The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 286 2,993 SH   SOLE 2,993 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 28,600 197,526 SH   SOLE 197,526 0 0
CHEVRON CORP NEW COM 166764100 362 3,455 SH   SOLE 3,455 0 0
FACEBOOK INC CL A 30303M102 3,128 27,374 SH   SOLE 27,374 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 14,419 647,474 SH   SOLE 647,474 0 0
GENERAL ELECTRIC CO COM 369604103 402 12,761 SH   SOLE 12,761 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 371 2,447 SH   SOLE 2,447 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,041 23,936 SH   SOLE 23,936 0 0
ISHARES TR TIPS BD ETF 464287176 1,529 13,102 SH   SOLE 13,102 0 0
ISHARES TR CORE S&P500 ETF 464287200 937 4,450 SH   SOLE 4,450 0 0
ISHARES TR CORE US AGGBD ET 464287226 745 6,615 SH   SOLE 6,615 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 220 6,394 SH   SOLE 6,394 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,848 15,057 SH   SOLE 15,057 0 0
ISHARES TR MSCI EAFE ETF 464287465 509 9,125 SH   SOLE 9,125 0 0
ISHARES TR U.S. REAL ES ETF 464287739 2,583 31,355 SH   SOLE 31,355 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,329 11,432 SH   SOLE 11,432 0 0
ISHARES TR NATIONAL MUN ETF 464288414 427 3,750 SH   SOLE 3,750 0 0
ISHARES TR INTL DEVPPTY ETF 464288422 472 12,852 SH   SOLE 12,852 0 0
ISHARES TR MICRO-CAP ETF 464288869 434 6,136 SH   SOLE 6,136 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 2,939 44,272 SH   SOLE 44,272 0 0
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 561 18,963 SH   SOLE 18,963 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 3,834 42,352 SH   SOLE 42,352 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508 10,854 268,434 SH   SOLE 268,434 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 25,090 461,130 SH   SOLE 461,130 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 2,707 33,685 SH   SOLE 33,685 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 52,794 1,049,576 SH   SOLE 1,049,576 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 25,028 595,765 SH   SOLE 595,765 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,815 33,588 SH   SOLE 33,588 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 469 17,377 SH   SOLE 17,377 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 37,425 1,275,112 SH   SOLE 1,275,112 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 887 32,724 SH   SOLE 32,724 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,691 371,278 SH   SOLE 371,278 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 292 6,736 SH   SOLE 6,736 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 338 9,591 SH   SOLE 9,591 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,293 20,492 SH   SOLE 20,492 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 304 6,923 SH   SOLE 6,923 0 0
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 578 10,526 SH   SOLE 10,526 0 0
SPDR SERIES TRUST BRCLYS LG TRS ET 78464A664 39,118 490,073 SH   SOLE 490,073 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 7,991 75,947 SH   SOLE 75,947 0 0
VANGUARD INDEX FDS REIT ETF 922908553 29,751 335,527 SH   SOLE 335,527 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 655 6,117 SH   SOLE 6,117 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 37,235 752,525 SH   SOLE 752,525 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 9,421 131,743 SH   SOLE 131,743 0 0
WELLS FARGO & CO NEW COM 949746101 274 5,784 SH   SOLE 5,784 0 0