The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   223,039 2,012 SH   SOLE   2,012 0 0
ABBVIE INC COM 00287Y109   506,523 3,437 SH   SOLE   3,437 0 0
ALPHABET INC CAP STK CL A 02079K305   268,440 2,564 SH   SOLE   2,564 0 0
ALTRIA GROUP INC COM 02209S103   2,793,542 60,558 SH   SOLE   58,225 2,333 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   22,224,902 526,934 SH   SOLE   525,811 1,123 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   50,107,046 1,078,963 SH   SOLE   1,068,410 10,553 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   608,066 12,635 SH   SOLE   12,635 0 0
AMERICAN ELEC PWR CO INC COM 025537101   281,608 3,080 SH   SOLE   3,080 0 0
APPLE INC COM 037833100   4,598,517 27,737 SH   SOLE   27,737 0 0
BALL CORP COM 058498106   296,419 5,002 SH   SOLE   5,002 0 0
BANK AMERICA CORP COM 060505104   284,376 10,536 SH   SOLE   10,536 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   612,160 1,913 SH   SOLE   1,913 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   457,888 127,191 SH   SOLE   127,191 0 0
CAPITAL ONE FINL CORP COM 14040H105   257,023 3,002 SH   SOLE   3,002 0 0
CARMAX INC COM 143130102   951,551 13,979 SH   SOLE   13,979 0 0
CHEVRON CORP NEW COM 166764100   289,912 1,856 SH   SOLE   1,856 0 0
COCA COLA CO COM 191216100   268,221 4,209 SH   SOLE   4,209 0 0
COMCAST CORP NEW CL A 20030N101   204,846 5,093 SH   SOLE   5,093 0 0
COSTCO WHSL CORP NEW COM 22160K105   216,269 441 SH   SOLE   441 0 0
CSX CORP COM 126408103   1,073,557 34,288 SH   SOLE   34,288 0 0
DEERE & CO COM 244199105   241,595 647 SH   SOLE   647 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   273,754 11,354 SH   SOLE   11,354 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   234,752 5,363 SH   SOLE   5,363 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   11,306,902 346,944 SH   SOLE   345,926 1,018 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,199,137 45,768 SH   SOLE   45,768 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   682,726 13,696 SH   SOLE   13,696 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   890,501 27,527 SH   SOLE   27,527 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   258,367 6,235 SH   SOLE   6,235 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   537,909 11,485 SH   SOLE   11,485 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   259,446 6,062 SH   SOLE   6,062 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   383,902 16,547 SH   SOLE   16,547 0 0
DOMINION ENERGY INC COM 25746U109   1,104,136 19,518 SH   SOLE   19,518 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   266,314 2,714 SH   SOLE   2,714 0 0
ELEVANCE HEALTH INC COM 036752103   846,564 1,854 SH   SOLE   1,854 0 0
EXXON MOBIL CORP COM 30231G102   811,144 7,649 SH   SOLE   7,649 0 0
GRAINGER W W INC COM 384802104   768,784 1,152 SH   SOLE   1,152 0 0
HCA HEALTHCARE INC COM 40412C101   1,802,929 6,494 SH   SOLE   6,494 0 0
HOME DEPOT INC COM 437076102   371,705 1,301 SH   SOLE   1,301 0 0
HONEYWELL INTL INC COM 438516106   227,364 1,159 SH   SOLE   1,159 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   215,142 1,755 SH   SOLE   1,755 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   231,556 732 SH   SOLE   732 0 0
ISHARES GOLD TR ISHARES NEW 464285204   212,409 5,466 SH   SOLE   5,466 0 0
ISHARES TR AGGRES ALLOC ETF 464289859   710,662 11,225 SH   SOLE   11,225 0 0
ISHARES TR CONSER ALLOC ETF 464289883   248,307 7,099 SH   SOLE   7,099 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   753,730 15,141 SH   SOLE   15,141 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,623,677 10,859 SH   SOLE   10,859 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,348,215 26,358 SH   SOLE   26,358 0 0
ISHARES TR SELECT DIVID ETF 464287168   21,501,016 192,334 SH   SOLE   190,534 1,800 0
ISHARES TR CORE MSCI TOTAL 46432F834   41,421,000 662,418 SH   SOLE   652,087 10,331 0
ISHARES TR CORE S&P MCP ETF 464287507   3,662,388 15,243 SH   SOLE   15,056 187 0
ISHARES TR RUS 1000 GRW ETF 464287614   596,243 2,463 SH   SOLE   2,463 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   205,855 1,208 SH   SOLE   1,208 0 0
ISHARES TR CORE S&P500 ETF 464287200   23,345,217 57,379 SH   SOLE   56,680 699 0
ISHARES TR MODERT ALLOC ETF 464289875   712,830 17,910 SH   SOLE   17,557 353 0
ISHARES TR SHORT TREAS BD 464288679   265,601 2,411 SH   SOLE   2,411 0 0
JOHNSON & JOHNSON COM 478160104   728,492 4,493 SH   SOLE   4,493 0 0
JPMORGAN CHASE & CO COM 46625H100   308,933 2,303 SH   SOLE   2,303 0 0
LILLY ELI & CO COM 532457108   224,226 523 SH   SOLE   523 0 0
LOWES COS INC COM 548661107   972,338 4,795 SH   SOLE   4,795 0 0
MAXIMUS INC COM 577933104   451,794 5,790 SH   SOLE   5,790 0 0
MCDONALDS CORP COM 580135101   375,573 1,272 SH   SOLE   1,272 0 0
MCKESSON CORP COM 58155Q103   562,383 1,584 SH   SOLE   1,584 0 0
MERCK & CO INC COM 58933Y105   435,172 3,708 SH   SOLE   3,708 0 0
MICROSOFT CORP COM 594918104   1,287,575 4,216 SH   SOLE   4,216 0 0
MONDELEZ INTL INC CL A 609207105   651,934 8,435 SH   SOLE   8,435 0 0
NASDAQ INC COM 631103108   425,371 7,908 SH   SOLE   7,908 0 0
NORFOLK SOUTHN CORP COM 655844108   716,154 3,512 SH   SOLE   3,512 0 0
PEPSICO INC COM 713448108   368,455 1,905 SH   SOLE   1,905 0 0
PFIZER INC COM 717081103   588,866 15,403 SH   SOLE   15,403 0 0
PHILIP MORRIS INTL INC COM 718172109   3,022,654 32,026 SH   SOLE   32,026 0 0
PROCTER AND GAMBLE CO COM 742718109   369,893 2,379 SH   SOLE   2,379 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,625,602 80,573 SH   SOLE   80,573 0 0
SOUTHERN CO COM 842587107   434,387 5,850 SH   SOLE   5,850 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,144,038 5,292 SH   SOLE   5,292 0 0
TJX COS INC NEW COM 872540109   250,323 3,248 SH   SOLE   3,248 0 0
UDR INC COM 902653104   306,200 7,606 SH   SOLE   7,606 0 0
UNION PAC CORP COM 907818108   204,745 1,039 SH   SOLE   1,039 0 0
UNITEDHEALTH GROUP INC COM 91324P102   210,081 431 SH   SOLE   431 0 0
UNIVERSAL CORP VA COM 913456109   712,764 13,418 SH   SOLE   13,418 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   51,164,761 664,736 SH   SOLE   660,318 4,418 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,590,499 52,663 SH   SOLE   50,601 2,062 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   80,935,349 1,092,687 SH   SOLE   1,085,160 7,527 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   254,499 1,217 SH   SOLE   1,217 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   564,013 4,139 SH   SOLE   4,139 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   595,027 7,289 SH   SOLE   7,289 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   6,952,356 34,156 SH   SOLE   34,156 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,098,447 6,060 SH   SOLE   6,060 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   137,982,397 686,548 SH   SOLE   678,049 8,499 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   31,703,817 171,520 SH   SOLE   170,355 1,165 0
VANGUARD INDEX FDS GROWTH ETF 922908736   310,224 1,256 SH   SOLE   1,256 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   44,379,193 294,409 SH   SOLE   291,685 2,724 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,665,225 4,475 SH   SOLE   4,475 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   211,883 2,313 SH   SOLE   2,313 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   74,442,965 1,379,851 SH   SOLE   1,368,114 11,737 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,897,942 81,207 SH   SOLE   80,403 804 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   10,838,847 214,886 SH   SOLE   214,886 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   2,499,070 13,846 SH   SOLE   13,077 769 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   753,534 4,896 SH   SOLE   4,896 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   18,148,723 325,713 SH   SOLE   323,207 2,506 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   33,046,896 232,218 SH   SOLE   232,218 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   201,040 1,872 SH   SOLE   1,872 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   217,727 5,829 SH   SOLE   5,829 0 0