM 478160104 509 3,488 SH   SOLE   3,488 0 0
ISHARES TR MSCI EAFE ETF 464287465 355 5,114 SH   SOLE   5,114 0 0
CHEVRON CORP NEW COM 166764100 305 2,530 SH   SOLE   2,530 0 0
MICROSOFT CORP COM 594918104 339 2,148 SH   DFND   0 0 2,148
MICROSOFT CORP COM 594918104 483 3,061 SH   SOLE   3,061 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 518 5,654 SH   SOLE   5,654 0 0
MERCK & CO INC COM 58933Y105 202 2,225 SH   SOLE   2,225 0 0
PROCTER & GAMBLE CO COM 742718109 304 2,433 SH   SOLE   2,433 0 0
JPMORGAN CHASE & CO COM 46625H100 517 3,706 SH   SOLE   3,706 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 96,238 873,141 SH   SOLE   873,141 0 0
ISHARES TR IBOXX INV CP ETF 464287242 283 2,215 SH   SOLE   2,215 0 0
APPLE INC COM 037833100 352 1,200 SH   DFND   0 0 1,200
APPLE INC COM 037833100 1,174 3,997 SH   SOLE   3,997 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,840 15,898 SH   SOLE   15,898 0 0
ISHARES TR CORE US AGGBD ET 464287226 238 2,116 SH   SOLE   2,116 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,191 11,268 SH   SOLE   11,268 0 0
ISHARES TR TIPS BD ETF 464287176 387 3,316 SH   SOLE   3,316 0 0
ISHARES TR MICRO-CAP ETF 464288869 273 2,747 SH   SOLE   2,747 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 461 11,941 SH   SOLE   11,941 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,325 18,346 SH   SOLE   18,346 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 433 1,767 SH   SOLE   1,767 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 36,826 439,137 SH   SOLE   439,137 0 0
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E267 423 10,287 SH   SOLE   10,287 0 0
INVESCO EXCHANGE TRADED FD T CLEANTECH ETF 46137V407 538 10,774 SH   SOLE   10,774 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,299 11,623 SH   SOLE   11,623 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 566 22,682 SH   SOLE   22,682 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 255 6,351 SH   SOLE   6,351 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,816 179,704 SH   SOLE   179,704 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,911 264,974 SH   SOLE   264,974 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 719 9,504 SH   SOLE   9,504 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 520 15,006 SH   SOLE   15,006 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 160 18,838 SH   SOLE   18,838 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 33,201 218,200 SH   SOLE   218,200 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 166,868 564,126 SH   SOLE   564,126 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 44,242 735,530 SH   SOLE   735,530 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 1,216 16,310 SH   SOLE   16,310 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 945 29,921 SH   SOLE   29,921 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 23,545 785,868 SH   SOLE   785,868 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,677 105,592 SH   SOLE   105,592 0 0
ISHARES TR CORE MSCI EAFE 46432F842 608 9,314 SH   SOLE   9,314 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 9,663 240,122 SH   SOLE   240,122 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 61,350 811,610 SH   SOLE   811,610 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508 320 6,818 SH   SOLE   6,818 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 12,256 250,169 SH   SOLE   250,169 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 7,290 72,802 SH   SOLE   72,802 0 0
ETF SER SOLUTIONS CBOE VEST S&P 26922A537 1,534 33,129 SH   SOLE   33,129 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 235 4,148 SH   SOLE   4,148 0 0