The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   603,352 3,670 SH   SOLE 0 3,670 0 0
ALPHABET INC CAP STK CL C 02079K107   214,998 1,398 SH   SOLE 0 1,398 0 0
ALPHABET INC CAP STK CL A 02079K305   340,511 2,237 SH   SOLE 0 2,237 0 0
ALTRIA GROUP INC COM 02209S103   2,479,025 61,667 SH   SOLE 0 61,667 0 0
AMAZON COM INC COM 023135106   220,540 1,386 SH   SOLE 0 1,386 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   44,340,567 1,073,102 SH   SOLE 0 1,071,097 2,005 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   59,748,287 1,287,679 SH   SOLE 0 1,286,801 878 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   667,154 13,123 SH   SOLE 0 13,123 0 0
AMERICAN CENTY ETF TR AVANTIS INFLATIN 025072240   259,949 4,447 SH   SOLE 0 4,447 0 0
APPLE INC COM 037833100   3,461,866 17,991 SH   SOLE 0 17,991 0 0
BANK AMERICA CORP COM 060505104   401,562 12,012 SH   SOLE 0 12,012 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   706,053 1,832 SH   SOLE 0 1,832 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   841,643 165,028 SH   SOLE 0 165,028 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   244,045 6,008 SH   SOLE 0 6,008 0 0
CAPITAL ONE FINL CORP COM 14040H105   417,766 3,012 SH   SOLE 0 3,012 0 0
CARMAX INC COM 143130102   472,051 6,733 SH   SOLE 0 6,733 0 0
CATERPILLAR INC COM 149123101   273,826 914 SH   SOLE 0 914 0 0
CHEVRON CORP NEW COM 166764100   284,372 1,907 SH   SOLE 0 1,907 0 0
COCA COLA CO COM 191216100   322,817 5,437 SH   SOLE 0 5,437 0 0
COMCAST CORP NEW CL A 20030N101   238,657 5,159 SH   SOLE 0 5,159 0 0
CSX CORP COM 126408103   289,915 8,192 SH   SOLE 0 8,192 0 0
DEERE & CO COM 244199105   254,891 648 SH   SOLE 0 648 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   357,894 7,620 SH   SOLE 0 7,620 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,699,361 40,422 SH   SOLE 0 40,422 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   3,544,063 73,574 SH   SOLE 0 73,574 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   296,310 11,666 SH   SOLE 0 11,666 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,040,517 27,829 SH   SOLE 0 27,829 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   285,391 5,387 SH   SOLE 0 5,387 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   810,159 13,818 SH   SOLE 0 13,818 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   321,935 6,241 SH   SOLE 0 6,241 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   25,253,731 743,851 SH   SOLE 0 743,851 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   399,149 16,617 SH   SOLE 0 16,617 0 0
DOMINION ENERGY INC COM 25746U109   779,778 17,115 SH   SOLE 0 17,115 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   450,305 4,697 SH   SOLE 0 4,697 0 0
ELEVANCE HEALTH INC COM 036752103   874,386 1,807 SH   SOLE 0 1,807 0 0
ELI LILLY & CO COM 532457108   334,598 523 SH   SOLE 0 523 0 0
EXXON MOBIL CORP COM 30231G102   1,030,148 10,001 SH   SOLE 0 10,001 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   237,919 6,159 SH   SOLE 0 6,159 0 0
GENERAL ELECTRIC CO COM NEW 369604301   235,707 1,797 SH   SOLE 0 1,797 0 0
GRAINGER W W INC COM 384802104   1,025,211 1,161 SH   SOLE 0 1,161 0 0
HCA HEALTHCARE INC COM 40412C101   1,722,971 6,079 SH   SOLE 0 6,079 0 0
HOME DEPOT INC COM 437076102   441,246 1,242 SH   SOLE 0 1,242 0 0
HONEYWELL INTL INC COM 438516106   203,870 1,010 SH   SOLE 0 1,010 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   629,169 3,357 SH   SOLE 0 3,357 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   321,529 759 SH   SOLE 0 759 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,839,462 13,934 SH   SOLE 0 13,934 0 0
ISHARES TR CORE S&P500 ETF 464287200   24,457,421 49,931 SH   SOLE 0 49,931 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,778,403 10,727 SH   SOLE 0 10,727 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   744,573 2,362 SH   SOLE 0 2,362 0 0
ISHARES TR MODERT ALLOC ETF 464289875   674,569 16,306 SH   SOLE 0 16,248 58 0
ISHARES TR GRWT ALLOCAT ETF 464289867   607,660 11,416 SH   SOLE 0 11,416 0 0
ISHARES TR AGGRES ALLOC ETF 464289859   736,711 10,614 SH   SOLE 0 10,614 0 0
ISHARES TR SELECT DIVID ETF 464287168   9,111,436 78,082 SH   SOLE 0 78,082 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   16,182,242 252,532 SH   SOLE 0 252,532 0 0
JOHNSON & JOHNSON COM 478160104   768,681 4,819 SH   SOLE 0 4,819 0 0
JPMORGAN CHASE & CO COM 46625H100   352,821 2,048 SH   SOLE 0 2,048 0 0
LOWES COS INC COM 548661107   928,365 4,379 SH   SOLE 0 4,379 0 0
MAXIMUS INC COM 577933104   483,060 5,790 SH   SOLE 0 5,790 0 0
MCDONALDS CORP COM 580135101   322,921 1,105 SH   SOLE 0 1,105 0 0
MCKESSON CORP COM 58155Q103   491,093 1,012 SH   SOLE 0 1,012 0 0
MERCK & CO INC COM 58933Y105   421,240 3,487 SH   SOLE 0 3,487 0 0
META PLATFORMS INC CL A 30303M102   241,250 612 SH   SOLE 0 612 0 0
MICROSOFT CORP COM 594918104   1,259,127 3,117 SH   SOLE 0 3,117 0 0
MONDELEZ INTL INC CL A 609207105   691,524 9,203 SH   SOLE 0 9,203 0 0
NASDAQ INC COM 631103108   445,395 7,598 SH   SOLE 0 7,598 0 0
NORFOLK SOUTHN CORP COM 655844108   462,293 1,973 SH   SOLE 0 1,973 0 0
PEPSICO INC COM 713448108   443,302 2,641 SH   SOLE 0 2,641 0 0
PFIZER INC COM 717081103   280,291 10,204 SH   SOLE 0 10,204 0 0
PHILIP MORRIS INTL INC COM 718172109   2,987,115 32,880 SH   SOLE 0 32,880 0 0
PROCTER AND GAMBLE CO COM 742718109   442,753 2,836 SH   SOLE 0 2,836 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460   205,574 4,100 SH   SOLE 0 4,100 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   21,933,972 284,783 SH   SOLE 0 284,783 0 0
SOUTHERN CO COM 842587107   429,057 6,208 SH   SOLE 0 6,208 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,808,848 5,763 SH   SOLE 0 5,763 0 0
TJX COS INC NEW COM 872540109   286,056 2,968 SH   SOLE 0 2,968 0 0
UDR INC COM 902653104   246,411 6,716 SH   SOLE 0 6,716 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   37,954,357 493,362 SH   SOLE 0 493,362 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   960,309 12,708 SH   SOLE 0 12,484 224 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   92,664,329 1,274,613 SH   SOLE 0 1,274,613 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,435,193 28,935 SH   SOLE 0 28,935 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   20,982,115 93,708 SH   SOLE 0 93,708 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,035,785 4,542 SH   SOLE 0 4,542 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   288,453 1,217 SH   SOLE 0 1,217 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   7,559,905 32,769 SH   SOLE 0 32,769 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   51,887,223 291,207 SH   SOLE 0 291,207 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,035,918 4,927 SH   SOLE 0 4,927 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   405,730 1,257 SH   SOLE 0 1,257 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   183,275,334 756,961 SH   SOLE 0 756,584 377 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   211,070 2,036 SH   SOLE 0 2,022 14 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   43,678,196 787,846 SH   SOLE 0 787,593 253 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   475,363 9,997 SH   SOLE 0 9,997 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   10,873,355 215,442 SH   SOLE 0 215,442 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   1,691,140 7,787 SH   SOLE 0 7,787 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,080,764 35,648 SH   SOLE 0 35,648 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   54,707,623 956,762 SH   SOLE 0 956,241 521 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   39,187,760 224,212 SH   SOLE 0 224,212 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   378,647 3,218 SH   SOLE 0 3,218 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   281,520 6,640 SH   SOLE 0 6,640 0 0