The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI EURZONE ETF 464286608 4,087 105,097 SH   SOLE   105,097 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,250 16,058 SH   SOLE   16,058 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,590 5,325 SH   SOLE   5,325 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,152 17,359 SH   SOLE   17,359 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 44,802 215,372 SH   SOLE   215,372 0 0
JOHNSON & JOHNSON COM 478160104 451 3,488 SH   SOLE   3,488 0 0
ISHARES TR MSCI EAFE ETF 464287465 333 5,114 SH   SOLE   5,114 0 0
CHEVRON CORP NEW COM 166764100 337 2,840 SH   SOLE   2,840 0 0
MICROSOFT CORP COM 594918104 299 2,148 SH   DFND   0 0 2,148
MICROSOFT CORP COM 594918104 502 3,609 SH   SOLE   3,609 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 455 5,654 SH   SOLE   5,654 0 0
EXXON MOBIL CORP COM 30231G102 210 2,975 SH   SOLE   2,975 0 0
PROCTER AND GAMBLE CO COM 742718109 303 2,433 SH   SOLE   2,433 0 0
JPMORGAN CHASE & CO COM 46625H100 443 3,768 SH   SOLE   3,768 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 96,931 861,843 SH   SOLE   861,843 0 0
ISHARES TR IBOXX INV CP ETF 464287242 285 2,237 SH   SOLE   2,237 0 0
APPLE INC COM 037833100 269 1,200 SH   DFND   0 0 1,200
APPLE INC COM 037833100 934 4,168 SH   SOLE   4,168 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,856 17,174 SH   SOLE   17,174 0 0
ISHARES TR CORE US AGGBD ET 464287226 239 2,116 SH   SOLE   2,116 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,213 11,902 SH   SOLE   11,902 0 0
ISHARES TR TIPS BD ETF 464287176 391 3,361 SH   SOLE   3,361 0 0
ISHARES TR MICRO-CAP ETF 464288869 259 2,940 SH   SOLE   2,940 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 437 11,941 SH   SOLE   11,941 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,305 19,553 SH   SOLE   19,553 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 395 1,833 SH   SOLE   1,833 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 37,708 446,614 SH   SOLE   446,614 0 0
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 394 10,287 SH   SOLE   10,287 0 0
INVESCO EXCHANGE TRADED FD T CLEANTECH ETF 46137V407 481 10,774 SH   SOLE   10,774 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,688 16,369 SH   SOLE   16,369 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 520 22,682 SH   SOLE   22,682 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 267 6,844 SH   SOLE   6,844 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,994 182,966 SH   SOLE   182,966 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,829 277,121 SH   SOLE   277,121 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 685 9,820 SH   SOLE   9,820 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 501 15,762 SH   SOLE   15,762 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 31,476 220,682 SH   SOLE   220,682 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 156,404 573,749 SH   SOLE   573,749 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 41,713 737,769 SH   SOLE   737,769 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 1,226 16,724 SH   SOLE   16,724 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 872 29,921 SH   SOLE   29,921 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 23,461 781,497 SH   SOLE   781,497 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,976 101,515 SH   SOLE   101,515 0 0
ISHARES TR CORE MSCI EAFE 46432F842 664 10,872 SH   SOLE   10,872 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 9,693 256,690 SH   SOLE   256,690 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 58,395 815,794 SH   SOLE   815,794 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508 530 11,625 SH   SOLE   11,625 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 12,354 250,948 SH   SOLE   250,948 0 0
ETF SER SOLUTIONS CBOE VEST S&P 26922A537 1,462 33,129 SH   SOLE   33,129 0 0