The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 424 1,803 SH   SOLE 1,803 0 0
APPLE INC COM 037833100 256 1,512 SH   DFND 1 0 0 1,512
APPLE INC COM 037833100 1,086 6,419 SH   SOLE 6,419 0 0
AT&T INC COM 00206R102 357 9,173 SH   SOLE 9,173 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 42,967 216,764 SH   SOLE 216,764 0 0
BOEING CO COM 097023105 401 1,359 SH   SOLE 1,359 0 0
CHEVRON CORP NEW COM 166764100 366 2,923 SH   SOLE 2,923 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 397 18,825 SH   SOLE 18,825 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 895 42,420 SH   SOLE 42,420 0 0
FACEBOOK INC CL A 30303M102 4,768 27,019 SH   SOLE 27,019 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 15,054 571,516 SH   SOLE 571,516 0 0
GENERAL ELECTRIC CO COM 369604103 199 11,401 SH   SOLE 11,401 0 0
ISHARES INC MSCI EURZONE ETF 464286608 7,883 181,725 SH   SOLE 181,725 0 0
ISHARES INC CORE MSCI EMKT 46434G103 10,829 190,317 SH   SOLE 190,317 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 211 3,524 SH   SOLE 3,524 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,581 16,042 SH   SOLE 16,042 0 0
ISHARES TR TIPS BD ETF 464287176 847 7,423 SH   SOLE 7,423 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,453 5,403 SH   SOLE 5,403 0 0
ISHARES TR CORE US AGGBD ET 464287226 312 2,851 SH   SOLE 2,851 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 301 6,394 SH   SOLE 6,394 0 0
ISHARES TR IBOXX INV CP ETF 464287242 378 3,109 SH   SOLE 3,109 0 0
ISHARES TR MSCI EAFE ETF 464287465 407 5,784 SH   SOLE 5,784 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,633 20,164 SH   SOLE 20,164 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,436 18,695 SH   SOLE 18,695 0 0
ISHARES TR MICRO-CAP ETF 464288869 370 3,864 SH   SOLE 3,864 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 1,580 21,647 SH   SOLE 21,647 0 0
JOHNSON & JOHNSON COM 478160104 437 3,125 SH   SOLE 3,125 0 0
JPMORGAN CHASE & CO COM 46625H100 375 3,507 SH   SOLE 3,507 0 0
MICROSOFT CORP COM 594918104 238 2,785 SH   SOLE 2,785 0 0
POWERSHARES ETF TRUST WATER RES PORT 73935X575 201 6,631 SH   SOLE 6,631 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 3,197 28,148 SH   SOLE 28,148 0 0
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 24,114 791,906 SH   SOLE 791,906 0 0
PROCTER AND GAMBLE CO COM 742718109 282 3,071 SH   SOLE 3,071 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508 3,547 82,716 SH   SOLE 82,716 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 34,491 538,588 SH   SOLE 538,588 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,217 21,944 SH   SOLE 21,944 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,231 220,567 SH   SOLE 220,567 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 37,952 712,445 SH   SOLE 712,445 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,011 14,494 SH   SOLE 14,494 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 598 16,636 SH   SOLE 16,636 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 47,055 1,241,563 SH   SOLE 1,241,563 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 552 16,213 SH   SOLE 16,213 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 21,563 588,657 SH   SOLE 588,657 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 392 6,126 SH   SOLE 6,126 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 496 12,031 SH   SOLE 12,031 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,911 18,405 SH   SOLE 18,405 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 273 5,389 SH   SOLE 5,389 0 0
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 405 7,037 SH   SOLE 7,037 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 64,854 1,091,632 SH   SOLE 1,091,632 0 0
SPDR SERIES TRUST S&P BK ETF 78464A797 211 4,450 SH   SOLE 4,450 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 15,188 108,985 SH   SOLE 108,985 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 79,489 324,059 SH   SOLE 324,059 0 0
VANGUARD INDEX FDS REIT ETF 922908553 16,195 195,173 SH   SOLE 195,173 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 9,564 131,194 SH   SOLE 131,194 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 49,734 1,018,715 SH   SOLE 1,018,715 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,114 23,026 SH   SOLE 23,026 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 339 2,059 SH   SOLE 2,059 0 0