The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   381,211 2,692 SH   SOLE   2,692 0 0
ALPHABET INC CAP STK CL A 02079K305   290,143 2,374 SH   SOLE   2,204 170 0
ALTRIA GROUP INC COM 02209S103   2,516,230 55,350 SH   SOLE   53,046 2,304 0
AMAZON COM INC COM 023135106   209,449 1,622 SH   SOLE   1,622 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   32,218,773 781,988 SH   SOLE   780,902 1,086 0
AMERICAN CENTY ETF TR AVANTIS INFLATIN 025072240   253,240 4,447 SH   SOLE   4,447 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   53,647,530 1,170,817 SH   SOLE   1,162,027 8,790 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   652,455 12,921 SH   SOLE   12,921 0 0
APPLE INC COM 037833100   5,364,990 27,709 SH   SOLE   26,894 815 0
BALL CORP COM 058498106   296,168 5,002 SH   SOLE   5,002 0 0
BANK AMERICA CORP COM 060505104   370,894 11,536 SH   SOLE   10,766 770 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   669,092 1,925 SH   SOLE   1,925 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   572,360 127,191 SH   SOLE   127,191 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   219,289 6,146 SH   SOLE   6,146 0 0
CAPITAL ONE FINL CORP COM 14040H105   344,098 3,005 SH   SOLE   3,005 0 0
CARMAX INC COM 143130102   1,121,969 13,716 SH   SOLE   13,716 0 0
CATERPILLAR INC COM 149123101   208,204 794 SH   SOLE   794 0 0
CHEVRON CORP NEW COM 166764100   287,636 1,769 SH   SOLE   1,589 180 0
COCA COLA CO COM 191216100   264,710 4,252 SH   SOLE   3,745 507 0
COMCAST CORP NEW CL A 20030N101   203,581 4,702 SH   SOLE   4,702 0 0
COSTCO WHSL CORP NEW COM 22160K105   242,467 429 SH   SOLE   429 0 0
CSX CORP COM 126408103   889,089 26,804 SH   SOLE   26,804 0 0
DEERE & CO COM 244199105   288,763 647 SH   SOLE   647 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   287,377 11,509 SH   SOLE   11,509 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   265,991 5,370 SH   SOLE   5,370 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   18,641,333 545,228 SH   SOLE   544,245 983 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   782,346 13,737 SH   SOLE   13,737 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,674,331 55,972 SH   SOLE   55,972 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   990,718 27,635 SH   SOLE   27,635 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   303,688 6,237 SH   SOLE   6,237 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   538,451 11,585 SH   SOLE   11,585 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   255,263 6,129 SH   SOLE   6,129 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   399,860 16,578 SH   SOLE   16,578 0 0
DOMINION ENERGY INC COM 25746U109   968,373 17,893 SH   SOLE   17,893 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   259,013 2,718 SH   SOLE   2,471 247 0
ELEVANCE HEALTH INC COM 036752103   882,342 1,854 SH   SOLE   1,854 0 0
EXXON MOBIL CORP COM 30231G102   682,840 6,461 SH   SOLE   5,521 940 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   257,545 6,047 SH   SOLE   6,047 0 0
GENERAL ELECTRIC CO COM NEW 369604301   218,985 1,869 SH   SOLE   1,752 117 0
GRAINGER W W INC COM 384802104   885,471 1,155 SH   SOLE   1,155 0 0
HCA HEALTHCARE INC COM 40412C101   1,735,737 6,079 SH   SOLE   6,079 0 0
HOME DEPOT INC COM 437076102   404,136 1,243 SH   SOLE   1,243 0 0
HONEYWELL INTL INC COM 438516106   238,758 1,139 SH   SOLE   996 143 0
INVESCO QQQ TR UNIT SER 1 46090E103   277,410 732 SH   SOLE   732 0 0
ISHARES GOLD TR ISHARES NEW 464285204   227,489 6,112 SH   SOLE   4,549 1,563 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,748,696 10,724 SH   SOLE   10,724 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,662,040 26,435 SH   SOLE   26,435 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   635,596 12,242 SH   SOLE   12,242 0 0
ISHARES TR CONSER ALLOC ETF 464289883   253,872 7,151 SH   SOLE   7,151 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   33,042,450 512,604 SH   SOLE   505,226 7,378 0
ISHARES TR SELECT DIVID ETF 464287168   16,881,871 143,822 SH   SOLE   142,659 1,163 0
ISHARES TR CORE S&P500 ETF 464287200   25,332,283 55,330 SH   SOLE   54,615 715 0
ISHARES TR MODERT ALLOC ETF 464289875   725,282 17,833 SH   SOLE   17,476 357 0
ISHARES TR CORE S&P MCP ETF 464287507   4,059,021 14,992 SH   SOLE   14,795 197 0
ISHARES TR RUS 1000 GRW ETF 464287614   684,356 2,428 SH   SOLE   2,428 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   236,114 1,211 SH   SOLE   965 246 0
ISHARES TR AGGRES ALLOC ETF 464289859   739,646 10,987 SH   SOLE   10,987 0 0
JOHNSON & JOHNSON COM 478160104   754,462 4,376 SH   SOLE   4,206 170 0
JPMORGAN CHASE & CO COM 46625H100   324,245 2,068 SH   SOLE   1,939 129 0
LILLY ELI & CO COM 532457108   241,761 528 SH   SOLE   528 0 0
LOWES COS INC COM 548661107   1,028,171 4,395 SH   SOLE   4,395 0 0
MAXIMUS INC COM 577933104   504,251 5,790 SH   SOLE   5,790 0 0
MCDONALDS CORP COM 580135101   359,548 1,230 SH   SOLE   1,230 0 0
MCKESSON CORP COM 58155Q103   343,410 835 SH   SOLE   835 0 0
MERCK & CO INC COM 58933Y105   400,164 3,721 SH   SOLE   3,721 0 0
MICROSOFT CORP COM 594918104   1,409,289 4,015 SH   SOLE   3,814 201 0
MONDELEZ INTL INC CL A 609207105   363,768 4,889 SH   SOLE   4,889 0 0
NASDAQ INC COM 631103108   403,862 7,908 SH   SOLE   7,908 0 0
NORFOLK SOUTHN CORP COM 655844108   492,274 2,076 SH   SOLE   2,076 0 0
PEPSICO INC COM 713448108   298,949 1,562 SH   SOLE   1,562 0 0
PFIZER INC COM 717081103   393,485 10,618 SH   SOLE   10,618 0 0
PHILIP MORRIS INTL INC COM 718172109   2,631,732 27,078 SH   SOLE   27,078 0 0
PROCTER AND GAMBLE CO COM 742718109   355,679 2,313 SH   SOLE   2,208 105 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,264,412 176,084 SH   SOLE   175,734 350 0
SOUTHERN CO COM 842587107   424,792 5,850 SH   SOLE   4,874 976 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,645,297 5,808 SH   SOLE   5,808 0 0
TJX COS INC NEW COM 872540109   283,485 3,248 SH   SOLE   3,248 0 0
TRUIST FINL CORP COM 89832Q109   239,801 7,360 SH   SOLE   7,360 0 0
UDR INC COM 902653104   306,252 7,249 SH   SOLE   7,249 0 0
UNITEDHEALTH GROUP INC COM 91324P102   210,540 412 SH   SOLE   412 0 0
UNIVERSAL CORP VA COM 913456109   809,347 16,691 SH   SOLE   16,691 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   45,724,558 605,303 SH   SOLE   601,383 3,920 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,871,951 38,071 SH   SOLE   37,968 103 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   85,816,685 1,184,986 SH   SOLE   1,179,113 5,873 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,145,893 5,563 SH   SOLE   5,563 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   164,409,920 724,624 SH   SOLE   717,813 6,811 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   286,896 1,217 SH   SOLE   1,217 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   7,702,025 33,781 SH   SOLE   33,781 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   561,756 6,512 SH   SOLE   5,830 682 0
VANGUARD INDEX FDS VALUE ETF 922908744   562,007 3,824 SH   SOLE   3,824 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   30,176,249 144,709 SH   SOLE   144,709 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   363,895 1,256 SH   SOLE   1,256 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   51,918,497 300,977 SH   SOLE   298,982 1,995 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,898,180 4,535 SH   SOLE   4,535 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   61,077,231 1,092,421 SH   SOLE   1,085,603 6,818 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   233,989 2,344 SH   SOLE   2,344 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,919,930 40,659 SH   SOLE   39,890 769 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   11,224,813 222,626 SH   SOLE   222,626 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   2,826,817 13,893 SH   SOLE   13,121 772 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   773,778 4,635 SH   SOLE   4,635 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   36,218,567 627,379 SH   SOLE   623,957 3,422 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   36,818,913 229,030 SH   SOLE   229,030 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   380,565 3,167 SH   SOLE   3,167 0 0