The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 415 2,810 SH   SOLE   0 0 2,810
ALPHABET INC CAP STK CL A 02079K305 268 2,340 SH   SOLE   0 0 2,340
ALTRIA GROUP INC COM 02209S103 2,611 61,052 SH   SOLE   2,346 0 58,706
AMAZON COM INC COM 023135106 264 2,120 SH   SOLE   0 0 2,120
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 1,070 22,826 SH   SOLE   0 0 22,826
AMERICAN ELEC PWR CO INC COM 025537101 351 3,780 SH   SOLE   0 0 3,780
APPLE INC COM 037833100 4,369 28,125 SH   SOLE   0 0 28,125
AT&T INC COM 00206R102 208 10,990 SH   SOLE   0 0 10,990
BALL CORP COM 058498106 417 5,800 SH   SOLE   0 0 5,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 652 2,274 SH   SOLE   0 0 2,274
BK OF AMERICA CORP COM 060505104 315 9,348 SH   SOLE   0 0 9,348
BRANDYWINE RLTY TR SH BEN INT NEW 105368203 1,185 127,191 SH   SOLE   0 0 127,191
CAPITAL ONE FINL CORP COM 14040H105 353 3,092 SH   SOLE   0 0 3,092
CARLOTZ INC COM CL A 142552108 28 60,395 SH   SOLE   0 0 60,395
CARMAX INC COM 143130102 1,325 13,802 SH   SOLE   0 0 13,802
CHEVRON CORP NEW COM 166764100 259 1,783 SH   SOLE   0 0 1,783
COCA COLA CO COM 191216100 432 7,036 SH   SOLE   0 0 7,036
COMCAST CORP NEW CL A 20030N101 241 5,701 SH   SOLE   0 0 5,701
COSTCO WHSL CORP NEW COM 22160K105 259 490 SH   SOLE   0 0 490
CSX CORP COM 126408103 1,075 34,688 SH   SOLE   0 0 34,688
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 264 6,230 SH   SOLE   0 0 6,230
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 889 41,240 SH   SOLE   0 0 41,240
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 231 5,338 SH   SOLE   0 0 5,338
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 693 13,581 SH   SOLE   0 0 13,581
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 265 8,122 SH   SOLE   0 0 8,122
DOMINION ENERGY INC COM 25746U109 1,523 20,044 SH   SOLE   0 0 20,044
DUKE ENERGY CORP NEW COM NEW 26441C204 302 2,912 SH   SOLE   0 0 2,912
ELEVANCE HEALTH INC COM 036752103 999 2,162 SH   SOLE   0 0 2,162
EXXON MOBIL CORP COM 30231G102 988 11,256 SH   SOLE   0 0 11,256
GRAINGER W W INC COM 384802104 541 1,142 SH   SOLE   0 0 1,142
HCA HEALTHCARE INC COM 40412C101 1,239 6,834 SH   SOLE   0 0 6,834
HOME DEPOT INC COM 437076102 551 1,807 SH   SOLE   0 0 1,807
HONEYWELL INTL INC COM 438516106 218 1,211 SH   SOLE   0 0 1,211
INTERNATIONAL BUSINESS MACHS COM 459200101 259 2,036 SH   SOLE   0 0 2,036
ISHARES TR CORE S&P MCP ETF 464287507 3,996 16,561 SH   SOLE   187 0 16,374
ISHARES TR RUS 1000 GRW ETF 464287614 713 3,013 SH   SOLE   0 0 3,013
ISHARES TR RUSSELL 2000 ETF 464287655 218 1,197 SH   SOLE   0 0 1,197
ISHARES TR CORE S&P500 ETF 464287200 24,218 60,424 SH   SOLE   676 0 59,748
ISHARES TR SHORT TREAS BD 464288679 232 2,110 SH   SOLE   0 0 2,110
ISHARES TR MODERT ALLOC ETF 464289875 923 23,332 SH   SOLE   375 0 22,957
ISHARES TR CORE S&P TTL STK 464287150 2,320 26,128 SH   SOLE   0 0 26,128
ISHARES TR AGGRES ALLOC ETF 464289859 789 12,875 SH   SOLE   0 0 12,875
ISHARES TR GRWT ALLOCAT ETF 464289867 1,082 22,143 SH   SOLE   0 0 22,143
ISHARES TR CONSER ALLOC ETF 464289883 248 7,062 SH   SOLE   0 0 7,062
ISHARES TR RUS 1000 VAL ETF 464287598 1,652 10,976 SH   SOLE   0 0 10,976
ISHARES TR CORE MSCI TOTAL 46432F834 52,594 911,190 SH   SOLE   7,907 0 903,283
ISHARES TR SELECT DIVID ETF 464287168 26,985 228,955 SH   SOLE   1,147 0 227,808
ISHARES TR TIPS BD ETF 464287176 444 3,859 SH   SOLE   0 0 3,859
ISHARES TR 0-5 YR TIPS ETF 46429B747 231 2,276 SH   SOLE   0 0 2,276
JOHNSON & JOHNSON COM 478160104 1,028 6,001 SH   SOLE   0 0 6,001
JPMORGAN CHASE & CO COM 46625H100 298 2,586 SH   SOLE   0 0 2,586
LILLY ELI & CO COM 532457108 233 712 SH   SOLE   0 0 712
LOWES COS INC COM 548661107 955 4,935 SH   SOLE   0 0 4,935
MAXIMUS INC COM 577933104 409 6,359 SH   SOLE   0 0 6,359
MCDONALDS CORP COM 580135101 515 2,032 SH   SOLE   0 0 2,032
MERCK & CO INC COM 58933Y105 370 4,108 SH   SOLE   0 0 4,108
MICROSOFT CORP COM 594918104 1,362 5,142 SH   SOLE   0 0 5,142
MONDELEZ INTL INC CL A 609207105 562 9,167 SH   SOLE   0 0 9,167
NASDAQ INC COM 631103108 468 2,688 SH   SOLE   0 0 2,688
NORFOLK SOUTHN CORP COM 655844108 979 4,045 SH   SOLE   0 0 4,045
PEPSICO INC COM 713448108 627 3,720 SH   SOLE   0 0 3,720
PFIZER INC COM 717081103 833 16,303 SH   SOLE   0 0 16,303
PHILIP MORRIS INTL INC COM 718172109 3,057 32,662 SH   SOLE   0 0 32,662
POLARIS INC COM 731068102 388 3,400 SH   SOLE   0 0 3,400
PROCTER AND GAMBLE CO COM 742718109 345 2,451 SH   SOLE   0 0 2,451
SOUTHERN CO COM 842587107 418 5,906 SH   SOLE   0 0 5,906
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,485 6,231 SH   SOLE   0 0 6,231
TJX COS INC NEW COM 872540109 207 3,248 SH   SOLE   0 0 3,248
TRUIST FINL CORP COM 89832Q109 431 8,911 SH   SOLE   0 0 8,911
UDR INC COM 902653104 291 6,359 SH   SOLE   0 0 6,359
UNION PAC CORP COM 907818108 204 962 SH   SOLE   0 0 962
UNITEDHEALTH GROUP INC COM 91324P102 235 450 SH   SOLE   0 0 450
UNIVERSAL CORP VA COM 913456109 739 13,418 SH   SOLE   0 0 13,418
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 60,034 781,181 SH   SOLE   3,635 0 777,546
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 68,167 1,385,798 SH   SOLE   7,074 0 1,378,724
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,754 89,033 SH   SOLE   757 0 88,276
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 30,162 603,245 SH   SOLE   3,837 0 599,408
VANGUARD INDEX FDS SM CP VAL ETF 922908611 45,537 287,845 SH   SOLE   1,631 0 286,214
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,647 4,492 SH   SOLE   0 0 4,492
VANGUARD INDEX FDS SML CP GRW ETF 922908595 321 1,486 SH   SOLE   0 0 1,486
VANGUARD INDEX FDS MID CAP ETF 922908629 7,617 36,468 SH   SOLE   0 0 36,468
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 618 6,570 SH   SOLE   0 0 6,570
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,243 6,581 SH   SOLE   0 0 6,581
VANGUARD INDEX FDS TOTAL STK MKT 922908769 129,872 649,132 SH   SOLE   4,324 0 644,808
VANGUARD INDEX FDS LARGE CAP ETF 922908637 34,677 189,937 SH   SOLE   1,145 0 188,792
VANGUARD INDEX FDS GROWTH ETF 922908736 313 1,280 SH   SOLE   0 0 1,280
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 81,635 1,620,057 SH   SOLE   8,178 0 1,611,879
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 25,857 520,679 SH   SOLE   2,159 0 518,520
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,328 105,389 SH   SOLE   0 0 105,389
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 694 4,657 SH   SOLE   0 0 4,657
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,388 45,841 SH   SOLE   0 0 45,841
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 259 2,506 SH   SOLE   0 0 2,506
VANGUARD WORLD FD MEGA CAP INDEX 921910873 34,605 247,991 SH   SOLE   0 0 247,991
VERIZON COMMUNICATIONS INC COM 92343V104 321 6,729 SH   SOLE   0 0 6,729
WALMART INC COM 931142103 212 1,599 SH   SOLE   0 0 1,599
YUM BRANDS INC COM 988498101 226 1,878 SH   SOLE   0 0 1,878