The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   205,313 1,857 SH   SOLE   1,857 0 0
ABBVIE INC COM 00287Y109   528,008 3,574 SH   SOLE   3,574 0 0
ALPHABET INC CAP STK CL A 02079K305   223,787 2,264 SH   SOLE   2,264 0 0
ALTRIA GROUP INC COM 02209S103   2,731,548 60,647 SH   SOLE   58,316 2,331 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   434,748 8,797 SH   SOLE   8,797 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   13,845,097 326,458 SH   SOLE   324,203 2,255 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   46,882,525 1,009,385 SH   SOLE   987,922 21,463 0
AMERICAN ELEC PWR CO INC COM 025537101   289,390 3,080 SH   SOLE   3,080 0 0
APPLE INC COM 037833100   3,997,152 27,702 SH   SOLE   27,702 0 0
BALL CORP COM 058498106   295,568 5,075 SH   SOLE   5,075 0 0
BANK AMERICA CORP COM 060505104   373,354 10,523 SH   SOLE   10,523 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   585,969 1,881 SH   SOLE   1,881 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   834,373 127,191 SH   SOLE   127,191 0 0
CAPITAL ONE FINL CORP COM 14040H105   371,093 3,118 SH   SOLE   3,118 0 0
CARMAX INC COM 143130102   965,658 13,707 SH   SOLE   13,707 0 0
CATERPILLAR INC COM 149123101   223,088 884 SH   SOLE   884 0 0
CHEVRON CORP NEW COM 166764100   322,582 1,854 SH   SOLE   1,638 216 0
COCA COLA CO COM 191216100   346,664 5,653 SH   SOLE   5,003 650 0
COMCAST CORP NEW CL A 20030N101   209,839 5,333 SH   SOLE   4,811 522 0
COSTCO WHSL CORP NEW COM 22160K105   225,428 441 SH   SOLE   441 0 0
CSX CORP COM 126408103   1,060,185 34,288 SH   SOLE   34,288 0 0
DEERE & CO COM 244199105   273,335 646 SH   SOLE   646 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   201,607 8,246 SH   SOLE   8,246 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   7,338,898 221,385 SH   SOLE   216,671 4,714 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   237,085 5,358 SH   SOLE   5,358 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   765,518 13,668 SH   SOLE   13,668 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   820,036 23,087 SH   SOLE   23,087 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   300,793 6,234 SH   SOLE   6,234 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   388,432 16,543 SH   SOLE   10,361 6,182 0
DOMINION ENERGY INC COM 25746U109   1,239,953 19,484 SH   SOLE   19,484 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   287,169 2,803 SH   SOLE   2,803 0 0
ELEVANCE HEALTH INC COM 036752103   1,026,549 2,053 SH   SOLE   2,053 0 0
EXXON MOBIL CORP COM 30231G102   887,300 7,648 SH   SOLE   6,977 671 0
GRAINGER W W INC COM 384802104   677,186 1,149 SH   SOLE   1,149 0 0
HCA HEALTHCARE INC COM 40412C101   1,743,148 6,834 SH   SOLE   6,834 0 0
HOME DEPOT INC COM 437076102   398,749 1,230 SH   SOLE   1,230 0 0
HONEYWELL INTL INC COM 438516106   245,856 1,179 SH   SOLE   1,179 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   235,969 1,751 SH   SOLE   1,612 139 0
INVESCO QQQ TR UNIT SER 1 46090E103   215,658 732 SH   SOLE   732 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,380,384 26,253 SH   SOLE   26,253 0 0
ISHARES TR AGGRES ALLOC ETF 464289859   697,593 10,948 SH   SOLE   10,948 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   886,127 17,698 SH   SOLE   16,878 820 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,729,599 10,847 SH   SOLE   10,847 0 0
ISHARES TR CONSER ALLOC ETF 464289883   248,871 7,096 SH   SOLE   7,096 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   47,118,392 748,386 SH   SOLE   731,702 16,684 0
ISHARES TR SELECT DIVID ETF 464287168   25,948,130 206,495 SH   SOLE   202,886 3,609 0
ISHARES TR CORE S&P MCP ETF 464287507   4,068,769 15,395 SH   SOLE   14,619 776 0
ISHARES TR RUS 1000 GRW ETF 464287614   571,613 2,463 SH   SOLE   2,463 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   230,489 1,204 SH   SOLE   1,204 0 0
ISHARES TR CORE S&P500 ETF 464287200   23,905,331 58,547 SH   SOLE   55,714 2,833 0
ISHARES TR SHORT TREAS BD 464288679   235,548 2,136 SH   SOLE   2,136 0 0
ISHARES TR MODERT ALLOC ETF 464289875   793,280 19,862 SH   SOLE   19,509 353 0
JOHNSON & JOHNSON COM 478160104   783,280 4,793 SH   SOLE   4,607 186 0
JPMORGAN CHASE & CO COM 46625H100   310,409 2,218 SH   SOLE   2,218 0 0
LOWES COS INC COM 548661107   1,013,373 4,866 SH   SOLE   4,866 0 0
MAXIMUS INC COM 577933104   475,447 6,352 SH   SOLE   6,352 0 0
MCDONALDS CORP COM 580135101   355,400 1,329 SH   SOLE   1,154 175 0
MCKESSON CORP COM 58155Q103   599,829 1,584 SH   SOLE   1,584 0 0
MERCK & CO INC COM 58933Y105   403,084 3,753 SH   SOLE   3,314 439 0
MICROSOFT CORP COM 594918104   1,035,696 4,179 SH   SOLE   4,179 0 0
MONDELEZ INTL INC CL A 609207105   594,484 9,084 SH   SOLE   9,084 0 0
NASDAQ INC COM 631103108   475,983 7,908 SH   SOLE   7,908 0 0
NORFOLK SOUTHN CORP COM 655844108   867,735 3,530 SH   SOLE   3,530 0 0
PEPSICO INC COM 713448108   351,614 2,056 SH   SOLE   2,056 0 0
PFIZER INC COM 717081103   708,179 16,037 SH   SOLE   16,037 0 0
PHILIP MORRIS INTL INC COM 718172109   3,393,932 32,559 SH   SOLE   32,559 0 0
PROCTER AND GAMBLE CO COM 742718109   338,235 2,376 SH   SOLE   2,376 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,550,100 46,039 SH   SOLE   44,861 1,178 0
SHIFT TECHNOLOGIES INC CL A 82452T107   8,647 42,594 SH   SOLE   42,594 0 0
SOUTHERN CO COM 842587107   395,950 5,850 SH   SOLE   5,850 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,150,265 5,290 SH   SOLE   5,290 0 0
TJX COS INC NEW COM 872540109   265,881 3,248 SH   SOLE   3,248 0 0
TRUIST FINL CORP COM 89832Q109   359,271 7,274 SH   SOLE   7,274 0 0
UDR INC COM 902653104   272,067 6,388 SH   SOLE   6,388 0 0
UNITEDHEALTH GROUP INC COM 91324P102   217,945 437 SH   SOLE   437 0 0
UNIVERSAL CORP VA COM 913456109   729,537 13,418 SH   SOLE   13,418 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   56,928,369 746,993 SH   SOLE   733,801 13,192 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   64,510,682 1,310,128 SH   SOLE   1,283,143 26,985 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,817,621 64,910 SH   SOLE   63,377 1,533 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,318,153 6,520 SH   SOLE   6,264 256 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   636,227 6,987 SH   SOLE   6,987 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   272,547 1,217 SH   SOLE   1,217 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   7,586,704 34,482 SH   SOLE   34,025 457 0
VANGUARD INDEX FDS VALUE ETF 922908744   601,774 4,171 SH   SOLE   4,171 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   138,622,412 678,092 SH   SOLE   662,003 16,089 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   32,006,366 172,569 SH   SOLE   170,285 2,284 0
VANGUARD INDEX FDS GROWTH ETF 922908736   294,983 1,254 SH   SOLE   1,254 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,669,850 4,472 SH   SOLE   4,472 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   50,611,866 292,199 SH   SOLE   292,199 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   80,953,447 1,485,384 SH   SOLE   1,457,955 27,429 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   212,139 2,286 SH   SOLE   2,286 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,921,338 147,012 SH   SOLE   143,586 3,426 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,575,531 129,389 SH   SOLE   129,389 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   2,532,735 13,806 SH   SOLE   12,252 1,554 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   761,343 4,872 SH   SOLE   4,872 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   14,192,919 252,498 SH   SOLE   244,947 7,551 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   246,946 2,229 SH   SOLE   2,229 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   33,068,204 235,344 SH   SOLE   232,387 2,957 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   300,265 2,404 SH   SOLE   2,404 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   250,515 6,026 SH   SOLE   6,026 0 0