The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   4,071,394 35,995 SH   SOLE   35,995 0 0
ABBVIE INC CMN COM 00287y109   3,900,515 21,950 SH   SOLE   21,950 0 0
ALPHABET INC. CMN CLASS A COM 02079k305   410,402 2,168 SH   SOLE   2,168 0 0
AMAZON COM INC COM 023135106   859,131 3,916 SH   SOLE   3,916 0 0
AMERICAN INTL GROUP INC COM 026874784   3,186,674 43,773 SH   SOLE   43,773 0 0
APPLE INC COM 037833100   2,090,256 8,347 SH   SOLE   8,347 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702   1,498,544 3,306 SH   SOLE   3,306 0 0
CATERPILLAR INC COM 149123101   257,560 710 SH   SOLE   710 0 0
CENCORA INC CMN COM 03073e105   398,133 1,772 SH   SOLE   1,772 0 0
CHEVRON CORP NEW COM 166764100   336,174 2,321 SH   SOLE   2,321 0 0
COCA COLA CO COM 191216100   258,379 4,150 SH   SOLE   4,150 0 0
CONOCOPHILLIPS CMN COM 20825c104   326,071 3,288 SH   SOLE   3,288 0 0
CRONOS GROUP INC COM 22717L101   30,300 15,000 SH   SOLE   15,000 0 0
CUMMINS INC COM 231021106   495,709 1,422 SH   SOLE   1,422 0 0
CUSTOMERS BANCORP, INC. CMN COM 23204g100   265,403 5,452 SH   SOLE   5,452 0 0
CYBERARK SOFTWARE LTD. CMN COM m2682v108   246,531 740 SH   SOLE   740 0 0
DANAHER CORPORATION COM 235851102   539,442 2,350 SH   SOLE   2,350 0 0
FLUSHING FINL CORP COM 343873105   142,800 10,000 SH   SOLE   10,000 0 0
HAIN CELESTIAL GROUP INC COM 405217100   234,241 38,088 SH   SOLE   38,088 0 0
HEICO CORP NEW COM 422806208   651,280 3,500 SH   SOLE   3,500 0 0
HONEYWELL INTL INC COM 438516106   700,033 3,099 SH   SOLE   3,099 0 0
INGREDION INC COM 457187102   275,120 2,000 SH   SOLE   2,000 0 0
IONQ INC CMN COM 46222l108   417,700 10,000 SH   SOLE   10,000 0 0
JOHNSON & JOHNSON COM 478160104   613,333 4,241 SH   SOLE   4,241 0 0
JPMORGAN CHASE & CO CMN COM 46625h100   413,979 1,727 SH   SOLE   1,727 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   496,471 2,361 SH   SOLE   2,361 0 0
LINDE PLC CMN COM g54950103   502,404 1,200 SH   SOLE   1,200 0 0
M&T BANK CORPORATION CMN COM 55261f104   253,813 1,350 SH   SOLE   1,350 0 0
MANULIFE FINANCIAL CORP CMN COM 56501r106   1,322,004 43,048 SH   SOLE   43,048 0 0
MESOBLAST LTD COM 590717401   198,000 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104   1,446,588 3,432 SH   SOLE   3,432 0 0
MONDELEZ INTL INC COM 609207105   318,062 5,325 SH   SOLE   5,325 0 0
NVIDIA CORPORATION CMN COM 67066g104   1,584,756 11,801 SH   SOLE   11,801 0 0
ONEOK INC NEW COM 682680103   294,774 2,936 SH   SOLE   2,936 0 0
ORACLE CORPORATION CMN COM 68389x105   209,300 1,256 SH   SOLE   1,256 0 0
PEPSICO INC COM 713448108   426,528 2,805 SH   SOLE   2,805 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,215,534 6,303 SH   SOLE   6,303 0 0
S&P GLOBAL INC. CMN COM 78409v104   747,045 1,500 SH   SOLE   1,500 0 0
S & T BANCORP INC COM 783859101   709,707 18,569 SH   SOLE   18,569 0 0
SANGAMO THERAPEUTICS INC COM 800677106   61,200 60,000 SH   SOLE   60,000 0 0
SELECT MEDICAL HOLDINGS CORP C COM 81619q105   555,830 29,487 SH   SOLE   29,487 0 0
SHERWIN WILLIAMS CO COM 824348106   639,748 1,882 SH   SOLE   1,882 0 0
TESLA, INC. CMN COM 88160r101   5,779,354 14,311 SH   SOLE   14,311 0 0
THE TRAVELERS COMPANIES, INC C COM 89417e109   244,745 1,016 SH   SOLE   1,016 0 0
TJX COS INC NEW COM 872540109   1,019,516 8,439 SH   SOLE   8,439 0 0
UNION PAC CORP COM 907818108   200,447 879 SH   SOLE   879 0 0
WSFS FINL CORP COM 929328102   222,137 4,181 SH   SOLE   4,181 0 0
YORK WTR CO COM 987184108   446,857 13,657 SH   SOLE   13,657 0 0
ALERIAN MLP ETF ETF 00162q452   2,212,085 45,932 SH   SOLE   45,932 0 0
DIMENSIONAL EMERG CORE EQY MRK ETF 25434v302   4,358,185 171,785 SH   SOLE   171,785 0 0
DIMENSIONAL ETF TRUST ETF 25434V732   12,703,014 485,033 SH   SOLE   485,033 0 0
DIMENSIONAL ETF TRUST ETF 25434V500   61,836,868 950,167 SH   SOLE   950,167 0 0
DIMENSIONAL ETF TRUST ETF 25434V799   18,299,914 708,064 SH   SOLE   708,064 0 0
DIMENSIONAL ETF TRUST ETF 25434V625   12,300,820 191,721 SH   SOLE   191,721 0 0
DIMENSIONAL US CORE EQUITY MAR ETF 25434v104   4,073,901 100,615 SH   SOLE   100,615 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506   535,546 6,252 SH   SOLE   6,252 0 0
FLEXSHARES TR COM 33939L860   2,092,795 29,664 SH   SOLE   29,664 0 0
GLOBAL X FDS ETF 37954Y293   2,180,887 36,012 SH   SOLE   36,012 0 0
GLOBAL X FDS ETF 37950E101   411,337 17,530 SH   SOLE   17,530 0 0
INNOVATOR ETFS TRUST ETF 45782C664   1,942,932 45,288 SH   SOLE   45,288 0 0
INNOVATOR ETFS TRUST ETF 45782C649   1,506,948 42,816 SH   SOLE   42,816 0 0
INVESCO QQQ TRUST ETF, SERIES ETF 46090e103   528,612 1,034 SH   SOLE   1,034 0 0
INVESCO EXCHANGE TRADED FD T ETF 46137V357   15,503,299 88,474 SH   SOLE   88,474 0 0
ISHARES BITCOIN TR ETF 46438F101   1,641,791 30,948 SH   SOLE   30,948 0 0
ISHARES TR ETF 46429B663   372,815 3,321 SH   SOLE   3,321 0 0
ISHARES TR ETF 464287200   19,773,761 33,590 SH   SOLE   33,590 0 0
ISHARES TR ETF 464287804   20,548,219 178,339 SH   SOLE   178,339 0 0
ISHARES GOLD TR ETF 464285204   1,113,777 22,496 SH   SOLE   22,496 0 0
ISHARES TR ETF 464288257   205,807,594 1,751,554 SH   SOLE   1,751,554 0 0
ISHARES TR ETF 464288240   77,659,772 1,488,876 SH   SOLE   1,488,876 0 0
ISHARES TR ETF 464287465   2,447,798 32,374 SH   SOLE   32,374 0 0
ISHARES TR ETF 464287234   1,059,301 25,330 SH   SOLE   25,330 0 0
ISHARES TR ETF 464287622   5,107,202 15,853 SH   SOLE   15,853 0 0
ISHARES TR ETF 464287655   11,731,650 53,094 SH   SOLE   53,094 0 0
ISHARES TR ETF 464287168   859,949 6,550 SH   SOLE   6,550 0 0
ISHARES TR ETF 464287507   1,023,878 16,432 SH   SOLE   16,432 0 0
ISHARES TR ETF 464287309   788,279 7,764 SH   SOLE   7,764 0 0
FLEXSHARES TR COM 33939L100   542,480 2,512 SH   SOLE   2,512 0 0
SELECT SECTOR SPDR TR COM 81369Y886   475,636 6,284 SH   SOLE   6,284 0 0
SPDR S&P 500 ETF TRUST ETF 78462f103   163,201,595 278,463 SH   SOLE   278,463 0 0
SPDR SER TR ETF 78464A763   617,567 4,675 SH   SOLE   4,675 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467y107   11,589,244 20,347 SH   SOLE   20,347 0 0
VANGUARD SPECIALIZED FUNDS ETF 921908844   326,253 1,666 SH   SOLE   1,666 0 0
VANGUARD WORLD FD ETF 921910725   1,467,112 25,875 SH   SOLE   25,875 0 0
VANGUARD WORLD FD ETF 921910733   3,528,919 33,644 SH   SOLE   33,644 0 0
VANGUARD TAX-MANAGED FDS ETF 921943858   31,072,689 649,784 SH   SOLE   649,784 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042858   2,539,787 57,670 SH   SOLE   57,670 0 0
VANGUARD WHITEHALL FDS ETF 921946406   2,422,296 18,985 SH   SOLE   18,985 0 0
VANGUARD WORLD FD ETF 92204A702   332,041 534 SH   SOLE   534 0 0
VANGUARD WHITEHALL FDS ETF 921946794   46,661,798 687,416 SH   SOLE   687,416 0 0
VANGUARD INDEX FDS ETF 922908363   163,924,322 304,234 SH   SOLE   304,234 0 0
VANGUARD INDEX FDS ETF 922908611   2,785,816 14,057 SH   SOLE   14,057 0 0
VANGUARD STAR FDS ETF 921909768   199,664,799 3,388,169 SH   SOLE   3,388,169 0 0
VANGUARD INDEX FDS ETF 922908769   352,789,191 1,217,312 SH   SOLE   1,217,312 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042742   69,993,526 595,791 SH   SOLE   595,791 0 0
VANGUARD INDEX FDS ETF 922908744   29,763,278 175,802 SH   SOLE   175,802 0 0
DBX ETF TR ETF 233051200   1,212,192 29,280 SH   SOLE   29,280 0 0
BLACKROCK FUNDING INC CMN COM 09290D101   366,989 358 SH   SOLE   358 0 0
CONCENTRA GROUP HOLDINGS PAREN COM 20603l102   470,665 23,795 SH   SOLE   23,795 0 0
MACKENZIE RLTY CAP INC COM COM 55453W105   71,100 22,500 SH   SOLE   22,500 0 0