The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Altria Group Inc COM 02209S103 1,878 53,669 SH   SOLE   48,678 0 4,991
American Technology Corp COM 50213V109 39 34,449 SH   SOLE   34,449 0 0
Apple Inc COM 037833100 264 665 SH   SOLE   358 0 307
AT&T Inc COM 00206R102 414 11,700 SH   SOLE   10,711 0 989
Bank of America Corp COM 060505104 160 12,406 SH   SOLE   10,346 0 2,060
BB&T Corp COM 054937107 313 9,246 SH   SOLE   7,613 0 1,633
Berkshire Hathaway Cl B COM 084670702 267 2,383 SH   SOLE   1,787 0 596
Capital One Financial Corp COM 14040H105 538 8,558 SH   SOLE   1,723 0 6,835
Carmax Inc COM 143130102 2,797 60,584 SH   SOLE   54,226 0 6,358
Chevron Corp COM 166764100 221 1,869 SH   SOLE   1,569 0 300
Cisco Systems Inc COM 17275R102 244 10,022 SH   SOLE   9,115 0 907
Coca Cola Company COM 191216100 265 6,607 SH   SOLE   4,145 0 2,462
Cohen & Steers COM 00162Q106 3,680 93,291 SH   SOLE   72,017 0 21,274
Dominion Resources Inc COM 25746U109 948 16,681 SH   SOLE   13,809 0 2,872
Duke Energy Corp COM 26441C204 212 3,140 SH   SOLE   1,277 0 1,863
Exxon Mobil Corporation COM 30231G102 1,264 13,991 SH   SOLE   10,971 0 3,020
General Electric Company COM 369604103 650 28,038 SH   SOLE   20,617 0 7,421
Genuine Parts Co COM 372460105 232 2,966 SH   SOLE   0 0 2,966
Intel Corp COM 458140100 216 8,913 SH   SOLE   6,654 0 2,259
International Business Machines COM 459200101 206 1,076 SH   SOLE   676 0 400
iShares S&P 500 Index ETF 464287200 22,358 138,971 SH   SOLE   117,838 0 21,133
iShares S&P MidCap 400 Index ETF 464287507 4,491 38,886 SH   SOLE   31,949 0 6,937
Johnson & Johnson COM 478160104 430 5,011 SH   SOLE   3,771 0 1,240
Lakeland Bancorp Inc COM 511637100 127 12,212 SH   SOLE   12,212 0 0
Lincoln National Corp COM 534187109 543 14,882 SH   SOLE   14,882 0 0
MAXIMUS Inc COM 577933104 1,691 22,704 SH   SOLE   11,352 0 11,352
Microsoft Corp COM 594918104 227 6,563 SH   SOLE   6,054 0 509
Pfizer Inc COM 717081103 352 12,562 SH   SOLE   12,197 0 365
Philip Morris Intl Inc COM 718172109 2,986 34,474 SH   SOLE   31,687 0 2,787
Polaris Inds Inc COM 731068102 1,157 12,176 SH   SOLE   3,400 0 8,776
Procter & Gamble Co COM 742718109 399 5,182 SH   SOLE   4,182 0 1,000
S&P Dep Receipts ETF 78462F103 334 2,081 SH   SOLE   1,934 0 147
SPDR Dow Jones Global Real Estate ETF 78463X749 2,885 68,548 SH   SOLE   57,277 0 11,271
SPDR S&P World Ex-US ETF 78463X889 180 7,161 SH   SOLE   7,161 0 0
Vanguard All-World Ex-US ETF 922042775 4,739 107,171 SH   SOLE   85,315 0 21,856
Vanguard Large Cap ETF 922908637 224 3,057 SH   SOLE   3,057 0 0
Vanguard Mega Cap 300 Index ETF 921910873 46,864 857,538 SH   SOLE   659,999 0 197,539
Vanguard Mid Cap ETF 922908629 9,123 95,893 SH   SOLE   75,478 0 20,415
Vanguard Small Cap Value ETF 922908611 266 3,178 SH   SOLE   2,011 0 1,167
Vanguard Total Bond Market ETF 921937835 45,441 561,837 SH   SOLE   453,942 0 107,895
Vanguard Total Stock Market ETF 922908769 10,603 128,263 SH   SOLE   91,187 0 37,076
Verizon Communications COM 92343V104 292 5,799 SH   SOLE   4,028 0 1,771
Wells Fargo & Co COM 949746101 222 5,379 SH   SOLE   3,527 0 1,852
WisdomTree Emerging Markets Local Debt ETF 97717X867 4,829 100,513 SH   SOLE   81,919 0 18,594