The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 212 2,019 SH   SOLE   0 0 2,019
ABBVIE INC COM 00287Y109 526 3,637 SH   SOLE   0 0 3,637
ALPHABET INC COM 02079K305 246 2,440 SH   SOLE   0 0 2,440
ALTRIA GROUP INC COM 02209S103 2,728 60,934 SH   SOLE   0 0 60,934
AMAZON COM INC COM 023135106 222 1,907 SH   SOLE   0 0 1,907
AMERICAN CENTY ETF TR ETF 025072562 730 18,214 SH   SOLE   0 0 18,214
AMERICAN CENTY ETF TR ETF 025072687 32,158 708,314 SH   SOLE   6,600 0 701,714
AMERICAN ELEC PWR CO INC COM 025537101 319 3,683 SH   SOLE   0 0 3,683
APPLE INC COM 037833100 4,025 28,002 SH   SOLE   0 0 28,002
BALL CORP COM 058498106 291 5,800 SH   SOLE   0 0 5,800
BERKSHIRE HATHAWAY INC DEL COM 084670702 661 2,348 SH   SOLE   0 0 2,348
BK OF AMERICA CORP COM 060505104 379 10,873 SH   SOLE   0 0 10,873
BRANDYWINE RLTY TR REIT 105368203 804 127,191 SH   SOLE   0 0 127,191
BROOKFIELD ASSET MGMT INC COM 112585104 205 5,138 SH   SOLE   0 0 5,138
CAPITAL ONE FINL CORP COM 14040H105 300 3,015 SH   SOLE   0 0 3,015
CARLOTZ INC COM CL A 142552108 16 60,395 SH   SOLE   0 0 60,395
CARMAX INC COM 143130102 839 13,826 SH   SOLE   0 0 13,826
CHEVRON CORP NEW COM 166764100 351 2,160 SH   SOLE   0 0 2,160
COCA COLA CO COM 191216100 350 6,203 SH   SOLE   0 0 6,203
COSTCO WHSL CORP NEW COM 22160K105 240 507 SH   SOLE   0 0 507
CSX CORP COM 126408103 974 34,288 SH   SOLE   0 0 34,288
DEERE & CO COM 244199105 241 649 SH   SOLE   0 0 649
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 216 5,348 SH   SOLE   0 0 5,348
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 721 26,781 SH   SOLE   0 0 26,781
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 678 13,620 SH   SOLE   0 0 13,620
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 532 16,776 SH   SOLE   0 0 16,776
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 263 6,232 SH   SOLE   0 0 6,232
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 805 41,502 SH   SOLE   0 0 41,502
DOMINION ENERGY INC COM 25746U109 1,340 20,134 SH   SOLE   0 0 20,134
DUKE ENERGY CORP NEW COM NEW 26441C204 265 2,916 SH   SOLE   0 0 2,916
ELEVANCE HEALTH INC COM 036752103 1,034 2,163 SH   SOLE   0 0 2,163
EXXON MOBIL CORP COM 30231G102 1,018 10,102 SH   SOLE   0 0 10,102
GRAINGER W W INC COM 384802104 609 1,146 SH   SOLE   0 0 1,146
HCA HEALTHCARE INC COM 40412C101 1,435 6,834 SH   SOLE   0 0 6,834
HOME DEPOT INC COM 437076102 464 1,629 SH   SOLE   0 0 1,629
HONEYWELL INTL INC COM 438516106 223 1,242 SH   SOLE   0 0 1,242
INTERNATIONAL BUSINESS MACHS COM 459200101 263 2,142 SH   SOLE   0 0 2,142
ISHARES TR CORE S&P MCP ETF 464287507 3,688 15,814 SH   SOLE   188 0 15,626
ISHARES TR RUS 1000 GRW ETF 464287614 651 3,013 SH   SOLE   0 0 3,013
ISHARES TR CORE S&P500 ETF 464287200 21,910 58,812 SH   SOLE   695 0 58,117
ISHARES TR RUSSELL 2000 ETF 464287655 209 1,198 SH   SOLE   0 0 1,198
ISHARES TR SHORT TREAS BD 464288679 233 2,120 SH   SOLE   0 0 2,120
ISHARES TR MODERT ALLOC ETF 464289875 702 19,097 SH   SOLE   333 0 18,764
ISHARES TR AGGRES ALLOC ETF 464289859 640 11,293 SH   SOLE   0 0 11,293
ISHARES TR GRWT ALLOCAT ETF 464289867 933 20,574 SH   SOLE   0 0 20,574
ISHARES TR CONSER ALLOC ETF 464289883 230 7,048 SH   SOLE   0 0 7,048
ISHARES TR RUS 1000 VAL ETF 464287598 1,570 10,991 SH   SOLE   0 0 10,991
ISHARES TR CORE S&P TTL STK 464287150 2,158 26,128 SH   SOLE   0 0 26,128
ISHARES TR CORE MSCI TOTAL 46432F834 48,155 923,924 SH   SOLE   10,679 0 913,245
ISHARES TR SELECT DIVID ETF 464287168 25,814 229,740 SH   SOLE   0 0 229,740
JOHNSON & JOHNSON COM 478160104 925 5,573 SH   SOLE   0 0 5,573
JPMORGAN CHASE & CO COM 46625H100 341 2,866 SH   SOLE   0 0 2,866
LILLY ELI & CO COM 532457108 239 712 SH   SOLE   0 0 712
LOWES COS INC COM 548661107 940 4,866 SH   SOLE   0 0 4,866
MAXIMUS INC COM 577933104 371 6,359 SH   SOLE   0 0 6,359
MCDONALDS CORP COM 580135101 445 1,785 SH   SOLE   0 0 1,785
MCKESSON CORP COM 58155Q103 572 1,584 SH   SOLE   0 0 1,584
MERCK & CO INC COM 58933Y105 385 4,069 SH   SOLE   372 0 3,697
MICROSOFT CORP COM 594918104 1,184 4,965 SH   SOLE   0 0 4,965
MONDELEZ INTL INC COM 609207105 535 9,170 SH   SOLE   0 0 9,170
NASDAQ INC COM 631103108 452 7,908 SH   SOLE   0 0 7,908
NORFOLK SOUTHN CORP COM 655844108 843 3,793 SH   SOLE   0 0 3,793
PEPSICO INC COM 713448108 663 3,786 SH   SOLE   0 0 3,786
PFIZER INC COM 717081103 708 16,055 SH   SOLE   0 0 16,055
PHILIP MORRIS INTL INC COM 718172109 2,820 32,670 SH   SOLE   0 0 32,670
PROCTER AND GAMBLE CO COM 742718109 324 2,528 SH   SOLE   0 0 2,528
SOUTHERN CO COM 842587107 383 5,850 SH   SOLE   0 0 5,850
SPDR S&P 500 ETF TR UIT 78462F103 2,055 5,538 SH   SOLE   0 0 5,538
TJX COS INC NEW COM 872540109 217 3,248 SH   SOLE   0 0 3,248
TRUIST FINL CORP COM 89832Q109 350 8,080 SH   SOLE   0 0 8,080
UDR INC COM 902653104 255 6,367 SH   SOLE   0 0 6,367
UNITEDHEALTH GROUP INC COM 91324P102 248 475 SH   SOLE   0 0 475
UNIVERSAL CORP VA COM 913456109 630 13,418 SH   SOLE   0 0 13,418
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,545 78,725 SH   SOLE   0 0 78,725
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 66,355 1,358,349 SH   SOLE   13,443 0 1,344,906
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 57,945 777,885 SH   SOLE   7,456 0 770,429
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 275 5,812 SH   SOLE   0 0 5,812
VANGUARD INDEX FDS SM CP VAL ETF 922908611 45,027 293,239 SH   SOLE   3,465 0 289,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,533 4,495 SH   SOLE   0 0 4,495
VANGUARD INDEX FDS LARGE CAP ETF 922908637 31,861 187,813 SH   SOLE   4,542 0 183,271
VANGUARD INDEX FDS GROWTH ETF 922908736 280 1,283 SH   SOLE   0 0 1,283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 122,952 659,400 SH   SOLE   6,915 0 652,485
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,220 6,762 SH   SOLE   0 0 6,762
VANGUARD INDEX FDS SML CP GRW ETF 922908595 300 1,486 SH   SOLE   0 0 1,486
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 574 7,187 SH   SOLE   0 0 7,187
VANGUARD INDEX FDS MID CAP ETF 922908629 6,950 35,715 SH   SOLE   0 0 35,715
VANGUARD INDEX FDS VALUE ETF 922908744 543 4,167 SH   SOLE   0 0 4,167
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 75,242 1,658,401 SH   SOLE   16,557 0 1,641,844
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,723 456,558 SH   SOLE   4,570 0 451,988
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,465 112,732 SH   SOLE   0 0 112,732
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,436 8,576 SH   SOLE   417 0 8,159
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 331 4,416 SH   SOLE   0 0 4,416
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 706 5,007 SH   SOLE   0 0 5,007
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,331 28,395 SH   SOLE   7,384 0 21,011
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 308 3,069 SH   SOLE   0 0 3,069
VANGUARD WORLD FD MEGA CAP INDEX 921910873 31,860 246,191 SH   SOLE   1,433 0 244,758
VANGUARD WORLD FDS ENERGY ETF 92204A306 204 1,773 SH   SOLE   0 0 1,773
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 350 1,959 SH   SOLE   0 0 1,959
VERIZON COMMUNICATIONS INC COM 92343V104 262 7,057 SH   SOLE   322 0 6,735
WELLS FARGO CO NEW COM 949746101 222 4,966 SH   SOLE   0 0 4,966
YUM BRANDS INC COM 988498101 246 2,202 SH   SOLE   0 0 2,202