The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   698,537 5,110 SH   SOLE WMS Partners 0 0 5,110
ABBOTT LABS COM 002824100   6,451,484 56,587 SH   SOLE WMS Partners 0 0 56,587
ABBVIE INC COM 00287Y109   2,361,466 11,958 SH   SOLE WMS Partners 0 0 11,958
ABRDN ETFS BBRG ALL COMMDY 003261203   326,800 10,000 SH   SOLE WMS Partners 0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   525,625 1,487 SH   SOLE WMS Partners 0 0 1,487
AFLAC INC COM 001055102   1,082,042 9,678 SH   SOLE WMS Partners 0 0 9,678
AIR PRODS & CHEMS INC COM 009158106   223,305 750 SH   SOLE WMS Partners 0 0 750
ALPHABET INC CAP STK CL A 02079K305   16,007,791 96,520 SH   SOLE WMS Partners 0 0 96,520
ALPHABET INC CAP STK CL C 02079K107   11,172,260 66,824 SH   SOLE WMS Partners 0 0 66,824
ALTRIA GROUP INC COM 02209S103   491,975 9,639 SH   SOLE WMS Partners 0 0 9,639
AMAZON COM INC COM 023135106   8,529,070 45,774 SH   SOLE WMS Partners 0 0 45,774
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   67,491,910 1,044,766 SH   SOLE WMS Partners 0 0 1,044,766
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   1,523,972 23,338 SH   SOLE WMS Partners 0 0 23,338
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   522,214 8,620 SH   SOLE WMS Partners 0 0 8,620
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   380,587 6,880 SH   SOLE WMS Partners 0 0 6,880
AMERICAN CENTY ETF TR AVANTIS US MID C 025072125   10,220,298 159,046 SH   SOLE WMS Partners 0 0 159,046
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   1,277,952 23,657 SH   SOLE WMS Partners 0 0 23,657
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   563,165 10,801 SH   SOLE WMS Partners 0 0 10,801
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   124,370,906 1,855,451 SH   SOLE WMS Partners 0 0 1,855,451
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   9,991,865 141,388 SH   SOLE WMS Partners 0 0 141,388
AMERICAN CENTY ETF TR US EQT ETF 025072885   90,129,802 947,239 SH   SOLE WMS Partners 0 0 947,239
AMERICAN CENTY ETF TR US SML CP VALU 025072877   70,001,071 729,558 SH   SOLE WMS Partners 0 0 729,558
AMERICAN ELEC PWR CO INC COM 025537101   513,000 5,000 SH   SOLE WMS Partners 0 0 5,000
AMERICAN EXPRESS CO COM 025816109   878,445 3,239 SH   SOLE WMS Partners 0 0 3,239
AMERICAN TOWER CORP NEW COM 03027X100   707,158 3,041 SH   SOLE WMS Partners 0 0 3,041
AMGEN INC COM 031162100   541,636 1,681 SH   SOLE WMS Partners 0 0 1,681
ANALOG DEVICES INC COM 032654105   200,808 872 SH   SOLE WMS Partners 0 0 872
AON PLC SHS CL A G0403H108   249,459 721 SH   SOLE WMS Partners 0 0 721
APPLE INC COM 037833100   59,780,478 256,569 SH   SOLE WMS Partners 0 0 256,569
ARCHER DANIELS MIDLAND CO COM 039483102   246,309 4,123 SH   SOLE WMS Partners 0 0 4,123
ASTRAZENECA PLC SPONSORED ADR 046353108   286,553 3,678 SH   SOLE WMS Partners 0 0 3,678
AT&T INC COM 00206R102   479,585 21,799 SH   SOLE WMS Partners 0 0 21,799
AUTOMATIC DATA PROCESSING IN COM 053015103   827,661 2,991 SH   SOLE WMS Partners 0 0 2,991
AUTOZONE INC COM 053332102   362,255 115 SH   SOLE WMS Partners 0 0 115
AVERY DENNISON CORP COM 053611109   259,835 1,177 SH   SOLE WMS Partners 0 0 1,177
BANK AMERICA CORP COM 060505104   397,495 10,018 SH   SOLE WMS Partners 0 0 10,018
BARRICK GOLD CORP COM 067901108   210,025 10,559 SH   SOLE WMS Partners 0 0 10,559
BEAZER HOMES USA INC COM NEW 07556Q881   1,961,324 57,399 SH   SOLE WMS Partners 0 0 57,399
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,047,041 15,311 SH   SOLE WMS Partners 0 0 15,311
BLACKROCK INC COM 09247X101   318,086 335 SH   SOLE WMS Partners 0 0 335
BLACKSTONE INC COM 09260D107   492,926 3,219 SH   SOLE WMS Partners 0 0 3,219
BOEING CO COM 097023105   326,842 2,150 SH   SOLE WMS Partners 0 0 2,150
BOSTON SCIENTIFIC CORP COM 101137107   277,378 3,310 SH   SOLE WMS Partners 0 0 3,310
BRAEMAR HOTELS & RESORTS INC COM 10482B101   71,855 23,254 SH   SOLE WMS Partners 0 0 23,254
BRISTOL-MYERS SQUIBB CO COM 110122108   309,564 5,983 SH   SOLE WMS Partners 0 0 5,983
BROADCOM INC COM 11135F101   398,993 2,313 SH   SOLE WMS Partners 0 0 2,313
BROOKFIELD CORP CL A LTD VT SH 11271J107   4,403,212 82,845 SH   SOLE WMS Partners 0 0 82,845
CANADIAN NATL RY CO COM 136375102   916,348 7,822 SH   SOLE WMS Partners 0 0 7,822
CANADIAN PACIFIC KANSAS CITY COM 13646K108   204,013 2,385 SH   SOLE WMS Partners 0 0 2,385
CAPITAL ONE FINL CORP COM 14040H105   291,974 1,950 SH   SOLE WMS Partners 0 0 1,950
CARRIER GLOBAL CORPORATION COM 14448C104   209,082 2,598 SH   SOLE WMS Partners 0 0 2,598
CATERPILLAR INC COM 149123101   1,213,145 3,102 SH   SOLE WMS Partners 0 0 3,102
CF INDS HLDGS INC COM 125269100   208,838 2,434 SH   SOLE WMS Partners 0 0 2,434
CHEVRON CORP NEW COM 166764100   1,139,770 7,739 SH   SOLE WMS Partners 0 0 7,739
CISCO SYS INC COM 17275R102   1,557,756 29,270 SH   SOLE WMS Partners 0 0 29,270
COCA COLA CO COM 191216100   3,114,563 43,342 SH   SOLE WMS Partners 0 0 43,342
COLGATE PALMOLIVE CO COM 194162103   359,287 3,461 SH   SOLE WMS Partners 0 0 3,461
COMCAST CORP NEW CL A 20030N101   314,586 7,531 SH   SOLE WMS Partners 0 0 7,531
CONOCOPHILLIPS COM 20825C104   289,455 2,749 SH   SOLE WMS Partners 0 0 2,749
CONSTELLATION BRANDS INC CL A 21036P108   547,592 2,125 SH   SOLE WMS Partners 0 0 2,125
COSTCO WHSL CORP NEW COM 22160K105   2,301,406 2,596 SH   SOLE WMS Partners 0 0 2,596
CSX CORP COM 126408103   772,914 22,384 SH   SOLE WMS Partners 0 0 22,384
CUMMINS INC COM 231021106   545,910 1,686 SH   SOLE WMS Partners 0 0 1,686
CVS HEALTH CORP COM 126650100   382,625 6,085 SH   SOLE WMS Partners 0 0 6,085
D R HORTON INC COM 23331A109   236,555 1,240 SH   SOLE WMS Partners 0 0 1,240
DANAHER CORPORATION COM 235851102   2,055,680 7,394 SH   SOLE WMS Partners 0 0 7,394
DEERE & CO COM 244199105   1,489,451 3,569 SH   SOLE WMS Partners 0 0 3,569
DIAGEO PLC SPON ADR NEW 25243Q205   2,826,951 20,144 SH   SOLE WMS Partners 0 0 20,144
DIGITALOCEAN HLDGS INC NOTE 12/0 25402DAB8   13,244 15,000 SH   SOLE WMS Partners 0 0 15,000
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   8,966,460 207,605 SH   SOLE WMS Partners 0 0 207,605
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,132,025 75,738 SH   SOLE WMS Partners 0 0 75,738
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   746,923 27,250 SH   SOLE WMS Partners 0 0 27,250
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   618,694 19,468 SH   SOLE WMS Partners 0 0 19,468
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   789,327 28,050 SH   SOLE WMS Partners 0 0 28,050
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   509,913 10,505 SH   SOLE WMS Partners 0 0 10,505
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   584,625 12,246 SH   SOLE WMS Partners 0 0 12,246
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   8,781,334 221,248 SH   SOLE WMS Partners 0 0 221,248
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   30,728,280 896,129 SH   SOLE WMS Partners 0 0 896,129
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   518,857 16,846 SH   SOLE WMS Partners 0 0 16,846
DISCOVER FINL SVCS COM 254709108   204,403 1,457 SH   SOLE WMS Partners 0 0 1,457
DISNEY WALT CO COM 254687106   1,508,523 15,683 SH   SOLE WMS Partners 0 0 15,683
EATON CORP PLC SHS G29183103   285,702 862 SH   SOLE WMS Partners 0 0 862
ELEVANCE HEALTH INC COM 036752103   239,257 460 SH   SOLE WMS Partners 0 0 460
ELI LILLY & CO COM 532457108   2,261,583 2,553 SH   SOLE WMS Partners 0 0 2,553
ENTERPRISE PRODS PARTNERS L COM 293792107   361,401 12,415 SH   SOLE WMS Partners 0 0 12,415
EXPEDITORS INTL WASH INC COM 302130109   755,156 5,747 SH   SOLE WMS Partners 0 0 5,747
EXXON MOBIL CORP COM 30231G102   4,993,959 42,603 SH   SOLE WMS Partners 0 0 42,603
F N B CORP COM 302520101   2,783,198 197,250 SH   SOLE WMS Partners 0 0 197,250
F5 INC COM 315616102   458,897 2,084 SH   SOLE WMS Partners 0 0 2,084
FACTSET RESH SYS INC COM 303075105   212,451 462 SH   SOLE WMS Partners 0 0 462
FASTENAL CO COM 311900104   427,235 5,982 SH   SOLE WMS Partners 0 0 5,982
FEDEX CORP COM 31428X106   380,115 1,389 SH   SOLE WMS Partners 0 0 1,389
FISERV INC COM 337738108   236,061 1,314 SH   SOLE WMS Partners 0 0 1,314
FRP HLDGS INC COM 30292L107   954,535 31,967 SH   SOLE WMS Partners 0 0 31,967
GARMIN LTD SHS H2906T109   395,012 2,244 SH   SOLE WMS Partners 0 0 2,244
GE AEROSPACE COM NEW 369604301   1,341,936 7,116 SH   SOLE WMS Partners 0 0 7,116
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   275,638 2,937 SH   SOLE WMS Partners 0 0 2,937
GE VERNOVA INC COM 36828A101   446,980 1,753 SH   SOLE WMS Partners 0 0 1,753
GENERAL DYNAMICS CORP COM 369550108   679,346 2,248 SH   SOLE WMS Partners 0 0 2,248
GENUINE PARTS CO COM 372460105   210,498 1,507 SH   SOLE WMS Partners 0 0 1,507
GENWORTH FINL INC COM SHS 37247D106   89,050 13,000 SH   SOLE WMS Partners 0 0 13,000
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   58,265,604 1,659,516 SH   SOLE WMS Partners 0 0 1,659,516
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   106,372,699 2,940,910 SH   SOLE WMS Partners 0 0 2,940,910
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   1,518,188 21,892 SH   SOLE WMS Partners 0 0 21,892
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   100,805,083 892,554 SH   SOLE WMS Partners 0 0 892,554
GOLDMAN SACHS GROUP INC COM 38141G104   1,102,115 2,226 SH   SOLE WMS Partners 0 0 2,226
GRACO INC COM 384109104   1,511,473 17,272 SH   SOLE WMS Partners 0 0 17,272
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   61,448,810 1,757,689 SH   SOLE WMS Partners 0 0 1,757,689
HERSHEY CO COM 427866108   377,528 1,969 SH   SOLE WMS Partners 0 0 1,969
HOME DEPOT INC COM 437076102   2,646,716 6,532 SH   SOLE WMS Partners 0 0 6,532
HONEYWELL INTL INC COM 438516106   559,771 2,708 SH   SOLE WMS Partners 0 0 2,708
IAMGOLD CORP COM 450913108   570,070 109,000 SH   SOLE WMS Partners 0 0 109,000
IDEXX LABS INC COM 45168D104   330,920 655 SH   SOLE WMS Partners 0 0 655
ILLINOIS TOOL WKS INC COM 452308109   682,169 2,603 SH   SOLE WMS Partners 0 0 2,603
INTEL CORP COM 458140100   901,551 38,429 SH   SOLE WMS Partners 0 0 38,429
INTERNATIONAL BUSINESS MACHS COM 459200101   850,512 3,847 SH   SOLE WMS Partners 0 0 3,847
INTUIT COM 461202103   234,908 378 SH   SOLE WMS Partners 0 0 378
INTUITIVE SURGICAL INC COM NEW 46120E602   225,002 458 SH   SOLE WMS Partners 0 0 458
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   735,728 7,125 SH   SOLE WMS Partners 0 0 7,125
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   257,676 6,342 SH   SOLE WMS Partners 0 0 6,342
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   4,921,924 130,555 SH   SOLE WMS Partners 0 0 130,555
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,202,919 12,296 SH   SOLE WMS Partners 0 0 12,296
INVESCO QQQ TR UNIT SER 1 46090E103   2,241,948 4,593 SH   SOLE WMS Partners 0 0 4,593
ISHARES GOLD TR ISHARES NEW 464285204   4,690,537 94,377 SH   SOLE WMS Partners 0 0 94,377
ISHARES INC MSCI GBL MIN VOL 464286525   20,876,056 182,276 SH   SOLE WMS Partners 0 0 182,276
ISHARES INC MSCI JPN ETF NEW 46434G822   717,976 10,036 SH   SOLE WMS Partners 0 0 10,036
ISHARES SILVER TR ISHARES 46428Q109   1,447,291 50,943 SH   SOLE WMS Partners 0 0 50,943
ISHARES TR 1 3 YR TREAS BD 464287457   380,412 4,575 SH   SOLE WMS Partners 0 0 4,575
ISHARES TR CORE MSCI EAFE 46432F842   228,999 2,934 SH   SOLE WMS Partners 0 0 2,934
ISHARES TR CORE S&P MCP ETF 464287507   518,950 8,327 SH   SOLE WMS Partners 0 0 8,327
ISHARES TR CORE S&P SCP ETF 464287804   45,617,761 390,029 SH   SOLE WMS Partners 0 0 390,029
ISHARES TR CORE S&P500 ETF 464287200   9,914,959 17,189 SH   SOLE WMS Partners 0 0 17,189
ISHARES TR CORE US AGGBD ET 464287226   8,348,714 82,440 SH   SOLE WMS Partners 0 0 82,440
ISHARES TR EXPANDED TECH 464287515   782,524 8,756 SH   SOLE WMS Partners 0 0 8,756
ISHARES TR INTL DEV SML CP 46436E510   219,877 5,800 SH   SOLE WMS Partners 0 0 5,800
ISHARES TR ISHS 1-5YR INVS 464288646   485,736 9,224 SH   SOLE WMS Partners 0 0 9,224
ISHARES TR MSCI ACWI ETF 464288257   7,426,327 62,119 SH   SOLE WMS Partners 0 0 62,119
ISHARES TR MSCI EAFE ETF 464287465   485,891 5,810 SH   SOLE WMS Partners 0 0 5,810
ISHARES TR MSCI EMG MKT ETF 464287234   203,481 4,437 SH   SOLE WMS Partners 0 0 4,437
ISHARES TR MSCI INDIA ETF 46429B598   704,877 12,043 SH   SOLE WMS Partners 0 0 12,043
ISHARES TR MSCI UK ETF NEW 46435G334   1,122,300 30,000 SH   SOLE WMS Partners 0 0 30,000
ISHARES TR MSCI USA ESG SLC 464288802   801,424 6,658 SH   SOLE WMS Partners 0 0 6,658
ISHARES TR MSCI USA QLT FCT 46432F339   281,143 1,568 SH   SOLE WMS Partners 0 0 1,568
ISHARES TR RUS 1000 ETF 464287622   4,599,526 14,630 SH   SOLE WMS Partners 0 0 14,630
ISHARES TR RUS 1000 GRW ETF 464287614   2,329,609 6,206 SH   SOLE WMS Partners 0 0 6,206
ISHARES TR RUS 1000 VAL ETF 464287598   1,132,363 5,966 SH   SOLE WMS Partners 0 0 5,966
ISHARES TR RUS MD CP GR ETF 464287481   211,878 1,806 SH   SOLE WMS Partners 0 0 1,806
ISHARES TR RUS TP200 GR ETF 464289438   299,489 1,361 SH   SOLE WMS Partners 0 0 1,361
ISHARES TR RUSSELL 3000 ETF 464287689   210,415 644 SH   SOLE WMS Partners 0 0 644
ISHARES TR S&P 500 GRWT ETF 464287309   2,005,655 20,947 SH   SOLE WMS Partners 0 0 20,947
ISHARES TR S&P 500 VAL ETF 464287408   1,258,142 6,381 SH   SOLE WMS Partners 0 0 6,381
ISHARES TR S&P MC 400GR ETF 464287606   649,026 7,060 SH   SOLE WMS Partners 0 0 7,060
ISHARES TR U.S. TECH ETF 464287721   244,260 1,611 SH   SOLE WMS Partners 0 0 1,611
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   80,223,916 1,663,016 SH   SOLE WMS Partners 0 0 1,663,016
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   46,994,767 988,947 SH   SOLE WMS Partners 0 0 988,947
JANUS DETROIT STR TR HENDERSON SECURI 47103U746   1,156,932 21,839 SH   SOLE WMS Partners 0 0 21,839
JOHNSON & JOHNSON COM 478160104   9,635,394 59,456 SH   SOLE WMS Partners 0 0 59,456
JPMORGAN CHASE & CO. COM 46625H100   4,277,506 20,286 SH   SOLE WMS Partners 0 0 20,286
KEYSIGHT TECHNOLOGIES INC COM 49338L103   2,076,739 13,067 SH   SOLE WMS Partners 0 0 13,067
KIMBERLY-CLARK CORP COM 494368103   867,339 6,096 SH   SOLE WMS Partners 0 0 6,096
KKR & CO INC COM 48251W104   6,198,372 47,468 SH   SOLE WMS Partners 0 0 47,468
L3HARRIS TECHNOLOGIES INC COM 502431109   204,093 858 SH   SOLE WMS Partners 0 0 858
LIBERTY MEDIA CORP DEL COM LBTY ONE S C 531229755   303,526 3,920 SH   SOLE WMS Partners 0 0 3,920
LINDE PLC SHS G54950103   2,629,407 5,514 SH   SOLE WMS Partners 0 0 5,514
LOWES COS INC COM 548661107   467,145 1,725 SH   SOLE WMS Partners 0 0 1,725
LPL FINL HLDGS INC COM 50212V100   1,163,150 5,000 SH   SOLE WMS Partners 0 0 5,000
MANULIFE FINL CORP COM 56501R106   709,732 24,018 SH   SOLE WMS Partners 0 0 24,018
MARATHON PETE CORP COM 56585A102   499,157 3,064 SH   SOLE WMS Partners 0 0 3,064
MARKEL GROUP INC COM 570535104   1,032,126 658 SH   SOLE WMS Partners 0 0 658
MARKETAXESS HLDGS INC COM 57060D108   313,845 1,225 SH   SOLE WMS Partners 0 0 1,225
MASTERCARD INCORPORATED CL A 57636Q104   2,949,468 5,973 SH   SOLE WMS Partners 0 0 5,973
MCCORMICK & CO INC COM NON VTG 579780206   3,625,805 44,056 SH   SOLE WMS Partners 0 0 44,056
MCCORMICK & CO INC COM VTG 579780107   3,032,933 36,745 SH   SOLE WMS Partners 0 0 36,745
MCDONALDS CORP COM 580135101   5,984,212 19,652 SH   SOLE WMS Partners 0 0 19,652
MEDTRONIC PLC SHS G5960L103   237,680 2,640 SH   SOLE WMS Partners 0 0 2,640
MERCK & CO INC COM 58933Y105   2,209,444 19,456 SH   SOLE WMS Partners 0 0 19,456
META PLATFORMS INC CL A 30303M102   1,371,567 2,396 SH   SOLE WMS Partners 0 0 2,396
MICROSOFT CORP COM 594918104   43,054,696 100,057 SH   SOLE WMS Partners 0 0 100,057
MIMEDX GROUP INC COM 602496101   120,937 20,463 SH   SOLE WMS Partners 0 0 20,463
MONDELEZ INTL INC CL A 609207105   823,432 11,177 SH   SOLE WMS Partners 0 0 11,177
NETFLIX INC COM 64110L106   564,579 796 SH   SOLE WMS Partners 0 0 796
NEWMONT CORP COM 651639106   461,381 8,632 SH   SOLE WMS Partners 0 0 8,632
NEXTERA ENERGY INC COM 65339F101   427,300 5,055 SH   SOLE WMS Partners 0 0 5,055
NIKE INC CL B 654106103   238,238 2,695 SH   SOLE WMS Partners 0 0 2,695
NOBLE CORP PLC ORD SHS A G65431127   206,649 5,718 SH   SOLE WMS Partners 0 0 5,718
NORFOLK SOUTHN CORP COM 655844108   453,841 1,826 SH   SOLE WMS Partners 0 0 1,826
NOVO-NORDISK A S ADR 670100205   406,505 3,414 SH   SOLE WMS Partners 0 0 3,414
NUVEEN AMT FREE MUN CR INC F COM 67071L106   1,600,507 119,530 SH   SOLE WMS Partners 0 0 119,530
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   1,637,500 125,000 SH   SOLE WMS Partners 0 0 125,000
NVIDIA CORPORATION COM 67066G104   4,288,798 35,316 SH   SOLE WMS Partners 0 0 35,316
OLO INC CL A 68134L109   95,034 19,160 SH   SOLE WMS Partners 0 0 19,160
ORACLE CORP COM 68389X105   2,001,651 11,747 SH   SOLE WMS Partners 0 0 11,747
OREILLY AUTOMOTIVE INC COM 67103H107   242,988 211 SH   SOLE WMS Partners 0 0 211
PALO ALTO NETWORKS INC COM 697435105   303,519 888 SH   SOLE WMS Partners 0 0 888
PAYPAL HLDGS INC COM 70450Y103   256,407 3,286 SH   SOLE WMS Partners 0 0 3,286
PEBBLEBROOK HOTEL TR NOTE 1.750%12/1 70509VAA8   13,734 15,000 SH   SOLE WMS Partners 0 0 15,000
PEPSICO INC COM 713448108   4,841,049 28,468 SH   SOLE WMS Partners 0 0 28,468
PFIZER INC COM 717081103   1,464,601 50,608 SH   SOLE WMS Partners 0 0 50,608
PHILIP MORRIS INTL INC COM 718172109   2,473,281 20,373 SH   SOLE WMS Partners 0 0 20,373
PITNEY BOWES INC COM 724479100   187,511 26,299 SH   SOLE WMS Partners 0 0 26,299
PNC FINL SVCS GROUP INC COM 693475105   444,526 2,405 SH   SOLE WMS Partners 0 0 2,405
PRICE T ROWE GROUP INC COM 74144T108   115,269,946 1,058,202 SH   SOLE WMS Partners 0 0 1,058,202
PROCTER AND GAMBLE CO COM 742718109   6,930,285 40,013 SH   SOLE WMS Partners 0 0 40,013
PROGRESSIVE CORP COM 743315103   215,189 848 SH   SOLE WMS Partners 0 0 848
QUALCOMM INC COM 747525103   960,783 5,650 SH   SOLE WMS Partners 0 0 5,650
QUANTA SVCS INC COM 74762E102   5,159,199 17,304 SH   SOLE WMS Partners 0 0 17,304
RBB FD INC US TREASY 2 YR 74933W486   487,550 10,000 SH   SOLE WMS Partners 0 0 10,000
REPUBLIC SVCS INC COM 760759100   808,582 4,026 SH   SOLE WMS Partners 0 0 4,026
ROCKWELL AUTOMATION INC COM 773903109   269,266 1,003 SH   SOLE WMS Partners 0 0 1,003
ROSS STORES INC COM 778296103   405,324 2,693 SH   SOLE WMS Partners 0 0 2,693
RTX CORPORATION COM 75513E101   549,964 4,539 SH   SOLE WMS Partners 0 0 4,539
RYAN SPECIALTY HOLDINGS INC CL A 78351F107   3,622,305 54,561 SH   SOLE WMS Partners 0 0 54,561
S&P GLOBAL INC COM 78409V104   405,031 784 SH   SOLE WMS Partners 0 0 784
SALESFORCE INC COM 79466L302   421,788 1,541 SH   SOLE WMS Partners 0 0 1,541
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530   37,690,165 37,690,165 SH   SOLE WMS Partners 0 0 37,690,165
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   1,204,268 20,216 SH   SOLE WMS Partners 0 0 20,216
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   567,324 6,712 SH   SOLE WMS Partners 0 0 6,712
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,690,958 24,922 SH   SOLE WMS Partners 0 0 24,922
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   273,912 3,030 SH   SOLE WMS Partners 0 0 3,030
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   519,096 11,454 SH   SOLE WMS Partners 0 0 11,454
SELECT SECTOR SPDR TR INDL 81369Y704   670,699 4,952 SH   SOLE WMS Partners 0 0 4,952
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   454,121 2,266 SH   SOLE WMS Partners 0 0 2,266
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   351,381 4,234 SH   SOLE WMS Partners 0 0 4,234
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   523,335 5,430 SH   SOLE WMS Partners 0 0 5,430
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   794,701 3,520 SH   SOLE WMS Partners 0 0 3,520
SHOPIFY INC CL A 82509L107   469,300 5,856 SH   SOLE WMS Partners 0 0 5,856
SOUTHERN CO COM 842587107   228,292 2,532 SH   SOLE WMS Partners 0 0 2,532
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   641,874 1,517 SH   SOLE WMS Partners 0 0 1,517
SPDR GOLD TR GOLD SHS 78463V107   2,679,980 11,026 SH   SOLE WMS Partners 0 0 11,026
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,529,881 14,867 SH   SOLE WMS Partners 0 0 14,867
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,244,100 15,000 SH   SOLE WMS Partners 0 0 15,000
SPDR SER TR S&P DIVID ETF 78464A763   235,787 1,660 SH   SOLE WMS Partners 0 0 1,660
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104   254,093 25,875 SH   SOLE WMS Partners 0 0 25,875
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   402,121 9,713 SH   SOLE WMS Partners 0 0 9,713
STARBUCKS CORP COM 855244109   568,757 5,834 SH   SOLE WMS Partners 0 0 5,834
STATE STR CORP COM 857477103   205,162 2,319 SH   SOLE WMS Partners 0 0 2,319
STONERIDGE INC COM 86183P102   311,832 27,867 SH   SOLE WMS Partners 0 0 27,867
STRYKER CORPORATION COM 863667101   1,427,269 3,951 SH   SOLE WMS Partners 0 0 3,951
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   323,027 1,860 SH   SOLE WMS Partners 0 0 1,860
TARGET CORP COM 87612E106   553,927 3,554 SH   SOLE WMS Partners 0 0 3,554
TESLA INC COM 88160R101   827,798 3,164 SH   SOLE WMS Partners 0 0 3,164
TEXAS INSTRS INC COM 882508104   764,929 3,703 SH   SOLE WMS Partners 0 0 3,703
TEXAS PACIFIC LAND CORPORATI COM 88262P102   663,555 750 SH   SOLE WMS Partners 0 0 750
THE CIGNA GROUP COM 125523100   375,722 1,085 SH   SOLE WMS Partners 0 0 1,085
THE TRADE DESK INC COM CL A 88339J105   272,152 2,482 SH   SOLE WMS Partners 0 0 2,482
THERMO FISHER SCIENTIFIC INC COM 883556102   429,907 695 SH   SOLE WMS Partners 0 0 695
TJX COS INC NEW COM 872540109   642,239 5,464 SH   SOLE WMS Partners 0 0 5,464
TOAST INC CL A 888787108   206,635 7,299 SH   SOLE WMS Partners 0 0 7,299
TRANE TECHNOLOGIES PLC SHS G8994E103   206,805 532 SH   SOLE WMS Partners 0 0 532
TRAVELERS COMPANIES INC COM 89417E109   657,701 2,809 SH   SOLE WMS Partners 0 0 2,809
UBER TECHNOLOGIES INC COM 90353T100   4,513,208 60,048 SH   SOLE WMS Partners 0 0 60,048
UNDER ARMOUR INC CL A 904311107   91,551 10,275 SH   SOLE WMS Partners 0 0 10,275
UNDER ARMOUR INC CL C 904311206   105,270 12,592 SH   SOLE WMS Partners 0 0 12,592
UNION PAC CORP COM 907818108   1,691,463 6,862 SH   SOLE WMS Partners 0 0 6,862
UNITED PARCEL SERVICE INC CL B 911312106   250,096 1,834 SH   SOLE WMS Partners 0 0 1,834
UNITEDHEALTH GROUP INC COM 91324P102   4,114,978 7,038 SH   SOLE WMS Partners 0 0 7,038
VANECK ETF TRUST GOLD MINERS ETF 92189F106   597,300 15,000 SH   SOLE WMS Partners 0 0 15,000
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   283,191 2,921 SH   SOLE WMS Partners 0 0 2,921
VANECK MERK GOLD ETF GOLD SHS 921078101   523,314 20,611 SH   SOLE WMS Partners 0 0 20,611
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,543,075 33,858 SH   SOLE WMS Partners 0 0 33,858
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   867,733 17,258 SH   SOLE WMS Partners 0 0 17,258
VANGUARD INDEX FDS GROWTH ETF 922908736   2,107,624 5,490 SH   SOLE WMS Partners 0 0 5,490
VANGUARD INDEX FDS MID CAP ETF 922908629   7,089,297 26,871 SH   SOLE WMS Partners 0 0 26,871
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,223,363 12,558 SH   SOLE WMS Partners 0 0 12,558
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,871,711 5,442 SH   SOLE WMS Partners 0 0 5,442
VANGUARD INDEX FDS SM CP VAL ETF 922908611   643,300 3,204 SH   SOLE WMS Partners 0 0 3,204
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,306,553 5,508 SH   SOLE WMS Partners 0 0 5,508
VANGUARD INDEX FDS TOTAL STK MKT 922908769   118,563,486 418,716 SH   SOLE WMS Partners 0 0 418,716
VANGUARD INDEX FDS VALUE ETF 922908744   2,034,889 11,657 SH   SOLE WMS Partners 0 0 11,657
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,077,608 22,521 SH   SOLE WMS Partners 0 0 22,521
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   11,073,756 92,513 SH   SOLE WMS Partners 0 0 92,513
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,845,565 31,270 SH   SOLE WMS Partners 0 0 31,270
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,414,391 42,992 SH   SOLE WMS Partners 0 0 42,992
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   64,493,979 325,628 SH   SOLE WMS Partners 0 0 325,628
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,652,257 25,521 SH   SOLE WMS Partners 0 0 25,521
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   385,513 7,300 SH   SOLE WMS Partners 0 0 7,300
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,486,536 11,595 SH   SOLE WMS Partners 0 0 11,595
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,778,989 54,134 SH   SOLE WMS Partners 0 0 54,134
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   204,198 2,781 SH   SOLE WMS Partners 0 0 2,781
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   211,098 620 SH   SOLE WMS Partners 0 0 620
VANGUARD WORLD FD ENERGY ETF 92204A306   230,122 1,879 SH   SOLE WMS Partners 0 0 1,879
VANGUARD WORLD FD FINANCIALS ETF 92204A405   249,716 2,272 SH   SOLE WMS Partners 0 0 2,272
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,417,577 5,023 SH   SOLE WMS Partners 0 0 5,023
VANGUARD WORLD FD INF TECH ETF 92204A702   2,134,917 3,640 SH   SOLE WMS Partners 0 0 3,640
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   728,246 5,677 SH   SOLE WMS Partners 0 0 5,677
VANGUARD WORLD FD MEGA GRWTH IND 921910816   833,207 2,588 SH   SOLE WMS Partners 0 0 2,588
VERISK ANALYTICS INC COM 92345Y106   288,057 1,075 SH   SOLE WMS Partners 0 0 1,075
VERIZON COMMUNICATIONS INC COM 92343V104   285,179 6,350 SH   SOLE WMS Partners 0 0 6,350
VISA INC COM CL A 92826C839   14,083,846 51,223 SH   SOLE WMS Partners 0 0 51,223
WAFD INC COM 938824109   450,785 12,935 SH   SOLE WMS Partners 0 0 12,935
WALMART INC COM 931142103   1,957,955 24,247 SH   SOLE WMS Partners 0 0 24,247
WISDOMTREE TR ITL HIGH DIV FD 97717W802   290,079 7,000 SH   SOLE WMS Partners 0 0 7,000
YUM BRANDS INC COM 988498101   220,742 1,580 SH   SOLE WMS Partners 0 0 1,580
ZIMMER BIOMET HOLDINGS INC COM 98956P102   2,587,022 23,965 SH   SOLE WMS Partners 0 0 23,965
ZOETIS INC CL A 98978V103   216,872 1,110 SH   SOLE WMS Partners 0 0 1,110