The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 15,954 13,065 SH   SOLE   13,065 0 0
APPLE INC COM 037833100 20,295 90,614 SH   SOLE   90,614 0 0
ASHLAND GLOBAL HLDGS INC COM 044186104 639 8,297 SH   SOLE   8,297 0 0
BALCHEM CORP COM 057665200 2,921 29,450 SH   SOLE   29,450 0 0
BANK AMER CORP COM 060505104 9,455 324,151 SH   SOLE   324,151 0 0
BLACKROCK INC COM 09247X101 9,615 21,576 SH   SOLE   21,576 0 0
BP PLC SPONSORED ADR 055622104 380 10,000 SH   SOLE   10,000 0 0
BROADCOM INC COM 11135F101 9,922 35,939 SH   SOLE   35,939 0 0
CHEVRON CORP NEW COM 166764100 304 2,567 SH   SOLE   2,567 0 0
CISCO SYS INC COM 17275R102 11,290 228,487 SH   SOLE   228,487 0 0
CITIGROUP INC COM NEW 172967424 977 14,140 SH   SOLE   14,140 0 0
CROWN HOLDINGS INC COM 228368106 293 4,438 SH   SOLE   4,438 0 0
DISNEY WALT CO COM DISNEY 254687106 9,934 76,230 SH   SOLE   76,230 0 0
EXXON MOBIL CORP COM 30231G102 285 4,041 SH   SOLE   4,041 0 0
HOME DEPOT INC COM 437076102 14,058 60,589 SH   SOLE   60,589 0 0
ISHARES TR SH TR CRPORT ETF 464288646 286 5,330 SH   SOLE   5,330 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 310 7,582 SH   SOLE   7,582 0 0
ISHARES TR MSCI EAFE ETF 464287465 472 7,244 SH   SOLE   7,244 0 0
ISHARES TR CORE US AGGBD ET 464287226 502 4,440 SH   SOLE   4,440 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 722 5,708 SH   SOLE   5,708 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,289 10,052 SH   SOLE   10,052 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,414 18,169 SH   SOLE   18,169 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,766 31,559 SH   SOLE   31,559 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 2,654 12,207 SH   SOLE   12,207 0 0
ISHARES TR US INDUSTRIALS 464287754 2,917 18,368 SH   SOLE   18,368 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,492 28,138 SH   SOLE   28,138 0 0
ISHARES TR US HLTHCARE ETF 464287762 4,492 23,761 SH   SOLE   23,761 0 0
ISHARES TR U.S. TECH ETF 464287721 8,306 40,673 SH   SOLE   40,673 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 8,795 172,559 SH   SOLE   172,559 0 0
ISHARES TR U.S. FINLS ETF 464287788 9,882 76,766 SH   SOLE   76,766 0 0
JPMORGAN CHASE & CO COM 46625H100 15,395 130,814 SH   SOLE   130,814 0 0
LOCKHEED MARTIN CORP COM 539830109 10,265 26,316 SH   SOLE   26,316 0 0
MARATHON PETE CORP COM 56585A102 9,939 163,606 SH   SOLE   163,606 0 0
MARRIOTT INTL INC NEW CL A 571903202 10,339 83,127 SH   SOLE   83,127 0 0
MEDTRONIC PLC SHS G5960L103 12,063 111,053 SH   SOLE   111,053 0 0
MERCK & CO INC COM 58933Y105 18,199 216,187 SH   SOLE   216,187 0 0
MICROSOFT CORP COM 594918104 21,375 153,742 SH   SOLE   153,742 0 0
MONDELEZ INTL INC CL A 609207105 11,239 203,171 SH   SOLE   203,171 0 0
ORACLE CORP COM 68389X105 14,279 259,482 SH   SOLE   259,482 0 0
PFIZER INC COM 717081103 11,743 326,820 SH   SOLE   326,820 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 599 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 243 4,305 SH   SOLE   4,305 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 310 4,371 SH   SOLE   4,371 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 811 12,526 SH   SOLE   12,526 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,097 18,855 SH   SOLE   18,855 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,678 45,228 SH   SOLE   45,228 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,876 46,826 SH   SOLE   46,826 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,922 37,638 SH   SOLE   37,638 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,528 91,439 SH   SOLE   91,439 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,542 37,632 SH   SOLE   37,632 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,208 57,788 SH   SOLE   57,788 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,861 85,198 SH   SOLE   85,198 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 503 16,300 SH   SOLE   16,300 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 1,241 20,825 SH   SOLE   20,825 0 0
UNITED PARCEL SERVICE INC CL B 911312106 9,139 76,269 SH   SOLE   76,269 0 0
UNITED TECHNOLOGIES CORP COM 913017109 12,827 93,956 SH   SOLE   93,956 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,821 40,591 SH   SOLE   40,591 0 0
VALVOLINE INC COM 92047W101 542 24,590 SH   SOLE   24,590 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 432 2,810 SH   SOLE   2,810 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,193 7,120 SH   SOLE   7,120 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 629 11,741 SH   SOLE   11,741 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,211 30,077 SH   SOLE   30,077 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,941 71,581 SH   SOLE   71,581 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,227 25,099 SH   SOLE   25,099 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 219 3,634 SH   SOLE   3,634 0 0
VISA INC COM CL A 92826C839 19,501 113,369 SH   SOLE   113,369 0 0
WALMART INC COM 931142103 10,672 89,924 SH   SOLE   89,924 0 0