The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 233 2,424 SH   SOLE Stillwater Capital Advisors 2,424 0 0
ALPHABET INC CAP STK CL A 02079K305 15,531 162,368 SH   SOLE Stillwater Capital Advisors 162,368 0 0
AMAZON COM INC COM 023135106 927 8,200 SH   SOLE Stillwater Capital Advisors 8,200 0 0
APPLE INC COM 037833100 39,472 285,618 SH   SOLE Stillwater Capital Advisors 285,618 0 0
BLACKROCK INC COM 09247X101 10,815 19,653 SH   SOLE Stillwater Capital Advisors 19,653 0 0
BROADCOM INC COM 11135F101 14,367 32,356 SH   SOLE Stillwater Capital Advisors 32,356 0 0
CHEVRON CORP NEW COM 166764100 382 2,657 SH   SOLE Stillwater Capital Advisors 2,657 0 0
CROWN HLDGS INC COM 228368106 345 4,262 SH   SOLE Stillwater Capital Advisors 4,262 0 0
DISNEY WALT CO COM 254687106 8,126 86,145 SH   SOLE Stillwater Capital Advisors 86,145 0 0
ESSENTIAL UTILS INC COM 29670G102 243 5,879 SH   SOLE Stillwater Capital Advisors 5,879 0 0
HOME DEPOT INC COM 437076102 14,769 53,521 SH   SOLE Stillwater Capital Advisors 53,521 0 0
ISHARES TR SELECT DIVID ETF 464287168 202 1,886 SH   SOLE Stillwater Capital Advisors 1,886 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 208 5,975 SH   SOLE Stillwater Capital Advisors 5,975 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 375 2,274 SH   SOLE Stillwater Capital Advisors 2,274 0 0
ISHARES TR RUS MID CAP ETF 464287499 434 6,985 SH   SOLE Stillwater Capital Advisors 6,985 0 0
ISHARES TR US CONSM STAPLES 464287812 600 3,337 SH   SOLE Stillwater Capital Advisors 3,337 0 0
ISHARES TR CORE US AGGBD ET 464287226 777 8,060 SH   SOLE Stillwater Capital Advisors 8,060 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,503 18,224 SH   SOLE Stillwater Capital Advisors 18,224 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,810 13,309 SH   SOLE Stillwater Capital Advisors 13,309 0 0
ISHARES TR US CONSUM DISCRE 464287580 2,152 36,979 SH   SOLE Stillwater Capital Advisors 36,979 0 0
ISHARES TR US INDUSTRIALS 464287754 2,192 26,164 SH   SOLE Stillwater Capital Advisors 26,164 0 0
ISHARES TR US HLTHCARE ETF 464287762 5,281 20,873 SH   SOLE Stillwater Capital Advisors 20,873 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 8,212 39,029 SH   SOLE Stillwater Capital Advisors 39,029 0 0
ISHARES TR U.S. TECH ETF 464287721 9,038 123,179 SH   SOLE Stillwater Capital Advisors 123,179 0 0
ISHARES TR U.S. FINLS ETF 464287788 13,622 201,656 SH   SOLE Stillwater Capital Advisors 201,656 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 14,857 301,610 SH   SOLE Stillwater Capital Advisors 301,610 0 0
JPMORGAN CHASE & CO COM 46625H100 12,364 118,313 SH   SOLE Stillwater Capital Advisors 118,313 0 0
LAM RESEARCH CORP COM 512807108 200 546 SH   SOLE Stillwater Capital Advisors 546 0 0
LIGHT & WONDER INC COM 80874P109 420 9,787 SH   SOLE Stillwater Capital Advisors 9,787 0 0
LILLY ELI & CO COM 532457108 354 1,094 SH   SOLE Stillwater Capital Advisors 1,094 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 224 4,710 SH   SOLE Stillwater Capital Advisors 4,710 0 0
MARRIOTT INTL INC NEW CL A 571903202 11,094 79,164 SH   SOLE Stillwater Capital Advisors 79,164 0 0
MERCK & CO INC COM 58933Y105 16,903 196,269 SH   SOLE Stillwater Capital Advisors 196,269 0 0
MICROSOFT CORP COM 594918104 29,785 127,888 SH   SOLE Stillwater Capital Advisors 127,888 0 0
MONDELEZ INTL INC CL A 609207105 10,813 197,211 SH   SOLE Stillwater Capital Advisors 197,211 0 0
NEXTERA ENERGY INC COM 65339F101 211 2,690 SH   SOLE Stillwater Capital Advisors 2,690 0 0
NIKE INC CL B 654106103 7,855 94,496 SH   SOLE Stillwater Capital Advisors 94,496 0 0
NVIDIA CORPORATION COM 67066G104 7,746 63,809 SH   SOLE Stillwater Capital Advisors 63,809 0 0
PFIZER INC COM 717081103 13,717 313,470 SH   SOLE Stillwater Capital Advisors 313,470 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 15,647 191,146 SH   SOLE Stillwater Capital Advisors 191,146 0 0
SALESFORCE INC COM 79466L302 7,095 49,326 SH   SOLE Stillwater Capital Advisors 49,326 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 261 4,305 SH   SOLE Stillwater Capital Advisors 4,305 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 370 8,742 SH   SOLE Stillwater Capital Advisors 8,742 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,003 15,308 SH   SOLE Stillwater Capital Advisors 15,308 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,569 23,069 SH   SOLE Stillwater Capital Advisors 23,069 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,471 48,197 SH   SOLE Stillwater Capital Advisors 48,197 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,873 46,750 SH   SOLE Stillwater Capital Advisors 46,750 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,183 62,682 SH   SOLE Stillwater Capital Advisors 62,682 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,425 92,399 SH   SOLE Stillwater Capital Advisors 92,399 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 8,779 61,632 SH   SOLE Stillwater Capital Advisors 61,632 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 10,188 84,123 SH   SOLE Stillwater Capital Advisors 84,123 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 16,984 142,989 SH   SOLE Stillwater Capital Advisors 142,989 0 0
SHERWIN WILLIAMS CO COM 824348106 1,274 6,223 SH   SOLE Stillwater Capital Advisors 6,223 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,273 43,555 SH   SOLE Stillwater Capital Advisors 43,555 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,529 22,449 SH   SOLE Stillwater Capital Advisors 22,449 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 1,723 44,638 SH   SOLE Stillwater Capital Advisors 44,638 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 11,528 22,730 SH   SOLE Stillwater Capital Advisors 22,730 0 0
UNITED PARCEL SERVICE INC CL B 911312106 11,316 70,051 SH   SOLE Stillwater Capital Advisors 70,051 0 0
UNITEDHEALTH GROUP INC COM 91324P102 18,877 37,377 SH   SOLE Stillwater Capital Advisors 37,377 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 884 5,170 SH   SOLE Stillwater Capital Advisors 5,170 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 958 5,097 SH   SOLE Stillwater Capital Advisors 5,097 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,307 18,950 SH   SOLE Stillwater Capital Advisors 18,950 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 991 27,148 SH   SOLE Stillwater Capital Advisors 27,148 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,877 51,620 SH   SOLE Stillwater Capital Advisors 51,620 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,402 56,938 SH   SOLE Stillwater Capital Advisors 56,938 0 0
VISA INC COM CL A 92826C839 11,169 62,874 SH   SOLE Stillwater Capital Advisors 62,874 0 0
WALMART INC COM 931142103 11,193 86,303 SH   SOLE Stillwater Capital Advisors 86,303 0 0