The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   7,464,734 65,676 SH   SOLE   65,676 0 0
ABBVIE INC CMN COM 00287y109   6,785,775 37,264 SH   SOLE   37,264 0 0
AMAZON COM INC COM 023135106   397,557 2,204 SH   SOLE   2,204 0 0
AMERICAN INTL GROUP INC COM 026874784   6,833,856 87,423 SH   SOLE   87,423 0 0
APPLE INC COM 037833100   1,172,752 6,839 SH   SOLE   6,839 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702   787,633 1,873 SH   SOLE   1,873 0 0
BLACKROCK INC COM 09247x101   298,465 358 SH   SOLE   358 0 0
CATERPILLAR INC COM 149123101   260,165 710 SH   SOLE   710 0 0
CENCORA INC COM 03073E105   429,120 1,766 SH   SOLE   1,766 0 0
CONOCOPHILLIPS COM 20825c104   392,786 3,086 SH   SOLE   3,086 0 0
CRONOS GROUP INC COM 22717L101   39,150 15,000 SH   SOLE   15,000 0 0
CUMMINS INC COM 231021106   415,456 1,410 SH   SOLE   1,410 0 0
CUSTOMERS BANCORP, INC. CMN COM 23204g100   289,283 5,452 SH   SOLE   5,452 0 0
CYBERARK SOFTWARE LTD. CMN COM m2682v108   218,613 823 SH   SOLE   823 0 0
DANAHER CORPORATION COM 235851102   584,095 2,339 SH   SOLE   2,339 0 0
HAIN CELESTIAL GROUP INC COM 405217100   272,678 37,559 SH   SOLE   37,559 0 0
HEICO CORP NEW COM 422806208   538,790 3,500 SH   SOLE   3,500 0 0
HONEYWELL INTL INC COM 438516106   1,272,139 6,198 SH   SOLE   6,198 0 0
JOHNSON & JOHNSON COM 478160104   641,777 4,057 SH   SOLE   4,057 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   494,605 2,321 SH   SOLE   2,321 0 0
MANULIFE FINL F COM 56501r106   1,075,770 43,048 SH   SOLE   43,048 0 0
MICROSOFT CORP COM 594918104   1,000,472 2,378 SH   SOLE   2,378 0 0
NVIDIA CORP COM 67066g104   660,502 731 SH   SOLE   731 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,018,565 6,303 SH   SOLE   6,303 0 0
PRINCIPAL FINL COM 74251v102   222,421 2,577 SH   SOLE   2,577 0 0
S & T BANCORP INC COM 783859101   960,828 29,951 SH   SOLE   29,951 0 0
SELECT MEDICAL HOLDINGS CORP C COM 81619q105   989,312 32,813 SH   SOLE   32,813 0 0
SHERWIN WILLIAMS CO COM 824348106   1,093,048 3,147 SH   SOLE   3,147 0 0
TESLA, INC. CMN COM 88160r101   3,023,764 17,201 SH   SOLE   17,201 0 0
TJX COS INC NEW COM 872540109   989,352 9,755 SH   SOLE   9,755 0 0
TRAVELERS COMPANIES COM 89417e109   229,679 998 SH   SOLE   998 0 0
WSFS FINL CORP COM 929328102   640,130 14,181 SH   SOLE   14,181 0 0
YORK WTR CO COM 987184108   495,339 13,657 SH   SOLE   13,657 0 0
ALERIAN MLP ETF ETF 00162q452   2,179,933 45,932 SH   SOLE   45,932 0 0
DIMENSIONAL EMERG CORE EQY MRK ETF 25434v302   4,317,793 174,668 SH   SOLE   174,668 0 0
DIMENSIONAL ETF TRUST ETF 25434V732   9,759,330 382,869 SH   SOLE   382,869 0 0
DIMENSIONAL ETF TRUST ETF 25434V500   61,336,700 983,906 SH   SOLE   983,906 0 0
DIMENSIONAL ETF TRUST ETF 25434V799   16,651,554 622,488 SH   SOLE   622,488 0 0
DIMENSIONAL ETF TRUST ETF 25434V625   2,829,863 48,250 SH   SOLE   48,250 0 0
DIMENSIONAL US CORE EQUITY MAR ETF 25434v104   4,234,474 115,886 SH   SOLE   115,886 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506   590,251 6,252 SH   SOLE   6,252 0 0
FLEXSHARES TR COM 33939L860   1,955,154 29,664 SH   SOLE   29,664 0 0
GLOBAL X FDS ETF 37954Y293   2,046,508 41,774 SH   SOLE   41,774 0 0
GLOBAL X FDS ETF 37950E101   430,069 17,530 SH   SOLE   17,530 0 0
INNOVATOR ETFS TR ETF 45782C664   1,926,792 49,050 SH   SOLE   49,050 0 0
INNOVATOR S&P 500 POWER BUFFER ETF 45782c680   15,570,809 440,102 SH   SOLE   440,102 0 0
INNOVATOR ETFS TR ETF 45782C649   1,923,598 58,388 SH   SOLE   58,388 0 0
INVESCO EXCHANGE TRADED FD T ETF 46137V357   13,588,724 80,231 SH   SOLE   80,231 0 0
ISHARES TR ETF 464287200   16,083,658 30,593 SH   SOLE   30,593 0 0
ISHARES TR ETF 464287804   22,261,381 201,424 SH   SOLE   201,424 0 0
ISHARES TR ETF 464288257   194,721,955 1,768,110 SH   SOLE   1,768,110 0 0
ISHARES TR ETF 464288240   84,164,476 1,576,409 SH   SOLE   1,576,409 0 0
ISHARES TR ETF 464287465   2,621,325 32,824 SH   SOLE   32,824 0 0
ISHARES TR ETF 464287234   1,040,556 25,330 SH   SOLE   25,330 0 0
ISHARES TR ETF 464287622   4,566,140 15,853 SH   SOLE   15,853 0 0
ISHARES TR ETF 464287655   22,692,001 107,903 SH   SOLE   107,903 0 0
ISHARES TR ETF 464287168   2,713,163 22,026 SH   SOLE   22,026 0 0
ISHARES TR ETF 464287507   271,811 4,475 SH   SOLE   4,475 0 0
ISHARES TR ETF 464287309   655,592 7,764 SH   SOLE   7,764 0 0
FLEXSHARES TR COM 33939L100   498,349 2,512 SH   SOLE   2,512 0 0
SELECT SECTOR SPDR TR COM 81369Y886   418,059 6,368 SH   SOLE   6,368 0 0
SPDR S&P 500 ETF TRUST ETF 78462f103   163,907,123 313,356 SH   SOLE   313,356 0 0
SPDR SER TR ETF 78464A763   619,059 4,717 SH   SOLE   4,717 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467y107   5,289,138 9,506 SH   SOLE   9,506 0 0
VANGUARD SPECIALIZED FUNDS ETF 921908844   370,333 2,028 SH   SOLE   2,028 0 0
VANGUARD WORLD FD ETF 921910725   1,395,372 24,280 SH   SOLE   24,280 0 0
VANGUARD WORLD FD ETF 921910733   2,834,840 30,420 SH   SOLE   30,420 0 0
VANGUARD TAX-MANAGED FDS ETF 921943858   34,289,890 683,474 SH   SOLE   683,474 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042858   4,706,477 112,676 SH   SOLE   112,676 0 0
VANGUARD WHITEHALL FDS ETF 921946406   5,413,940 44,747 SH   SOLE   44,747 0 0
VANGUARD WHITEHALL FDS ETF 921946794   45,279,138 658,127 SH   SOLE   658,127 0 0
VANGUARD INDEX FDS ETF 922908363   107,504,709 223,642 SH   SOLE   223,642 0 0
VANGUARD INDEX FDS ETF 922908611   4,299,839 22,409 SH   SOLE   22,409 0 0
VANGUARD STAR FDS ETF 921909768   203,469,445 3,374,286 SH   SOLE   3,374,286 0 0
VANGUARD INDEX FDS ETF 922908769   335,212,522 1,289,775 SH   SOLE   1,289,775 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042742   67,091,843 607,166 SH   SOLE   607,166 0 0
VANGUARD INDEX FDS ETF 922908744   34,586,904 212,372 SH   SOLE   212,372 0 0