The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 228 1,253 SH   SOLE   0 0 1,253
ABBVIE INC COM 00287Y109 358 3,329 SH   SOLE   0 0 3,329
ALPHABET INC CAP STK CL A 02079K305 326 114 SH   SOLE   0 0 114
ALPHABET INC CAP STK CL C 02079K107 243 85 SH   SOLE   0 0 85
ALTRIA GROUP INC COM 02209S103 2,936 61,002 SH   SOLE   2,189 0 58,813
AMERICAN ELEC PWR CO INC COM 025537101 313 3,772 SH   SOLE   0 0 3,772
AMERICAN EXPRESS CO COM 025816109 200 1,133 SH   SOLE   0 0 1,133
ANTHEM INC COM 036752103 857 2,207 SH   SOLE   0 0 2,207
APPLE INC COM 037833100 3,750 25,592 SH   SOLE   0 0 25,592
AT&T INC COM 00206R102 338 13,336 SH   SOLE   0 0 13,336
BALL CORP COM 058498106 538 5,971 SH   SOLE   0 0 5,971
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 636 2,250 SH   SOLE   0 0 2,250
BK OF AMERICA CORP COM 060505104 393 8,490 SH   SOLE   0 0 8,490
BRANDYWINE RLTY TR SH BEN INT NEW 105368203 1,108 79,494 SH   SOLE   0 0 79,494
CAPITAL ONE FINL CORP COM 14040H105 421 2,486 SH   SOLE   0 0 2,486
CARLOTZ INC COM CL A 142552108 220 60,395 SH   SOLE   0 0 60,395
CARMAX INC COM 143130102 2,452 17,830 SH   SOLE   0 0 17,830
COCA COLA CO COM 191216100 399 7,404 SH   SOLE   0 0 7,404
COMCAST CORP NEW CL A 20030N101 379 7,130 SH   SOLE   0 0 7,130
COSTCO WHSL CORP NEW COM 22160K105 294 637 SH   SOLE   0 0 637
CSX CORP COM 126408103 1,212 35,413 SH   SOLE   0 0 35,413
DEERE & CO COM 244199105 215 647 SH   SOLE   0 0 647
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 261 5,317 SH   SOLE   0 0 5,317
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 872 14,694 SH   SOLE   0 0 14,694
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 306 6,634 SH   SOLE   0 0 6,634
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,086 41,031 SH   SOLE   0 0 41,031
DISNEY WALT CO COM 254687106 201 1,176 SH   SOLE   0 0 1,176
DOMINION ENERGY INC COM 25746U109 1,629 22,639 SH   SOLE   0 0 22,639
DUKE ENERGY CORP NEW COM NEW 26441C204 325 3,257 SH   SOLE   0 0 3,257
EXXON MOBIL CORP COM 30231G102 599 9,578 SH   SOLE   0 0 9,578
FACEBOOK INC CL A 30303M102 229 683 SH   SOLE   98 0 585
GENERAL ELECTRIC CO COM NEW 369604301 202 1,943 SH   SOLE   162 0 1,781
GRAINGER W W INC COM 384802104 255 591 SH   SOLE   0 0 591
HCA HEALTHCARE INC COM 40412C101 1,774 7,194 SH   SOLE   0 0 7,194
HOME DEPOT INC COM 437076102 1,410 3,972 SH   SOLE   0 0 3,972
HONEYWELL INTL INC COM 438516106 364 1,651 SH   SOLE   0 0 1,651
INTEL CORP COM 458140100 292 5,353 SH   SOLE   0 0 5,353
INTERNATIONAL BUSINESS MACHS COM 459200101 274 1,924 SH   SOLE   0 0 1,924
ISHARES TR SELECT DIVID ETF 464287168 26,996 228,333 SH   SOLE   2,432 0 225,901
ISHARES TR RUS 2000 VAL ETF 464287630 805 4,860 SH   SOLE   0 0 4,860
ISHARES TR CORE MSCI TOTAL 46432F834 61,198 839,255 SH   SOLE   7,890 0 831,365
ISHARES TR GRWT ALLOCAT ETF 464289867 1,907 33,902 SH   SOLE   0 0 33,902
ISHARES TR CONSER ALLOC ETF 464289883 365 9,181 SH   SOLE   0 0 9,181
ISHARES TR RUS 1000 VAL ETF 464287598 1,776 10,948 SH   SOLE   0 0 10,948
ISHARES TR AGGRES ALLOC ETF 464289859 1,378 19,270 SH   SOLE   0 0 19,270
ISHARES TR CORE S&P MCP ETF 464287507 5,387 19,616 SH   SOLE   206 0 19,410
ISHARES TR RUS 1000 GRW ETF 464287614 928 3,224 SH   SOLE   0 0 3,224
ISHARES TR CORE S&P500 ETF 464287200 30,736 68,457 SH   SOLE   733 0 67,724
ISHARES TR MODERT ALLOC ETF 464289875 1,198 26,589 SH   SOLE   397 0 26,192
ISHARES TR SHORT TREAS BD 464288679 210 1,898 SH   SOLE   0 0 1,898
JOHNSON & JOHNSON COM 478160104 810 5,056 SH   SOLE   0 0 5,056
JPMORGAN CHASE & CO COM 46625H100 574 3,444 SH   SOLE   0 0 3,444
LOWES COS INC COM 548661107 1,197 5,399 SH   SOLE   0 0 5,399
MAXIMUS INC COM 577933104 547 6,439 SH   SOLE   0 0 6,439
MCDONALDS CORP COM 580135101 556 2,294 SH   SOLE   0 0 2,294
MERCK & CO INC COM 58933Y105 417 5,410 SH   SOLE   0 0 5,410
MICROSOFT CORP COM 594918104 3,073 10,000 SH   SOLE   0 0 10,000
MONDELEZ INTL INC CL A 609207105 548 9,166 SH   SOLE   0 0 9,166
NASDAQ INC COM 631103108 547 2,688 SH   SOLE   0 0 2,688
NIKE INC CL B 654106103 326 2,042 SH   SOLE   0 0 2,042
NORFOLK SOUTHN CORP COM 655844108 1,028 3,729 SH   SOLE   0 0 3,729
NUVEEN MUN VALUE FD INC COM 670928100 132 11,400 SH   SOLE   0 0 11,400
PEPSICO INC COM 713448108 687 4,345 SH   SOLE   0 0 4,345
PFIZER INC COM 717081103 637 15,424 SH   SOLE   0 0 15,424
PHILIP MORRIS INTL INC COM 718172109 3,255 33,405 SH   SOLE   0 0 33,405
POLARIS INC COM 731068102 449 3,400 SH   SOLE   0 0 3,400
PROCTER AND GAMBLE CO COM 742718109 445 3,127 SH   SOLE   0 0 3,127
SOUTHERN CO COM 842587107 369 5,904 SH   SOLE   0 0 5,904
SPDR S&P 500 ETF TR TR UNIT 78462F103 982 2,197 SH   SOLE   0 0 2,197
TJX COS INC NEW COM 872540109 214 3,315 SH   SOLE   0 0 3,315
TRUIST FINL CORP COM 89832Q109 545 8,822 SH   SOLE   0 0 8,822
TYLER TECHNOLOGIES INC COM 902252105 203 401 SH   SOLE   0 0 401
UDR INC COM 902653104 316 5,814 SH   SOLE   0 0 5,814
UNION PAC CORP COM 907818108 247 1,093 SH   SOLE   0 0 1,093
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 62,766 769,949 SH   SOLE   6,662 0 763,287
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,934 69,626 SH   SOLE   432 0 69,194
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,619 63,843 SH   SOLE   0 0 63,843
VANGUARD INDEX FDS LARGE CAP ETF 922908637 40,669 193,836 SH   SOLE   1,148 0 192,688
VANGUARD INDEX FDS GROWTH ETF 922908736 394 1,292 SH   SOLE   0 0 1,292
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 645 6,049 SH   SOLE   0 0 6,049
VANGUARD INDEX FDS MID CAP ETF 922908629 9,402 37,840 SH   SOLE   0 0 37,840
VANGUARD INDEX FDS SML CP GRW ETF 922908595 494 1,711 SH   SOLE   0 0 1,711
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,525 6,718 SH   SOLE   0 0 6,718
VANGUARD INDEX FDS TOTAL STK MKT 922908769 142,187 614,014 SH   SOLE   5,965 0 608,049
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,832 4,455 SH   SOLE   0 0 4,455
VANGUARD INDEX FDS SM CP VAL ETF 922908611 49,783 281,815 SH   SOLE   3,045 0 278,770
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 267 4,650 SH   SOLE   0 0 4,650
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 100,094 1,600,223 SH   SOLE   14,246 0 1,585,977
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 25,845 498,552 SH   SOLE   0 0 498,552
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 679 4,238 SH   SOLE   0 0 4,238
VANGUARD STAR FDS VG TL INTL STK F 921909768 308 4,736 SH   SOLE   0 0 4,736
VANGUARD WORLD FD MEGA CAP INDEX 921910873 41,332 259,835 SH   SOLE   1,423 0 258,412
VERIZON COMMUNICATIONS INC COM 92343V104 404 7,774 SH   SOLE   0 0 7,774
WALMART INC COM 931142103 349 2,462 SH   SOLE   0 0 2,462
WELLS FARGO CO NEW COM 949746101 226 4,577 SH   SOLE   0 0 4,577
YUM BRANDS INC COM 988498101 253 1,999 SH   SOLE   0 0 1,999