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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   7,295,000 66,276 SH   SOLE   66,276 0 0
ABBVIE INC CMN COM 00287y109   5,860,036 37,814 SH   SOLE   37,814 0 0
AMAZON COM INC COM 023135106   334,876 2,204 SH   SOLE   2,204 0 0
AMERICAN INTL GROUP INC COM 026874784   5,922,908 87,423 SH   SOLE   87,423 0 0
APPLE INC COM 037833100   1,316,713 6,839 SH   SOLE   6,839 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702   675,514 1,894 SH   SOLE   1,894 0 0
BLACKROCK INC COM 09247x101   290,624 358 SH   SOLE   358 0 0
CATERPILLAR INC COM 149123101   209,926 710 SH   SOLE   710 0 0
CENCORA INC COM 03073E105   362,701 1,766 SH   SOLE   1,766 0 0
CONOCOPHILLIPS COM 20825c104   358,192 3,086 SH   SOLE   3,086 0 0
CRONOS GROUP INC COM 22717L101   31,350 15,000 SH   SOLE   15,000 0 0
CUMMINS INC COM 231021106   337,794 1,410 SH   SOLE   1,410 0 0
CUSTOMERS BANCORP, INC. CMN COM 23204g100   314,144 5,452 SH   SOLE   5,452 0 0
DANAHER CORPORATION COM 235851102   541,104 2,339 SH   SOLE   2,339 0 0
HEICO CORP NEW COM 422806208   498,540 3,500 SH   SOLE   3,500 0 0
HONEYWELL INTL INC COM 438516106   1,299,783 6,198 SH   SOLE   6,198 0 0
JOHNSON & JOHNSON COM 478160104   661,599 4,221 SH   SOLE   4,221 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   488,849 2,321 SH   SOLE   2,321 0 0
LUCY SCIENTIFIC DISCOVERY IN COM 54960E104   2,924 11,419 SH   SOLE   11,419 0 0
MANULIFE FINL F COM 56501r106   951,361 43,048 SH   SOLE   43,048 0 0
MICROSOFT CORP COM 594918104   894,223 2,378 SH   SOLE   2,378 0 0
NVIDIA CORP COM 67066g104   391,719 791 SH   SOLE   791 0 0
PNC FINL SVCS GROUP INC COM 693475105   976,020 6,303 SH   SOLE   6,303 0 0
PRINCIPAL FINL COM 74251v102   202,733 2,577 SH   SOLE   2,577 0 0
S & T BANCORP INC COM 783859101   1,000,962 29,951 SH   SOLE   29,951 0 0
SELECT MEDICAL HOLDINGS CORP C COM 81619q105   771,105 32,813 SH   SOLE   32,813 0 0
SHERWIN WILLIAMS CO COM 824348106   981,549 3,147 SH   SOLE   3,147 0 0
TESLA, INC. CMN COM 88160r101   2,947,221 11,861 SH   SOLE   11,861 0 0
TJX COS INC NEW COM 872540109   915,117 9,755 SH   SOLE   9,755 0 0
WSFS FINL CORP COM 929328102   651,333 14,181 SH   SOLE   14,181 0 0
YORK WTR CO COM 987184108   527,433 13,657 SH   SOLE   13,657 0 0
ALERIAN MLP ETF ETF 00162q452   1,953,029 45,932 SH   SOLE   45,932 0 0
DIMENSIONAL EMERG CORE EQY MRK ETF 25434v302   4,211,246 174,668 SH   SOLE   174,668 0 0
DIMENSIONAL ETF TRUST ETF 25434V732   8,581,672 343,817 SH   SOLE   343,817 0 0
DIMENSIONAL ETF TRUST ETF 25434V500   57,705,006 967,880 SH   SOLE   967,880 0 0
DIMENSIONAL ETF TRUST ETF 25434V799   15,095,940 591,302 SH   SOLE   591,302 0 0
DIMENSIONAL US CORE EQUITY MAR ETF 25434v104   4,070,665 122,426 SH   SOLE   122,426 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506   524,168 6,252 SH   SOLE   6,252 0 0
FLEXSHARES TR COM 33939L860   1,825,226 29,664 SH   SOLE   29,664 0 0
GLOBAL X FDS ETF 37954Y293   1,863,956 41,774 SH   SOLE   41,774 0 0
GLOBAL X FDS ETF 37950E101   446,573 17,530 SH   SOLE   17,530 0 0
INNOVATOR ETFS TR ETF 45782C664   2,398,872 65,400 SH   SOLE   65,400 0 0
INNOVATOR S&P 500 POWER BUFFER ETF 45782c680   26,879,535 805,500 SH   SOLE   805,500 0 0
INNOVATOR ETFS TR ETF 45782C318   1,687,946 53,629 SH   SOLE   53,629 0 0
INNOVATOR ETFS TR ETF 45782C649   1,828,455 58,388 SH   SOLE   58,388 0 0
INVESCO EXCHANGE TRADED FD T ETF 46137V357   12,573,504 79,680 SH   SOLE   79,680 0 0
ISHARES TR ETF 464287200   14,978,954 31,361 SH   SOLE   31,361 0 0
ISHARES TR ETF 464287804   21,864,659 201,983 SH   SOLE   201,983 0 0
ISHARES TR ETF 464288257   186,725,764 1,834,782 SH   SOLE   1,834,782 0 0
ISHARES TR ETF 464288240   82,905,650 1,624,327 SH   SOLE   1,624,327 0 0
ISHARES TR ETF 464287465   2,473,288 32,824 SH   SOLE   32,824 0 0
ISHARES TR ETF 464287234   1,018,519 25,330 SH   SOLE   25,330 0 0
ISHARES TR ETF 464287622   4,157,608 15,853 SH   SOLE   15,853 0 0
ISHARES TR ETF 464287655   28,860,894 143,794 SH   SOLE   143,794 0 0
ISHARES TR ETF 464287168   3,018,415 25,750 SH   SOLE   25,750 0 0
ISHARES TR ETF 464287507   248,049 895 SH   SOLE   895 0 0
ISHARES TR ETF 464287309   611,014 8,136 SH   SOLE   8,136 0 0
FLEXSHARES TR COM 33939L100   458,379 2,512 SH   SOLE   2,512 0 0
SELECT SECTOR SPDR TR COM 81369Y886   421,208 6,651 SH   SOLE   6,651 0 0
SPDR S&P 500 ETF TRUST ETF 78462f103   149,230,229 313,964 SH   SOLE   313,964 0 0
SPDR SER TR ETF 78464A763   611,353 4,892 SH   SOLE   4,892 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467y107   4,994,649 9,844 SH   SOLE   9,844 0 0
VANGUARD SPECIALIZED FUNDS ETF 921908844   345,571 2,028 SH   SOLE   2,028 0 0
VANGUARD WORLD FD ETF 921910725   1,332,358 24,102 SH   SOLE   24,102 0 0
VANGUARD WORLD FD ETF 921910733   2,586,844 30,412 SH   SOLE   30,412 0 0
VANGUARD TAX-MANAGED FDS ETF 921943858   32,539,380 679,319 SH   SOLE   679,319 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042858   4,630,984 112,676 SH   SOLE   112,676 0 0
VANGUARD WHITEHALL FDS ETF 921946406   5,019,443 44,965 SH   SOLE   44,965 0 0
VANGUARD WHITEHALL FDS ETF 921946794   41,851,266 629,437 SH   SOLE   629,437 0 0
VANGUARD INDEX FDS ETF 922908363   91,311,729 209,047 SH   SOLE   209,047 0 0
VANGUARD INDEX FDS ETF 922908611   4,032,947 22,409 SH   SOLE   22,409 0 0
VANGUARD STAR FDS ETF 921909768   193,532,613 3,339,072 SH   SOLE   3,339,072 0 0
VANGUARD INDEX FDS ETF 922908769   304,450,283 1,283,409 SH   SOLE   1,283,409 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042742   65,235,797 634,096 SH   SOLE   634,096 0 0
VANGUARD INDEX FDS ETF 922908744   36,539,743 244,413 SH   SOLE   244,413 0 0