The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   669,216 3,675 SH   SOLE   3,675 0 0
ALPHABET INC CAP STK CL C 02079K107   212,859 1,398 SH   SOLE   1,398 0 0
ALPHABET INC CAP STK CL A 02079K305   337,703 2,237 SH   SOLE   2,237 0 0
ALTRIA GROUP INC COM 02209S103   2,412,895 55,316 SH   SOLE   55,210 106 0
AMAZON COM INC COM 023135106   250,007 1,386 SH   SOLE   1,386 0 0
AMERICAN CENTY ETF TR AVANTIS INFLATIN 025072240   281,228 4,447 SH   SOLE   4,447 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   709,671 13,123 SH   SOLE   13,123 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   46,482,857 1,126,857 SH   SOLE   1,125,102 1,755 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   61,363,104 1,325,910 SH   SOLE   1,322,652 3,258 0
APPLE INC COM 037833100   2,894,715 16,881 SH   SOLE   16,622 259 0
BANK AMERICA CORP COM 060505104   447,609 11,804 SH   SOLE   11,804 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   770,393 1,832 SH   SOLE   1,832 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   792,134 165,028 SH   SOLE   165,028 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   251,555 6,008 SH   SOLE   6,008 0 0
CAPITAL ONE FINL CORP COM 14040H105   411,554 2,764 SH   SOLE   2,764 0 0
CARMAX INC COM 143130102   586,512 6,733 SH   SOLE   6,733 0 0
CATERPILLAR INC COM 149123101   335,097 914 SH   SOLE   914 0 0
CHEVRON CORP NEW COM 166764100   277,326 1,758 SH   SOLE   1,758 0 0
COCA COLA CO COM 191216100   256,551 4,193 SH   SOLE   4,193 0 0
COMCAST CORP NEW CL A 20030N101   214,975 4,959 SH   SOLE   4,959 0 0
CSX CORP COM 126408103   303,677 8,192 SH   SOLE   8,192 0 0
DEERE & CO COM 244199105   266,117 648 SH   SOLE   648 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   307,185 5,391 SH   SOLE   5,391 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   862,781 13,840 SH   SOLE   13,840 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   339,784 6,243 SH   SOLE   6,243 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,141,375 27,906 SH   SOLE   27,906 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   317,329 11,671 SH   SOLE   11,671 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   28,379,944 772,243 SH   SOLE   772,243 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   3,713,060 77,211 SH   SOLE   77,211 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   358,925 7,630 SH   SOLE   7,630 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,697,021 40,453 SH   SOLE   40,453 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   422,814 16,620 SH   SOLE   16,620 0 0
DOMINION ENERGY INC COM 25746U109   826,155 16,795 SH   SOLE   16,795 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   339,856 3,514 SH   SOLE   3,514 0 0
ELEVANCE HEALTH INC COM 036752103   937,449 1,808 SH   SOLE   1,808 0 0
ELI LILLY & CO COM 532457108   407,222 523 SH   SOLE   523 0 0
EXXON MOBIL CORP COM 30231G102   1,099,568 9,459 SH   SOLE   9,459 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   253,935 6,183 SH   SOLE   6,183 0 0
GENERAL ELECTRIC CO COM NEW 369604301   315,372 1,797 SH   SOLE   1,797 0 0
GRAINGER W W INC COM 384802104   1,183,025 1,163 SH   SOLE   1,163 0 0
HCA HEALTHCARE INC COM 40412C101   2,027,529 6,079 SH   SOLE   6,079 0 0
HOME DEPOT INC COM 437076102   463,616 1,209 SH   SOLE   1,209 0 0
HONEYWELL INTL INC COM 438516106   207,415 1,011 SH   SOLE   1,011 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   641,053 3,357 SH   SOLE   3,357 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   336,854 759 SH   SOLE   759 0 0
ISHARES TR SELECT DIVID ETF 464287168   9,212,696 74,791 SH   SOLE   74,618 173 0
ISHARES TR CORE S&P500 ETF 464287200   26,296,913 50,020 SH   SOLE   49,999 21 0
ISHARES TR CORE S&P MCP ETF 464287507   4,188,917 68,965 SH   SOLE   68,724 241 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,921,489 10,728 SH   SOLE   10,728 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   796,112 2,362 SH   SOLE   2,362 0 0
ISHARES TR AGGRES ALLOC ETF 464289859   643,066 8,754 SH   SOLE   8,754 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   249,152 4,476 SH   SOLE   4,476 0 0
ISHARES TR MODERT ALLOC ETF 464289875   460,816 10,772 SH   SOLE   10,772 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   16,018,844 236,057 SH   SOLE   235,727 330 0
JOHNSON & JOHNSON COM 478160104   725,039 4,583 SH   SOLE   4,583 0 0
JPMORGAN CHASE & CO COM 46625H100   410,501 2,049 SH   SOLE   2,049 0 0
LOWES COS INC COM 548661107   974,312 3,825 SH   SOLE   3,825 0 0
MARATHON PETE CORP COM 56585A102   235,554 1,169 SH   SOLE   1,169 0 0
MAXIMUS INC COM 577933104   485,781 5,790 SH   SOLE   5,790 0 0
MCDONALDS CORP COM 580135101   311,558 1,105 SH   SOLE   1,105 0 0
MCKESSON CORP COM 58155Q103   543,292 1,012 SH   SOLE   1,012 0 0
MERCK & CO INC COM 58933Y105   460,045 3,487 SH   SOLE   3,487 0 0
META PLATFORMS INC CL A 30303M102   297,268 612 SH   SOLE   512 100 0
MICROSOFT CORP COM 594918104   1,296,234 3,081 SH   SOLE   3,081 0 0
MONDELEZ INTL INC CL A 609207105   356,800 5,097 SH   SOLE   5,097 0 0
NASDAQ INC COM 631103108   479,434 7,598 SH   SOLE   7,598 0 0
NORFOLK SOUTHN CORP COM 655844108   503,795 1,977 SH   SOLE   1,977 0 0
PEPSICO INC COM 713448108   309,401 1,768 SH   SOLE   1,768 0 0
PFIZER INC COM 717081103   283,148 10,204 SH   SOLE   10,204 0 0
PHILIP MORRIS INTL INC COM 718172109   2,430,941 26,533 SH   SOLE   26,533 0 0
PROCTER AND GAMBLE CO COM 742718109   460,454 2,838 SH   SOLE   2,838 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460   205,451 4,100 SH   SOLE   4,100 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,812,700 295,333 SH   SOLE   295,333 0 0
SOUTHERN CO COM 842587107   426,876 5,950 SH   SOLE   5,950 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,802,225 5,357 SH   SOLE   5,357 0 0
TJX COS INC NEW COM 872540109   301,015 2,968 SH   SOLE   2,968 0 0
UDR INC COM 902653104   252,311 6,744 SH   SOLE   6,744 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   38,764,552 514,119 SH   SOLE   513,325 794 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   351,389 4,583 SH   SOLE   4,256 327 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   96,044,331 1,322,378 SH   SOLE   1,318,797 3,581 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,410,602 28,468 SH   SOLE   28,468 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,287,934 4,760 SH   SOLE   4,760 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   317,296 1,217 SH   SOLE   1,217 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   56,306,910 293,449 SH   SOLE   292,577 872 0
VANGUARD INDEX FDS MID CAP ETF 922908629   8,185,415 32,760 SH   SOLE   32,595 165 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   22,171,606 92,474 SH   SOLE   92,474 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   432,661 1,257 SH   SOLE   1,257 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,129,501 4,941 SH   SOLE   4,941 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   197,878,838 761,365 SH   SOLE   759,346 2,019 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   822,769 7,446 SH   SOLE   7,412 34 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   44,956,993 766,530 SH   SOLE   766,134 396 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   319,835 6,679 SH   SOLE   6,679 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   11,407,020 225,435 SH   SOLE   225,435 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,068,919 35,628 SH   SOLE   35,628 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   1,753,452 7,527 SH   SOLE   7,370 157 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   59,764,080 991,112 SH   SOLE   991,112 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   41,715,537 223,233 SH   SOLE   222,150 1,083 0
VANGUARD WORLD FD ENERGY ETF 92204A306   426,892 3,241 SH   SOLE   3,241 0 0