The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 459 2,785 SH   SOLE 2,595 0 190
ABBOTT LABS COM 002824100 1,787 38,574 SH   SOLE 19,450 0 19,124
ABBVIE INC COM 00287Y109 2,222 37,951 SH   SOLE 18,920 0 19,031
ADOBE SYS INC COM 00724F101 244 3,295 SH   SOLE 3,215 0 80
AETNA INC NEW COM 00817Y108 297 2,792 SH   SOLE 2,581 0 211
AIR PRODS & CHEMS INC COM 009158106 244 1,610 SH   SOLE 1,500 0 110
ALCOA INC COM 013817101 130 10,065 SH   SOLE 9,485 0 580
ALLSTATE CORP COM 020002101 385 5,405 SH   SOLE 5,165 0 240
ALTRIA GROUP INC COM 02209S103 496 9,917 SH   SOLE 9,087 0 830
AMAZON COM INC COM 023135106 824 2,215 SH   SOLE 1,340 0 875
AMERICAN EXPRESS CO COM 025816109 508 6,501 SH   SOLE 5,955 0 546
AMERICAN INTL GROUP INC COM NEW 026874784 577 10,534 SH   SOLE 9,932 0 602
AMERIPRISE FINL INC COM 03076c106 321 2,457 SH   SOLE 2,457 0 0
AMERISOURCEBERGEN CORP COM 03073e105 550 4,836 SH   SOLE 4,505 0 331
AMGEN INC COM 031162100 508 3,175 SH   SOLE 2,595 0 580
APPLE INC COM 037833100 4,133 33,212 SH   SOLE 31,369 0 1,844
ARCHER DANIELS MIDLAND CO COM 039483102 345 7,272 SH   SOLE 6,929 0 343
AT&T INC COM 00206r102 1,674 51,259 SH   SOLE 41,363 0 9,896
AUTONATION INC COM 05329W102 326 5,060 SH   SOLE 4,710 0 350
AUTOZONE INC COM 053332102 426 625 SH   SOLE 595 0 30
BALCHEM CORP COM 057665200 970 17,511 SH   SOLE 0 0 17,511
BANK AMER CORP COM 060505104 723 46,966 SH   SOLE 34,646 0 12,320
BANK MONTREAL QUE COM 063671101 284 4,744 SH   SOLE 4,744 0 0
BAXTER INTL INC COM 071813109 219 3,198 SH   SOLE 2,827 0 371
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,522 7 SH   SOLE 3 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,477 10,231 SH   SOLE 9,391 0 840
BIOGEN INC COM 09062X103 370 876 SH   SOLE 816 0 60
BLACKROCK INC COM 09247X101 260 710 SH   SOLE 650 0 60
BOEING CO COM 097023105 788 5,252 SH   SOLE 3,426 0 1,826
BP PLC SPONSORED ADR 055622104 685 17,510 SH   SOLE 15,011 0 2,499
BRISTOL MYERS SQUIBB CO COM 110122108 622 9,645 SH   SOLE 7,775 0 1,870
CAPITAL ONE FINL CORP COM 14040H105 254 3,219 SH   SOLE 3,120 0 99
CATERPILLAR INC DEL COM 149123101 592 7,403 SH   SOLE 3,203 0 4,200
CBS CORP NEW CL B 124857202 269 4,444 SH   SOLE 4,254 0 190
CELGENE CORP COM 151020104 289 2,506 SH   SOLE 2,086 0 420
CENTURYLINK INC COM 156700106 239 6,911 SH   SOLE 6,448 0 463
CHEVRON CORP NEW COM 166764100 1,466 13,960 SH   SOLE 12,426 0 1,534
CIGNA CORPORATION COM 125509109 203 1,570 SH   SOLE 1,500 0 70
CINCINNATI FINL CORP COM 172062101 322 6,035 SH   SOLE 6,025 0 10
CISCO SYS INC COM 17275R102 506 18,386 SH   SOLE 17,326 0 1,060
CITIGROUP INC COM NEW 172967424 588 11,413 SH   SOLE 10,713 0 700
CLARCOR INC COM 179895107 306 4,626 SH   SOLE 4,626 0 0
CLOROX CO DEL COM 189054109 269 2,441 SH   SOLE 2,361 0 80
CME GROUP INC COM 12572q105 202 2,130 SH   SOLE 1,780 0 350
COCA COLA CO COM 191216100 910 22,435 SH   SOLE 21,689 0 746
COLGATE PALMOLIVE CO COM 194162103 450 6,490 SH   SOLE 5,950 0 540
COMCAST CORP NEW CL A 20030N101 491 8,702 SH   SOLE 6,994 0 1,708
COMERICA INC COM 200340107 265 5,872 SH   SOLE 5,692 0 180
COMPUTER SCIENCES CORP COM 205363104 373 5,720 SH   SOLE 5,600 0 120
CONOCOPHILLIPS COM 20825C104 542 8,703 SH   SOLE 6,751 0 1,952
CONSOLIDATED EDISON INC COM 209115104 338 5,548 SH   SOLE 5,108 0 440
COSTCO WHSL CORP NEW COM 22160K105 298 1,969 SH   SOLE 1,769 0 200
CSX CORP COM 126408103 290 8,765 SH   SOLE 3,185 0 5,580
CVS HEALTH CORP COM 126650100 889 8,615 SH   SOLE 6,231 0 2,384
DANAHER CORP DEL COM 235851102 364 4,290 SH   SOLE 4,080 0 210
DEERE & CO COM 244199105 258 2,940 SH   SOLE 1,850 0 1,090
DENTSPLY INTL INC NEW COM 249030107 508 9,975 SH   SOLE 9,675 0 300
DEXCOM INC COM 252131107 2,778 44,562 SH   SOLE 44,562 0 0
DIRECTV COM 25490A309 237 2,781 SH   SOLE 1,122 0 1,659
DISNEY WALT CO COM DISNEY 254687106 1,390 13,251 SH   SOLE 10,243 0 3,008
DOMINION RES INC VA NEW COM 25746U109 313 4,410 SH   SOLE 4,180 0 230
DOW CHEM CO COM 260543103 212 4,416 SH   SOLE 4,236 0 180
DUKE ENERGY CORP NEW COM NEW 26441C204 880 11,461 SH   SOLE 10,773 0 688
EXELON CORP COM 30161N101 681 20,261 SH   SOLE 15,488 0 4,773
EXPRESS SCRIPTS HLDG CO COM 30219G108 244 2,808 SH   SOLE 2,210 0 598
EXXON MOBIL CORP COM 30231G102 3,763 44,269 SH   SOLE 32,813 0 11,456
FACEBOOK INC CL A 30303M102 426 5,186 SH   SOLE 4,816 0 370
FEDEX CORP COM 31428X106 332 2,005 SH   SOLE 1,945 0 60
FIRST SOLAR INC COM 336433107 811 13,562 SH   SOLE 430 0 13,132
FIRSTENERGY CORP COM 337932107 303 8,641 SH   SOLE 8,451 0 190
FORD MTR CO DEL COM PAR $0.01 345370860 552 34,180 SH   SOLE 32,186 0 1,994
FRANKLIN RES INC COM 354613101 243 4,735 SH   SOLE 4,405 0 330
GALLAGHER ARTHUR J & CO COM 363576109 266 5,700 SH   SOLE 5,700 0 0
GENERAL ELECTRIC CO COM 369604103 1,791 72,193 SH   SOLE 61,289 0 10,904
GENERAL MLS INC COM 370334104 372 6,570 SH   SOLE 6,070 0 500
GENWORTH FINL INC COM CL A 37247D106 261 35,740 SH   SOLE 33,860 0 1,880
GILEAD SCIENCES INC COM 375558103 688 7,013 SH   SOLE 6,763 0 250
GOLDMAN SACHS GROUP INC COM 38141G104 332 1,764 SH   SOLE 1,658 0 106
GOODYEAR TIRE & RUBR CO COM 382550101 228 8,422 SH   SOLE 7,652 0 770
GOOGLE INC CL A 38259p508 1,649 3,916 SH   SOLE 3,364 0 552
GRAFTECH INTL LTD COM 384313102 224 57,533 SH   SOLE 0 0 57,533
GRAINGER W W INC COM 384802104 206 875 SH   SOLE 805 0 70
HARTFORD FINL SVCS GROUP INC COM 416515104 521 12,460 SH   SOLE 11,620 0 840
HEWLETT PACKARD CO COM 428236103 233 7,478 SH   SOLE 6,398 0 1,080
HOME DEPOT INC COM 437076102 735 6,473 SH   SOLE 5,763 0 710
HONEYWELL INTL INC COM 438516106 355 3,400 SH   SOLE 3,390 0 10
HORMEL FOODS CORP COM 440452100 289 5,080 SH   SOLE 5,080 0 0
HUMANA INC COM 444859102 431 2,420 SH   SOLE 2,290 0 130
INTEL CORP COM 458140100 796 25,459 SH   SOLE 23,335 0 2,124
INTERNATIONAL BUSINESS MACHS COM 459200101 1,331 8,290 SH   SOLE 6,272 0 2,018
INTL PAPER CO COM 460146103 285 5,130 SH   SOLE 4,980 0 150
ISHARES MSCI ACWI ETF 464288257 683 11,379 SH   SOLE 0 0 11,379
ISHARES EAFE SML CP ETF 464288273 1,515 30,621 SH   SOLE 21,258 0 9,363
ISHARES EAFE VALUE ETF 464288877 1,995 37,443 SH   SOLE 25,237 0 12,206
ISHARES INC CORE MSCI EMKT 46434G103 37,598 777,939 SH   SOLE 558,705 0 219,235
ISHARES TR CORE S&P500 ETF 464287200 6,652 32,008 SH   SOLE 26,550 0 5,458
ISHARES TR MSCI EMG MKT ETF 464287234 508 12,658 SH   SOLE 11,026 0 1,632
ISHARES TR S&P 500 VAL ETF 464287408 1,369 14,792 SH   SOLE 10,186 0 4,606
ISHARES TR MSCI EAFE ETF 464287465 977 15,223 SH   SOLE 11,740 0 3,484
ISHARES TR CORE S&P MCP ETF 464287507 426 2,806 SH   SOLE 2,620 0 186
ISHARES TR RUS 1000 VAL ETF 464287598 1,342 13,019 SH   SOLE 8,897 0 4,122
ISHARES TR RUS 1000 GRW ETF 464287614 417 4,220 SH   SOLE 4,220 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 371 3,595 SH   SOLE 223 0 3,372
ISHARES TR RUSSELL 2000 ETF 464287655 568 4,568 SH   SOLE 3,726 0 842
ISHARES TR RUSSELL 3000 ETF 464287689 262 2,115 SH   SOLE 2,115 0 0
ISHARES TR U.S. TECH ETF 464287721 378 3,600 SH   SOLE 3,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,072 9,083 SH   SOLE 8,184 0 899
ISHARES TR DOW JONES US ETF 464287846 15,686 149,604 SH   SOLE 129,078 0 20,526
ISHARES TR SP SMCP600VL ETF 464287879 1,818 15,287 SH   SOLE 10,792 0 4,495
JOHNSON & JOHNSON COM 478160104 2,128 21,153 SH   SOLE 17,474 0 3,679
JPMORGAN CHASE & CO COM 46625H100 1,049 17,320 SH   SOLE 16,718 0 602
KIMBERLY CLARK CORP COM 494368103 265 2,476 SH   SOLE 2,178 0 298
KROGER CO COM 501044101 466 6,080 SH   SOLE 4,489 0 1,591
LILLY ELI & CO COM 532457108 275 3,780 SH   SOLE 3,740 0 40
LINCOLN NATL CORP IND COM 534187109 340 5,910 SH   SOLE 5,320 0 590
LOCKHEED MARTIN CORP COM 539830109 238 1,175 SH   SOLE 1,175 0 0
LOWES COS INC COM 548661107 248 3,340 SH   SOLE 3,210 0 130
MACYS INC COM 55616p104 466 7,181 SH   SOLE 6,220 0 961
MARATHON PETE CORP COM 56585A102 351 3,424 SH   SOLE 3,230 0 194
MARCUS CORP COM 566330106 672 31,550 SH   SOLE 31,550 0 0
MASTERCARD INC CL A 57636Q104 381 4,406 SH   SOLE 3,960 0 446
MCDONALDS CORP COM 580135101 906 9,294 SH   SOLE 7,723 0 1,571
MCKESSON CORP COM 58155Q103 560 2,474 SH   SOLE 2,350 0 124
MERCK & CO INC NEW COM 58933Y105 840 14,610 SH   SOLE 13,136 0 1,474
METLIFE INC COM 59156r108 427 8,438 SH   SOLE 7,963 0 475
MICROSOFT CORP COM 594918104 1,453 35,745 SH   SOLE 32,775 0 2,970
MONSANTO CO NEW COM 61166W101 294 2,614 SH   SOLE 2,470 0 144
MORGAN STANLEY COM NEW 617446448 366 10,267 SH   SOLE 9,875 0 392
NAVIENT CORP COM 63938C108 2,200 108,210 SH   SOLE 1,390 0 106,820
NIKE INC CL B 654106103 338 3,370 SH   SOLE 2,950 0 420
NORTHROP GRUMMAN CORP COM 666807102 338 2,098 SH   SOLE 1,998 0 100
OCCIDENTAL PETE CORP DEL COM 674599105 283 3,874 SH   SOLE 3,694 0 180
OFFICE DEPOT INC COM 676220106 156 16,960 SH   SOLE 14,890 0 2,070
ORACLE CORP COM 68389X105 681 15,790 SH   SOLE 14,954 0 836
PATTERSON COMPANIES INC COM 703395103 865 17,722 SH   SOLE 9,813 0 7,909
PEPSICO INC COM 713448108 1,069 11,176 SH   SOLE 10,242 0 934
PFIZER INC COM 717081103 1,841 52,921 SH   SOLE 29,501 0 23,420
PG&E CORP COM 69331C108 202 3,805 SH   SOLE 3,605 0 200
PHILIP MORRIS INTL INC COM 718172109 627 8,327 SH   SOLE 7,698 0 629
PHILLIPS 66 COM 718546104 393 4,995 SH   SOLE 4,433 0 562
PNC FINL SVCS GROUP INC COM 693475105 234 2,509 SH   SOLE 2,429 0 80
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 738 6,989 SH   SOLE 6,989 0 0
PPG INDS INC COM 693506107 271 1,200 SH   SOLE 1,200 0 0
PRAXAIR INC COM 74005P104 442 3,664 SH   SOLE 3,506 0 158
PRICELINE GRP INC COM NEW 741503403 373 320 SH   SOLE 300 0 20
PRINCIPAL FINL GROUP INC COM 74251V102 223 4,339 SH   SOLE 4,289 0 50
PROCTER & GAMBLE CO COM 742718109 1,421 17,347 SH   SOLE 16,600 0 747
PRUDENTIAL FINL INC COM 744320102 416 5,175 SH   SOLE 4,965 0 210
QUALCOMM INC COM 747525103 607 8,756 SH   SOLE 7,000 0 1,756
REGAL BELOIT CORP COM 758750103 833 10,419 SH   SOLE 10,219 0 200
REPUBLIC SVCS INC COM 760759100 736 18,140 SH   SOLE 18,140 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,053 9,077 SH   SOLE 2,749 0 6,328
ROCKWELL COLLINS INC COM 774341101 720 7,455 SH   SOLE 5,505 0 1,950
SCHLUMBERGER LTD COM 806857108 359 4,304 SH   SOLE 3,974 0 330
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,572 50,959 SH   SOLE 40,114 0 10,845
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 739 17,082 SH   SOLE 16,107 0 975
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 374 6,500 SH   SOLE 5,623 0 877
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 326 13,363 SH   SOLE 12,369 0 994
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 843 27,886 SH   SOLE 23,651 0 4,235
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 829 27,491 SH   SOLE 23,363 0 4,128
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 203 8,422 SH   SOLE 7,372 0 1,050
SKYWORKS SOLUTIONS INC COM 83088M102 620 6,311 SH   SOLE 5,011 0 1,300
SLM CORP COM 78442P106 1,003 108,030 SH   SOLE 1,210 0 106,820
SOUTHERN CO COM 842587107 506 11,422 SH   SOLE 8,262 0 3,160
SOUTHWEST AIRLS CO COM 844741108 342 7,720 SH   SOLE 4,520 0 3,200
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 28,967 342,233 SH   SOLE 248,592 0 93,641
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,147 10,402 SH   SOLE 9,164 0 1,238
SPECTRA ENERGY CORP COM 847560109 387 10,686 SH   SOLE 10,666 0 20
SYSCO CORP COM 871829107 255 6,760 SH   SOLE 6,580 0 180
TARGET CORP COM 87612E106 261 3,180 SH   SOLE 3,060 0 120
TENET HEALTHCARE CORP COM NEW 88033G407 429 8,660 SH   SOLE 8,081 0 579
TESORO CORP COM 881609101 853 9,340 SH   SOLE 8,510 0 830
TEXTRON INC COM 883203101 258 5,818 SH   SOLE 5,608 0 210
TIME WARNER INC COM NEW 887317303 300 3,549 SH   SOLE 3,539 0 10
TRAVELERS COMPANIES INC COM 89417E109 357 3,297 SH   SOLE 3,038 0 259
TYSON FOODS INC CL A 902494103 369 9,625 SH   SOLE 9,105 0 520
UNION PAC CORP COM 907818108 1,154 10,655 SH   SOLE 10,250 0 405
UNITED PARCEL SERVICE INC CL B 911312106 340 3,506 SH   SOLE 3,276 0 230
UNITED TECHNOLOGIES CORP COM 913017109 1,873 15,983 SH   SOLE 15,699 0 284
UNITEDHEALTH GROUP INC COM 91324P102 436 3,682 SH   SOLE 3,251 0 431
US BANCORP DEL COM NEW 902973304 471 10,793 SH   SOLE 10,036 0 757
VALERO ENERGY CORP NEW COM 91913Y100 524 8,240 SH   SOLE 7,970 0 270
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,358 48,972 SH   SOLE 23,428 0 25,544
VANGUARD INDEX FDS VALUE ETF 922908744 5,133 61,325 SH   SOLE 43,475 0 17,850
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,792 22,780 SH   SOLE 9,404 0 13,376
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,031 149,469 SH   SOLE 98,982 0 50,487
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,166 11,745 SH   SOLE 7,566 0 4,179
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,978 40,599 SH   SOLE 25,304 0 15,295
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,200 53,818 SH   SOLE 36,048 0 17,770
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,879 273,136 SH   SOLE 45,032 0 228,104
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 11,064 185,112 SH   SOLE 87,268 0 97,844
VANGUARD WORLD FD MEGA CAP INDEX 921910873 549 7,800 SH   SOLE 7,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,039 21,371 SH   SOLE 15,638 0 5,733
VISA INC COM CL A 92826C839 393 6,004 SH   SOLE 5,520 0 484
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,077 12,719 SH   SOLE 11,727 0 992
WAL-MART STORES INC COM 931142103 1,063 12,922 SH   SOLE 10,721 0 2,201
WASTE MGMT INC DEL COM 94106L109 649 11,961 SH   SOLE 11,921 0 40
WELLS FARGO & CO NEW COM 949746101 2,633 48,392 SH   SOLE 46,300 0 2,092
WESTERN DIGITAL CORP COM 958102105 205 2,250 SH   SOLE 2,160 0 90
WHIRLPOOL CORP COM 963320106 560 2,771 SH   SOLE 2,560 0 211
WHITEWAVE FOODS CO COM 966244105 435 9,807 SH   SOLE 8,901 0 906
WISCONSIN ENERGY CORP COM 976657106 297 6,004 SH   SOLE 5,904 0 100
WISDOMTREE TR EMERG MKTS ETF 97717w315 1,068 25,122 SH   SOLE 16,862 0 8,260
WISDOMTREE TR INDIA ERNGS FD 97717w422 946 41,482 SH   SOLE 38,005 0 3,477
WOODWARD INC COM 980745103 2,818 55,251 SH   SOLE 48,316 0 6,935
WYNDHAM WORLDWIDE CORP COM 98310w108 410 4,535 SH   SOLE 4,365 0 170
XCEL ENERGY INC COM 98389B100 270 7,748 SH   SOLE 5,378 0 2,370
XEROX CORP COM 984121103 154 12,018 SH   SOLE 11,998 0 20
XL GROUP PLC SHS G98290102 748 20,320 SH   SOLE 18,730 0 1,590